US Bank Directory

Banks in Fulton, MS

5 FDIC-insured banks operate 5 offices in Fulton, Mississippi.

Source: FDIC BankFind, data as of September 5, 2026.

Bank branch map: Fulton

Banks sit at the coordinates in their FDIC record; credit union offices at their NCUA address, located with the U.S. Census Bureau Geocoder. Point at a marker for today's hours, tap it for the address, directions and the bank's site.

Short answer: 5 banks and credit unions operate 5 locations in Fulton, according to the FDIC. 5 of them have coordinates on record and are on the map. ATMs and opening hours are not in the sources this page uses yet; each marker links to directions.

BankMain office

Branches: FDIC, NCUA. Streets: loading.

5 locations on the map

Tap a cluster to zoom in

Positions are the regulators' own coordinates, or the Census Geocoder's point for the address, and can sit a few hundred feet from the door. Streets, buildings and parks come from OpenStreetMap through OpenFreeMap, with every street named as you zoom in; if that map cannot load, a simpler map drawn from the Census Bureau's TIGER/Line files takes its place. ATMs will follow with the Overture Maps import.

All banks in Fulton

Sorted by number of local branches. Each branch shows where its hours and phone number come from.

Short answer: 5 banks share the most locations in Fulton, with 1 each. 5 banks have a single office in the city. Open any bank to see each address, today's hours where the bank publishes them and the phone number.

Community Spirit Bank 1 branch · main office Red Bay, AL Bank · 1

Community Spirit Bank has 1 branch in Fulton, 2 across Mississippi and 6 nationwide. FDIC records list its main office in Red Bay, AL and show it operating since 1908. With $228.8 million in total assets on June 30, 2026, it ranks No. 2,833 of 4,232 U.S. banks by total assets. The Fulton Branch at 100 Pierce Town Rd dates to 2025 in FDIC branch records. It does not publish hours in the sources this page uses; check its site before you go.

  • Fulton Branch
    100 Pierce Town Rd, 38843
    Hours: see the bank's site
Community Spirit Bank: profile, branches and contacts
Farmers and Merchants Bank 1 branch · main office Baldwyn, MS Bank · 1

Farmers and Merchants Bank has 1 branch in Fulton, 12 across Mississippi and 12 nationwide. FDIC records list its main office in Baldwyn, MS and show it operating since 1941. With $565.8 million in total assets on June 30, 2026, it ranks No. 1,639 of 4,232 U.S. banks by total assets. The Fulton Branch at 418 Interchange Dr dates to 2022 in FDIC branch records. It does not publish hours in the sources this page uses; check its site before you go.

  • Fulton Branch
    418 Interchange Dr, 38843
    Hours: see the bank's site
Farmers and Merchants Bank: profile, branches and contacts
Guaranty Bank 1 branch · main office Belzoni, MS Bank · 1

Guaranty Bank has 1 branch in Fulton, 39 across Mississippi and 42 nationwide. FDIC records list its main office in Belzoni, MS and show it operating since 1943. With $3.07 billion in total assets on June 30, 2026, it ranks No. 419 of 4,232 U.S. banks by total assets. The Fulton Office Branch at 401 Interchange Dr dates to 2005 in FDIC branch records. It does not publish hours in the sources this page uses; check its site before you go.

  • Fulton Office Branch
    401 Interchange Dr, 38843
    Hours: see the bank's site
Guaranty Bank: profile, branches and contacts
Huntington The Huntington National Bank · 1 branch · main office Columbus, OH Bank · 1

Huntington has 1 branch in Fulton, 89 across Mississippi and 1,477 nationwide. FDIC records list its main office in Columbus, OH and show it operating since 1866. With $283.07 billion in total assets on June 30, 2026, it ranks No. 15 of 4,232 U.S. banks by total assets. The Fulton Branch at 301 W Wiygul St dates to 1904 in FDIC branch records. It does not publish hours in the sources this page uses; check its site before you go.

Huntington: profile, branches and contacts
Trustmark Trustmark Bank · 1 branch · main office Jackson, MS Bank · 1

Trustmark has 1 branch in Fulton, 97 across Mississippi and 181 nationwide. FDIC records list its main office in Jackson, MS and show it operating since 1889. With $19.19 billion in total assets on June 30, 2026, it ranks No. 109 of 4,232 U.S. banks by total assets. The Fulton Branch at 102 S Cummings St dates to 1975 in FDIC branch records. It does not publish hours in the sources this page uses; check its site before you go.

  • Fulton Branch
    102 S Cummings St, 38843
    Hours: see the bank's site
Trustmark: profile, branches and contacts

Banking in Fulton: the local picture

Short answer: 5 banks run 5 branches in Fulton according to the FDIC. A population estimate for this place is not available from the Census Bureau, so branches per resident are not shown.

Of the 5 banks, 0 have their main office in Fulton, 3 elsewhere in Mississippi and 2 out of state, according to the FDIC.

The bank with the longest record here is Huntington, operating since 1866 according to the FDIC. In FDIC branch records, the longest-running branch is Huntington's office at 301 W Wiygul St, dating to 1904; the newest is Community Spirit Bank's at 100 Pierce Town Rd, from 2025.

None of the 5 locations here publishes hours in the sources this page uses. Each branch links to the bank's own site.

Chase, Bank of America and other national banks

Which big national banks have branches in Fulton, and where the nearest one is if they do not.

Short answer: In Fulton: Huntington (1). No branches in Fulton: Chase (nearest in Columbus, 51 mi), Wells Fargo (nearest in Southaven, 102 mi), Bank of America, PNC Bank, U.S. Bank, Truist (nearest in Southaven, 101 mi), Fifth Third Bank, Regions Bank (nearest in Tupelo, 17 mi), TD Bank, BMO.

