US Bank Directory
Banks in Saint Joseph, MO
14 FDIC-insured banks operate 25 offices in Saint Joseph, Missouri, and 8 credit unions have 9 offices.
Source: FDIC BankFind, data as of September 5, 2026; NCUA call report as of March 31, 2026; hours checked October 10, 2026.
Bank branch map: Saint Joseph
Banks sit at the coordinates in their FDIC record; credit union offices at their NCUA address, located with the U.S. Census Bureau Geocoder. Point at a marker for today's hours, tap it for the address, directions and the bank's site.
Short answer: 22 banks and credit unions operate 34 locations in Saint Joseph, according to the FDIC and the NCUA. 34 of them have coordinates on record and are on the map. 16 publish opening hours.
Branches: FDIC, NCUA. Streets: loading.
34 locations on the map
Tap a cluster to zoom in
Positions are the regulators' own coordinates, or the Census Geocoder's point for the address, and can sit a few hundred feet from the door. Streets, buildings and parks come from OpenStreetMap through OpenFreeMap, with every street named as you zoom in; if that map cannot load, a simpler map drawn from the Census Bureau's TIGER/Line files takes its place. ATMs will follow with the Overture Maps import.
All banks and credit unions in Saint Joseph
Sorted by number of local branches. Each branch shows where its hours and phone number come from.
Short answer: The Nodaway Valley Bank has the most locations in Saint Joseph, with 4. It is followed by U.S. Bank (3), Equity Bank (3), UMB Bank (2). 7 banks have a single office in the city. Open any bank to see each address, today's hours where the bank publishes them and the phone number.
The Nodaway Valley Bank Bank · 4
The Nodaway Valley Bank has 4 branches in Saint Joseph, 10 across Missouri and 10 nationwide. FDIC records list its main office in Maryville, MO and show it operating since 1868. With $1.62 billion in total assets on June 30, 2026, it ranks No. 697 of 4,232 U.S. banks by total assets. In FDIC branch records, its longest-running Saint Joseph location is the King Hill Branch at 6304 King Hill Avenue, dating to 1978; the newest, at 1302 S Riverside Rd, to 2003. It does not publish hours in the sources this page uses; check its site before you go.
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Riverside Branch1302 S Riverside Rd, 64507
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Belt And Faraon Branch402 North Belt Highway, 64506
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King Hill Branch6304 King Hill Avenue, 64504
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Cook Road BranchNorth 71 Highway And Cook Road, 64504
Equity Bank Bank · 3
Equity Bank has 3 branches in Saint Joseph, 23 across Missouri and 83 nationwide. FDIC records list its main office in Andover, KS and show it operating since 1985. With $7.71 billion in total assets on June 30, 2026, it ranks No. 204 of 4,232 U.S. banks by total assets. In FDIC branch records, its longest-running Saint Joseph location is the St Joseph Downtown Branch at 602 Edmond St, dating to 1904; the newest, at 401 N Woodbine Rd, to 1988. It does not publish hours in the sources this page uses; check its site before you go.
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St Joseph - Woodbine Road Branch401 N Woodbine Rd, 64506
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St. Joseph - Lake Avenue Branch5348 Lake Ave, 64504
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St Joseph Downtown Branch602 Edmond St, 64501
U.S. Bank Bank · 3
U.S. Bank has 3 branches in Saint Joseph, 129 across Missouri and 2,097 nationwide. FDIC records list its main office in Cincinnati, OH and show it operating since 1863. With $705.55 billion in total assets on June 30, 2026, it ranks No. 6 of 4,232 U.S. banks by total assets. In FDIC branch records, its longest-running Saint Joseph location is the 800 North Belt Branch at 800 N Belt Hwy, dating to 1919; the newest, at 2701 S Belt Hwy, to 1977. 2 of its 3 Saint Joseph locations with published hours open on Saturday.
