US Bank Directory

Banks in Monett, MO

5 FDIC-insured banks operate 7 offices in Monett, Missouri, and 6 credit unions have 6 offices.

Source: FDIC BankFind, data as of September 5, 2026; NCUA call report as of March 31, 2026; hours checked October 10, 2026.

Bank branch map: Monett

Banks sit at the coordinates in their FDIC record; credit union offices at their NCUA address, located with the U.S. Census Bureau Geocoder. Point at a marker for today's hours, tap it for the address, directions and the bank's site.

Short answer: 11 banks and credit unions operate 13 locations in Monett, according to the FDIC and the NCUA. 7 of them have coordinates on record and are on the map. 7 publish opening hours.

BankCredit unionMain office

Branches: FDIC, NCUA. Streets: loading.

7 locations on the map

Tap a cluster to zoom in

Positions are the regulators' own coordinates, or the Census Geocoder's point for the address, and can sit a few hundred feet from the door. Streets, buildings and parks come from OpenStreetMap through OpenFreeMap, with every street named as you zoom in; if that map cannot load, a simpler map drawn from the Census Bureau's TIGER/Line files takes its place. ATMs will follow with the Overture Maps import.

All banks and credit unions in Monett

Sorted by number of local branches. Each branch shows where its hours and phone number come from.

Short answer: Freedom Bank of Southern Missouri and First State Bank of the Ozarks have the most locations in Monett, with 2 each. 3 banks have a single office in the city. Open any bank to see each address, today's hours where the bank publishes them and the phone number.

First State Bank of the Ozarks 2 branches · main office Purdy, MO Bank · 2

First State Bank of the Ozarks has 2 branches in Monett, 5 across Missouri and 5 nationwide. FDIC records list its main office in Purdy, MO and show it operating since 1944. With $248.9 million in total assets on June 30, 2026, it ranks No. 2,733 of 4,232 U.S. banks by total assets. In FDIC branch records, its longest-running Monett location is the Monett Facility at 106 E Cleveland Ave, dating to 1890; the newest, at 885 E Highway 60, to 1998. It does not publish hours in the sources this page uses; check its site before you go.

  • Monett Facility
    106 E Cleveland Ave, 65708
    Hours: see the bank's site
  • Monett Wal-Mart Branch
    885 E Highway 60, 65708
    Hours: see the bank's site
First State Bank of the Ozarks: profile, branches and contacts
Freedom Bank of Southern Missouri 2 branches · main office Cassville, MO Bank · 2

Freedom Bank of Southern Missouri has 2 branches in Monett, 8 across Missouri and 8 nationwide. FDIC records list its main office in Cassville, MO and show it operating since 1999. With $850.1 million in total assets on June 30, 2026, it ranks No. 1,198 of 4,232 U.S. banks by total assets. The Messenger Service at 901 E Highway 60 dates to 2002 in FDIC branch records. It does not publish hours in the sources this page uses; check its site before you go.

  • Messenger Service
    901 E Highway 60, 65708
    Hours: see the bank's site
  • Monett Branch
    901 E Highway 60, 65708
    Hours: see the bank's site
Freedom Bank of Southern Missouri: profile, branches and contacts
Alta Vista Credit Union 1 office · main office Redlands, CA Credit union · 1

Alta Vista Credit Union has 1 office in Monett, 1 across Missouri. It is based in Redlands, CA and $211.7 million in assets on March 31, 2026, according to its NCUA call report. It does not publish hours in the sources this page uses; check its site before you go.

Who can join: see the credit union's site.

  • Jack Henry - Symitar
    663 W Highway 60, 65708
    (417) 235-6652Hours: see the credit union's site
Alta Vista Credit Union: profile, branches and contacts
Arvest Arvest Bank · 1 branch · main office Fayetteville, AR Bank · 1

Arvest has 1 branch in Monett, 39 across Missouri and 228 nationwide. FDIC records list its main office in Fayetteville, AR and show it operating since 1871. With $28.05 billion in total assets on June 30, 2026, it ranks No. 77 of 4,232 U.S. banks by total assets. The Monett Branch at 100 E Broadway St dates to 1993 in FDIC branch records. Its published hours do not list Saturday.

  • Monett Branch
    100 E Broadway St, 65708
    (417) 235-3200Today 9 am to 5 pm
    All hours

    Mon to Fri 9 am to 5 pm; Sat to Sun not published

    Hours: Arvest branch locator (All The Places), checked Oct 10, 2026

Arvest: profile, branches and contacts
Conservation Employees Credit Union 1 office · main office Jefferson City, MO Credit union · 1

Conservation Employees Credit Union has 1 office in Monett, 3 across Missouri. It is based in Jefferson City, MO and $192.0 million in assets on March 31, 2026, according to its NCUA call report. Its published hours do not list Saturday.

