US Bank Directory
Banks in Willard, MO
4 FDIC-insured banks operate 4 offices in Willard, Missouri.
Source: FDIC BankFind, data as of September 5, 2026; hours checked October 10, 2026.
Bank branch map: Willard
Banks sit at the coordinates in their FDIC record; credit union offices at their NCUA address, located with the U.S. Census Bureau Geocoder. Point at a marker for today's hours, tap it for the address, directions and the bank's site.
Short answer: 4 banks and credit unions operate 4 locations in Willard, according to the FDIC. 4 of them have coordinates on record and are on the map. 1 publish opening hours.
Branches: FDIC, NCUA. Streets: loading.
4 locations on the map
Tap a cluster to zoom in
Positions are the regulators' own coordinates, or the Census Geocoder's point for the address, and can sit a few hundred feet from the door. Streets, buildings and parks come from OpenStreetMap through OpenFreeMap, with every street named as you zoom in; if that map cannot load, a simpler map drawn from the Census Bureau's TIGER/Line files takes its place. ATMs will follow with the Overture Maps import.
All banks in Willard
Sorted by number of local branches. Each branch shows where its hours and phone number come from.
Short answer: 4 banks share the most locations in Willard, with 1 each. 4 banks have a single office in the city. Open any bank to see each address, today's hours where the bank publishes them and the phone number.
Commerce Bank Bank · 1
Commerce Bank has 1 branch in Willard, 89 across Missouri and 154 nationwide. FDIC records list its main office in Kansas City, MO and show it operating since 1984. With $35.02 billion in total assets on June 30, 2026, it ranks No. 61 of 4,232 U.S. banks by total assets. The Willard Branch at 203 W Jackson St dates to 1966 in FDIC branch records. It opens on Saturday.
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Willard Branch203 W Jackson St, 65781
All hours
Mon to Fri 9 am to 5 pm; Sat 9 am to 12 pm; Sun not published
Hours: Commerce Bank branch locator (All The Places), checked Oct 10, 2026
Freedom Bank of Southern Missouri Bank · 1
Freedom Bank of Southern Missouri has 1 branch in Willard, 8 across Missouri and 8 nationwide. FDIC records list its main office in Cassville, MO and show it operating since 1999. With $850.1 million in total assets on June 30, 2026, it ranks No. 1,198 of 4,232 U.S. banks by total assets. The Willard Branch at 502 State Highway Ab dates to 2010 in FDIC branch records. It does not publish hours in the sources this page uses; check its site before you go.
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Willard Branch502 State Highway Ab, 65781
Great Southern Bank Bank · 1
Great Southern Bank has 1 branch in Willard, 68 across Missouri and 108 nationwide. FDIC records list its main office in Reeds Spring, MO and show it operating since 1923. With $5.53 billion in total assets on June 30, 2026, it ranks No. 266 of 4,232 U.S. banks by total assets. The Willard Branch at 524 E Jackson St dates to 1996 in FDIC branch records. It does not publish hours in the sources this page uses; check its site before you go.
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Willard Branch524 E Jackson St, 65781
Mid-Missouri Bank Bank · 1
Mid-Missouri Bank has 1 branch in Willard, 14 across Missouri and 14 nationwide. FDIC records list its main office in Springfield, MO and show it operating since 1872. With $946.7 million in total assets on June 30, 2026, it ranks No. 1,100 of 4,232 U.S. banks by total assets. The Willard Branch at 306 Procter Rd dates to 2002 in FDIC branch records. It does not publish hours in the sources this page uses; check its site before you go.
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Willard Branch306 Procter Rd, 65781
Banking in Willard: the local picture
Short answer: 4 banks run 4 branches in Willard according to the FDIC. A population estimate for this place is not available from the Census Bureau, so branches per resident are not shown.
Of the 4 banks, 0 have their main office in Willard, 4 elsewhere in Missouri, according to the FDIC.
