US Bank Directory

Banks in University City, MO

2 FDIC-insured banks operate 2 offices in University City, Missouri, and 1 credit union has 1 office.

Source: FDIC BankFind, data as of September 5, 2026; NCUA call report as of March 31, 2026.

Bank branch map: University City

Banks sit at the coordinates in their FDIC record; credit union offices at their NCUA address, located with the U.S. Census Bureau Geocoder. Point at a marker for today's hours, tap it for the address, directions and the bank's site.

Short answer: 3 banks and credit unions operate 3 locations in University City, according to the FDIC and the NCUA. 3 of them have coordinates on record and are on the map. 1 publish opening hours.

BankCredit unionMain office

Branches: FDIC, NCUA. Streets: loading.

3 locations on the map

Tap a cluster to zoom in

Positions are the regulators' own coordinates, or the Census Geocoder's point for the address, and can sit a few hundred feet from the door. Streets, buildings and parks come from OpenStreetMap through OpenFreeMap, with every street named as you zoom in; if that map cannot load, a simpler map drawn from the Census Bureau's TIGER/Line files takes its place. ATMs will follow with the Overture Maps import.

All banks and credit unions in University City

Sorted by number of local branches. Each branch shows where its hours and phone number come from.

Short answer: Regions Bank and Royal Banks of Missouri have the most locations in University City, with 1 each. 2 banks have a single office in the city. Open any bank to see each address, today's hours where the bank publishes them and the phone number.

Regions Bank 1 branch · main office Birmingham, AL Bank · 1

Regions Bank has 1 branch in University City, 49 across Missouri and 1,256 nationwide. FDIC records list its main office in Birmingham, AL and show it operating since 1928. With $159.79 billion in total assets on June 30, 2026, it ranks No. 27 of 4,232 U.S. banks by total assets. The Delmar Branch at 6680 Delmar Blvd dates to 2017 in FDIC branch records. It does not publish hours in the sources this page uses; check its site before you go.

Regions Bank: profile, branches and contacts
Royal Banks of Missouri 1 branch · main office Saint Louis, MO Bank · 1

Royal Banks of Missouri has 1 branch in University City, 17 across Missouri and 19 nationwide. FDIC records list its main office in Saint Louis, MO and show it operating since 1965. With $1.03 billion in total assets on June 30, 2026, it ranks No. 1,022 of 4,232 U.S. banks by total assets. The Royal Banks Of Missouri - University City Branch at 7701 Delmar Blvd dates to 2006 in FDIC branch records. It does not publish hours in the sources this page uses; check its site before you go.

  • Royal Banks Of Missouri - University City Branch
    7701 Delmar Blvd, 63130
    Hours: see the bank's site
Royal Banks of Missouri: profile, branches and contacts
St. Louis Community Credit Union 1 office · main office Saint Louis, MO Credit union · 1

St. Louis Community Credit Union has 1 office in University City, 14 across Missouri. It is based in Saint Louis, MO and $442.9 million in assets on March 31, 2026, according to its NCUA call report. Its published hours do not list Saturday.

Who can join: see the credit union's site.

  • Ucity
    7350 Olive Blvd, 63130
    (314) 534-7610Today 8 am to 6 pm
    All hours

    Mon to Fri 8 am to 6 pm; Sat to Sun not published

    Hours: NCUA, March 31, 2026

St. Louis Community Credit Union: profile, branches and contacts

Join a credit union in University City

1 credit union has 1 office here: St. Louis Community Credit Union. Each office is listed above with the phone and the hours it filed with the NCUA (call report as of March 31, 2026). Who can join each one is on its own site; the credit unions in University City page has every office in the state's directory.

Banking in University City: the local picture

Short answer: 2 banks run 2 branches in University City according to the FDIC. A population estimate for this place is not available from the Census Bureau, so branches per resident are not shown.

Of the 2 banks, 0 have their main office in University City, 1 elsewhere in Missouri and 1 out of state, according to the FDIC.

The bank with the longest record here is Regions Bank, operating since 1928 according to the FDIC. In FDIC branch records, the longest-running branch is Royal Banks of Missouri's office at 7701 Delmar Blvd, dating to 2006; the newest is Regions Bank's at 6680 Delmar Blvd, from 2017.

The only credit union with an office here is St. Louis Community Credit Union.

Of the 1 location with published hours. None open on Saturday. 2 locations have no published hours in these sources.

Saturday hours in University City

Short answer: None of the 1 University City location with published hours lists Saturday hours. 2 locations do not publish hours in these sources; call ahead.

Credit union hours are the text each credit union filed with the NCUA, call report as of March 31, 2026; a day the filing does not mention is shown as not published, never as closed. Bank branches show hours only where the bank publishes them in a source this page uses; 2 of the 3 locations here have no published hours yet. The source and date sit under each office. Banks and credit unions often close on Federal Reserve holidays; call ahead.

Chase, Bank of America and other national banks

Which big national banks have branches in University City, and where the nearest one is if they do not.

Short answer: In University City: Regions Bank (1). No branches in University City: Chase (nearest in Saint Louis, 1 mi), Wells Fargo (nearest in Saint Louis, 6 mi), Bank of America (nearest in Clayton, 1 mi), PNC Bank (nearest in Clayton, 1 mi), U.S. Bank (nearest in Clayton, 1 mi), Truist, Fifth Third Bank, Huntington (nearest in Saint Louis, 5 mi), TD Bank, BMO (nearest in Clayton, 2 mi).

