Banks in Belmont, MS

Bank branch map: Belmont

Banks sit at the coordinates in their FDIC record; credit union offices at their NCUA address, located with the U.S. Census Bureau Geocoder. Point at a marker for today's hours, tap it for the address, directions and the bank's site.

Short answer: 2 banks and credit unions operate 2 locations in Belmont, according to the FDIC. 2 of them have coordinates on record and are on the map. ATMs and opening hours are not in the sources this page uses yet; each marker links to directions.

Positions are the regulators' own coordinates, or the Census Geocoder's point for the address, and can sit a few hundred feet from the door. Streets, buildings and parks come from OpenStreetMap through OpenFreeMap, with every street named as you zoom in; if that map cannot load, a simpler map drawn from the Census Bureau's TIGER/Line files takes its place. ATMs will follow with the Overture Maps import.

All banks in Belmont

Sorted by number of local branches. Each branch shows where its hours and phone number come from.

Short answer: Guaranty Bank and Community Spirit Bank have the most locations in Belmont, with 1 each. 2 banks have a single office in the city. Open any bank to see each address, today's hours where the bank publishes them and the phone number.

Community Spirit Bank 1 branch · main office Red Bay, AL Bank · 1

Community Spirit Bank has 1 branch in Belmont, 2 across Mississippi and 6 nationwide. FDIC records list its main office in Red Bay, AL and show it operating since 1908. With $228.8 million in total assets on June 30, 2026, it ranks No. 2,833 of 4,232 U.S. banks by total assets. The Belmont Branch at 342 2nd St dates to 1999 in FDIC branch records. It does not publish hours in the sources this page uses; check its site before you go.

• Belmont Branch

  342 2nd St, 38827

  Hours: see the bank's site
  DirectionsWebsite

Community Spirit Bank: profile, branches and contacts

Guaranty Bank 1 branch · main office Belzoni, MS Bank · 1

Guaranty Bank has 1 branch in Belmont, 39 across Mississippi and 42 nationwide. FDIC records list its main office in Belzoni, MS and show it operating since 1943. With $3.07 billion in total assets on June 30, 2026, it ranks No. 419 of 4,232 U.S. banks by total assets. The Belmont Main Branch at 362 2nd St dates to 1969 in FDIC branch records. It does not publish hours in the sources this page uses; check its site before you go.

• Belmont Main Branch

  362 2nd St, 38827

  Hours: see the bank's site
  DirectionsWebsite

Guaranty Bank: profile, branches and contacts

Banking in Belmont: the local picture

Short answer: 2 banks run 2 branches in Belmont according to the FDIC. A population estimate for this place is not available from the Census Bureau, so branches per resident are not shown.

Of the 2 banks, 0 have their main office in Belmont, 1 elsewhere in Mississippi and 1 out of state, according to the FDIC.

The bank with the longest record here is Community Spirit Bank, operating since 1908 according to the FDIC. In FDIC branch records, the longest-running branch is Guaranty Bank's office at 362 2nd St, dating to 1969; the newest is Community Spirit Bank's at 342 2nd St, from 1999.

None of the 2 locations here publishes hours in the sources this page uses. Each branch links to the bank's own site.

Chase, Bank of America and other national banks

Which big national banks have branches in Belmont, and where the nearest one is if they do not.

Short answer: No branches in Belmont: Chase (nearest in Columbus, 70 mi), Wells Fargo (nearest in Southaven, 106 mi), Bank of America, PNC Bank, U.S. Bank, Truist (nearest in Southaven, 104 mi), Fifth Third Bank, Huntington (nearest in Fulton, 20 mi), Regions Bank (nearest in Tupelo, 31 mi), TD Bank, BMO.

Branch counts from FDIC BankFind as of September 5, 2026. Distances are straight-line miles from the center of Belmont to the nearest branch in Mississippi.

What your savings could earn

National benchmarks and the best published offers, from the Banrox Bank Rates tracker. Enter your own balance and rate to compare.

Short answer: At the national average savings rate of 0.38%, $10,000 kept in savings for a year earns about $38. The best published savings rate in the tracker, 3.75% at CIT Bank, earns about $375. The national average 12-month CD pays 1.71%.

Rates are the banks' published APYs as tracked on the Banrox Bank Rates page, with the date next to each benchmark; they are not offers from Banrox and can change daily. Interest is before tax. The best offers are mostly online banks and are open to Belmont residents like anyone else.

Banks near Belmont

Nearby cities with at least two banks, by straight-line distance. Counts from FDIC BankFind.

Short answer: The closest towns with more choice are Mantachie (21 miles) and Fulton (21 miles). Tupelo, 34 miles away, has the most banks nearby: 14.

Bank branch openings and closings in Belmont

FDIC branch records, between September 5, 2025 and September 5, 2026.

Short answer: FDIC branch records show no bank branch openings in Belmont between September 5, 2025 and September 5, 2026. Closings and relocations are not tracked by the sources this page uses yet.

Largest banks in Belmont by total assets

Ranked by each bank's total assets on its FDIC balance sheet, which covers the whole bank, not only its Belmont offices.

Short answer: Guaranty Bank is the largest bank with offices in Belmont, with $3.07 billion in total assets on June 30, 2026, No. 419 among U.S. banks by total assets. Community Spirit Bank is second with $228.8 million. Local deposit shares will follow once the FDIC Summary of Deposits is imported.

Total assets and ranks from FDIC BankFind as of June 30, 2026. Rank is among active banks that report total assets to the FDIC.

Banks in Belmont: FAQ

How we build this page

Every figure above comes from one of these sources. Nothing is typed by hand, nothing is estimated.