Who can join: see the credit union's site.

  • Jack Henry & Associates, Inc
    663 W Highway 60, 65708
    (417) 235-6652Today 8 am to 6 pm
    All hours

    Mon to Fri 8 am to 6 pm; Sat to Sun not published

    Hours: NCUA, March 31, 2026

Conservation Employees Credit Union: profile, branches and contacts
Lewis Clark Credit Union 1 office · main office Lewiston, ID Credit union · 1

Lewis Clark Credit Union has 1 office in Monett, 1 across Missouri. It is based in Lewiston, ID and $275.3 million in assets on March 31, 2026, according to its NCUA call report. Its published hours do not list Saturday.

Who can join: see the credit union's site.

  • Jack Henry
    663 W Highway 60, 65708
    (888) 796-4827Today 7 am to 6 pm
    All hours

    Mon to Fri 7 am to 6 pm; Sat to Sun not published

    Hours: NCUA, March 31, 2026

Lewis Clark Credit Union: profile, branches and contacts
Members Choice Credit Union 1 office · main office Ashland, KY Credit union · 1

Members Choice Credit Union has 1 office in Monett, 1 across Missouri. It is based in Ashland, KY and $425.8 million in assets on March 31, 2026, according to its NCUA call report. It does not publish hours in the sources this page uses; check its site before you go.

Who can join: see the credit union's site.

  • Jack Henry Symitar Episys Data Center
    663 W Highway 60, 65708
    (619) 542-6700Hours as filed: 24 Hour
Members Choice Credit Union: profile, branches and contacts
Mid American Credit Union 1 office · main office Wichita, KS Credit union · 1

Mid American Credit Union has 1 office in Monett, 1 across Missouri. It is based in Wichita, KS and $521.0 million in assets on March 31, 2026, according to its NCUA call report. It opens on Saturday.

Who can join: see the credit union's site.

  • Jack Henry - Symitar
    663 W Highway 60, 65708
    (417) 235-6652Today 24 hours
    All hours

    Mon to Sun 24 hours

    Hours: NCUA, March 31, 2026

Mid American Credit Union: profile, branches and contacts
Net Credit Union 1 office · main office Scranton, PA Credit union · 1

Net Credit Union has 1 office in Monett, 1 across Missouri. It is based in Scranton, PA and $344.2 million in assets on March 31, 2026, according to its NCUA call report. It opens on Saturday.

Who can join: see the credit union's site.

  • Centurian Enterprize Level Back Up
    633 W Highway 60, 65708
    (417) 235-6652Today 24 hours
    All hours

    Mon to Sun 24 hours

    Hours: NCUA, March 31, 2026

Net Credit Union: profile, branches and contacts
U.S. Bank U.S. Bank National Association · 1 branch · main office Cincinnati, OH Bank · 1

U.S. Bank has 1 branch in Monett, 129 across Missouri and 2,097 nationwide. FDIC records list its main office in Cincinnati, OH and show it operating since 1863. With $705.55 billion in total assets on June 30, 2026, it ranks No. 6 of 4,232 U.S. banks by total assets. The Highway 60 Branch at 832 E Us Highway 60 dates to 1974 in FDIC branch records. Its published hours do not list Saturday.

  • Highway 60 Branch
    832 E Us Highway 60, 65708
    (417) 235-6217Today 9 am to 5 pm
    All hours

    Mon not published; Tue to Fri 9 am to 5 pm; Sat to Sun not published

    Hours: U.S. Bank branch locator (All The Places), checked Oct 10, 2026

U.S. Bank: profile, branches and contacts
UMB Bank UMB Bank, National Association · 1 branch · main office Kansas City, MO Bank · 1

UMB Bank has 1 branch in Monett, 45 across Missouri and 207 nationwide. FDIC records list its main office in Kansas City, MO and show it operating since 1902. With $71.90 billion in total assets on June 30, 2026, it ranks No. 40 of 4,232 U.S. banks by total assets. The 500 Broadway Branch at 500 E Broadway St dates to 1999 in FDIC branch records. Its published hours do not list Saturday.

