US Bank Directory
Banks in Carthage, MS
5 FDIC-insured banks operate 8 offices in Carthage, Mississippi.
Source: FDIC BankFind, data as of September 5, 2026.
Bank branch map: Carthage
Banks sit at the coordinates in their FDIC record; credit union offices at their NCUA address, located with the U.S. Census Bureau Geocoder. Point at a marker for today's hours, tap it for the address, directions and the bank's site.
Short answer: 5 banks and credit unions operate 8 locations in Carthage, according to the FDIC. 8 of them have coordinates on record and are on the map. ATMs and opening hours are not in the sources this page uses yet; each marker links to directions.
Branches: FDIC, NCUA. Streets: loading.
8 locations on the map
Tap a cluster to zoom in
Positions are the regulators' own coordinates, or the Census Geocoder's point for the address, and can sit a few hundred feet from the door. Streets, buildings and parks come from OpenStreetMap through OpenFreeMap, with every street named as you zoom in; if that map cannot load, a simpler map drawn from the Census Bureau's TIGER/Line files takes its place. ATMs will follow with the Overture Maps import.
All banks in Carthage
Sorted by number of local branches. Each branch shows where its hours and phone number come from.
Short answer: Trustmark has the most locations in Carthage, with 3. It is followed by First Financial Bank (2). 3 banks have a single office in the city. Open any bank to see each address, today's hours where the bank publishes them and the phone number.
Trustmark Bank · 3
Trustmark has 3 branches in Carthage, 97 across Mississippi and 181 nationwide. FDIC records list its main office in Jackson, MS and show it operating since 1889. With $19.19 billion in total assets on June 30, 2026, it ranks No. 109 of 4,232 U.S. banks by total assets. In FDIC branch records, its longest-running Carthage location is the Heritage Banking Group Branch at 114 S Pearl St, dating to 1920; the newest, at 106 Highway 16 W, to 1964. It does not publish hours in the sources this page uses; check its site before you go.
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Operations Center Branch101 W Water St, 39051
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Drive-In Branch106 Highway 16 W, 39051
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Heritage Banking Group Branch114 S Pearl St, 39051
First Financial Bank Bank · 2
First Financial Bank has 2 branches in Carthage, 4 across Mississippi and 19 nationwide. FDIC records list its main office in El Dorado, AR and show it operating since 1934. With $2.04 billion in total assets on June 30, 2026, it ranks No. 597 of 4,232 U.S. banks by total assets. In FDIC branch records, its longest-running Carthage location is the Carthage Bank Branch at 510 Highway 35 S, dating to 2006; the newest, at 204 N Van Buren St, to 2019. It does not publish hours in the sources this page uses; check its site before you go.
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Carthage Lpo204 N Van Buren St, 39051
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Carthage Bank Branch510 Highway 35 S, 39051
Southern Bancorp Bank Bank · 1
Southern Bancorp Bank has 1 branch in Carthage, 21 across Mississippi and 57 nationwide. FDIC records list its main office in Arkadelphia, AR and show it operating since 1884. With $3.01 billion in total assets on June 30, 2026, it ranks No. 426 of 4,232 U.S. banks by total assets. The Sba Lpo Carthage, Ms Branch at 101 East Franklin Street, Suite D dates to 2023 in FDIC branch records. It does not publish hours in the sources this page uses; check its site before you go.
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Sba Lpo Carthage, Ms Branch101 East Franklin Street, Suite D, 39051
The Citizens Bank of Philadelphia, Mississippi Bank · 1
The Citizens Bank of Philadelphia, Mississippi has 1 branch in Carthage, 26 across Mississippi and 26 nationwide. FDIC records list its main office in Philadelphia, MS and show it operating since 1908. With $1.56 billion in total assets on June 30, 2026, it ranks No. 725 of 4,232 U.S. banks by total assets. The Carthage Branch at 301 W Main St dates to 2008 in FDIC branch records. It does not publish hours in the sources this page uses; check its site before you go.
