US Bank Directory
Banks in Winona, MS
4 FDIC-insured banks operate 4 offices in Winona, Mississippi.
Source: FDIC BankFind, data as of September 5, 2026.
Bank branch map: Winona
Banks sit at the coordinates in their FDIC record; credit union offices at their NCUA address, located with the U.S. Census Bureau Geocoder. Point at a marker for today's hours, tap it for the address, directions and the bank's site.
Short answer: 4 banks and credit unions operate 4 locations in Winona, according to the FDIC. 4 of them have coordinates on record and are on the map. ATMs and opening hours are not in the sources this page uses yet; each marker links to directions.
Branches: FDIC, NCUA. Streets: loading.
4 locations on the map
Tap a cluster to zoom in
Positions are the regulators' own coordinates, or the Census Geocoder's point for the address, and can sit a few hundred feet from the door. Streets, buildings and parks come from OpenStreetMap through OpenFreeMap, with every street named as you zoom in; if that map cannot load, a simpler map drawn from the Census Bureau's TIGER/Line files takes its place. ATMs will follow with the Overture Maps import.
All banks in Winona
Sorted by number of local branches. Each branch shows where its hours and phone number come from.
Short answer: 4 banks share the most locations in Winona, with 1 each. 4 banks have a single office in the city. Open any bank to see each address, today's hours where the bank publishes them and the phone number.
Bank of Kilmichael Bank · 1
Bank of Kilmichael has 1 branch in Winona, 6 across Mississippi and 6 nationwide. FDIC records list its main office in Kilmichael, MS and show it operating since 1904. With $341.6 million in total assets on June 30, 2026, it ranks No. 2,295 of 4,232 U.S. banks by total assets. The Winona Branch at 509 N Applegate St dates to 2008 in FDIC branch records. It does not publish hours in the sources this page uses; check its site before you go.
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Winona Branch509 N Applegate St, 38967
Bank of Winona Bank · 1
Bank of Winona has 1 branch in Winona, 1 across Mississippi and 1 nationwide. FDIC records list its main office in Winona, MS and show it operating since 1885. With $142.7 million in total assets on June 30, 2026, it ranks No. 3,375 of 4,232 U.S. banks by total assets. Its main office at 312 N Applegate St dates to 1885 in FDIC branch records. It does not publish hours in the sources this page uses; check its site before you go.
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Main Office main office312 N Applegate St, 38967
Regions Bank Bank · 1
Regions Bank has 1 branch in Winona, 96 across Mississippi and 1,256 nationwide. FDIC records list its main office in Birmingham, AL and show it operating since 1928. With $159.79 billion in total assets on June 30, 2026, it ranks No. 27 of 4,232 U.S. banks by total assets. The Winona Branch at 335 Summit St dates to 1980 in FDIC branch records. It does not publish hours in the sources this page uses; check its site before you go.
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Winona Branch335 Summit St, 38967
Renasant Bank · 1
Renasant has 1 branch in Winona, 89 across Mississippi and 266 nationwide. FDIC records list its main office in Tupelo, MS and show it operating since 1904. With $26.99 billion in total assets on June 30, 2026, it ranks No. 80 of 4,232 U.S. banks by total assets. The Winona Branch at 400 Summit St dates to 1949 in FDIC branch records. It does not publish hours in the sources this page uses; check its site before you go.
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Winona Branch400 Summit St, 38967
Banking in Winona: the local picture
Short answer: 4 banks run 4 branches in Winona according to the FDIC. A population estimate for this place is not available from the Census Bureau, so branches per resident are not shown.
Of the 4 banks, 1 has its main office in Winona, 2 elsewhere in Mississippi and 1 out of state, according to the FDIC.
The bank with the longest record here is Bank of Winona, operating since 1885 according to the FDIC. In FDIC branch records, the longest-running branch is Bank of Winona's office at 312 N Applegate St, dating to 1885; the newest is Bank of Kilmichael's at 509 N Applegate St, from 2008.
None of the 4 locations here publishes hours in the sources this page uses. Each branch links to the bank's own site.
Chase, Bank of America and other national banks
Which big national banks have branches in Winona, and where the nearest one is if they do not.
Short answer: In Winona: Regions Bank (1). No branches in Winona: Chase (nearest in Columbus, 75 mi), Wells Fargo (nearest in Ridgeland, 77 mi), Bank of America, PNC Bank, U.S. Bank, Truist (nearest in Southaven, 103 mi), Fifth Third Bank, Huntington (nearest in Grenada, 20 mi), TD Bank, BMO.
| Bank | In Winona | Nearest branch if none here |
|---|---|---|
| Regions Bank | 1 branch | here |
| Chase | None | Columbus, 75 miles away |
| Wells Fargo | None | Ridgeland, 77 miles away |
| Bank of America | None | none in Mississippi |
| PNC Bank | None | none in Mississippi |
| U.S. Bank | None | none in Mississippi |
| Truist | None | Southaven, 103 miles away |
| Fifth Third Bank | None | none in Mississippi |
| Huntington | None | Grenada, 20 miles away |
| TD Bank | None | none in Mississippi |
| BMO | None | none in Mississippi |
Branch counts from FDIC BankFind as of September 5, 2026. Distances are straight-line miles from the center of Winona to the nearest branch in Mississippi.
What your savings could earn
National benchmarks and the best published offers, from the Banrox Bank Rates tracker. Enter your own balance and rate to compare.