  • 500 Broadway Branch
    500 E Broadway St, 65708
    (417) 235-6275Today 8:30 am to 4:30 pm
    All hours

    Mon to Fri 8:30 am to 4:30 pm; Sat to Sun not published

    Hours: UMB Bank branch locator (All The Places), checked Oct 10, 2026

UMB Bank: profile, branches and contacts

Join a credit union in Monett

6 credit unions have 6 offices here: Mid American Credit Union, Members Choice Credit Union, Net Credit Union, Lewis Clark Credit Union, Alta Vista Credit Union and Conservation Employees Credit Union. Each office is listed above with the phone and the hours it filed with the NCUA (call report as of March 31, 2026). Who can join each one is on its own site; the credit unions in Monett page has every office in the state's directory.

Banking in Monett: the local picture

Short answer: 5 banks run 7 branches in Monett according to the FDIC. A population estimate for this place is not available from the Census Bureau, so branches per resident are not shown.

Of the 5 banks, 0 have their main office in Monett, 3 elsewhere in Missouri and 2 out of state, according to the FDIC.

The bank with the longest record here is U.S. Bank, operating since 1863 according to the FDIC. In FDIC branch records, the longest-running branch is First State Bank of the Ozarks's office at 106 E Cleveland Ave, dating to 1890; the newest is Freedom Bank of Southern Missouri's at 901 E Highway 60, from 2020.

6 credit unions have 6 offices in Monett, according to the NCUA. Who can join each one is on the credit unions page.

Of the 7 locations with published hours. 2 open on Saturday. 6 locations have no published hours in these sources.

Credit unions open on Saturday in Monett

Short answer: 2 of the 7 Monett locations with published hours open on Saturday, run by 2 institutions.

Credit union hours are the text each credit union filed with the NCUA, call report as of March 31, 2026; a day the filing does not mention is shown as not published, never as closed. Bank branches show hours only where the bank publishes them in a source this page uses; 6 of the 13 locations here have no published hours yet. The source and date sit under each office. Banks and credit unions often close on Federal Reserve holidays; call ahead.

Chase, Bank of America and other national banks

Which big national banks have branches in Monett, and where the nearest one is if they do not.

Short answer: In Monett: U.S. Bank (1). No branches in Monett: Chase (nearest in Springfield, 39 mi), Wells Fargo (nearest in Saint Louis, 234 mi), Bank of America (nearest in Springfield, 37 mi), PNC Bank (nearest in Lee'S Summit, 142 mi), Truist, Fifth Third Bank, Huntington (nearest in Springfield, 39 mi), Regions Bank (nearest in Republic, 28 mi), TD Bank, BMO (nearest in Lees Summit, 136 mi).

BankIn MonettNearest branch if none here
U.S. Bank1 branchhere
ChaseNoneSpringfield, 39 miles away
Wells FargoNoneSaint Louis, 234 miles away
Bank of AmericaNoneSpringfield, 37 miles away
PNC BankNoneLee'S Summit, 142 miles away
TruistNonenone in Missouri
Fifth Third BankNonenone in Missouri
HuntingtonNoneSpringfield, 39 miles away
Regions BankNoneRepublic, 28 miles away
TD BankNonenone in Missouri
BMONoneLees Summit, 136 miles away

Branch counts from FDIC BankFind as of September 5, 2026. Distances are straight-line miles from the center of Monett to the nearest branch in Missouri.

What your savings could earn

National benchmarks and the best published offers, from the Banrox Bank Rates tracker. Enter your own balance and rate to compare.

Short answer: At the national average savings rate of 0.38%, $10,000 kept in savings for a year earns about $38. The best published savings rate in the tracker, 3.75% at CIT Bank, earns about $375. The national average 12-month CD pays 1.71%.

Fed Funds Target Range3.75% - 4.00%FOMC, Sep 16 2026
30-Yr Fixed Mortgage Avg6.76%Freddie Mac PMMS, Sep 10 2026
15-Yr Fixed Mortgage Avg6.09%Freddie Mac PMMS, Sep 10 2026
Avg Credit Card APR22.15%Fed G.19, accounts assessed interest, Q2 2026
Best 12-Month CD4.25%Barclays and Popular Direct, Sep 16 2026
Best High-Yield Savings3.95%Bread Savings, Sep 16 2026

One year at this rate earns about $0; at the best published savings rate (3.75%) about $0.

OfferBankAPYTermMinimum
SavingsCIT Bank3.75%none$5,000
SavingsBarclays3.50%none$0
SavingsMarcus by Goldman Sachs3.40%none$0
CDSynchrony Bank4.35%60 Months$0
CDMarcus by Goldman Sachs4.35%24 Months$500
CDAmerican Express National Bank4.25%10 Months$0

Rates are the banks' published APYs as tracked on the Banrox Bank Rates page, with the date next to each benchmark; they are not offers from Banrox and can change daily. Interest is before tax. The best offers are mostly online banks and are open to Monett residents like anyone else.