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Belt And Pickett Branch2701 S Belt Hwy, 64503
All hours
Mon not published; Tue to Fri 9 am to 5 pm; Sat 9 am to 1 pm; Sun not published
Hours: U.S. Bank branch locator (All The Places), checked Oct 10, 2026
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Ashland & Lovers Lane Branch3115 Ashland Ave, 64506
All hours
Mon not published; Tue to Fri 9 am to 5 pm; Sat to Sun not published
Hours: U.S. Bank branch locator (All The Places), checked Oct 10, 2026
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800 North Belt Branch800 N Belt Hwy, 64506
All hours
Mon not published; Tue to Fri 9 am to 5 pm; Sat 9 am to 1 pm; Sun not published
Hours: U.S. Bank branch locator (All The Places), checked Oct 10, 2026
Academy Bank Bank · 2
Academy Bank has 2 branches in Saint Joseph, 29 across Missouri and 80 nationwide. FDIC records list its main office in Kansas City, MO and show it operating since 1966. With $3.23 billion in total assets on June 30, 2026, it ranks No. 401 of 4,232 U.S. banks by total assets. In FDIC branch records, its longest-running Saint Joseph location is the Saint Joseph Walmart Branch # 62 at 4201 N Belt Hwy, dating to 2000; the newest, at 3022 S Belt Hwy, to 2001. It does not publish hours in the sources this page uses; check its site before you go.
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St Joseph South Wal-Mart Branch # 683022 S Belt Hwy, 64503
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Saint Joseph Walmart Branch # 624201 N Belt Hwy, 64506
Commerce Bank Bank · 2
Commerce Bank has 2 branches in Saint Joseph, 89 across Missouri and 154 nationwide. FDIC records list its main office in Kansas City, MO and show it operating since 1984. With $35.02 billion in total assets on June 30, 2026, it ranks No. 61 of 4,232 U.S. banks by total assets. In FDIC branch records, its longest-running Saint Joseph location is the 36Th & Frederick Branch at 3606 Frederick Ave, dating to 1976; the newest, at 3303 Ashland Ave, to 1981. All 2 of its Saint Joseph locations with published hours open on Saturday.
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Ashland & Karnes Branch3303 Ashland Ave, 64506
All hours
Mon to Fri 9 am to 5 pm; Sat 9 am to 12 pm; Sun not published
Hours: Commerce Bank branch locator (All The Places), checked Oct 10, 2026
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36Th & Frederick Branch3606 Frederick Ave, 64506
All hours
Mon to Fri 9 am to 5 pm; Sat 9 am to 12 pm; Sun not published
Hours: Commerce Bank branch locator (All The Places), checked Oct 10, 2026
Lovers Lane Credit Union Credit union · 2
Lovers Lane Credit Union has 2 officees in Saint Joseph, 2 across Missouri. It is based in Saint Joseph, MO and $7.7 million in assets on March 31, 2026, according to its NCUA call report. None of its 2 Saint Joseph locations with published hours lists Saturday hours.
Who can join: see the credit union's site.
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Main Office main office1502 S Belt Hwy Ste A, 64507
All hours
Mon to Fri 9 am to 5 pm; Sat to Sun not published
Hours: NCUA, March 31, 2026
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Lovers Lane Credit Union1502 S Belt Hwy Ste A, 64507
All hours
Mon to Fri 9 am to 5 pm; Sat to Sun not published
Hours: NCUA, March 31, 2026
Southern Bank Bank · 2
Southern Bank has 2 branches in Saint Joseph, 55 across Missouri and 69 nationwide. FDIC records list its main office in Poplar Bluff, MO and show it operating since 1887. With $5.19 billion in total assets on June 30, 2026, it ranks No. 284 of 4,232 U.S. banks by total assets. In FDIC branch records, its longest-running Saint Joseph location is the St. Joseph - Frederick Facility Branch at 3727 Frederick Boulevard, dating to 1994; the newest, at 5305 N Belt Hwy, to 2005. It does not publish hours in the sources this page uses; check its site before you go.
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St. Joseph - Frederick Facility Branch3727 Frederick Boulevard, 64506
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St. Joseph - North Belt Facility Branch5305 N Belt Hwy, 64506
UMB Bank Bank · 2
UMB Bank has 2 branches in Saint Joseph, 45 across Missouri and 207 nationwide. FDIC records list its main office in Kansas City, MO and show it operating since 1902. With $71.90 billion in total assets on June 30, 2026, it ranks No. 40 of 4,232 U.S. banks by total assets. In FDIC branch records, its longest-running Saint Joseph location is the St. Joseph - Mitchell at 3601 Mitchell Ave, dating to 1973; the newest, at 1211 N Belt Hwy, to 2008. All 2 of its Saint Joseph locations with published hours open on Saturday.