BankIn University CityNearest branch if none here
Regions Bank1 branchhere
ChaseNoneSaint Louis, 1 mile away
Wells FargoNoneSaint Louis, 6 miles away
Bank of AmericaNoneClayton, 1 mile away
PNC BankNoneClayton, 1 mile away
U.S. BankNoneClayton, 1 mile away
TruistNonenone in Missouri
Fifth Third BankNonenone in Missouri
HuntingtonNoneSaint Louis, 5 miles away
TD BankNonenone in Missouri
BMONoneClayton, 2 miles away

Branch counts from FDIC BankFind as of September 5, 2026. Distances are straight-line miles from the center of University City to the nearest branch in Missouri.

What your savings could earn

National benchmarks and the best published offers, from the Banrox Bank Rates tracker. Enter your own balance and rate to compare.

Short answer: At the national average savings rate of 0.38%, $10,000 kept in savings for a year earns about $38. The best published savings rate in the tracker, 3.75% at CIT Bank, earns about $375. The national average 12-month CD pays 1.71%.

Fed Funds Target Range3.75% - 4.00%FOMC, Sep 16 2026
30-Yr Fixed Mortgage Avg6.76%Freddie Mac PMMS, Sep 10 2026
15-Yr Fixed Mortgage Avg6.09%Freddie Mac PMMS, Sep 10 2026
Avg Credit Card APR22.15%Fed G.19, accounts assessed interest, Q2 2026
Best 12-Month CD4.25%Barclays and Popular Direct, Sep 16 2026
Best High-Yield Savings3.95%Bread Savings, Sep 16 2026

One year at this rate earns about $0; at the best published savings rate (3.75%) about $0.

OfferBankAPYTermMinimum
SavingsCIT Bank3.75%none$5,000
SavingsBarclays3.50%none$0
SavingsMarcus by Goldman Sachs3.40%none$0
CDSynchrony Bank4.35%60 Months$0
CDMarcus by Goldman Sachs4.35%24 Months$500
CDAmerican Express National Bank4.25%10 Months$0

Rates are the banks' published APYs as tracked on the Banrox Bank Rates page, with the date next to each benchmark; they are not offers from Banrox and can change daily. Interest is before tax. The best offers are mostly online banks and are open to University City residents like anyone else.

Banks near University City

Nearby cities with at least two banks, by straight-line distance. Counts from FDIC BankFind.

Short answer: The closest towns with more choice are Clayton (1 mile) and Richmond Heights (2 miles). Saint Louis, 3 miles away, has the most banks nearby: 47.

Bank branch openings and closings in University City

FDIC branch records, between September 5, 2025 and September 5, 2026.

Short answer: FDIC branch records show no bank branch openings in University City between September 5, 2025 and September 5, 2026. Closings and relocations are not tracked by the sources this page uses yet.

Largest banks in University City by total assets

Ranked by each bank's total assets on its FDIC balance sheet, which covers the whole bank, not only its University City offices.

Short answer: Regions Bank is the largest bank with offices in University City, with $159.79 billion in total assets on June 30, 2026, No. 27 among U.S. banks by total assets. Royal Banks of Missouri is second with $1.03 billion. Local deposit shares will follow once the FDIC Summary of Deposits is imported.

BankTotal assetsRankOffices hereMain office
Regions Bank$159.79 billionNo. 271Birmingham, AL
Royal Banks of Missouri$1.03 billionNo. 1,0221Saint Louis, MO

Total assets and ranks from FDIC BankFind as of June 30, 2026. Rank is among active banks that report total assets to the FDIC.

Banks in University City: FAQ

How many banks are in University City, MO?

University City has 2 banks with 2 branches and 1 credit union with 1 office, according to FDIC data as of September 5, 2026 and NCUA data as of March 31, 2026.

Which bank has the most branches in University City?

Regions Bank, with 1. Royal Banks of Missouri has 1.

Is there a Regions Bank in University City, MO?

Yes. FDIC data lists 1 Regions Bank branch in University City as of September 5, 2026. The address and directions are under Regions Bank above.

Is there a Royal Banks of Missouri in University City, MO?

Yes. FDIC data lists 1 Royal Banks of Missouri branch in University City as of September 5, 2026. The address and directions are under Royal Banks of Missouri above.

Is there a Chase in University City, MO?

No. FDIC data lists no Chase branch in University City as of September 5, 2026. The nearest is in Saint Louis, about 1 miles away in a straight line.

Which banks in University City are open on Saturday?

None of the 1 location with published hours lists Saturday hours. 2 locations do not publish hours in our sources; call ahead.

What is the oldest bank in University City?

Regions Bank has the longest record among banks with a branch here: the FDIC shows it operating since 1928.

Which credit unions can I join in University City?

St. Louis Community Credit Union has an office in University City. Check each credit union's membership rules before you apply.

Did any bank branches open or close in University City in the past year?

FDIC branch records show no branch openings between September 5, 2025 and September 5, 2026. Closings and relocations are not tracked by the sources this page uses yet.

Where can I find more banks near University City?

Nearby cities with more banks include Clayton, Richmond Heights, Brentwood. Clayton is 1 miles away with 19 banks.

How we build this page

Every figure above comes from one of these sources. Nothing is typed by hand, nothing is estimated.

DataSourceLicenseUpdatedData as of
FDIC-insured banks: branches, main offices, total assets, dates establishedFDIC BankFind Suite APIPublic data (U.S. government)Monthly importSep 5, 2026
Credit union offices, phones and hours as filed with the NCUA, total assetsNCUA call report dataPublic data (U.S. government)Quarterly importMar 31, 2026
Map coordinates of 1 credit union offices whose NCUA record has none, from the office addressU.S. Census Bureau GeocoderPublic data (U.S. government)With each NCUA importOct 19, 2026
Savings and CD rates, national averagesBanrox Bank RatesBanrox, from the banks' own rate pages and FDIC national ratesWeeklysee each rate

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