US Bank Directory

Banks in Ferguson, MO

2 FDIC-insured banks operate 2 offices in Ferguson, Missouri.

Source: FDIC BankFind, data as of September 5, 2026; hours checked October 10, 2026.

Bank branch map: Ferguson

Banks sit at the coordinates in their FDIC record; credit union offices at their NCUA address, located with the U.S. Census Bureau Geocoder. Point at a marker for today's hours, tap it for the address, directions and the bank's site.

Short answer: 2 banks and credit unions operate 2 locations in Ferguson, according to the FDIC. 2 of them have coordinates on record and are on the map. 2 publish opening hours.

BankMain office

Branches: FDIC, NCUA. Streets: loading.

2 locations on the map

Tap a cluster to zoom in

Positions are the regulators' own coordinates, or the Census Geocoder's point for the address, and can sit a few hundred feet from the door. Streets, buildings and parks come from OpenStreetMap through OpenFreeMap, with every street named as you zoom in; if that map cannot load, a simpler map drawn from the Census Bureau's TIGER/Line files takes its place. ATMs will follow with the Overture Maps import.

All banks in Ferguson

Sorted by number of local branches. Each branch shows where its hours and phone number come from.

Short answer: U.S. Bank and UMB Bank have the most locations in Ferguson, with 1 each. 2 banks have a single office in the city. Open any bank to see each address, today's hours where the bank publishes them and the phone number.

U.S. Bank U.S. Bank National Association · 1 branch · main office Cincinnati, OH Bank · 1

U.S. Bank has 1 branch in Ferguson, 129 across Missouri and 2,097 nationwide. FDIC records list its main office in Cincinnati, OH and show it operating since 1863. With $705.55 billion in total assets on June 30, 2026, it ranks No. 6 of 4,232 U.S. banks by total assets. The Ferguson Branch at 201 N Florissant Rd dates to 1889 in FDIC branch records. Its published hours do not list Saturday.

  • Ferguson Branch
    201 N Florissant Rd, 63135
    (314) 524-0503Today 9 am to 5 pm
    All hours

    Mon not published; Tue to Fri 9 am to 5 pm; Sat to Sun not published

    Hours: U.S. Bank branch locator (All The Places), checked Oct 10, 2026

U.S. Bank: profile, branches and contacts
UMB Bank UMB Bank, National Association · 1 branch · main office Kansas City, MO Bank · 1

UMB Bank has 1 branch in Ferguson, 45 across Missouri and 207 nationwide. FDIC records list its main office in Kansas City, MO and show it operating since 1902. With $71.90 billion in total assets on June 30, 2026, it ranks No. 40 of 4,232 U.S. banks by total assets. The Ferguson Facility at 1 Church St dates to 1920 in FDIC branch records. It opens on Saturday.

  • Ferguson Facility
    1 Church St, 63135
    (314) 595-6000Today 9 am to 5 pm
    All hours

    Mon to Thu 9 am to 5 pm; Fri 9 am to 5:30 pm; Sat 9 am to 12 pm; Sun not published

    Hours: UMB Bank branch locator (All The Places), checked Oct 10, 2026

UMB Bank: profile, branches and contacts

Banking in Ferguson: the local picture

Short answer: 2 banks run 2 branches in Ferguson according to the FDIC. A population estimate for this place is not available from the Census Bureau, so branches per resident are not shown.

Of the 2 banks, 0 have their main office in Ferguson, 1 elsewhere in Missouri and 1 out of state, according to the FDIC.

The bank with the longest record here is U.S. Bank, operating since 1863 according to the FDIC. In FDIC branch records, the longest-running branch is U.S. Bank's office at 201 N Florissant Rd, dating to 1889; the newest is UMB Bank's at 1 Church St, from 1920.

Of the 2 locations with published hours. 1 opens on Saturday.

Banks open on Saturday in Ferguson

Short answer: 1 of the 2 Ferguson locations with published hours opens on Saturday, run by 1 institution.

  • UMB Bank: 1 of 1 branch (1 Church St: Saturday 9 am to 12 pm)

Bank branches show hours only where the bank publishes them in a source this page uses. The source and date sit under each office. Banks and credit unions often close on Federal Reserve holidays; call ahead.

Chase, Bank of America and other national banks

Which big national banks have branches in Ferguson, and where the nearest one is if they do not.

Short answer: In Ferguson: U.S. Bank (1). No branches in Ferguson: Chase (nearest in Jennings, 2 mi), Wells Fargo (nearest in Saint Louis, 9 mi), Bank of America (nearest in Saint Louis, 3 mi), PNC Bank (nearest in Saint Louis, 2 mi), Truist, Fifth Third Bank, Huntington (nearest in Saint Louis, 11 mi), Regions Bank (nearest in Florissant, 3 mi), TD Bank, BMO (nearest in Clayton, 8 mi).

BankIn FergusonNearest branch if none here
U.S. Bank1 branchhere
ChaseNoneJennings, 2 miles away
Wells FargoNoneSaint Louis, 9 miles away
Bank of AmericaNoneSaint Louis, 3 miles away
PNC BankNoneSaint Louis, 2 miles away
TruistNonenone in Missouri
Fifth Third BankNonenone in Missouri
HuntingtonNoneSaint Louis, 11 miles away
Regions BankNoneFlorissant, 3 miles away
TD BankNonenone in Missouri
BMONoneClayton, 8 miles away

Branch counts from FDIC BankFind as of September 5, 2026. Distances are straight-line miles from the center of Ferguson to the nearest branch in Missouri.

