FDIC-insured bank
Community Spirit Bank — Red Bay, AL
Bank headquartered in Red Bay, Alabama, part of INDEPENDENT BANCSHARES EMPLOYEE STK OWNERSHIP PLAN.
Source: FDIC BankFind Suite, data as of June 30, 2026, fetched September 5, 2026
Headquarters and contact
| Address | 200 4th Ave Sw Red Bay, AL 35582 |
| County | Franklin |
| Website | www.communityspirit.bank |
| Phone | not published in FDIC data, see the bank's website |
FDIC record
| FDIC Certificate | 50 |
| Federal Reserve RSSD ID | 470032 |
| Status | Active |
| Charter class | NM (STATE) |
| Holding company | INDEPENDENT BANCSHARES EMPLOYEE STK OWNERSHIP PLAN |
| Domestic offices | 6 |
| Financials as of | June 30, 2026 |
How to find your Community Spirit Bank routing number
FDIC does not publish ABA routing numbers, and many banks use different routing numbers by state or by account type. The reliable places to find yours: the bottom left of a check from this bank, the "account details" screen in its online banking, or its official website at www.communityspirit.bank.
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Offices nearest to headquarters
| Community Spirit Bank main office Red Bay, AL |
200 4th Ave Sw, 35582 |
| Red Bay Branch Red Bay, AL |
1007 4th St Nw, 35582 |
| Belmont Branch Belmont, MS |
342 2nd St, 38827 |
| Community Spirit Bank Bulldog Branch Russellville, AL |
14220 Highway 187, 35653 |
| Fulton Branch Fulton, MS |
100 Pierce Town Rd, 38843 |
| Russellville Branch Russellville, AL |
14009 Highway 43, 35653 |
Where Community Spirit Bank has offices
Cities with the most Community Spirit Bank offices
Largest banks headquartered elsewhere in Alabama
| Regions Bank Birmingham | $159.79 billion |
| ServisFirst Bank Birmingham | $18.34 billion |
| River Bank & Trust Prattville | $4.02 billion |
| CB&S Bank, Inc. Russellville | $3.07 billion |
| Bryant Bank Tuscaloosa | $2.94 billion |
| Bank Independent Sheffield | $2.86 billion |
| Oakworth Capital Bank Birmingham | $2.13 billion |
| Troy Bank & Trust Company Troy | $1.60 billion |
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