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Belt Highway Banking Center1211 N Belt Hwy, 64506
All hours
Mon to Fri 9 am to 5 pm; Sat 9 am to 12 pm; Sun not published
Hours: UMB Bank branch locator (All The Places), checked Oct 10, 2026
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St. Joseph - Mitchell3601 Mitchell Ave, 64507
All hours
Mon to Fri 9 am to 5 pm; Sat 9 am to 12 pm; Sun not published
Hours: UMB Bank branch locator (All The Places), checked Oct 10, 2026
BMO Bank · 1
BMO has 1 branch in Saint Joseph, 23 across Missouri and 988 nationwide. FDIC records list its main office in Chicago, IL and show it operating since 1947. With $254.97 billion in total assets on June 30, 2026, it ranks No. 16 of 4,232 U.S. banks by total assets. The St. Joe Branch at 4305 Frederick Ave dates to 1889 in FDIC branch records. It does not publish hours in the sources this page uses; check its site before you go.
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St. Joe Branch4305 Frederick Ave, 64506
District One Highway Credit Union Credit union · 1
District One Highway Credit Union has 1 office in Saint Joseph, 1 across Missouri. It is based in Saint Joseph, MO and $30.4 million in assets on March 31, 2026, according to its NCUA call report. Its published hours do not list Saturday.
Who can join: see the credit union's site.
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Main Office main office3011 N Belt Hwy Ste B, 64506
All hours
Mon to Fri 8:30 am to 4:30 pm; Sat to Sun not published
Hours: NCUA, March 31, 2026
Farmers State Bank Bank · 1
Farmers State Bank has 1 branch in Saint Joseph, 9 across Missouri and 9 nationwide. FDIC records list its main office in Cameron, MO and show it operating since 1934. With $385.4 million in total assets on June 30, 2026, it ranks No. 2,129 of 4,232 U.S. banks by total assets. The St. Joe Belt Branch at 2211 N Belt Hwy dates to 2010 in FDIC branch records. It does not publish hours in the sources this page uses; check its site before you go.
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St. Joe Belt Branch2211 N Belt Hwy, 64506
First Option Bank Bank · 1
First Option Bank has 1 branch in Saint Joseph, 1 across Missouri and 10 nationwide. FDIC records list its main office in Osawatomie, KS and show it operating since 1923. With $817.6 million in total assets on June 30, 2026, it ranks No. 1,237 of 4,232 U.S. banks by total assets. The Saint Joseph Branch at 3702 Faraon St dates to 1975 in FDIC branch records. It does not publish hours in the sources this page uses; check its site before you go.
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Saint Joseph Branch3702 Faraon St, 64506
Flanagan State Bank Bank · 1
Flanagan State Bank has 1 branch in Saint Joseph, 1 across Missouri and 15 nationwide. FDIC records list its main office in Flanagan, IL and show it operating since 1913. With $300.3 million in total assets on June 30, 2026, it ranks No. 2,480 of 4,232 U.S. banks by total assets. The St. Joseph Lpo at 2335 N Belt Hwy Ste D dates to 2015 in FDIC branch records. It does not publish hours in the sources this page uses; check its site before you go.
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St. Joseph Lpo2335 N Belt Hwy Ste D, 64506
Goetz Credit Union Credit union · 1
Goetz Credit Union has 1 office in Saint Joseph, 1 across Missouri. It is based in St Joseph, MO and $90.9 million in assets on March 31, 2026, according to its NCUA call report. Its published hours do not list Saturday.
Who can join: see the credit union's site.
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Main Office main office1905 Howard St, 64501
All hours
Mon 9 am to 5 pm; Tue to Wed not published; Thu 9 am to 5 pm; Fri 8 am to 6 pm; Sat to Sun not published
Hours: NCUA, March 31, 2026
HNB National Bank Bank · 1
HNB National Bank has 1 branch in Saint Joseph, 17 across Missouri and 17 nationwide. FDIC records list its main office in Hannibal, MO and show it operating since 1888. With $1.31 billion in total assets on June 30, 2026, it ranks No. 842 of 4,232 U.S. banks by total assets. The Riverside Branch at 1602 S Riverside Rd dates to 2002 in FDIC branch records. It does not publish hours in the sources this page uses; check its site before you go.