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Carthage Branch301 W Main St, 39051
The Citizens National Bank of Meridian Bank · 1
The Citizens National Bank of Meridian has 1 branch in Carthage, 29 across Mississippi and 29 nationwide. FDIC records list its main office in Meridian, MS and show it operating since 1888. With $1.89 billion in total assets on June 30, 2026, it ranks No. 630 of 4,232 U.S. banks by total assets. The Carthage Branch at 305 S Van Buren St dates to 1986 in FDIC branch records. It does not publish hours in the sources this page uses; check its site before you go.
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Carthage Branch305 S Van Buren St, 39051
Banking in Carthage: the local picture
Short answer: 5 banks run 8 branches in Carthage according to the FDIC. A population estimate for this place is not available from the Census Bureau, so branches per resident are not shown.
Of the 5 banks, 0 have their main office in Carthage, 3 elsewhere in Mississippi and 2 out of state, according to the FDIC.
The bank with the longest record here is Southern Bancorp Bank, operating since 1884 according to the FDIC. In FDIC branch records, the longest-running branch is Trustmark's office at 114 S Pearl St, dating to 1920; the newest is Southern Bancorp Bank's at 101 East Franklin Street, Suite D, from 2023.
None of the 8 locations here publishes hours in the sources this page uses. Each branch links to the bank's own site.
Chase, Bank of America and other national banks
Which big national banks have branches in Carthage, and where the nearest one is if they do not.
Short answer: No branches in Carthage: Chase (nearest in Ridgeland, 41 mi), Wells Fargo (nearest in Ridgeland, 41 mi), Bank of America, PNC Bank, U.S. Bank, Truist (nearest in Southaven, 156 mi), Fifth Third Bank, Huntington (nearest in Philadelphia, 25 mi), Regions Bank (nearest in Kosciusko, 22 mi), TD Bank, BMO.
| Bank | In Carthage | Nearest branch if none here |
|---|---|---|
| Chase | None | Ridgeland, 41 miles away |
| Wells Fargo | None | Ridgeland, 41 miles away |
| Bank of America | None | none in Mississippi |
| PNC Bank | None | none in Mississippi |
| U.S. Bank | None | none in Mississippi |
| Truist | None | Southaven, 156 miles away |
| Fifth Third Bank | None | none in Mississippi |
| Huntington | None | Philadelphia, 25 miles away |
| Regions Bank | None | Kosciusko, 22 miles away |
| TD Bank | None | none in Mississippi |
| BMO | None | none in Mississippi |
Branch counts from FDIC BankFind as of September 5, 2026. Distances are straight-line miles from the center of Carthage to the nearest branch in Mississippi.
What your savings could earn
National benchmarks and the best published offers, from the Banrox Bank Rates tracker. Enter your own balance and rate to compare.
Short answer: At the national average savings rate of 0.38%, $10,000 kept in savings for a year earns about $38. The best published savings rate in the tracker, 3.75% at CIT Bank, earns about $375. The national average 12-month CD pays 1.71%.
| Offer | Bank | APY | Term | Minimum |
|---|---|---|---|---|
| Savings | CIT Bank | 3.75% | none | $5,000 |
| Savings | Barclays | 3.50% | none | $0 |
| Savings | Marcus by Goldman Sachs | 3.40% | none | $0 |
| CD | Synchrony Bank | 4.35% | 60 Months | $0 |
| CD | Marcus by Goldman Sachs | 4.35% | 24 Months | $500 |
| CD | American Express National Bank | 4.25% | 10 Months | $0 |
Rates are the banks' published APYs as tracked on the Banrox Bank Rates page, with the date next to each benchmark; they are not offers from Banrox and can change daily. Interest is before tax. The best offers are mostly online banks and are open to Carthage residents like anyone else.
Banks near Carthage
Nearby cities with at least two banks, by straight-line distance. Counts from FDIC BankFind.