The bank with the longest record here is Mid-Missouri Bank, operating since 1872 according to the FDIC. In FDIC branch records, the longest-running branch is Commerce Bank's office at 203 W Jackson St, dating to 1966; the newest is Freedom Bank of Southern Missouri's at 502 State Highway Ab, from 2010.
Of the 1 location with published hours. 1 opens on Saturday. 3 locations have no published hours in these sources.
Banks open on Saturday in Willard
Short answer: 1 of the 1 Willard location with published hours opens on Saturday, run by 1 institution.
- Commerce Bank: 1 of 1 branch (203 W Jackson St: Saturday 9 am to 12 pm)
Bank branches show hours only where the bank publishes them in a source this page uses; 3 of the 4 locations here have no published hours yet. The source and date sit under each office. Banks and credit unions often close on Federal Reserve holidays; call ahead.
Chase, Bank of America and other national banks
Which big national banks have branches in Willard, and where the nearest one is if they do not.
Short answer: No branches in Willard: Chase (nearest in Springfield, 13 mi), Wells Fargo (nearest in Saint Louis, 198 mi), Bank of America (nearest in Springfield, 8 mi), PNC Bank (nearest in Lee'S Summit, 125 mi), U.S. Bank (nearest in Springfield, 10 mi), Truist, Fifth Third Bank, Huntington (nearest in Springfield, 10 mi), Regions Bank (nearest in Springfield, 12 mi), TD Bank, BMO (nearest in Lees Summit, 119 mi).
| Bank | In Willard | Nearest branch if none here |
|---|---|---|
| Chase | None | Springfield, 13 miles away |
| Wells Fargo | None | Saint Louis, 198 miles away |
| Bank of America | None | Springfield, 8 miles away |
| PNC Bank | None | Lee'S Summit, 125 miles away |
| U.S. Bank | None | Springfield, 10 miles away |
| Truist | None | none in Missouri |
| Fifth Third Bank | None | none in Missouri |
| Huntington | None | Springfield, 10 miles away |
| Regions Bank | None | Springfield, 12 miles away |
| TD Bank | None | none in Missouri |
| BMO | None | Lees Summit, 119 miles away |
Branch counts from FDIC BankFind as of September 5, 2026. Distances are straight-line miles from the center of Willard to the nearest branch in Missouri.
What your savings could earn
National benchmarks and the best published offers, from the Banrox Bank Rates tracker. Enter your own balance and rate to compare.
Short answer: At the national average savings rate of 0.38%, $10,000 kept in savings for a year earns about $38. The best published savings rate in the tracker, 3.75% at CIT Bank, earns about $375. The national average 12-month CD pays 1.71%.
| Offer | Bank | APY | Term | Minimum |
|---|---|---|---|---|
| Savings | CIT Bank | 3.75% | none | $5,000 |
| Savings | Barclays | 3.50% | none | $0 |
| Savings | Marcus by Goldman Sachs | 3.40% | none | $0 |
| CD | Synchrony Bank | 4.35% | 60 Months | $0 |
| CD | Marcus by Goldman Sachs | 4.35% | 24 Months | $500 |
| CD | American Express National Bank | 4.25% | 10 Months | $0 |
Rates are the banks' published APYs as tracked on the Banrox Bank Rates page, with the date next to each benchmark; they are not offers from Banrox and can change daily. Interest is before tax. The best offers are mostly online banks and are open to Willard residents like anyone else.
Banks near Willard
Nearby cities with at least two banks, by straight-line distance. Counts from FDIC BankFind.
Short answer: The closest towns with more choice are Springfield (12 miles) and Republic (13 miles). Springfield, 12 miles away, has the most banks nearby: 32.
| City | Distance | Banks | Branches |
|---|---|---|---|
| Banks in Springfield, MO | 12 mi | 32 | 99 |
| Banks in Republic, MO | 13 mi | 8 | 8 |
| Banks in Pleasant Hope, MO | 14 mi | 3 | 3 |
| Banks in Fair Grove, MO | 16 mi | 2 | 2 |
| Banks in Strafford, MO | 17 mi | 2 | 2 |
| Banks in Nixa, MO | 18 mi | 9 | 11 |
| Banks in Bolivar, MO | 21 mi | 6 | 9 |
| Banks in Rogersville, MO | 22 mi | 3 | 4 |
Bank branch openings and closings in Willard
FDIC branch records, between September 5, 2025 and September 5, 2026.