Banks near Monett

Nearby cities with at least two banks, by straight-line distance. Counts from FDIC BankFind.

Short answer: The closest towns with more choice are Aurora (11 miles) and Mount Vernon (13 miles). Carthage, 28 miles away, has the most banks nearby: 9.

Bank branch openings and closings in Monett

FDIC branch records, between September 5, 2025 and September 5, 2026.

Short answer: FDIC branch records show no bank branch openings in Monett between September 5, 2025 and September 5, 2026. Closings and relocations are not tracked by the sources this page uses yet.

Largest banks in Monett by total assets

Ranked by each bank's total assets on its FDIC balance sheet, which covers the whole bank, not only its Monett offices.

Short answer: U.S. Bank is the largest bank with offices in Monett, with $705.55 billion in total assets on June 30, 2026, No. 6 among U.S. banks by total assets. UMB Bank is second with $71.90 billion. Local deposit shares will follow once the FDIC Summary of Deposits is imported.

BankTotal assetsRankOffices hereMain office
U.S. Bank$705.55 billionNo. 61Cincinnati, OH
UMB Bank$71.90 billionNo. 401Kansas City, MO
Arvest$28.05 billionNo. 771Fayetteville, AR
Freedom Bank of Southern Missouri$850.1 millionNo. 1,1982Cassville, MO
First State Bank of the Ozarks$248.9 millionNo. 2,7332Purdy, MO

Total assets and ranks from FDIC BankFind as of June 30, 2026. Rank is among active banks that report total assets to the FDIC.

Banks in Monett: FAQ

How many banks are in Monett, MO?

Monett has 5 banks with 7 branches and 6 credit unions with 6 offices, according to FDIC data as of September 5, 2026 and NCUA data as of March 31, 2026.

Which bank has the most branches in Monett?

Freedom Bank of Southern Missouri, with 2. First State Bank of the Ozarks has 2 and U.S. Bank has 1.

Is there a Freedom Bank of Southern Missouri in Monett, MO?

Yes. FDIC data lists 2 Freedom Bank of Southern Missouri branches in Monett as of September 5, 2026. Its branches are listed under Freedom Bank of Southern Missouri above, with the address and directions for each.

Is there a First State Bank of the Ozarks in Monett, MO?

Yes. FDIC data lists 2 First State Bank of the Ozarks branches in Monett as of September 5, 2026. Its branches are listed under First State Bank of the Ozarks above, with the address and directions for each.

Is there a U.S. Bank in Monett, MO?

Yes. FDIC data lists 1 U.S. Bank branch in Monett as of September 5, 2026. The address and directions are under U.S. Bank above.

Is there a Chase in Monett, MO?

No. FDIC data lists no Chase branch in Monett as of September 5, 2026. The nearest is in Springfield, about 39 miles away in a straight line.

Which banks in Monett are open on Saturday?

Mid American Credit Union and Net Credit Union publish Saturday hours for one or more Monett locations. The Saturday section above lists each one with its hours. 6 of the 13 locations here do not publish hours in the sources this page uses; call ahead.

What is the oldest bank in Monett?

U.S. Bank has the longest record among banks with a branch here: the FDIC shows it operating since 1863.

Which credit unions can I join in Monett?

Mid American Credit Union, Members Choice Credit Union, Net Credit Union and Lewis Clark Credit Union and 2 more have offices in Monett. Check each credit union's membership rules before you apply.

Did any bank branches open or close in Monett in the past year?

FDIC branch records show no branch openings between September 5, 2025 and September 5, 2026. Closings and relocations are not tracked by the sources this page uses yet.

Where can I find more banks near Monett?

Nearby cities with more banks include Aurora, Mount Vernon, Cassville. Aurora is 11 miles away with 5 banks.

How we build this page

Every figure above comes from one of these sources. Nothing is typed by hand, nothing is estimated.

DataSourceLicenseUpdatedData as of
FDIC-insured banks: branches, main offices, total assets, dates establishedFDIC BankFind Suite APIPublic data (U.S. government)Monthly importSep 5, 2026
Credit union offices, phones and hours as filed with the NCUA, total assetsNCUA call report dataPublic data (U.S. government)Quarterly importMar 31, 2026
Bank branch hours, phones and branch pages (3 of 7 branches: Arvest, U.S. Bank, UMB Bank)The banks' own branch locators, collected by All The PlacesCC0 (All The Places data); each bank's locator is the primary sourceWeekly spider run, monthly refresh hereOct 10, 2026
Savings and CD rates, national averagesBanrox Bank RatesBanrox, from the banks' own rate pages and FDIC national ratesWeeklysee each rate

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