US Bank Directory
Banks in Carthage, MO
9 FDIC-insured banks operate 12 offices in Carthage, Missouri, and 1 credit union has 1 office.
Source: FDIC BankFind, data as of September 5, 2026; NCUA call report as of March 31, 2026; hours checked October 10, 2026.
Bank branch map: Carthage
Banks sit at the coordinates in their FDIC record; credit union offices at their NCUA address, located with the U.S. Census Bureau Geocoder. Point at a marker for today's hours, tap it for the address, directions and the bank's site.
Short answer: 10 banks and credit unions operate 13 locations in Carthage, according to the FDIC and the NCUA. 13 of them have coordinates on record and are on the map. 5 publish opening hours.
Branches: FDIC, NCUA. Streets: loading.
13 locations on the map
Tap a cluster to zoom in
Positions are the regulators' own coordinates, or the Census Geocoder's point for the address, and can sit a few hundred feet from the door. Streets, buildings and parks come from OpenStreetMap through OpenFreeMap, with every street named as you zoom in; if that map cannot load, a simpler map drawn from the Census Bureau's TIGER/Line files takes its place. ATMs will follow with the Overture Maps import.
All banks and credit unions in Carthage
Sorted by number of local branches. Each branch shows where its hours and phone number come from.
Short answer: Arvest, Southwest Missouri Bank and Four States Bank have the most locations in Carthage, with 2 each. 6 banks have a single office in the city. Open any bank to see each address, today's hours where the bank publishes them and the phone number.
Arvest Bank · 2
Arvest has 2 branches in Carthage, 39 across Missouri and 228 nationwide. FDIC records list its main office in Fayetteville, AR and show it operating since 1871. With $28.05 billion in total assets on June 30, 2026, it ranks No. 77 of 4,232 U.S. banks by total assets. In FDIC branch records, its longest-running Carthage location is the Carthage South Motor Bank Branch at 2740 S Grand Ave, dating to 1973; the newest, at 425 W Central Ave, to 2000. None of its 2 Carthage locations with published hours lists Saturday hours.
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Carthage South Motor Bank Branch2740 S Grand Ave, 64836
All hours
Mon to Fri 9 am to 5 pm; Sat to Sun not published
Hours: Arvest branch locator (All The Places), checked Oct 10, 2026
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Carthage Branch425 W Central Ave, 64836
All hours
Mon to Fri 9 am to 5 pm; Sat to Sun not published
Hours: Arvest branch locator (All The Places), checked Oct 10, 2026
Four States Bank Bank · 2
Four States Bank has 2 branches in Carthage, 4 across Missouri and 4 nationwide. FDIC records list its main office in Carthage, MO and show it operating since 2024. With $142.1 million in total assets on June 30, 2026, it ranks No. 3,378 of 4,232 U.S. banks by total assets. Its main office at 213 Lyon St dates to 2024 in FDIC branch records. It does not publish hours in the sources this page uses; check its site before you go.
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Main Office main office213 Lyon St, 64836
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Garrison Branch1946 S Garrison Ave, 64836
Southwest Missouri Bank Bank · 2
Southwest Missouri Bank has 2 branches in Carthage, 11 across Missouri and 11 nationwide. FDIC records list its main office in Carthage, MO and show it operating since 1979. With $1.21 billion in total assets on June 30, 2026, it ranks No. 890 of 4,232 U.S. banks by total assets. In FDIC branch records, its longest-running Carthage location is its main office at 300 W 3rd St, dating to 1979; the newest, at 2417 Grand Ave, to 1984. It does not publish hours in the sources this page uses; check its site before you go.
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Main Office main office300 W 3rd St, 64836
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Carthage South2417 Grand Ave, 64836
Community Bank and Trust Bank · 1
Community Bank and Trust has 1 branch in Carthage, 12 across Missouri and 13 nationwide. FDIC records list its main office in Neosho, MO and show it operating since 1884. With $445.1 million in total assets on June 30, 2026, it ranks No. 1,939 of 4,232 U.S. banks by total assets. The Carthage George Phelps Blvd Branch at 325 W George E Phelps Blvd dates to 2019 in FDIC branch records. It does not publish hours in the sources this page uses; check its site before you go.
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Carthage George Phelps Blvd Branch325 W George E Phelps Blvd, 64836
Community National Bank & Trust Bank · 1
Community National Bank & Trust has 1 branch in Carthage, 8 across Missouri and 44 nationwide. FDIC records list its main office in Chanute, KS and show it operating since 1987. With $2.53 billion in total assets on June 30, 2026, it ranks No. 501 of 4,232 U.S. banks by total assets. The Heritage State Bank - Carthage Branch at 2813 The Loop dates to 2010 in FDIC branch records. It does not publish hours in the sources this page uses; check its site before you go.
