US Bank Directory
Banks in Ozark, MO
10 FDIC-insured banks operate 14 offices in Ozark, Missouri, and 1 credit union has 1 office.
Source: FDIC BankFind, data as of September 5, 2026; NCUA call report as of March 31, 2026; hours checked October 10, 2026.
Bank branch map: Ozark
Banks sit at the coordinates in their FDIC record; credit union offices at their NCUA address, located with the U.S. Census Bureau Geocoder. Point at a marker for today's hours, tap it for the address, directions and the bank's site.
Short answer: 11 banks and credit unions operate 15 locations in Ozark, according to the FDIC and the NCUA. 15 of them have coordinates on record and are on the map. 2 publish opening hours.
Branches: FDIC, NCUA. Streets: loading.
15 locations on the map
Tap a cluster to zoom in
Positions are the regulators' own coordinates, or the Census Geocoder's point for the address, and can sit a few hundred feet from the door. Streets, buildings and parks come from OpenStreetMap through OpenFreeMap, with every street named as you zoom in; if that map cannot load, a simpler map drawn from the Census Bureau's TIGER/Line files takes its place. ATMs will follow with the Overture Maps import.
All banks and credit unions in Ozark
Sorted by number of local branches. Each branch shows where its hours and phone number come from.
Short answer: Ozark Bank has the most locations in Ozark, with 3. It is followed by Central Bank (2), Great Southern Bank (2). 7 banks have a single office in the city. Open any bank to see each address, today's hours where the bank publishes them and the phone number.
Ozark Bank Bank · 3
Ozark Bank has 3 branches in Ozark, 4 across Missouri and 4 nationwide. FDIC records list its main office in Ozark, MO and show it operating since 1906. With $341.0 million in total assets on June 30, 2026, it ranks No. 2,299 of 4,232 U.S. banks by total assets. In FDIC branch records, its longest-running Ozark location is its main office at 106 N 2nd Ave, dating to 1906; the newest, at 1351 W State Highway Nn, to 1988. It does not publish hours in the sources this page uses; check its site before you go.
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Main Office main office106 N 2nd Ave, 65721
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Ozark Branch1351 W State Highway Nn, 65721
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Drive-In BranchState Highway 14, 65721
Central Bank Bank · 2
Central Bank has 2 branches in Ozark, 125 across Missouri and 177 nationwide. FDIC records list its main office in Jefferson City, MO and show it operating since 1902. With $20.31 billion in total assets on June 30, 2026, it ranks No. 105 of 4,232 U.S. banks by total assets. In FDIC branch records, its longest-running Ozark location is the Ozark Branch at 1520 W Jackson St, dating to 1999; the newest, at 1910 W Marler Ln, to 2005. It does not publish hours in the sources this page uses; check its site before you go.
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Ozark Branch1520 W Jackson St, 65721
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Ozark South Branch1910 W Marler Ln, 65721
Great Southern Bank Bank · 2
Great Southern Bank has 2 branches in Ozark, 68 across Missouri and 108 nationwide. FDIC records list its main office in Reeds Spring, MO and show it operating since 1923. With $5.53 billion in total assets on June 30, 2026, it ranks No. 266 of 4,232 U.S. banks by total assets. In FDIC branch records, its longest-running Ozark location is the 1000 W.Jackson Branch at 1000 W Jackson St, dating to 1923; the newest, at 1444 W State Highway J, to 2006. It does not publish hours in the sources this page uses; check its site before you go.
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1000 W.Jackson Branch1000 W Jackson St, 65721
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Great Southern Bank - Ozark North Branch1444 W State Highway J, 65721
Academy Bank Bank · 1
Academy Bank has 1 branch in Ozark, 29 across Missouri and 80 nationwide. FDIC records list its main office in Kansas City, MO and show it operating since 1966. With $3.23 billion in total assets on June 30, 2026, it ranks No. 401 of 4,232 U.S. banks by total assets. The Ozark Wal-Mart Branch # 95 at 2004 W Marler Ln dates to 2004 in FDIC branch records. It does not publish hours in the sources this page uses; check its site before you go.
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Ozark Wal-Mart Branch # 952004 W Marler Ln, 65721
Commerce Bank Bank · 1
Commerce Bank has 1 branch in Ozark, 89 across Missouri and 154 nationwide. FDIC records list its main office in Kansas City, MO and show it operating since 1984. With $35.02 billion in total assets on June 30, 2026, it ranks No. 61 of 4,232 U.S. banks by total assets. The Ozark Banking Center Branch at 1695 W Jackson St dates to 1991 in FDIC branch records. It opens on Saturday.
