Banks in Bakersville, NC

Bank branch map: Bakersville

Banks sit at the coordinates in their FDIC record; credit union offices at their NCUA address, located with the U.S. Census Bureau Geocoder. Point at a marker for today's hours, tap it for the address, directions and the bank's site.

Short answer: 1 institution operates 1 location in Bakersville, according to the FDIC. 1 of them has coordinates on record and is on the map. ATMs and opening hours are not in the sources this page uses yet; each marker links to directions.

Positions are the regulators' own coordinates, or the Census Geocoder's point for the address, and can sit a few hundred feet from the door. Streets, buildings and parks come from OpenStreetMap through OpenFreeMap, with every street named as you zoom in; if that map cannot load, a simpler map drawn from the Census Bureau's TIGER/Line files takes its place. ATMs will follow with the Overture Maps import.

All banks in Bakersville

Sorted by number of local branches. Each branch shows where its hours and phone number come from.

Short answer: United Community is the only bank with an office in Bakersville. Open any bank to see each address, today's hours where the bank publishes them and the phone number.

United Community United Community Bank · 1 branch · main office Greenville, SC Bank · 1

United Community has 1 branch in Bakersville, 37 across North Carolina and 190 nationwide. FDIC records list its main office in Greenville, SC and show it operating since 1950. With $28.99 billion in total assets on June 30, 2026, it ranks No. 73 of 4,232 U.S. banks by total assets. The Bakersville Main Branch at 54 N Mitchell Ave dates to 1937 in FDIC branch records. It does not publish hours in the sources this page uses; check its site before you go.

• Bakersville Main Branch

  54 N Mitchell Ave, 28705

  Hours: see the bank's site
  DirectionsWebsite

United Community: profile, branches and contacts

Banking in Bakersville: the local picture

Short answer: 1 bank runs 1 branch in Bakersville according to the FDIC. A population estimate for this place is not available from the Census Bureau, so branches per resident are not shown.

United Community has its main office in Greenville, SC, according to the FDIC.

The bank with the longest record here is United Community, operating since 1950 according to the FDIC.

The one location here does not publish hours in the sources this page uses. Each branch links to the bank's own site.

Chase, Bank of America and other national banks

Which big national banks have branches in Bakersville, and where the nearest one is if they do not.

Short answer: No branches in Bakersville: Chase (nearest in Asheville, 41 mi), Wells Fargo (nearest in Burnsville, 10 mi), Bank of America (nearest in Boone, 31 mi), PNC Bank (nearest in Burnsville, 11 mi), U.S. Bank (nearest in Huntersville, 82 mi), Truist (nearest in Banner Elk, 19 mi), Fifth Third Bank (nearest in Banner Elk, 19 mi), Huntington (nearest in Charlotte, 92 mi), Regions Bank (nearest in Cornelius, 80 mi), TD Bank (nearest in Burnsville, 11 mi), BMO.

Branch counts from FDIC BankFind as of September 5, 2026. Distances are straight-line miles from the center of Bakersville to the nearest branch in North Carolina.

What your savings could earn

National benchmarks and the best published offers, from the Banrox Bank Rates tracker. Enter your own balance and rate to compare.

Short answer: At the national average savings rate of 0.38%, $10,000 kept in savings for a year earns about $38. The best published savings rate in the tracker, 3.75% at CIT Bank, earns about $375. The national average 12-month CD pays 1.71%.

Rates are the banks' published APYs as tracked on the Banrox Bank Rates page, with the date next to each benchmark; they are not offers from Banrox and can change daily. Interest is before tax. The best offers are mostly online banks and are open to Bakersville residents like anyone else.

Banks near Bakersville

Nearby cities with at least two banks, by straight-line distance. Counts from FDIC BankFind.

Short answer: The closest towns with more choice are Burnsville (11 miles) and Newland (14 miles). Boone, 30 miles away, has the most banks nearby: 13.

Bank branch openings and closings in Bakersville

FDIC branch records, between September 5, 2025 and September 5, 2026.

Short answer: FDIC branch records show no bank branch openings in Bakersville between September 5, 2025 and September 5, 2026. Closings and relocations are not tracked by the sources this page uses yet.

Largest banks in Bakersville by total assets

Ranked by each bank's total assets on its FDIC balance sheet, which covers the whole bank, not only its Bakersville offices.

Short answer: United Community is the largest bank with offices in Bakersville, with $28.99 billion in total assets on June 30, 2026, No. 73 among U.S. banks by total assets. Local deposit shares will follow once the FDIC Summary of Deposits is imported.

Total assets and ranks from FDIC BankFind as of June 30, 2026. Rank is among active banks that report total assets to the FDIC.

Banks in Bakersville: FAQ

How we build this page

Every figure above comes from one of these sources. Nothing is typed by hand, nothing is estimated.