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Riverside Branch1602 S Riverside Rd, 64507
Holy Rosary Credit Union Credit union · 1
Holy Rosary Credit Union has 1 office in Saint Joseph, 4 across Missouri. It is based in Kansas City, MO and $46.9 million in assets on March 31, 2026, according to its NCUA call report. It opens on Saturday.
Who can join: see the credit union's site.
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St. Joseph Branch1002 N 4Th St, 64501
All hours
Mon to Tue 9 am to 5 pm; Wed 10 am to 5 pm; Thu 9 am to 5 pm; Fri 9 am to 6 pm; Sat 9 am to 1 pm; Sun not published
Hours: NCUA, March 31, 2026
NBH Bank Bank · 1
NBH Bank has 1 branch in Saint Joseph, 18 across Missouri and 97 nationwide. FDIC records list its main office in Greenwood Village, CO and show it operating since 2010. With $12.54 billion in total assets on June 30, 2026, it ranks No. 143 of 4,232 U.S. banks by total assets. The St. Joseph Branch #49 at 801 N. 36th Street dates to 1934 in FDIC branch records. It does not publish hours in the sources this page uses; check its site before you go.
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St. Joseph Branch #49801 N. 36th Street, 64506
North American Savings Bank, F.S.B. Bank · 1
North American Savings Bank, F.S.B. has 1 branch in Saint Joseph, 10 across Missouri and 10 nationwide. FDIC records list its main office in Grandview, MO and show it operating since 1923. With $3.20 billion in total assets on June 30, 2026, it ranks No. 402 of 4,232 U.S. banks by total assets. The 920 Belt Highway Branch at 920 Belt Highway dates to 1923 in FDIC branch records. It does not publish hours in the sources this page uses; check its site before you go.
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920 Belt Highway Branch920 Belt Highway, 64501
Postal & Community Credit Union Credit union · 1
Postal & Community Credit Union has 1 office in Saint Joseph, 2 across Missouri. It is based in Saint Joseph, MO and $93.1 million in assets on March 31, 2026, according to its NCUA call report. It opens on Saturday.
Who can join: see the credit union's site.
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Main Office main office3921 Oakland Ave, 64506
All hours
Mon to Thu 9 am to 4:30 pm; Fri 9 am to 5:30 pm; Sat 9 am to 12 pm; Sun not published
Hours: NCUA, March 31, 2026
St. Joseph Teachers' Credit Union Credit union · 1
St. Joseph Teachers' Credit Union has 1 office in Saint Joseph, 1 across Missouri. It is based in Saint Joseph, MO and $8.7 million in assets on March 31, 2026, according to its NCUA call report. Its published hours do not list Saturday.
Who can join: see the credit union's site.
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Main Office main office2316 Village Dr, 64506
All hours
Mon to Fri 9 am to 5 pm; Sat to Sun not published
Hours: NCUA, March 31, 2026
Stationery Credit Union Credit union · 1
Stationery Credit Union has 1 office in Saint Joseph, 1 across Missouri. It is based in Saint Joseph, MO and $17.0 million in assets on March 31, 2026, according to its NCUA call report. It opens on Saturday.
Who can join: see the credit union's site.
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Main Office main office1402 S 10Th St, 64503
All hours
Mon to Fri 8 am to 5 pm; Sat 9 am to 12 pm; Sun not published
Hours: NCUA, March 31, 2026
United Consumers Credit Union Credit union · 1
United Consumers Credit Union has 1 office in Saint Joseph, 4 across Missouri. It is based in Independence, MO and $216.5 million in assets on March 31, 2026, according to its NCUA call report. Its published hours do not list Saturday.
Who can join: see the credit union's site.
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South Belt724 N Belt Hwy, 64506
All hours
Mon to Fri 9:30 am to 5:30 pm; Sat to Sun not published
Hours: NCUA, March 31, 2026
Join a credit union in Saint Joseph
8 credit unions have 9 offices here: Lovers Lane Credit Union, United Consumers Credit Union, Postal & Community Credit Union, Goetz Credit Union, Holy Rosary Credit Union and District One Highway Credit Union and 2 more. Each office is listed above with the phone and the hours it filed with the NCUA (call report as of March 31, 2026). Who can join each one is on its own site; the credit unions in Saint Joseph page has every office in the state's directory.