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Ozark Banking Center Branch1695 W Jackson St, 65721
All hours
Mon to Fri 9 am to 5 pm; Sat 9 am to 12 pm; Sun not published
Hours: Commerce Bank branch locator (All The Places), checked Oct 10, 2026
Educational Community Credit Union Credit union · 1
Educational Community Credit Union has 1 office in Ozark, 2 across Missouri. It is based in Springfield, MO and $77.1 million in assets on March 31, 2026, according to its NCUA call report. It opens on Saturday.
Who can join: see the credit union's site.
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Ozark Office1550 W Diane St, 65721
All hours
Mon to Tue 8:45 am to 5:15 pm; Wed 10 am to 5:15 pm; Thu to Fri 8:45 am to 5:15 pm; Sat 9 am to 1 pm; Sun not published
Hours: NCUA, March 31, 2026
Guaranty Bank Bank · 1
Guaranty Bank has 1 branch in Ozark, 13 across Missouri and 13 nationwide. FDIC records list its main office in Springfield, MO and show it operating since 2008. With $2.38 billion in total assets on June 30, 2026, it ranks No. 520 of 4,232 U.S. banks by total assets. The Guaranty Bank - North Ozark Branch at 1701 W State Highway J dates to 2008 in FDIC branch records. It does not publish hours in the sources this page uses; check its site before you go.
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Guaranty Bank - North Ozark Branch1701 W State Highway J, 65721
Regions Bank Bank · 1
Regions Bank has 1 branch in Ozark, 49 across Missouri and 1,256 nationwide. FDIC records list its main office in Birmingham, AL and show it operating since 1928. With $159.79 billion in total assets on June 30, 2026, it ranks No. 27 of 4,232 U.S. banks by total assets. The Ozark Corners Branch at 2001 W Jackson St dates to 1981 in FDIC branch records. It does not publish hours in the sources this page uses; check its site before you go.
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Ozark Corners Branch2001 W Jackson St, 65721
Simmons Bank Bank · 1
Simmons Bank has 1 branch in Ozark, 47 across Missouri and 230 nationwide. FDIC records list its main office in Pine Bluff, AR and show it operating since 1903. With $24.73 billion in total assets on June 30, 2026, it ranks No. 87 of 4,232 U.S. banks by total assets. The Ozark Hwy J Branch at 1401 W. Highway J. dates to 2000 in FDIC branch records. It does not publish hours in the sources this page uses; check its site before you go.
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Ozark Hwy J Branch1401 W. Highway J., 65721
Southern Bank Bank · 1
Southern Bank has 1 branch in Ozark, 55 across Missouri and 69 nationwide. FDIC records list its main office in Poplar Bluff, MO and show it operating since 1887. With $5.19 billion in total assets on June 30, 2026, it ranks No. 284 of 4,232 U.S. banks by total assets. The Ozark Facility at 2471 W Jackson St dates to 2005 in FDIC branch records. It does not publish hours in the sources this page uses; check its site before you go.
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Ozark Facility2471 W Jackson St, 65721
The Bank of Missouri Bank · 1
The Bank of Missouri has 1 branch in Ozark, 32 across Missouri and 32 nationwide. FDIC records list its main office in Perryville, MO and show it operating since 1891. With $4.23 billion in total assets on June 30, 2026, it ranks No. 326 of 4,232 U.S. banks by total assets. The The Bank Of Missouri at 1301 W South St dates to 2009 in FDIC branch records. It does not publish hours in the sources this page uses; check its site before you go.
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The Bank Of Missouri1301 W South St, 65721
Join a credit union in Ozark
1 credit union has 1 office here: Educational Community Credit Union. Each office is listed above with the phone and the hours it filed with the NCUA (call report as of March 31, 2026). Who can join each one is on its own site; the credit unions in Ozark page has every office in the state's directory.
Banking in Ozark: the local picture
Short answer: 10 banks run 14 branches in Ozark according to the FDIC. A population estimate for this place is not available from the Census Bureau, so branches per resident are not shown.
Of the 10 banks, 1 has its main office in Ozark, 7 elsewhere in Missouri and 2 out of state, according to the FDIC.
The bank with the longest record here is Southern Bank, operating since 1887 according to the FDIC. In FDIC branch records, the longest-running branch is Ozark Bank's office at 106 N 2nd Ave, dating to 1906; the newest is The Bank of Missouri's at 1301 W South St, from 2009.
The only credit union with an office here is Educational Community Credit Union.
Of the 2 locations with published hours. 2 open on Saturday. 13 locations have no published hours in these sources.
Banks and credit unions open on Saturday in Ozark
Short answer: 2 of the 2 Ozark locations with published hours open on Saturday, run by 2 institutions.