Short answer: The closest towns with more choice are Kosciusko (23 miles) and Philadelphia (24 miles). Philadelphia, 24 miles away, has the most banks nearby: 6.
| City | Distance | Banks | Branches |
|---|---|---|---|
| Banks in Kosciusko, MS | 23 mi | 5 | 7 |
| Banks in Philadelphia, MS | 24 mi | 6 | 9 |
| Banks in Forest, MS | 26 mi | 4 | 4 |
| Banks in Union, MS | 27 mi | 2 | 2 |
| Banks in Morton, MS | 27 mi | 2 | 2 |
| Banks in Durant, MS | 30 mi | 2 | 2 |
| Banks in Canton, MS | 31 mi | 6 | 6 |
| Banks in Decatur, MS | 32 mi | 2 | 2 |
Bank branch openings and closings in Carthage
FDIC branch records, between September 5, 2025 and September 5, 2026.
Short answer: FDIC branch records show no bank branch openings in Carthage between September 5, 2025 and September 5, 2026. Closings and relocations are not tracked by the sources this page uses yet.
Largest banks in Carthage by total assets
Ranked by each bank's total assets on its FDIC balance sheet, which covers the whole bank, not only its Carthage offices.
Short answer: Trustmark is the largest bank with offices in Carthage, with $19.19 billion in total assets on June 30, 2026, No. 109 among U.S. banks by total assets. Southern Bancorp Bank is second with $3.01 billion. Local deposit shares will follow once the FDIC Summary of Deposits is imported.
| Bank | Total assets | Rank | Offices here | Main office |
|---|---|---|---|---|
| Trustmark | $19.19 billion | No. 109 | 3 | Jackson, MS |
| Southern Bancorp Bank | $3.01 billion | No. 426 | 1 | Arkadelphia, AR |
| First Financial Bank | $2.04 billion | No. 597 | 2 | El Dorado, AR |
| The Citizens National Bank of Meridian | $1.89 billion | No. 630 | 1 | Meridian, MS |
| The Citizens Bank of Philadelphia, Mississippi | $1.56 billion | No. 725 | 1 | Philadelphia, MS |
Total assets and ranks from FDIC BankFind as of June 30, 2026. Rank is among active banks that report total assets to the FDIC.
Banks in Carthage: FAQ
How many banks are in Carthage, MS?
Carthage has 5 banks with 8 branches, according to FDIC data as of September 5, 2026.
Which bank has the most branches in Carthage?
Trustmark, with 3. First Financial Bank has 2 and Southern Bancorp Bank has 1.
Is there a Trustmark in Carthage, MS?
Yes. FDIC data lists 3 Trustmark branches in Carthage as of September 5, 2026. Its branches are listed under Trustmark above, with the address and directions for each.
Is there a First Financial Bank in Carthage, MS?
Yes. FDIC data lists 2 First Financial Bank branches in Carthage as of September 5, 2026. Its branches are listed under First Financial Bank above, with the address and directions for each.
Is there a Southern Bancorp Bank in Carthage, MS?
Yes. FDIC data lists 1 Southern Bancorp Bank branch in Carthage as of September 5, 2026. The address and directions are under Southern Bancorp Bank above.
Is there a Chase in Carthage, MS?
No. FDIC data lists no Chase branch in Carthage as of September 5, 2026. The nearest is in Ridgeland, about 41 miles away in a straight line.
What is the oldest bank in Carthage?
Southern Bancorp Bank has the longest record among banks with a branch here: the FDIC shows it operating since 1884.
Did any bank branches open or close in Carthage in the past year?
FDIC branch records show no branch openings between September 5, 2025 and September 5, 2026. Closings and relocations are not tracked by the sources this page uses yet.
Where can I find more banks near Carthage?
Nearby cities with more banks include Kosciusko, Philadelphia, Forest. Kosciusko is 23 miles away with 5 banks.
How we build this page
Every figure above comes from one of these sources. Nothing is typed by hand, nothing is estimated.
| Data | Source | License | Updated | Data as of |
|---|---|---|---|---|
| FDIC-insured banks: branches, main offices, total assets, dates established | FDIC BankFind Suite API | Public data (U.S. government) | Monthly import | Sep 5, 2026 |
| Savings and CD rates, national averages | Banrox Bank Rates | Banrox, from the banks' own rate pages and FDIC national rates | Weekly | see each rate |
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