US Bank Directory

Banks in Baldwyn, MS

1 FDIC-insured bank operates 2 offices in Baldwyn, Mississippi.

Source: FDIC BankFind, data as of September 5, 2026.

Bank branch map: Baldwyn

Banks sit at the coordinates in their FDIC record; credit union offices at their NCUA address, located with the U.S. Census Bureau Geocoder. Point at a marker for today's hours, tap it for the address, directions and the bank's site.

Short answer: 1 institution operates 2 locations in Baldwyn, according to the FDIC. 2 of them have coordinates on record and are on the map. ATMs and opening hours are not in the sources this page uses yet; each marker links to directions.

BankMain office

Branches: FDIC, NCUA. Streets: loading.

2 locations on the map

Tap a cluster to zoom in

Positions are the regulators' own coordinates, or the Census Geocoder's point for the address, and can sit a few hundred feet from the door. Streets, buildings and parks come from OpenStreetMap through OpenFreeMap, with every street named as you zoom in; if that map cannot load, a simpler map drawn from the Census Bureau's TIGER/Line files takes its place. ATMs will follow with the Overture Maps import.

All banks in Baldwyn

Sorted by number of local branches. Each branch shows where its hours and phone number come from.

Short answer: Farmers and Merchants Bank is the only bank with offices in Baldwyn, with 2. Open any bank to see each address, today's hours where the bank publishes them and the phone number.

Farmers and Merchants Bank 2 branches · main office Baldwyn, MS Bank · 2

Farmers and Merchants Bank has 2 branches in Baldwyn, 12 across Mississippi and 12 nationwide. FDIC records list its main office in Baldwyn, MS and show it operating since 1941. With $565.8 million in total assets on June 30, 2026, it ranks No. 1,639 of 4,232 U.S. banks by total assets. In FDIC branch records, its longest-running Baldwyn location is its main office at 111 W Clayton St, dating to 1941; the newest, at 102 E Main St, to 2011. It does not publish hours in the sources this page uses; check its site before you go.

  • Main Office main office
    111 W Clayton St, 38824
    Hours: see the bank's site
  • Fmb Mortgage Center
    102 E Main St, 38824
    Hours: see the bank's site
Farmers and Merchants Bank: profile, branches and contacts

Banking in Baldwyn: the local picture

Short answer: 1 bank runs 2 branches in Baldwyn according to the FDIC. A population estimate for this place is not available from the Census Bureau, so branches per resident are not shown.

Farmers and Merchants Bank has its main office in Baldwyn, according to the FDIC.

The bank with the longest record here is Farmers and Merchants Bank, operating since 1941 according to the FDIC. In FDIC branch records, the longest-running branch is Farmers and Merchants Bank's office at 111 W Clayton St, dating to 1941; the newest is Farmers and Merchants Bank's at 102 E Main St, from 2011.

None of the 2 locations here publishes hours in the sources this page uses. Each branch links to the bank's own site.

Chase, Bank of America and other national banks

Which big national banks have branches in Baldwyn, and where the nearest one is if they do not.

Short answer: No branches in Baldwyn: Chase (nearest in Columbus, 69 mi), Wells Fargo (nearest in Southaven, 83 mi), Bank of America, PNC Bank, U.S. Bank, Truist (nearest in Southaven, 81 mi), Fifth Third Bank, Huntington (nearest in Saltillo, 10 mi), Regions Bank (nearest in Tupelo, 14 mi), TD Bank, BMO.

BankIn BaldwynNearest branch if none here
ChaseNoneColumbus, 69 miles away
Wells FargoNoneSouthaven, 83 miles away
Bank of AmericaNonenone in Mississippi
PNC BankNonenone in Mississippi
U.S. BankNonenone in Mississippi
TruistNoneSouthaven, 81 miles away
Fifth Third BankNonenone in Mississippi
HuntingtonNoneSaltillo, 10 miles away
Regions BankNoneTupelo, 14 miles away
TD BankNonenone in Mississippi
BMONonenone in Mississippi

Branch counts from FDIC BankFind as of September 5, 2026. Distances are straight-line miles from the center of Baldwyn to the nearest branch in Mississippi.

What your savings could earn

National benchmarks and the best published offers, from the Banrox Bank Rates tracker. Enter your own balance and rate to compare.

Short answer: At the national average savings rate of 0.38%, $10,000 kept in savings for a year earns about $38. The best published savings rate in the tracker, 3.75% at CIT Bank, earns about $375. The national average 12-month CD pays 1.71%.