Banking in Saint Joseph: the local picture
Short answer: 14 banks run 25 branches in Saint Joseph according to the FDIC. A population estimate for this place is not available from the Census Bureau, so branches per resident are not shown.
Of the 14 banks, 0 have their main office in Saint Joseph, 8 elsewhere in Missouri and 6 out of state, according to the FDIC.
The bank with the longest record here is U.S. Bank, operating since 1863 according to the FDIC. In FDIC branch records, the longest-running branch is BMO's office at 4305 Frederick Ave, dating to 1889; the newest is Flanagan State Bank's at 2335 N Belt Hwy Ste D, from 2015.
8 credit unions have 9 offices in Saint Joseph, according to the NCUA. Who can join each one is on the credit unions page.
Of the 16 locations with published hours. 9 open on Saturday. 18 locations have no published hours in these sources.
Banks by ZIP code in Saint Joseph
Offices grouped by the ZIP code in their FDIC or NCUA record.
Short answer: ZIP 64506 has the most bank and credit union offices in Saint Joseph (19), followed by 64507 (5) and 64501 (4). Offices are spread across 5 ZIP codes.
| ZIP code | Offices | Institutions | Most offices |
|---|---|---|---|
| 64506 | 19 | 16 | Commerce Bank, Southern Bank, U.S. Bank |
| 64507 | 5 | 4 | Lovers Lane Credit Union, HNB National Bank, The Nodaway Valley Bank |
| 64501 | 4 | 4 | Equity Bank, Goetz Credit Union, Holy Rosary Credit Union |
| 64503 | 3 | 3 | Academy Bank, Stationery Credit Union, U.S. Bank |
| 64504 | 3 | 2 | The Nodaway Valley Bank, Equity Bank |
Banks and credit unions open on Saturday in Saint Joseph
Short answer: 9 of the 16 Saint Joseph locations with published hours open on Saturday, run by 6 institutions.
- U.S. Bank: 2 of 3 branches (2701 S Belt Hwy: Saturday 9 am to 1 pm, and 1 more)
- UMB Bank: 2 of 2 branches (1211 N Belt Hwy: Saturday 9 am to 12 pm, and 1 more)
- Commerce Bank: 2 of 2 branches (3303 Ashland Ave: Saturday 9 am to 12 pm, and 1 more)
- Postal & Community Credit Union: 1 of 1 office (3921 Oakland Ave: Saturday 9 am to 12 pm)
- Holy Rosary Credit Union: 1 of 1 office (1002 N 4Th St: Saturday 9 am to 1 pm)
- Stationery Credit Union: 1 of 1 office (1402 S 10Th St: Saturday 9 am to 12 pm)
Credit union hours are the text each credit union filed with the NCUA, call report as of March 31, 2026; a day the filing does not mention is shown as not published, never as closed. Bank branches show hours only where the bank publishes them in a source this page uses; 18 of the 34 locations here have no published hours yet. The source and date sit under each office. Banks and credit unions often close on Federal Reserve holidays; call ahead.
Chase, Bank of America and other national banks
Which big national banks have branches in Saint Joseph, and where the nearest one is if they do not.
Short answer: In Saint Joseph: U.S. Bank (3), BMO (1). No branches in Saint Joseph: Chase (nearest in Kansas City, 37 mi), Wells Fargo (nearest in Saint Louis, 258 mi), Bank of America (nearest in Kansas City, 37 mi), PNC Bank (nearest in Kansas City, 48 mi), Truist, Fifth Third Bank, Huntington (nearest in Springfield, 194 mi), Regions Bank (nearest in Columbia, 145 mi), TD Bank.
| Bank | In Saint Joseph | Nearest branch if none here |
|---|---|---|
| U.S. Bank | 3 branches | here |
| BMO | 1 branch | here |
| Chase | None | Kansas City, 37 miles away |
| Wells Fargo | None | Saint Louis, 258 miles away |
| Bank of America | None | Kansas City, 37 miles away |
| PNC Bank | None | Kansas City, 48 miles away |
| Truist | None | none in Missouri |
| Fifth Third Bank | None | none in Missouri |
| Huntington | None | Springfield, 194 miles away |
| Regions Bank | None | Columbia, 145 miles away |
| TD Bank | None | none in Missouri |
Branch counts from FDIC BankFind as of September 5, 2026. Distances are straight-line miles from the center of Saint Joseph to the nearest branch in Missouri.