- Commerce Bank: 1 of 1 branch (1695 W Jackson St: Saturday 9 am to 12 pm)
- Educational Community Credit Union: 1 of 1 office (1550 W Diane St: Saturday 9 am to 1 pm)
Credit union hours are the text each credit union filed with the NCUA, call report as of March 31, 2026; a day the filing does not mention is shown as not published, never as closed. Bank branches show hours only where the bank publishes them in a source this page uses; 13 of the 15 locations here have no published hours yet. The source and date sit under each office. Banks and credit unions often close on Federal Reserve holidays; call ahead.
Chase, Bank of America and other national banks
Which big national banks have branches in Ozark, and where the nearest one is if they do not.
Short answer: In Ozark: Regions Bank (1). No branches in Ozark: Chase (nearest in Springfield, 9 mi), Wells Fargo (nearest in Saint Louis, 198 mi), Bank of America (nearest in Springfield, 9 mi), PNC Bank (nearest in Lee'S Summit, 147 mi), U.S. Bank (nearest in Springfield, 9 mi), Truist, Fifth Third Bank, Huntington (nearest in Springfield, 9 mi), TD Bank, BMO (nearest in Lees Summit, 141 mi).
| Bank | In Ozark | Nearest branch if none here |
|---|---|---|
| Regions Bank | 1 branch | here |
| Chase | None | Springfield, 9 miles away |
| Wells Fargo | None | Saint Louis, 198 miles away |
| Bank of America | None | Springfield, 9 miles away |
| PNC Bank | None | Lee'S Summit, 147 miles away |
| U.S. Bank | None | Springfield, 9 miles away |
| Truist | None | none in Missouri |
| Fifth Third Bank | None | none in Missouri |
| Huntington | None | Springfield, 9 miles away |
| TD Bank | None | none in Missouri |
| BMO | None | Lees Summit, 141 miles away |
Branch counts from FDIC BankFind as of September 5, 2026. Distances are straight-line miles from the center of Ozark to the nearest branch in Missouri.
What your savings could earn
National benchmarks and the best published offers, from the Banrox Bank Rates tracker. Enter your own balance and rate to compare.
Short answer: At the national average savings rate of 0.38%, $10,000 kept in savings for a year earns about $38. The best published savings rate in the tracker, 3.75% at CIT Bank, earns about $375. The national average 12-month CD pays 1.71%.
| Offer | Bank | APY | Term | Minimum |
|---|---|---|---|---|
| Savings | CIT Bank | 3.75% | none | $5,000 |
| Savings | Barclays | 3.50% | none | $0 |
| Savings | Marcus by Goldman Sachs | 3.40% | none | $0 |
| CD | Synchrony Bank | 4.35% | 60 Months | $0 |
| CD | Marcus by Goldman Sachs | 4.35% | 24 Months | $500 |
| CD | American Express National Bank | 4.25% | 10 Months | $0 |
Rates are the banks' published APYs as tracked on the Banrox Bank Rates page, with the date next to each benchmark; they are not offers from Banrox and can change daily. Interest is before tax. The best offers are mostly online banks and are open to Ozark residents like anyone else.
Banks near Ozark
Nearby cities with at least two banks, by straight-line distance. Counts from FDIC BankFind.
Short answer: The closest towns with more choice are Nixa (5 miles) and Rogersville (9 miles). Springfield, 11 miles away, has the most banks nearby: 32.
| City | Distance | Banks | Branches |
|---|---|---|---|
| Banks in Nixa, MO | 5 mi | 9 | 11 |
| Banks in Rogersville, MO | 9 mi | 3 | 4 |
| Banks in Springfield, MO | 11 mi | 32 | 99 |
| Banks in Republic, MO | 15 mi | 8 | 8 |
| Banks in Strafford, MO | 18 mi | 2 | 2 |
| Banks in Crane, MO | 21 mi | 3 | 3 |
| Banks in Willard, MO | 22 mi | 4 | 4 |
| Banks in Forsyth, MO | 23 mi | 4 | 4 |
Bank branch openings and closings in Ozark
FDIC branch records, between September 5, 2025 and September 5, 2026.
Short answer: FDIC branch records show no bank branch openings in Ozark between September 5, 2025 and September 5, 2026. Closings and relocations are not tracked by the sources this page uses yet.
Banks and credit unions based in Ozark
Short answer: 1 institution has its main office in Ozark: Ozark Bank.
| Institution | Type | Total assets, June 30, 2026 | Offices here |
|---|---|---|---|
| Ozark Bank | Bank | $341.0 million | 3 |
Banks: FDIC BankFind (community-bank flag and assets). Credit unions: NCUA call report.
