US Bank Directory

Banks in Downing, MO

1 FDIC-insured bank operates 1 office in Downing, Missouri.

Source: FDIC BankFind, data as of September 5, 2026.

Bank branch map: Downing

Banks sit at the coordinates in their FDIC record; credit union offices at their NCUA address, located with the U.S. Census Bureau Geocoder. Point at a marker for today's hours, tap it for the address, directions and the bank's site.

Short answer: 1 institution operates 1 location in Downing, according to the FDIC. 1 of them has coordinates on record and is on the map. ATMs and opening hours are not in the sources this page uses yet; each marker links to directions.

BankMain office

Branches: FDIC, NCUA. Streets: loading.

1 location on the map

Tap a cluster to zoom in

Positions are the regulators' own coordinates, or the Census Geocoder's point for the address, and can sit a few hundred feet from the door. Streets, buildings and parks come from OpenStreetMap through OpenFreeMap, with every street named as you zoom in; if that map cannot load, a simpler map drawn from the Census Bureau's TIGER/Line files takes its place. ATMs will follow with the Overture Maps import.

All banks in Downing

Sorted by number of local branches. Each branch shows where its hours and phone number come from.

Short answer: Equity Bank is the only bank with an office in Downing. Open any bank to see each address, today's hours where the bank publishes them and the phone number.

Equity Bank 1 branch · main office Andover, KS Bank · 1

Equity Bank has 1 branch in Downing, 23 across Missouri and 83 nationwide. FDIC records list its main office in Andover, KS and show it operating since 1985. With $7.71 billion in total assets on June 30, 2026, it ranks No. 204 of 4,232 U.S. banks by total assets. The Downing Branch at 101 W Prime St. dates to 1930 in FDIC branch records. It does not publish hours in the sources this page uses; check its site before you go.

Equity Bank: profile, branches and contacts

Banking in Downing: the local picture

Short answer: 1 bank runs 1 branch in Downing according to the FDIC. A population estimate for this place is not available from the Census Bureau, so branches per resident are not shown.

Equity Bank has its main office in Andover, KS, according to the FDIC.

The bank with the longest record here is Equity Bank, operating since 1985 according to the FDIC.

The one location here does not publish hours in the sources this page uses. Each branch links to the bank's own site.

Chase, Bank of America and other national banks

Which big national banks have branches in Downing, and where the nearest one is if they do not.

Short answer: No branches in Downing: Chase (nearest in Wentzville, 140 mi), Wells Fargo (nearest in Saint Louis, 172 mi), Bank of America (nearest in Columbia, 106 mi), PNC Bank (nearest in Warrenton, 133 mi), U.S. Bank (nearest in Kirksville, 22 mi), Truist, Fifth Third Bank, Huntington (nearest in Saint Louis, 168 mi), Regions Bank (nearest in Columbia, 105 mi), TD Bank, BMO (nearest in Saint Joseph, 137 mi).

BankIn DowningNearest branch if none here
ChaseNoneWentzville, 140 miles away
Wells FargoNoneSaint Louis, 172 miles away
Bank of AmericaNoneColumbia, 106 miles away
PNC BankNoneWarrenton, 133 miles away
U.S. BankNoneKirksville, 22 miles away
TruistNonenone in Missouri
Fifth Third BankNonenone in Missouri
HuntingtonNoneSaint Louis, 168 miles away
Regions BankNoneColumbia, 105 miles away
TD BankNonenone in Missouri
BMONoneSaint Joseph, 137 miles away

Branch counts from FDIC BankFind as of September 5, 2026. Distances are straight-line miles from the center of Downing to the nearest branch in Missouri.

What your savings could earn

National benchmarks and the best published offers, from the Banrox Bank Rates tracker. Enter your own balance and rate to compare.

Short answer: At the national average savings rate of 0.38%, $10,000 kept in savings for a year earns about $38. The best published savings rate in the tracker, 3.75% at CIT Bank, earns about $375. The national average 12-month CD pays 1.71%.

