US Bank Directory
Banks in Kosciusko, MS
5 FDIC-insured banks operate 7 offices in Kosciusko, Mississippi.
Source: FDIC BankFind, data as of September 5, 2026.
Bank branch map: Kosciusko
Banks sit at the coordinates in their FDIC record; credit union offices at their NCUA address, located with the U.S. Census Bureau Geocoder. Point at a marker for today's hours, tap it for the address, directions and the bank's site.
Short answer: 5 banks and credit unions operate 7 locations in Kosciusko, according to the FDIC. 7 of them have coordinates on record and are on the map. ATMs and opening hours are not in the sources this page uses yet; each marker links to directions.
Branches: FDIC, NCUA. Streets: loading.
7 locations on the map
Tap a cluster to zoom in
Positions are the regulators' own coordinates, or the Census Geocoder's point for the address, and can sit a few hundred feet from the door. Streets, buildings and parks come from OpenStreetMap through OpenFreeMap, with every street named as you zoom in; if that map cannot load, a simpler map drawn from the Census Bureau's TIGER/Line files takes its place. ATMs will follow with the Overture Maps import.
All banks in Kosciusko
Sorted by number of local branches. Each branch shows where its hours and phone number come from.
Short answer: Renasant and The Citizens National Bank of Meridian have the most locations in Kosciusko, with 2 each. 3 banks have a single office in the city. Open any bank to see each address, today's hours where the bank publishes them and the phone number.
Renasant Bank · 2
Renasant has 2 branches in Kosciusko, 89 across Mississippi and 266 nationwide. FDIC records list its main office in Tupelo, MS and show it operating since 1904. With $26.99 billion in total assets on June 30, 2026, it ranks No. 80 of 4,232 U.S. banks by total assets. In FDIC branch records, its longest-running Kosciusko location is the Ms-Kosciusko Main Branch at 221 E Washington St, dating to 1890; the newest, at 220 Highway 12 E, to 1964. It does not publish hours in the sources this page uses; check its site before you go.
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Ms-Kosciusko Northside Branch220 Highway 12 E, 39090
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Ms-Kosciusko Main Branch221 E Washington St, 39090
The Citizens National Bank of Meridian Bank · 2
The Citizens National Bank of Meridian has 2 branches in Kosciusko, 29 across Mississippi and 29 nationwide. FDIC records list its main office in Meridian, MS and show it operating since 1888. With $1.89 billion in total assets on June 30, 2026, it ranks No. 630 of 4,232 U.S. banks by total assets. In FDIC branch records, its longest-running Kosciusko location is the Kosciusko Branch at 101 E Jefferson St, dating to 1955; the newest, at 120 Highway 12 E, to 1963. It does not publish hours in the sources this page uses; check its site before you go.
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Kosciusko Branch101 E Jefferson St, 39090
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Kosciusko Hwy 12 Branch120 Highway 12 E, 39090
Bank of Commerce Bank · 1
Bank of Commerce has 1 branch in Kosciusko, 16 across Mississippi and 16 nationwide. FDIC records list its main office in Greenwood, MS and show it operating since 1904. With $1.13 billion in total assets on June 30, 2026, it ranks No. 939 of 4,232 U.S. banks by total assets. The Holmes County Bank & Trust Company Branch at 439 Mississippi Highway 12 dates to 2022 in FDIC branch records. It does not publish hours in the sources this page uses; check its site before you go.
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Holmes County Bank & Trust Company Branch439 Mississippi Highway 12, 39090
Regions Bank Bank · 1
Regions Bank has 1 branch in Kosciusko, 96 across Mississippi and 1,256 nationwide. FDIC records list its main office in Birmingham, AL and show it operating since 1928. With $159.79 billion in total assets on June 30, 2026, it ranks No. 27 of 4,232 U.S. banks by total assets. The Kosciusko Main Branch at 620 Veterans Memorial Dr dates to 1974 in FDIC branch records. It does not publish hours in the sources this page uses; check its site before you go.