Largest banks in Ozark by total assets
Ranked by each bank's total assets on its FDIC balance sheet, which covers the whole bank, not only its Ozark offices.
Short answer: Regions Bank is the largest bank with offices in Ozark, with $159.79 billion in total assets on June 30, 2026, No. 27 among U.S. banks by total assets. Commerce Bank is second with $35.02 billion. 1 of the 10 bank is headquartered here. Local deposit shares will follow once the FDIC Summary of Deposits is imported.
| Bank | Total assets | Rank | Offices here | Main office |
|---|---|---|---|---|
| Regions Bank | $159.79 billion | No. 27 | 1 | Birmingham, AL |
| Commerce Bank | $35.02 billion | No. 61 | 1 | Kansas City, MO |
| Simmons Bank | $24.73 billion | No. 87 | 1 | Pine Bluff, AR |
| Central Bank | $20.31 billion | No. 105 | 2 | Jefferson City, MO |
| Great Southern Bank | $5.53 billion | No. 266 | 2 | Reeds Spring, MO |
| Southern Bank | $5.19 billion | No. 284 | 1 | Poplar Bluff, MO |
| The Bank of Missouri | $4.23 billion | No. 326 | 1 | Perryville, MO |
| Academy Bank | $3.23 billion | No. 401 | 1 | Kansas City, MO |
| Guaranty Bank | $2.38 billion | No. 520 | 1 | Springfield, MO |
| Ozark Bank | $341.0 million | No. 2,299 | 3 | Ozark, MO |
Total assets and ranks from FDIC BankFind as of June 30, 2026. Rank is among active banks that report total assets to the FDIC.
Banks in Ozark: FAQ
How many banks are in Ozark, MO?
Ozark has 10 banks with 14 branches and 1 credit union with 1 office, according to FDIC data as of September 5, 2026 and NCUA data as of March 31, 2026.
Which bank has the most branches in Ozark?
Ozark Bank, with 3. Central Bank has 2 and Great Southern Bank has 2.
Is there a Central Bank in Ozark, MO?
Yes. FDIC data lists 2 Central Bank branches in Ozark as of September 5, 2026. Its branches are listed under Central Bank above, with the address and directions for each.
Is there a Great Southern Bank in Ozark, MO?
Yes. FDIC data lists 2 Great Southern Bank branches in Ozark as of September 5, 2026. Its branches are listed under Great Southern Bank above, with the address and directions for each.
Is there a Chase in Ozark, MO?
No. FDIC data lists no Chase branch in Ozark as of September 5, 2026. The nearest is in Springfield, about 9 miles away in a straight line.
Which banks in Ozark are open on Saturday?
Commerce Bank and Educational Community Credit Union publish Saturday hours for one or more Ozark locations. The Saturday section above lists each one with its hours. 13 of the 15 locations here do not publish hours in the sources this page uses; call ahead.
Which banks are headquartered in Ozark?
Ozark Bank has its main office in Ozark, according to the FDIC.
What is the oldest bank in Ozark?
Southern Bank has the longest record among banks with a branch here: the FDIC shows it operating since 1887.
Which credit unions can I join in Ozark?
Educational Community Credit Union has an office in Ozark. Check each credit union's membership rules before you apply.
Did any bank branches open or close in Ozark in the past year?
FDIC branch records show no branch openings between September 5, 2025 and September 5, 2026. Closings and relocations are not tracked by the sources this page uses yet.
Where can I find more banks near Ozark?
Nearby cities with more banks include Nixa, Rogersville, Springfield. Nixa is 5 miles away with 9 banks.
How we build this page
Every figure above comes from one of these sources. Nothing is typed by hand, nothing is estimated.
| Data | Source | License | Updated | Data as of |
|---|---|---|---|---|
| FDIC-insured banks: branches, main offices, total assets, dates established | FDIC BankFind Suite API | Public data (U.S. government) | Monthly import | Sep 5, 2026 |
| Credit union offices, phones and hours as filed with the NCUA, total assets | NCUA call report data | Public data (U.S. government) | Quarterly import | Mar 31, 2026 |
| Map coordinates of 1 credit union offices whose NCUA record has none, from the office address | U.S. Census Bureau Geocoder | Public data (U.S. government) | With each NCUA import | Oct 19, 2026 |
| Bank branch hours, phones and branch pages (1 of 14 branches: Commerce Bank) | The banks' own branch locators, collected by All The Places | CC0 (All The Places data); each bank's locator is the primary source | Weekly spider run, monthly refresh here | Oct 10, 2026 |
| Savings and CD rates, national averages | Banrox Bank Rates | Banrox, from the banks' own rate pages and FDIC national rates | Weekly | see each rate |
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