Short answer: At the national average savings rate of 0.38%, $10,000 kept in savings for a year earns about $38. The best published savings rate in the tracker, 3.75% at CIT Bank, earns about $375. The national average 12-month CD pays 1.71%.
| Offer | Bank | APY | Term | Minimum |
|---|---|---|---|---|
| Savings | CIT Bank | 3.75% | none | $5,000 |
| Savings | Barclays | 3.50% | none | $0 |
| Savings | Marcus by Goldman Sachs | 3.40% | none | $0 |
| CD | Synchrony Bank | 4.35% | 60 Months | $0 |
| CD | Marcus by Goldman Sachs | 4.35% | 24 Months | $500 |
| CD | American Express National Bank | 4.25% | 10 Months | $0 |
Rates are the banks' published APYs as tracked on the Banrox Bank Rates page, with the date next to each benchmark; they are not offers from Banrox and can change daily. Interest is before tax. The best offers are mostly online banks and are open to Winona residents like anyone else.
Banks near Winona
Nearby cities with at least two banks, by straight-line distance. Counts from FDIC BankFind.
Short answer: The closest towns with more choice are Grenada (21 miles) and Greenwood (27 miles). Grenada, 21 miles away, has the most banks nearby: 7.
| City | Distance | Banks | Branches |
|---|---|---|---|
| Banks in Grenada, MS | 21 mi | 7 | 8 |
| Banks in Greenwood, MS | 27 mi | 7 | 12 |
| Banks in Eupora, MS | 27 mi | 3 | 3 |
| Banks in Durant, MS | 29 mi | 2 | 2 |
| Banks in Kosciusko, MS | 31 mi | 5 | 7 |
| Banks in Lexington, MS | 32 mi | 2 | 2 |
| Banks in Ackerman, MS | 34 mi | 3 | 3 |
| Banks in Calhoun City, MS | 35 mi | 2 | 2 |
Bank branch openings and closings in Winona
FDIC branch records, between September 5, 2025 and September 5, 2026.
Short answer: FDIC branch records show no bank branch openings in Winona between September 5, 2025 and September 5, 2026. Closings and relocations are not tracked by the sources this page uses yet.
Banks and credit unions based in Winona
Short answer: 1 institution has its main office in Winona: Bank of Winona.
| Institution | Type | Total assets, June 30, 2026 | Offices here |
|---|---|---|---|
| Bank of Winona | Bank | $142.7 million | 1 |
Banks: FDIC BankFind (community-bank flag and assets). Credit unions: NCUA call report.
Largest banks in Winona by total assets
Ranked by each bank's total assets on its FDIC balance sheet, which covers the whole bank, not only its Winona offices.
Short answer: Regions Bank is the largest bank with offices in Winona, with $159.79 billion in total assets on June 30, 2026, No. 27 among U.S. banks by total assets. Renasant is second with $26.99 billion. 1 of the 4 bank is headquartered here. Local deposit shares will follow once the FDIC Summary of Deposits is imported.
| Bank | Total assets | Rank | Offices here | Main office |
|---|---|---|---|---|
| Regions Bank | $159.79 billion | No. 27 | 1 | Birmingham, AL |
| Renasant | $26.99 billion | No. 80 | 1 | Tupelo, MS |
| Bank of Kilmichael | $341.6 million | No. 2,295 | 1 | Kilmichael, MS |
| Bank of Winona | $142.7 million | No. 3,375 | 1 | Winona, MS |
Total assets and ranks from FDIC BankFind as of June 30, 2026. Rank is among active banks that report total assets to the FDIC.
Banks in Winona: FAQ
How many banks are in Winona, MS?
Winona has 4 banks with 4 branches, according to FDIC data as of September 5, 2026.
Which bank has the most branches in Winona?
Regions Bank, with 1. Renasant has 1 and Bank of Kilmichael has 1.
Is there a Regions Bank in Winona, MS?
Yes. FDIC data lists 1 Regions Bank branch in Winona as of September 5, 2026. The address and directions are under Regions Bank above.
Is there a Renasant in Winona, MS?
Yes. FDIC data lists 1 Renasant branch in Winona as of September 5, 2026. The address and directions are under Renasant above.
Is there a Bank of Kilmichael in Winona, MS?
Yes. FDIC data lists 1 Bank of Kilmichael branch in Winona as of September 5, 2026. The address and directions are under Bank of Kilmichael above.
Is there a Chase in Winona, MS?
No. FDIC data lists no Chase branch in Winona as of September 5, 2026. The nearest is in Columbus, about 75 miles away in a straight line.
Which banks are headquartered in Winona?
Bank of Winona has its main office in Winona, according to the FDIC.
What is the oldest bank in Winona?
Bank of Winona has the longest record among banks with a branch here: the FDIC shows it operating since 1885.
Did any bank branches open or close in Winona in the past year?
FDIC branch records show no branch openings between September 5, 2025 and September 5, 2026. Closings and relocations are not tracked by the sources this page uses yet.
Where can I find more banks near Winona?
Nearby cities with more banks include Grenada, Greenwood, Eupora. Grenada is 21 miles away with 7 banks.
How we build this page
Every figure above comes from one of these sources. Nothing is typed by hand, nothing is estimated.
| Data | Source | License | Updated | Data as of |
|---|---|---|---|---|
| FDIC-insured banks: branches, main offices, total assets, dates established | FDIC BankFind Suite API | Public data (U.S. government) | Monthly import | Sep 5, 2026 |
| Savings and CD rates, national averages | Banrox Bank Rates | Banrox, from the banks' own rate pages and FDIC national rates | Weekly | see each rate |
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