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Heritage State Bank - Carthage Branch2813 The Loop, 64836
Great Plains Credit Union Credit union · 1
Great Plains Credit Union has 1 office in Carthage, 2 across Missouri. It is based in Joplin, MO and $323.2 million in assets on March 31, 2026, according to its NCUA call report. Its published hours do not list Saturday.
Who can join: see the credit union's site.
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Carthage120 S Garrison Ave, 64836
All hours
Mon to Fri 8 am to 5 pm; Sat to Sun not published
Hours: NCUA, March 31, 2026
Guaranty Bank Bank · 1
Guaranty Bank has 1 branch in Carthage, 13 across Missouri and 13 nationwide. FDIC records list its main office in Springfield, MO and show it operating since 2008. With $2.38 billion in total assets on June 30, 2026, it ranks No. 520 of 4,232 U.S. banks by total assets. The Carthage Branch at 312 W Central Ave dates to 1998 in FDIC branch records. It does not publish hours in the sources this page uses; check its site before you go.
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Carthage Branch312 W Central Ave, 64836
Omb Bank Bank · 1
Omb Bank has 1 branch in Carthage, 8 across Missouri and 10 nationwide. FDIC records list its main office in Springfield, MO and show it operating since 1883. With $2.36 billion in total assets on June 30, 2026, it ranks No. 527 of 4,232 U.S. banks by total assets. The Carthage Branch at 535 W Fir Rd dates to 2019 in FDIC branch records. It does not publish hours in the sources this page uses; check its site before you go.
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Carthage Branch535 W Fir Rd, 64836
U.S. Bank Bank · 1
U.S. Bank has 1 branch in Carthage, 129 across Missouri and 2,097 nationwide. FDIC records list its main office in Cincinnati, OH and show it operating since 1863. With $705.55 billion in total assets on June 30, 2026, it ranks No. 6 of 4,232 U.S. banks by total assets. The Carthage Grand Avenue Branch at 2208 Grand Ave dates to 1994 in FDIC branch records. Its published hours do not list Saturday.
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Carthage Grand Avenue Branch2208 Grand Ave, 64836
All hours
Mon not published; Tue to Fri 9 am to 5 pm; Sat to Sun not published
Hours: U.S. Bank branch locator (All The Places), checked Oct 10, 2026
UMB Bank Bank · 1
UMB Bank has 1 branch in Carthage, 45 across Missouri and 207 nationwide. FDIC records list its main office in Kansas City, MO and show it operating since 1902. With $71.90 billion in total assets on June 30, 2026, it ranks No. 40 of 4,232 U.S. banks by total assets. The Carthage Branch at 300 Grant St dates to 1890 in FDIC branch records. Its published hours do not list Saturday.
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Carthage Branch300 Grant St, 64836
All hours
Mon to Fri 9 am to 5 pm; Sat to Sun not published
Hours: UMB Bank branch locator (All The Places), checked Oct 10, 2026
Join a credit union in Carthage
1 credit union has 1 office here: Great Plains Credit Union. Each office is listed above with the phone and the hours it filed with the NCUA (call report as of March 31, 2026). Who can join each one is on its own site; the credit unions in Carthage page has every office in the state's directory.
Banking in Carthage: the local picture
Short answer: 9 banks run 12 branches in Carthage according to the FDIC. A population estimate for this place is not available from the Census Bureau, so branches per resident are not shown.
Of the 9 banks, 2 have their main office in Carthage, 4 elsewhere in Missouri and 3 out of state, according to the FDIC.
The bank with the longest record here is U.S. Bank, operating since 1863 according to the FDIC. In FDIC branch records, the longest-running branch is UMB Bank's office at 300 Grant St, dating to 1890; the newest is Four States Bank's at 213 Lyon St, from 2024.
The only credit union with an office here is Great Plains Credit Union.
Of the 5 locations with published hours. None open on Saturday. 8 locations have no published hours in these sources.
Saturday hours in Carthage
Short answer: None of the 5 Carthage locations with published hours lists Saturday hours. 8 locations do not publish hours in these sources; call ahead.
Credit union hours are the text each credit union filed with the NCUA, call report as of March 31, 2026; a day the filing does not mention is shown as not published, never as closed. Bank branches show hours only where the bank publishes them in a source this page uses; 8 of the 13 locations here have no published hours yet. The source and date sit under each office. Banks and credit unions often close on Federal Reserve holidays; call ahead.