What your savings could earn
National benchmarks and the best published offers, from the Banrox Bank Rates tracker. Enter your own balance and rate to compare.
Short answer: At the national average savings rate of 0.38%, $10,000 kept in savings for a year earns about $38. The best published savings rate in the tracker, 3.75% at CIT Bank, earns about $375. The national average 12-month CD pays 1.71%.
| Offer | Bank | APY | Term | Minimum |
|---|---|---|---|---|
| Savings | CIT Bank | 3.75% | none | $5,000 |
| Savings | Barclays | 3.50% | none | $0 |
| Savings | Marcus by Goldman Sachs | 3.40% | none | $0 |
| CD | Synchrony Bank | 4.35% | 60 Months | $0 |
| CD | Marcus by Goldman Sachs | 4.35% | 24 Months | $500 |
| CD | American Express National Bank | 4.25% | 10 Months | $0 |
Rates are the banks' published APYs as tracked on the Banrox Bank Rates page, with the date next to each benchmark; they are not offers from Banrox and can change daily. Interest is before tax. The best offers are mostly online banks and are open to Saint Joseph residents like anyone else.
Banks near Saint Joseph
Nearby cities with at least two banks, by straight-line distance. Counts from FDIC BankFind.
Short answer: The closest towns with more choice are Savannah (12 miles) and Oregon (23 miles). Platte City, 29 miles away, has the most banks nearby: 6.
| City | Distance | Banks | Branches |
|---|---|---|---|
| Banks in Savannah, MO | 12 mi | 4 | 4 |
| Banks in Oregon, MO | 23 mi | 2 | 2 |
| Banks in Plattsburg, MO | 24 mi | 3 | 3 |
| Banks in Maysville, MO | 25 mi | 2 | 2 |
| Banks in Platte City, MO | 29 mi | 6 | 6 |
| Banks in Smithville, MO | 29 mi | 4 | 5 |
| Banks in Lathrop, MO | 30 mi | 2 | 2 |
| Banks in Cameron, MO | 31 mi | 4 | 6 |
Bank branch openings and closings in Saint Joseph
FDIC branch records, between September 5, 2025 and September 5, 2026.
Short answer: FDIC branch records show no bank branch openings in Saint Joseph between September 5, 2025 and September 5, 2026. Closings and relocations are not tracked by the sources this page uses yet.
Banks and credit unions based in Saint Joseph
Short answer: 6 institutions have their main office in Saint Joseph: Lovers Lane Credit Union, Postal & Community Credit Union, Goetz Credit Union and District One Highway Credit Union and 2 more.
| Institution | Type | Total assets, March 31, 2026 | Offices here |
|---|---|---|---|
| Lovers Lane Credit Union | Credit union | $7.7 million | 2 |
| Postal & Community Credit Union | Credit union | $93.1 million | 1 |
| Goetz Credit Union | Credit union | $90.9 million | 1 |
| District One Highway Credit Union | Credit union | $30.4 million | 1 |
| Stationery Credit Union | Credit union | $17.0 million | 1 |
| St. Joseph Teachers' Credit Union | Credit union | $8.7 million | 1 |
Banks: FDIC BankFind (community-bank flag and assets). Credit unions: NCUA call report.
Largest banks in Saint Joseph by total assets
Ranked by each bank's total assets on its FDIC balance sheet, which covers the whole bank, not only its Saint Joseph offices.
Short answer: U.S. Bank is the largest bank with offices in Saint Joseph, with $705.55 billion in total assets on June 30, 2026, No. 6 among U.S. banks by total assets. BMO is second with $254.97 billion. Local deposit shares will follow once the FDIC Summary of Deposits is imported.
| Bank | Total assets | Rank | Offices here | Main office |
|---|---|---|---|---|
| U.S. Bank | $705.55 billion | No. 6 | 3 | Cincinnati, OH |
| BMO | $254.97 billion | No. 16 | 1 | Chicago, IL |
| UMB Bank | $71.90 billion | No. 40 | 2 | Kansas City, MO |
| Commerce Bank | $35.02 billion | No. 61 | 2 | Kansas City, MO |
| NBH Bank | $12.54 billion | No. 143 | 1 | Greenwood Village, CO |
| Equity Bank | $7.71 billion | No. 204 | 3 | Andover, KS |
| Southern Bank | $5.19 billion | No. 284 | 2 | Poplar Bluff, MO |
| Academy Bank | $3.23 billion | No. 401 | 2 | Kansas City, MO |
| North American Savings Bank, F.S.B. | $3.20 billion | No. 402 | 1 | Grandview, MO |
| The Nodaway Valley Bank | $1.62 billion | No. 697 | 4 | Maryville, MO |
Total assets and ranks from FDIC BankFind as of June 30, 2026. Rank is among active banks that report total assets to the FDIC.