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Kosciusko Main Branch620 Veterans Memorial Dr, 39090
The Citizens Bank of Philadelphia, Mississippi Bank · 1
The Citizens Bank of Philadelphia, Mississippi has 1 branch in Kosciusko, 26 across Mississippi and 26 nationwide. FDIC records list its main office in Philadelphia, MS and show it operating since 1908. With $1.56 billion in total assets on June 30, 2026, it ranks No. 725 of 4,232 U.S. banks by total assets. The Kosciusko Branch at 775 N Jackson St dates to 1965 in FDIC branch records. It does not publish hours in the sources this page uses; check its site before you go.
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Kosciusko Branch775 N Jackson St, 39090
Banking in Kosciusko: the local picture
Short answer: 5 banks run 7 branches in Kosciusko according to the FDIC. A population estimate for this place is not available from the Census Bureau, so branches per resident are not shown.
Of the 5 banks, 0 have their main office in Kosciusko, 4 elsewhere in Mississippi and 1 out of state, according to the FDIC.
The bank with the longest record here is The Citizens National Bank of Meridian, operating since 1888 according to the FDIC. In FDIC branch records, the longest-running branch is Renasant's office at 221 E Washington St, dating to 1890; the newest is Bank of Commerce's at 439 Mississippi Highway 12, from 2022.
None of the 7 locations here publishes hours in the sources this page uses. Each branch links to the bank's own site.
Chase, Bank of America and other national banks
Which big national banks have branches in Kosciusko, and where the nearest one is if they do not.
Short answer: In Kosciusko: Regions Bank (1). No branches in Kosciusko: Chase (nearest in Ridgeland, 54 mi), Wells Fargo (nearest in Ridgeland, 54 mi), Bank of America, PNC Bank, U.S. Bank, Truist (nearest in Southaven, 133 mi), Fifth Third Bank, Huntington (nearest in Louisville, 30 mi), TD Bank, BMO.
| Bank | In Kosciusko | Nearest branch if none here |
|---|---|---|
| Regions Bank | 1 branch | here |
| Chase | None | Ridgeland, 54 miles away |
| Wells Fargo | None | Ridgeland, 54 miles away |
| Bank of America | None | none in Mississippi |
| PNC Bank | None | none in Mississippi |
| U.S. Bank | None | none in Mississippi |
| Truist | None | Southaven, 133 miles away |
| Fifth Third Bank | None | none in Mississippi |
| Huntington | None | Louisville, 30 miles away |
| TD Bank | None | none in Mississippi |
| BMO | None | none in Mississippi |
Branch counts from FDIC BankFind as of September 5, 2026. Distances are straight-line miles from the center of Kosciusko to the nearest branch in Mississippi.
What your savings could earn
National benchmarks and the best published offers, from the Banrox Bank Rates tracker. Enter your own balance and rate to compare.
Short answer: At the national average savings rate of 0.38%, $10,000 kept in savings for a year earns about $38. The best published savings rate in the tracker, 3.75% at CIT Bank, earns about $375. The national average 12-month CD pays 1.71%.
| Offer | Bank | APY | Term | Minimum |
|---|---|---|---|---|
| Savings | CIT Bank | 3.75% | none | $5,000 |
| Savings | Barclays | 3.50% | none | $0 |
| Savings | Marcus by Goldman Sachs | 3.40% | none | $0 |
| CD | Synchrony Bank | 4.35% | 60 Months | $0 |
| CD | Marcus by Goldman Sachs | 4.35% | 24 Months | $500 |
| CD | American Express National Bank | 4.25% | 10 Months | $0 |
Rates are the banks' published APYs as tracked on the Banrox Bank Rates page, with the date next to each benchmark; they are not offers from Banrox and can change daily. Interest is before tax. The best offers are mostly online banks and are open to Kosciusko residents like anyone else.
Banks near Kosciusko
Nearby cities with at least two banks, by straight-line distance. Counts from FDIC BankFind.