BankIn FultonNearest branch if none here
Huntington1 branchhere
ChaseNoneColumbus, 51 miles away
Wells FargoNoneSouthaven, 102 miles away
Bank of AmericaNonenone in Mississippi
PNC BankNonenone in Mississippi
U.S. BankNonenone in Mississippi
TruistNoneSouthaven, 101 miles away
Fifth Third BankNonenone in Mississippi
Regions BankNoneTupelo, 17 miles away
TD BankNonenone in Mississippi
BMONonenone in Mississippi

Branch counts from FDIC BankFind as of September 5, 2026. Distances are straight-line miles from the center of Fulton to the nearest branch in Mississippi.

What your savings could earn

National benchmarks and the best published offers, from the Banrox Bank Rates tracker. Enter your own balance and rate to compare.

Short answer: At the national average savings rate of 0.38%, $10,000 kept in savings for a year earns about $38. The best published savings rate in the tracker, 3.75% at CIT Bank, earns about $375. The national average 12-month CD pays 1.71%.

Fed Funds Target Range3.75% - 4.00%FOMC, Sep 16 2026
30-Yr Fixed Mortgage Avg6.76%Freddie Mac PMMS, Sep 10 2026
15-Yr Fixed Mortgage Avg6.09%Freddie Mac PMMS, Sep 10 2026
Avg Credit Card APR22.15%Fed G.19, accounts assessed interest, Q2 2026
Best 12-Month CD4.25%Barclays and Popular Direct, Sep 16 2026
Best High-Yield Savings3.95%Bread Savings, Sep 16 2026

One year at this rate earns about $0; at the best published savings rate (3.75%) about $0.

OfferBankAPYTermMinimum
SavingsCIT Bank3.75%none$5,000
SavingsBarclays3.50%none$0
SavingsMarcus by Goldman Sachs3.40%none$0
CDSynchrony Bank4.35%60 Months$0
CDMarcus by Goldman Sachs4.35%24 Months$500
CDAmerican Express National Bank4.25%10 Months$0

Rates are the banks' published APYs as tracked on the Banrox Bank Rates page, with the date next to each benchmark; they are not offers from Banrox and can change daily. Interest is before tax. The best offers are mostly online banks and are open to Fulton residents like anyone else.

Banks near Fulton

Nearby cities with at least two banks, by straight-line distance. Counts from FDIC BankFind.

Short answer: The closest towns with more choice are Mantachie (7 miles) and Tupelo (18 miles). Tupelo, 18 miles away, has the most banks nearby: 14.

Bank branch openings and closings in Fulton

FDIC branch records, between September 5, 2025 and September 5, 2026.

Short answer: FDIC branch records show no bank branch openings in Fulton between September 5, 2025 and September 5, 2026. Closings and relocations are not tracked by the sources this page uses yet.

Largest banks in Fulton by total assets

Ranked by each bank's total assets on its FDIC balance sheet, which covers the whole bank, not only its Fulton offices.

Short answer: Huntington is the largest bank with offices in Fulton, with $283.07 billion in total assets on June 30, 2026, No. 15 among U.S. banks by total assets. Trustmark is second with $19.19 billion. Local deposit shares will follow once the FDIC Summary of Deposits is imported.

BankTotal assetsRankOffices hereMain office
Huntington$283.07 billionNo. 151Columbus, OH
Trustmark$19.19 billionNo. 1091Jackson, MS
Guaranty Bank$3.07 billionNo. 4191Belzoni, MS
Farmers and Merchants Bank$565.8 millionNo. 1,6391Baldwyn, MS
Community Spirit Bank$228.8 millionNo. 2,8331Red Bay, AL

Total assets and ranks from FDIC BankFind as of June 30, 2026. Rank is among active banks that report total assets to the FDIC.

Banks in Fulton: FAQ

How many banks are in Fulton, MS?

Fulton has 5 banks with 5 branches, according to FDIC data as of September 5, 2026.

Which bank has the most branches in Fulton?

Huntington, with 1. Trustmark has 1 and Guaranty Bank has 1.

Is there a Huntington in Fulton, MS?

Yes. FDIC data lists 1 Huntington branch in Fulton as of September 5, 2026. The address and directions are under Huntington above.

Is there a Trustmark in Fulton, MS?

Yes. FDIC data lists 1 Trustmark branch in Fulton as of September 5, 2026. The address and directions are under Trustmark above.

Is there a Guaranty Bank in Fulton, MS?

Yes. FDIC data lists 1 Guaranty Bank branch in Fulton as of September 5, 2026. The address and directions are under Guaranty Bank above.

Is there a Chase in Fulton, MS?

No. FDIC data lists no Chase branch in Fulton as of September 5, 2026. The nearest is in Columbus, about 51 miles away in a straight line.

What is the oldest bank in Fulton?

Huntington has the longest record among banks with a branch here: the FDIC shows it operating since 1866.

Did any bank branches open or close in Fulton in the past year?

FDIC branch records show no branch openings between September 5, 2025 and September 5, 2026. Closings and relocations are not tracked by the sources this page uses yet.

Where can I find more banks near Fulton?

Nearby cities with more banks include Mantachie, Tupelo, Saltillo. Mantachie is 7 miles away with 2 banks.

How we build this page

Every figure above comes from one of these sources. Nothing is typed by hand, nothing is estimated.

DataSourceLicenseUpdatedData as of
FDIC-insured banks: branches, main offices, total assets, dates establishedFDIC BankFind Suite APIPublic data (U.S. government)Monthly importSep 5, 2026
Savings and CD rates, national averagesBanrox Bank RatesBanrox, from the banks' own rate pages and FDIC national ratesWeeklysee each rate

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