US Bank Directory
Banks in Concordia, MO
2 FDIC-insured banks operate 3 offices in Concordia, Missouri.
Source: FDIC BankFind, data as of September 5, 2026.
Bank branch map: Concordia
Banks sit at the coordinates in their FDIC record; credit union offices at their NCUA address, located with the U.S. Census Bureau Geocoder. Point at a marker for today's hours, tap it for the address, directions and the bank's site.
Short answer: 2 banks and credit unions operate 3 locations in Concordia, according to the FDIC. 3 of them have coordinates on record and are on the map. ATMs and opening hours are not in the sources this page uses yet; each marker links to directions.
Branches: FDIC, NCUA. Streets: loading.
3 locations on the map
Tap a cluster to zoom in
Positions are the regulators' own coordinates, or the Census Geocoder's point for the address, and can sit a few hundred feet from the door. Streets, buildings and parks come from OpenStreetMap through OpenFreeMap, with every street named as you zoom in; if that map cannot load, a simpler map drawn from the Census Bureau's TIGER/Line files takes its place. ATMs will follow with the Overture Maps import.
All banks in Concordia
Sorted by number of local branches. Each branch shows where its hours and phone number come from.
Short answer: Concordia Bank of Concordia, Missouri has the most locations in Concordia, with 2. The other 1 has a single office in the city. Open any bank to see each address, today's hours where the bank publishes them and the phone number.
Concordia Bank of Concordia, Missouri Bank · 2
Concordia Bank of Concordia, Missouri has 2 branches in Concordia, 4 across Missouri and 4 nationwide. FDIC records list its main office in Concordia, MO and show it operating since 1932. With $130.0 million in total assets on June 30, 2026, it ranks No. 3,479 of 4,232 U.S. banks by total assets. In FDIC branch records, its longest-running Concordia location is its main office at 547 S Main St, dating to 1932; the newest, at 302 Nw 2nd Street, to 1983. It does not publish hours in the sources this page uses; check its site before you go.
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Main Office main office547 S Main St, 64020
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Drive Facility Branch302 Nw 2nd Street, 64020
State Bank of Missouri Bank · 1
State Bank of Missouri has 1 branch in Concordia, 4 across Missouri and 4 nationwide. FDIC records list its main office in Concordia, MO and show it operating since 1884. With $134.3 million in total assets on June 30, 2026, it ranks No. 3,451 of 4,232 U.S. banks by total assets. Its main office at 101 Nw 2nd St dates to 1884 in FDIC branch records. It does not publish hours in the sources this page uses; check its site before you go.
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Main Office main office101 Nw 2nd St, 64020
Banking in Concordia: the local picture
Short answer: 2 banks run 3 branches in Concordia according to the FDIC. A population estimate for this place is not available from the Census Bureau, so branches per resident are not shown.
Of the 2 banks, 2 have their main office in Concordia, according to the FDIC.
The bank with the longest record here is State Bank of Missouri, operating since 1884 according to the FDIC. In FDIC branch records, the longest-running branch is State Bank of Missouri's office at 101 Nw 2nd St, dating to 1884; the newest is Concordia Bank of Concordia, Missouri's at 302 Nw 2nd Street, from 1983.
None of the 3 locations here publishes hours in the sources this page uses. Each branch links to the bank's own site.
Chase, Bank of America and other national banks
Which big national banks have branches in Concordia, and where the nearest one is if they do not.
Short answer: No branches in Concordia: Chase (nearest in Blue Springs, 38 mi), Wells Fargo (nearest in Saint Louis, 182 mi), Bank of America (nearest in Blue Springs, 38 mi), PNC Bank (nearest in Lee'S Summit, 45 mi), U.S. Bank (nearest in Warrensburg, 18 mi), Truist, Fifth Third Bank, Huntington (nearest in Springfield, 122 mi), Regions Bank (nearest in Columbia, 66 mi), TD Bank, BMO (nearest in Blue Springs, 38 mi).
| Bank | In Concordia | Nearest branch if none here |
|---|---|---|
| Chase | None | Blue Springs, 38 miles away |
| Wells Fargo | None | Saint Louis, 182 miles away |
| Bank of America | None | Blue Springs, 38 miles away |
| PNC Bank | None | Lee'S Summit, 45 miles away |
| U.S. Bank | None | Warrensburg, 18 miles away |
| Truist | None | none in Missouri |
| Fifth Third Bank | None | none in Missouri |
| Huntington | None | Springfield, 122 miles away |
| Regions Bank | None | Columbia, 66 miles away |
| TD Bank | None | none in Missouri |
| BMO | None | Blue Springs, 38 miles away |
Branch counts from FDIC BankFind as of September 5, 2026. Distances are straight-line miles from the center of Concordia to the nearest branch in Missouri.
What your savings could earn
National benchmarks and the best published offers, from the Banrox Bank Rates tracker. Enter your own balance and rate to compare.