Short answer: The closest towns with more choice are Durant (15 miles) and Carthage (23 miles). Philadelphia, 34 miles away, has the most banks nearby: 6.
| City | Distance | Banks | Branches |
|---|---|---|---|
| Banks in Durant, MS | 15 mi | 2 | 2 |
| Banks in Carthage, MS | 23 mi | 5 | 8 |
| Banks in Lexington, MS | 27 mi | 2 | 2 |
| Banks in Ackerman, MS | 30 mi | 3 | 3 |
| Banks in Winona, MS | 31 mi | 4 | 4 |
| Banks in Louisville, MS | 31 mi | 4 | 7 |
| Banks in Philadelphia, MS | 34 mi | 6 | 9 |
| Banks in Eupora, MS | 38 mi | 3 | 3 |
Bank branch openings and closings in Kosciusko
FDIC branch records, between September 5, 2025 and September 5, 2026.
Short answer: FDIC branch records show no bank branch openings in Kosciusko between September 5, 2025 and September 5, 2026. Closings and relocations are not tracked by the sources this page uses yet.
Largest banks in Kosciusko by total assets
Ranked by each bank's total assets on its FDIC balance sheet, which covers the whole bank, not only its Kosciusko offices.
Short answer: Regions Bank is the largest bank with offices in Kosciusko, with $159.79 billion in total assets on June 30, 2026, No. 27 among U.S. banks by total assets. Renasant is second with $26.99 billion. Local deposit shares will follow once the FDIC Summary of Deposits is imported.
| Bank | Total assets | Rank | Offices here | Main office |
|---|---|---|---|---|
| Regions Bank | $159.79 billion | No. 27 | 1 | Birmingham, AL |
| Renasant | $26.99 billion | No. 80 | 2 | Tupelo, MS |
| The Citizens National Bank of Meridian | $1.89 billion | No. 630 | 2 | Meridian, MS |
| The Citizens Bank of Philadelphia, Mississippi | $1.56 billion | No. 725 | 1 | Philadelphia, MS |
| Bank of Commerce | $1.13 billion | No. 939 | 1 | Greenwood, MS |
Total assets and ranks from FDIC BankFind as of June 30, 2026. Rank is among active banks that report total assets to the FDIC.
Banks in Kosciusko: FAQ
How many banks are in Kosciusko, MS?
Kosciusko has 5 banks with 7 branches, according to FDIC data as of September 5, 2026.
Which bank has the most branches in Kosciusko?
Renasant, with 2. The Citizens National Bank of Meridian has 2 and Regions Bank has 1.
Is there a Renasant in Kosciusko, MS?
Yes. FDIC data lists 2 Renasant branches in Kosciusko as of September 5, 2026. Its branches are listed under Renasant above, with the address and directions for each.
Is there a The Citizens National Bank of Meridian in Kosciusko, MS?
Yes. FDIC data lists 2 The Citizens National Bank of Meridian branches in Kosciusko as of September 5, 2026. Its branches are listed under The Citizens National Bank of Meridian above, with the address and directions for each.
Is there a Regions Bank in Kosciusko, MS?
Yes. FDIC data lists 1 Regions Bank branch in Kosciusko as of September 5, 2026. The address and directions are under Regions Bank above.
Is there a Chase in Kosciusko, MS?
No. FDIC data lists no Chase branch in Kosciusko as of September 5, 2026. The nearest is in Ridgeland, about 54 miles away in a straight line.
What is the oldest bank in Kosciusko?
The Citizens National Bank of Meridian has the longest record among banks with a branch here: the FDIC shows it operating since 1888.
Did any bank branches open or close in Kosciusko in the past year?
FDIC branch records show no branch openings between September 5, 2025 and September 5, 2026. Closings and relocations are not tracked by the sources this page uses yet.
Where can I find more banks near Kosciusko?
Nearby cities with more banks include Durant, Carthage, Lexington. Durant is 15 miles away with 2 banks.
How we build this page
Every figure above comes from one of these sources. Nothing is typed by hand, nothing is estimated.
| Data | Source | License | Updated | Data as of |
|---|---|---|---|---|
| FDIC-insured banks: branches, main offices, total assets, dates established | FDIC BankFind Suite API | Public data (U.S. government) | Monthly import | Sep 5, 2026 |
| Savings and CD rates, national averages | Banrox Bank Rates | Banrox, from the banks' own rate pages and FDIC national rates | Weekly | see each rate |
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