FDIC-insured bank

Community Spirit Bank

Bank headquartered in Red Bay, Alabama, part of INDEPENDENT BANCSHARES EMPLOYEE STK OWNERSHIP PLAN.
Source: FDIC BankFind Suite, data as of June 30, 2026, fetched September 5, 2026
Total assets
$228.82 million
Total deposits
$205.69 million
Branches
6
FDIC-insured since
1934
Established
1908

Headquarters and contact

Address200 4th Ave Sw
Red Bay, AL 35582
CountyFranklin
Websitewww.communityspirit.bank
Phonenot published in FDIC data, see the bank's website

FDIC record

FDIC Certificate50
Federal Reserve RSSD ID470032
StatusActive
Charter classNM (STATE)
Holding companyINDEPENDENT BANCSHARES EMPLOYEE STK OWNERSHIP PLAN
Domestic offices6
Financials as ofJune 30, 2026

Routing number

FDIC does not publish ABA routing numbers, and many banks use different routing numbers by state or by account type. The reliable places to find yours: the bottom left of a check from this bank, the "account details" screen in its online banking, or its official website at www.communityspirit.bank.
See how your odds compare before you apply at Community Spirit Bank.

Offices nearest to headquarters

Community Spirit Bank main office
Red Bay, AL
200 4th Ave Sw, 35582
Red Bay Branch
Red Bay, AL
1007 4th St Nw, 35582
Belmont Branch
Belmont, MS
342 2nd St, 38827
Community Spirit Bank Bulldog Branch
Russellville, AL
14220 Highway 187, 35653
Fulton Branch
Fulton, MS
100 Pierce Town Rd, 38843
Russellville Branch
Russellville, AL
14009 Highway 43, 35653

Where Community Spirit Bank has offices