Short answer: At the national average savings rate of 0.38%, $10,000 kept in savings for a year earns about $38. The best published savings rate in the tracker, 3.75% at CIT Bank, earns about $375. The national average 12-month CD pays 1.71%.
| Offer | Bank | APY | Term | Minimum |
|---|---|---|---|---|
| Savings | CIT Bank | 3.75% | none | $5,000 |
| Savings | Barclays | 3.50% | none | $0 |
| Savings | Marcus by Goldman Sachs | 3.40% | none | $0 |
| CD | Synchrony Bank | 4.35% | 60 Months | $0 |
| CD | Marcus by Goldman Sachs | 4.35% | 24 Months | $500 |
| CD | American Express National Bank | 4.25% | 10 Months | $0 |
Rates are the banks' published APYs as tracked on the Banrox Bank Rates page, with the date next to each benchmark; they are not offers from Banrox and can change daily. Interest is before tax. The best offers are mostly online banks and are open to Concordia residents like anyone else.
Banks near Concordia
Nearby cities with at least two banks, by straight-line distance. Counts from FDIC BankFind.
Short answer: The closest towns with more choice are Sweet Springs (8 miles) and Higginsville (10 miles). Warrensburg, 18 miles away, has the most banks nearby: 7.
| City | Distance | Banks | Branches |
|---|---|---|---|
| Banks in Sweet Springs, MO | 8 mi | 2 | 2 |
| Banks in Higginsville, MO | 10 mi | 3 | 3 |
| Banks in Waverly, MO | 15 mi | 2 | 2 |
| Banks in Warrensburg, MO | 18 mi | 7 | 8 |
| Banks in Odessa, MO | 21 mi | 3 | 4 |
| Banks in Lexington, MO | 21 mi | 2 | 2 |
| Banks in Marshall, MO | 21 mi | 5 | 11 |
| Banks in Norborne, MO | 22 mi | 2 | 2 |
Bank branch openings and closings in Concordia
FDIC branch records, between September 5, 2025 and September 5, 2026.
Short answer: FDIC branch records show no bank branch openings in Concordia between September 5, 2025 and September 5, 2026. Closings and relocations are not tracked by the sources this page uses yet.
Banks and credit unions based in Concordia
Short answer: 2 institutions have their main office in Concordia: Concordia Bank of Concordia, Missouri and State Bank of Missouri.
| Institution | Type | Total assets, June 30, 2026 | Offices here |
|---|---|---|---|
| Concordia Bank of Concordia, Missouri | Bank | $130.0 million | 2 |
| State Bank of Missouri | Bank | $134.3 million | 1 |
Banks: FDIC BankFind (community-bank flag and assets). Credit unions: NCUA call report.
Largest banks in Concordia by total assets
Ranked by each bank's total assets on its FDIC balance sheet, which covers the whole bank, not only its Concordia offices.
Short answer: State Bank of Missouri is the largest bank with offices in Concordia, with $134.3 million in total assets on June 30, 2026, No. 3,451 among U.S. banks by total assets. Concordia Bank of Concordia, Missouri is second with $130.0 million. 2 of the 2 banks are headquartered here. Local deposit shares will follow once the FDIC Summary of Deposits is imported.
| Bank | Total assets | Rank | Offices here | Main office |
|---|---|---|---|---|
| State Bank of Missouri | $134.3 million | No. 3,451 | 1 | Concordia, MO |
| Concordia Bank of Concordia, Missouri | $130.0 million | No. 3,479 | 2 | Concordia, MO |
Total assets and ranks from FDIC BankFind as of June 30, 2026. Rank is among active banks that report total assets to the FDIC.
Banks in Concordia: FAQ
How many banks are in Concordia, MO?
Concordia has 2 banks with 3 branches, according to FDIC data as of September 5, 2026.
Which bank has the most branches in Concordia?
Concordia Bank of Concordia, Missouri, with 2. State Bank of Missouri has 1.
Is there a State Bank of Missouri in Concordia, MO?
Yes. FDIC data lists 1 State Bank of Missouri branch in Concordia as of September 5, 2026, the main office at 101 Nw 2nd St. The address and directions are under State Bank of Missouri above.
Is there a Chase in Concordia, MO?
No. FDIC data lists no Chase branch in Concordia as of September 5, 2026. The nearest is in Blue Springs, about 38 miles away in a straight line.
Which banks are headquartered in Concordia?
Concordia Bank of Concordia, Missouri and State Bank of Missouri have their main office in Concordia, according to the FDIC.
What is the oldest bank in Concordia?
State Bank of Missouri has the longest record among banks with a branch here: the FDIC shows it operating since 1884.
Did any bank branches open or close in Concordia in the past year?
FDIC branch records show no branch openings between September 5, 2025 and September 5, 2026. Closings and relocations are not tracked by the sources this page uses yet.
Where can I find more banks near Concordia?
Nearby cities with more banks include Sweet Springs, Higginsville, Waverly. Sweet Springs is 8 miles away with 2 banks.
How we build this page
Every figure above comes from one of these sources. Nothing is typed by hand, nothing is estimated.
| Data | Source | License | Updated | Data as of |
|---|---|---|---|---|
| FDIC-insured banks: branches, main offices, total assets, dates established | FDIC BankFind Suite API | Public data (U.S. government) | Monthly import | Sep 5, 2026 |
| Savings and CD rates, national averages | Banrox Bank Rates | Banrox, from the banks' own rate pages and FDIC national rates | Weekly | see each rate |
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