Short answer: FDIC branch records show no bank branch openings in Willard between September 5, 2025 and September 5, 2026. Closings and relocations are not tracked by the sources this page uses yet.
Largest banks in Willard by total assets
Ranked by each bank's total assets on its FDIC balance sheet, which covers the whole bank, not only its Willard offices.
Short answer: Commerce Bank is the largest bank with offices in Willard, with $35.02 billion in total assets on June 30, 2026, No. 61 among U.S. banks by total assets. Great Southern Bank is second with $5.53 billion. Local deposit shares will follow once the FDIC Summary of Deposits is imported.
| Bank | Total assets | Rank | Offices here | Main office |
|---|---|---|---|---|
| Commerce Bank | $35.02 billion | No. 61 | 1 | Kansas City, MO |
| Great Southern Bank | $5.53 billion | No. 266 | 1 | Reeds Spring, MO |
| Mid-Missouri Bank | $946.7 million | No. 1,100 | 1 | Springfield, MO |
| Freedom Bank of Southern Missouri | $850.1 million | No. 1,198 | 1 | Cassville, MO |
Total assets and ranks from FDIC BankFind as of June 30, 2026. Rank is among active banks that report total assets to the FDIC.
Banks in Willard: FAQ
How many banks are in Willard, MO?
Willard has 4 banks with 4 branches, according to FDIC data as of September 5, 2026.
Which bank has the most branches in Willard?
Commerce Bank, with 1. Great Southern Bank has 1 and Mid-Missouri Bank has 1.
Is there a Commerce Bank in Willard, MO?
Yes. FDIC data lists 1 Commerce Bank branch in Willard as of September 5, 2026. The address and directions are under Commerce Bank above.
Is there a Great Southern Bank in Willard, MO?
Yes. FDIC data lists 1 Great Southern Bank branch in Willard as of September 5, 2026. The address and directions are under Great Southern Bank above.
Is there a Mid-Missouri Bank in Willard, MO?
Yes. FDIC data lists 1 Mid-Missouri Bank branch in Willard as of September 5, 2026. The address and directions are under Mid-Missouri Bank above.
Is there a Chase in Willard, MO?
No. FDIC data lists no Chase branch in Willard as of September 5, 2026. The nearest is in Springfield, about 13 miles away in a straight line.
Which banks in Willard are open on Saturday?
Commerce Bank publishes Saturday hours for one or more Willard locations. The Saturday section above lists each one with its hours. 3 of the 4 locations here do not publish hours in the sources this page uses; call ahead.
What is the oldest bank in Willard?
Mid-Missouri Bank has the longest record among banks with a branch here: the FDIC shows it operating since 1872.
Did any bank branches open or close in Willard in the past year?
FDIC branch records show no branch openings between September 5, 2025 and September 5, 2026. Closings and relocations are not tracked by the sources this page uses yet.
Where can I find more banks near Willard?
Nearby cities with more banks include Springfield, Republic, Pleasant Hope. Springfield is 12 miles away with 32 banks.
How we build this page
Every figure above comes from one of these sources. Nothing is typed by hand, nothing is estimated.
| Data | Source | License | Updated | Data as of |
|---|---|---|---|---|
| FDIC-insured banks: branches, main offices, total assets, dates established | FDIC BankFind Suite API | Public data (U.S. government) | Monthly import | Sep 5, 2026 |
| Bank branch hours, phones and branch pages (1 of 4 branches: Commerce Bank) | The banks' own branch locators, collected by All The Places | CC0 (All The Places data); each bank's locator is the primary source | Weekly spider run, monthly refresh here | Oct 10, 2026 |
| Savings and CD rates, national averages | Banrox Bank Rates | Banrox, from the banks' own rate pages and FDIC national rates | Weekly | see each rate |
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