Fed Funds Target Range3.75% - 4.00%FOMC, Sep 16 2026
30-Yr Fixed Mortgage Avg6.76%Freddie Mac PMMS, Sep 10 2026
15-Yr Fixed Mortgage Avg6.09%Freddie Mac PMMS, Sep 10 2026
Avg Credit Card APR22.15%Fed G.19, accounts assessed interest, Q2 2026
Best 12-Month CD4.25%Barclays and Popular Direct, Sep 16 2026
Best High-Yield Savings3.95%Bread Savings, Sep 16 2026

One year at this rate earns about $0; at the best published savings rate (3.75%) about $0.

OfferBankAPYTermMinimum
SavingsCIT Bank3.75%none$5,000
SavingsBarclays3.50%none$0
SavingsMarcus by Goldman Sachs3.40%none$0
CDSynchrony Bank4.35%60 Months$0
CDMarcus by Goldman Sachs4.35%24 Months$500
CDAmerican Express National Bank4.25%10 Months$0

Rates are the banks' published APYs as tracked on the Banrox Bank Rates page, with the date next to each benchmark; they are not offers from Banrox and can change daily. Interest is before tax. The best offers are mostly online banks and are open to Downing residents like anyone else.

Banks near Downing

Nearby cities with at least two banks, by straight-line distance. Counts from FDIC BankFind.

Short answer: The closest towns with more choice are Memphis (11 miles) and Kirksville (22 miles). Kirksville, 22 miles away, has the most banks nearby: 8.

Bank branch openings and closings in Downing

FDIC branch records, between September 5, 2025 and September 5, 2026.

Short answer: FDIC branch records show no bank branch openings in Downing between September 5, 2025 and September 5, 2026. Closings and relocations are not tracked by the sources this page uses yet.

Largest banks in Downing by total assets

Ranked by each bank's total assets on its FDIC balance sheet, which covers the whole bank, not only its Downing offices.

Short answer: Equity Bank is the largest bank with offices in Downing, with $7.71 billion in total assets on June 30, 2026, No. 204 among U.S. banks by total assets. Local deposit shares will follow once the FDIC Summary of Deposits is imported.

BankTotal assetsRankOffices hereMain office
Equity Bank$7.71 billionNo. 2041Andover, KS

Total assets and ranks from FDIC BankFind as of June 30, 2026. Rank is among active banks that report total assets to the FDIC.

Banks in Downing: FAQ

How many banks are in Downing, MO?

Downing has 1 bank with 1 branch, according to FDIC data as of September 5, 2026.

Is there a Equity Bank in Downing, MO?

Yes. FDIC data lists 1 Equity Bank branch in Downing as of September 5, 2026. The address and directions are under Equity Bank above.

Is there a Chase in Downing, MO?

No. FDIC data lists no Chase branch in Downing as of September 5, 2026. The nearest is in Wentzville, about 140 miles away in a straight line.

What is the oldest bank in Downing?

Equity Bank has the longest record among banks with a branch here: the FDIC shows it operating since 1985.

Did any bank branches open or close in Downing in the past year?

FDIC branch records show no branch openings between September 5, 2025 and September 5, 2026. Closings and relocations are not tracked by the sources this page uses yet.

Where can I find more banks near Downing?

Nearby cities with more banks include Memphis, Kirksville, Edina. Memphis is 11 miles away with 3 banks.

How we build this page

Every figure above comes from one of these sources. Nothing is typed by hand, nothing is estimated.

DataSourceLicenseUpdatedData as of
FDIC-insured banks: branches, main offices, total assets, dates establishedFDIC BankFind Suite APIPublic data (U.S. government)Monthly importSep 5, 2026
Savings and CD rates, national averagesBanrox Bank RatesBanrox, from the banks' own rate pages and FDIC national ratesWeeklysee each rate

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