Chase, Bank of America and other national banks
Which big national banks have branches in Carthage, and where the nearest one is if they do not.
Short answer: In Carthage: U.S. Bank (1). No branches in Carthage: Chase (nearest in Springfield, 58 mi), Wells Fargo (nearest in Saint Louis, 245 mi), Bank of America (nearest in Springfield, 56 mi), PNC Bank (nearest in Lee'S Summit, 122 mi), Truist, Fifth Third Bank, Huntington (nearest in Springfield, 57 mi), Regions Bank (nearest in Republic, 47 mi), TD Bank, BMO (nearest in Lees Summit, 117 mi).
| Bank | In Carthage | Nearest branch if none here |
|---|---|---|
| U.S. Bank | 1 branch | here |
| Chase | None | Springfield, 58 miles away |
| Wells Fargo | None | Saint Louis, 245 miles away |
| Bank of America | None | Springfield, 56 miles away |
| PNC Bank | None | Lee'S Summit, 122 miles away |
| Truist | None | none in Missouri |
| Fifth Third Bank | None | none in Missouri |
| Huntington | None | Springfield, 57 miles away |
| Regions Bank | None | Republic, 47 miles away |
| TD Bank | None | none in Missouri |
| BMO | None | Lees Summit, 117 miles away |
Branch counts from FDIC BankFind as of September 5, 2026. Distances are straight-line miles from the center of Carthage to the nearest branch in Missouri.
What your savings could earn
National benchmarks and the best published offers, from the Banrox Bank Rates tracker. Enter your own balance and rate to compare.
Short answer: At the national average savings rate of 0.38%, $10,000 kept in savings for a year earns about $38. The best published savings rate in the tracker, 3.75% at CIT Bank, earns about $375. The national average 12-month CD pays 1.71%.
| Offer | Bank | APY | Term | Minimum |
|---|---|---|---|---|
| Savings | CIT Bank | 3.75% | none | $5,000 |
| Savings | Barclays | 3.50% | none | $0 |
| Savings | Marcus by Goldman Sachs | 3.40% | none | $0 |
| CD | Synchrony Bank | 4.35% | 60 Months | $0 |
| CD | Marcus by Goldman Sachs | 4.35% | 24 Months | $500 |
| CD | American Express National Bank | 4.25% | 10 Months | $0 |
Rates are the banks' published APYs as tracked on the Banrox Bank Rates page, with the date next to each benchmark; they are not offers from Banrox and can change daily. Interest is before tax. The best offers are mostly online banks and are open to Carthage residents like anyone else.
Banks near Carthage
Nearby cities with at least two banks, by straight-line distance. Counts from FDIC BankFind.
Short answer: The closest towns with more choice are Webb City (9 miles) and Joplin (12 miles). Joplin, 12 miles away, has the most banks nearby: 15.
| City | Distance | Banks | Branches |
|---|---|---|---|
| Banks in Webb City, MO | 9 mi | 5 | 6 |
| Banks in Joplin, MO | 12 mi | 15 | 30 |
| Banks in Neosho, MO | 21 mi | 8 | 13 |
| Banks in Lamar, MO | 23 mi | 3 | 3 |
| Banks in Lockwood, MO | 25 mi | 3 | 3 |
| Banks in Seneca, MO | 28 mi | 2 | 2 |
| Banks in Mount Vernon, MO | 28 mi | 3 | 3 |
| Banks in Monett, MO | 28 mi | 5 | 7 |
Bank branch openings and closings in Carthage
FDIC branch records, between September 5, 2025 and September 5, 2026.
Short answer: FDIC branch records show no bank branch openings in Carthage between September 5, 2025 and September 5, 2026. Closings and relocations are not tracked by the sources this page uses yet.
Banks and credit unions based in Carthage
Short answer: 2 institutions have their main office in Carthage: Southwest Missouri Bank and Four States Bank.
| Institution | Type | Total assets, June 30, 2026 | Offices here |
|---|---|---|---|
| Southwest Missouri Bank | Bank | $1.21 billion | 2 |
| Four States Bank | Bank | $142.1 million | 2 |
Banks: FDIC BankFind (community-bank flag and assets). Credit unions: NCUA call report.
Largest banks in Carthage by total assets
Ranked by each bank's total assets on its FDIC balance sheet, which covers the whole bank, not only its Carthage offices.