What your savings could earn

National benchmarks and the best published offers, from the Banrox Bank Rates tracker. Enter your own balance and rate to compare.

Short answer: At the national average savings rate of 0.38%, $10,000 kept in savings for a year earns about $38. The best published savings rate in the tracker, 3.75% at CIT Bank, earns about $375. The national average 12-month CD pays 1.71%.

Fed Funds Target Range3.75% - 4.00%FOMC, Sep 16 2026
30-Yr Fixed Mortgage Avg6.76%Freddie Mac PMMS, Sep 10 2026
15-Yr Fixed Mortgage Avg6.09%Freddie Mac PMMS, Sep 10 2026
Avg Credit Card APR22.15%Fed G.19, accounts assessed interest, Q2 2026
Best 12-Month CD4.25%Barclays and Popular Direct, Sep 16 2026
Best High-Yield Savings3.95%Bread Savings, Sep 16 2026

One year at this rate earns about $0; at the best published savings rate (3.75%) about $0.

OfferBankAPYTermMinimum
SavingsCIT Bank3.75%none$5,000
SavingsBarclays3.50%none$0
SavingsMarcus by Goldman Sachs3.40%none$0
CDSynchrony Bank4.35%60 Months$0
CDMarcus by Goldman Sachs4.35%24 Months$500
CDAmerican Express National Bank4.25%10 Months$0

Rates are the banks' published APYs as tracked on the Banrox Bank Rates page, with the date next to each benchmark; they are not offers from Banrox and can change daily. Interest is before tax. The best offers are mostly online banks and are open to Ferguson residents like anyone else.

Banks near Ferguson

Nearby cities with at least two banks, by straight-line distance. Counts from FDIC BankFind.

Short answer: The closest towns with more choice are Jennings (2 miles) and Florissant (4 miles). Clayton, 7 miles away, has the most banks nearby: 19.

Bank branch openings and closings in Ferguson

FDIC branch records, between September 5, 2025 and September 5, 2026.

Short answer: FDIC branch records show no bank branch openings in Ferguson between September 5, 2025 and September 5, 2026. Closings and relocations are not tracked by the sources this page uses yet.

Largest banks in Ferguson by total assets

Ranked by each bank's total assets on its FDIC balance sheet, which covers the whole bank, not only its Ferguson offices.

Short answer: U.S. Bank is the largest bank with offices in Ferguson, with $705.55 billion in total assets on June 30, 2026, No. 6 among U.S. banks by total assets. UMB Bank is second with $71.90 billion. Local deposit shares will follow once the FDIC Summary of Deposits is imported.

BankTotal assetsRankOffices hereMain office
U.S. Bank$705.55 billionNo. 61Cincinnati, OH
UMB Bank$71.90 billionNo. 401Kansas City, MO

Total assets and ranks from FDIC BankFind as of June 30, 2026. Rank is among active banks that report total assets to the FDIC.

Banks in Ferguson: FAQ

How many banks are in Ferguson, MO?

Ferguson has 2 banks with 2 branches, according to FDIC data as of September 5, 2026.

Which bank has the most branches in Ferguson?

U.S. Bank, with 1. UMB Bank has 1.

Is there a U.S. Bank in Ferguson, MO?

Yes. FDIC data lists 1 U.S. Bank branch in Ferguson as of September 5, 2026. The address and directions are under U.S. Bank above.

Is there a UMB Bank in Ferguson, MO?

Yes. FDIC data lists 1 UMB Bank branch in Ferguson as of September 5, 2026. The address and directions are under UMB Bank above.

Is there a Chase in Ferguson, MO?

No. FDIC data lists no Chase branch in Ferguson as of September 5, 2026. The nearest is in Jennings, about 2 miles away in a straight line.

Which banks in Ferguson are open on Saturday?

UMB Bank publishes Saturday hours for one or more Ferguson locations. The Saturday section above lists each one with its hours.

What is the oldest bank in Ferguson?

U.S. Bank has the longest record among banks with a branch here: the FDIC shows it operating since 1863.

Did any bank branches open or close in Ferguson in the past year?

FDIC branch records show no branch openings between September 5, 2025 and September 5, 2026. Closings and relocations are not tracked by the sources this page uses yet.

Where can I find more banks near Ferguson?

Nearby cities with more banks include Jennings, Florissant, Hazelwood. Jennings is 2 miles away with 4 banks.

How we build this page

Every figure above comes from one of these sources. Nothing is typed by hand, nothing is estimated.

DataSourceLicenseUpdatedData as of
FDIC-insured banks: branches, main offices, total assets, dates establishedFDIC BankFind Suite APIPublic data (U.S. government)Monthly importSep 5, 2026
Bank branch hours, phones and branch pages (2 of 2 branches: U.S. Bank, UMB Bank)The banks' own branch locators, collected by All The PlacesCC0 (All The Places data); each bank's locator is the primary sourceWeekly spider run, monthly refresh hereOct 10, 2026
Savings and CD rates, national averagesBanrox Bank RatesBanrox, from the banks' own rate pages and FDIC national ratesWeeklysee each rate

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