Fed Funds Target Range3.75% - 4.00%FOMC, Sep 16 2026
30-Yr Fixed Mortgage Avg6.76%Freddie Mac PMMS, Sep 10 2026
15-Yr Fixed Mortgage Avg6.09%Freddie Mac PMMS, Sep 10 2026
Avg Credit Card APR22.15%Fed G.19, accounts assessed interest, Q2 2026
Best 12-Month CD4.25%Barclays and Popular Direct, Sep 16 2026
Best High-Yield Savings3.95%Bread Savings, Sep 16 2026

One year at this rate earns about $0; at the best published savings rate (3.75%) about $0.

OfferBankAPYTermMinimum
SavingsCIT Bank3.75%none$5,000
SavingsBarclays3.50%none$0
SavingsMarcus by Goldman Sachs3.40%none$0
CDSynchrony Bank4.35%60 Months$0
CDMarcus by Goldman Sachs4.35%24 Months$500
CDAmerican Express National Bank4.25%10 Months$0

Rates are the banks' published APYs as tracked on the Banrox Bank Rates page, with the date next to each benchmark; they are not offers from Banrox and can change daily. Interest is before tax. The best offers are mostly online banks and are open to Baldwyn residents like anyone else.

Banks near Baldwyn

Nearby cities with at least two banks, by straight-line distance. Counts from FDIC BankFind.

Short answer: The closest towns with more choice are Saltillo (11 miles) and Booneville (12 miles). Tupelo, 17 miles away, has the most banks nearby: 14.

Bank branch openings and closings in Baldwyn

FDIC branch records, between September 5, 2025 and September 5, 2026.

Short answer: FDIC branch records show no bank branch openings in Baldwyn between September 5, 2025 and September 5, 2026. Closings and relocations are not tracked by the sources this page uses yet.

Banks and credit unions based in Baldwyn

Short answer: 1 institution has its main office in Baldwyn: Farmers and Merchants Bank.

InstitutionTypeTotal assets, June 30, 2026Offices here
Farmers and Merchants BankBank$565.8 million2

Banks: FDIC BankFind (community-bank flag and assets). Credit unions: NCUA call report.

Largest banks in Baldwyn by total assets

Ranked by each bank's total assets on its FDIC balance sheet, which covers the whole bank, not only its Baldwyn offices.

Short answer: Farmers and Merchants Bank is the largest bank with offices in Baldwyn, with $565.8 million in total assets on June 30, 2026, No. 1,639 among U.S. banks by total assets. 1 of the 1 bank is headquartered here. Local deposit shares will follow once the FDIC Summary of Deposits is imported.

BankTotal assetsRankOffices hereMain office
Farmers and Merchants Bank$565.8 millionNo. 1,6392Baldwyn, MS

Total assets and ranks from FDIC BankFind as of June 30, 2026. Rank is among active banks that report total assets to the FDIC.

Banks in Baldwyn: FAQ

How many banks are in Baldwyn, MS?

Baldwyn has 1 bank with 2 branches, according to FDIC data as of September 5, 2026.

Is there a Farmers and Merchants Bank in Baldwyn, MS?

Yes. FDIC data lists 2 Farmers and Merchants Bank branches in Baldwyn as of September 5, 2026, the main office at 111 W Clayton St. Its branches are listed under Farmers and Merchants Bank above, with the address and directions for each.

Is there a Chase in Baldwyn, MS?

No. FDIC data lists no Chase branch in Baldwyn as of September 5, 2026. The nearest is in Columbus, about 69 miles away in a straight line.

Which banks are headquartered in Baldwyn?

Farmers and Merchants Bank has its main office in Baldwyn, according to the FDIC.

What is the oldest bank in Baldwyn?

Farmers and Merchants Bank has the longest record among banks with a branch here: the FDIC shows it operating since 1941.

Did any bank branches open or close in Baldwyn in the past year?

FDIC branch records show no branch openings between September 5, 2025 and September 5, 2026. Closings and relocations are not tracked by the sources this page uses yet.

Where can I find more banks near Baldwyn?

Nearby cities with more banks include Saltillo, Booneville, Mantachie. Saltillo is 11 miles away with 4 banks.

How we build this page

Every figure above comes from one of these sources. Nothing is typed by hand, nothing is estimated.

DataSourceLicenseUpdatedData as of
FDIC-insured banks: branches, main offices, total assets, dates establishedFDIC BankFind Suite APIPublic data (U.S. government)Monthly importSep 5, 2026
Savings and CD rates, national averagesBanrox Bank RatesBanrox, from the banks' own rate pages and FDIC national ratesWeeklysee each rate

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