Short answer: U.S. Bank is the largest bank with offices in Carthage, with $705.55 billion in total assets on June 30, 2026, No. 6 among U.S. banks by total assets. UMB Bank is second with $71.90 billion. 2 of the 9 banks are headquartered here. Local deposit shares will follow once the FDIC Summary of Deposits is imported.
| Bank | Total assets | Rank | Offices here | Main office |
|---|---|---|---|---|
| U.S. Bank | $705.55 billion | No. 6 | 1 | Cincinnati, OH |
| UMB Bank | $71.90 billion | No. 40 | 1 | Kansas City, MO |
| Arvest | $28.05 billion | No. 77 | 2 | Fayetteville, AR |
| Community National Bank & Trust | $2.53 billion | No. 501 | 1 | Chanute, KS |
| Guaranty Bank | $2.38 billion | No. 520 | 1 | Springfield, MO |
| Omb Bank | $2.36 billion | No. 527 | 1 | Springfield, MO |
| Southwest Missouri Bank | $1.21 billion | No. 890 | 2 | Carthage, MO |
| Community Bank and Trust | $445.1 million | No. 1,939 | 1 | Neosho, MO |
| Four States Bank | $142.1 million | No. 3,378 | 2 | Carthage, MO |
Total assets and ranks from FDIC BankFind as of June 30, 2026. Rank is among active banks that report total assets to the FDIC.
Banks in Carthage: FAQ
How many banks are in Carthage, MO?
Carthage has 9 banks with 12 branches and 1 credit union with 1 office, according to FDIC data as of September 5, 2026 and NCUA data as of March 31, 2026.
Which bank has the most branches in Carthage?
Arvest, with 2. Southwest Missouri Bank has 2 and Four States Bank has 2.
Is there a Arvest in Carthage, MO?
Yes. FDIC data lists 2 Arvest branches in Carthage as of September 5, 2026. Its branches are listed under Arvest above, with the address and directions for each.
Is there a Southwest Missouri Bank in Carthage, MO?
Yes. FDIC data lists 2 Southwest Missouri Bank branches in Carthage as of September 5, 2026, the main office at 300 W 3rd St. Its branches are listed under Southwest Missouri Bank above, with the address and directions for each.
Is there a Four States Bank in Carthage, MO?
Yes. FDIC data lists 2 Four States Bank branches in Carthage as of September 5, 2026, the main office at 213 Lyon St. Its branches are listed under Four States Bank above, with the address and directions for each.
Is there a Chase in Carthage, MO?
No. FDIC data lists no Chase branch in Carthage as of September 5, 2026. The nearest is in Springfield, about 58 miles away in a straight line.
Which banks in Carthage are open on Saturday?
None of the 5 locations with published hours lists Saturday hours. 8 locations do not publish hours in our sources; call ahead.
Which banks are headquartered in Carthage?
Southwest Missouri Bank and Four States Bank have their main office in Carthage, according to the FDIC.
What is the oldest bank in Carthage?
U.S. Bank has the longest record among banks with a branch here: the FDIC shows it operating since 1863.
Which credit unions can I join in Carthage?
Great Plains Credit Union has an office in Carthage. Check each credit union's membership rules before you apply.
Did any bank branches open or close in Carthage in the past year?
FDIC branch records show no branch openings between September 5, 2025 and September 5, 2026. Closings and relocations are not tracked by the sources this page uses yet.
Where can I find more banks near Carthage?
Nearby cities with more banks include Webb City, Joplin, Neosho. Webb City is 9 miles away with 5 banks.
How we build this page
Every figure above comes from one of these sources. Nothing is typed by hand, nothing is estimated.
| Data | Source | License | Updated | Data as of |
|---|---|---|---|---|
| FDIC-insured banks: branches, main offices, total assets, dates established | FDIC BankFind Suite API | Public data (U.S. government) | Monthly import | Sep 5, 2026 |
| Credit union offices, phones and hours as filed with the NCUA, total assets | NCUA call report data | Public data (U.S. government) | Quarterly import | Mar 31, 2026 |
| Map coordinates of 1 credit union offices whose NCUA record has none, from the office address | U.S. Census Bureau Geocoder | Public data (U.S. government) | With each NCUA import | Oct 19, 2026 |
| Bank branch hours, phones and branch pages (4 of 12 branches: Arvest, U.S. Bank, UMB Bank) | The banks' own branch locators, collected by All The Places | CC0 (All The Places data); each bank's locator is the primary source | Weekly spider run, monthly refresh here | Oct 10, 2026 |
| Savings and CD rates, national averages | Banrox Bank Rates | Banrox, from the banks' own rate pages and FDIC national rates | Weekly | see each rate |
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