Banks in Saint Joseph: FAQ
How many banks are in Saint Joseph, MO?
Saint Joseph has 14 banks with 25 branches and 8 credit unions with 9 offices, according to FDIC data as of September 5, 2026 and NCUA data as of March 31, 2026.
Which bank has the most branches in Saint Joseph?
The Nodaway Valley Bank, with 4. U.S. Bank has 3 and Equity Bank has 3.
Is there a The Nodaway Valley Bank in Saint Joseph, MO?
Yes. FDIC data lists 4 The Nodaway Valley Bank branches in Saint Joseph as of September 5, 2026. Its branches are listed under The Nodaway Valley Bank above, with the address and directions for each.
Is there a U.S. Bank in Saint Joseph, MO?
Yes. FDIC data lists 3 U.S. Bank branches in Saint Joseph as of September 5, 2026. Its branches are listed under U.S. Bank above, with the address and directions for each.
Is there a Equity Bank in Saint Joseph, MO?
Yes. FDIC data lists 3 Equity Bank branches in Saint Joseph as of September 5, 2026. Its branches are listed under Equity Bank above, with the address and directions for each.
Is there a Chase in Saint Joseph, MO?
No. FDIC data lists no Chase branch in Saint Joseph as of September 5, 2026. The nearest is in Kansas City, about 37 miles away in a straight line.
Which banks in Saint Joseph are open on Saturday?
U.S. Bank, UMB Bank, Commerce Bank and Postal & Community Credit Union and 2 more publish Saturday hours for one or more Saint Joseph locations. The Saturday section above lists each one with its hours. 18 of the 34 locations here do not publish hours in the sources this page uses; call ahead.
Which banks are headquartered in Saint Joseph?
Lovers Lane Credit Union, Postal & Community Credit Union, Goetz Credit Union, District One Highway Credit Union and Stationery Credit Union and 1 more have their main office in Saint Joseph, according to the FDIC and the NCUA.
What is the oldest bank in Saint Joseph?
U.S. Bank has the longest record among banks with a branch here: the FDIC shows it operating since 1863.
Which credit unions can I join in Saint Joseph?
Lovers Lane Credit Union, United Consumers Credit Union, Postal & Community Credit Union and Goetz Credit Union and 4 more have offices in Saint Joseph. Check each credit union's membership rules before you apply.
Did any bank branches open or close in Saint Joseph in the past year?
FDIC branch records show no branch openings between September 5, 2025 and September 5, 2026. Closings and relocations are not tracked by the sources this page uses yet.
Where can I find more banks near Saint Joseph?
Nearby cities with more banks include Savannah, Oregon, Plattsburg. Savannah is 12 miles away with 4 banks.
How we build this page
Every figure above comes from one of these sources. Nothing is typed by hand, nothing is estimated.
| Data | Source | License | Updated | Data as of |
|---|---|---|---|---|
| FDIC-insured banks: branches, main offices, total assets, dates established | FDIC BankFind Suite API | Public data (U.S. government) | Monthly import | Sep 5, 2026 |
| Credit union offices, phones and hours as filed with the NCUA, total assets | NCUA call report data | Public data (U.S. government) | Quarterly import | Mar 31, 2026 |
| Map coordinates of 9 credit union offices whose NCUA record has none, from the office address | U.S. Census Bureau Geocoder | Public data (U.S. government) | With each NCUA import | Oct 19, 2026 |
| Bank branch hours, phones and branch pages (7 of 25 branches: Commerce Bank, U.S. Bank, UMB Bank) | The banks' own branch locators, collected by All The Places | CC0 (All The Places data); each bank's locator is the primary source | Weekly spider run, monthly refresh here | Oct 10, 2026 |
| Savings and CD rates, national averages | Banrox Bank Rates | Banrox, from the banks' own rate pages and FDIC national rates | Weekly | see each rate |
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