US Bank Directory
Banks in Carl Junction, MO
1 FDIC-insured bank operates 1 office in Carl Junction, Missouri.
Source: FDIC BankFind, data as of September 5, 2026.
Bank branch map: Carl Junction
Banks sit at the coordinates in their FDIC record; credit union offices at their NCUA address, located with the U.S. Census Bureau Geocoder. Point at a marker for today's hours, tap it for the address, directions and the bank's site.
Short answer: 1 institution operates 1 location in Carl Junction, according to the FDIC. 1 of them has coordinates on record and is on the map. ATMs and opening hours are not in the sources this page uses yet; each marker links to directions.
Branches: FDIC, NCUA. Streets: loading.
1 location on the map
Tap a cluster to zoom in
Positions are the regulators' own coordinates, or the Census Geocoder's point for the address, and can sit a few hundred feet from the door. Streets, buildings and parks come from OpenStreetMap through OpenFreeMap, with every street named as you zoom in; if that map cannot load, a simpler map drawn from the Census Bureau's TIGER/Line files takes its place. ATMs will follow with the Overture Maps import.
All banks in Carl Junction
Sorted by number of local branches. Each branch shows where its hours and phone number come from.
Short answer: Community Bank and Trust is the only bank with an office in Carl Junction. Open any bank to see each address, today's hours where the bank publishes them and the phone number.
Community Bank and Trust Bank · 1
Community Bank and Trust has 1 branch in Carl Junction, 12 across Missouri and 13 nationwide. FDIC records list its main office in Neosho, MO and show it operating since 1884. With $445.1 million in total assets on June 30, 2026, it ranks No. 1,939 of 4,232 U.S. banks by total assets. The Branch 70 at 101 S Main St dates to 1992 in FDIC branch records. It does not publish hours in the sources this page uses; check its site before you go.
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Branch 70101 S Main St, 64834
Banking in Carl Junction: the local picture
Short answer: 1 bank runs 1 branch in Carl Junction according to the FDIC. A population estimate for this place is not available from the Census Bureau, so branches per resident are not shown.
Community Bank and Trust has its main office in Neosho, MO, according to the FDIC.
The bank with the longest record here is Community Bank and Trust, operating since 1884 according to the FDIC.
The one location here does not publish hours in the sources this page uses. Each branch links to the bank's own site.
Chase, Bank of America and other national banks
Which big national banks have branches in Carl Junction, and where the nearest one is if they do not.
Short answer: No branches in Carl Junction: Chase (nearest in Springfield, 72 mi), Wells Fargo (nearest in Saint Louis, 258 mi), Bank of America (nearest in Springfield, 70 mi), PNC Bank (nearest in Lee'S Summit, 121 mi), U.S. Bank (nearest in Webb City, 6 mi), Truist, Fifth Third Bank, Huntington (nearest in Springfield, 71 mi), Regions Bank (nearest in Republic, 61 mi), TD Bank, BMO (nearest in Lees Summit, 116 mi).
| Bank | In Carl Junction | Nearest branch if none here |
|---|---|---|
| Chase | None | Springfield, 72 miles away |
| Wells Fargo | None | Saint Louis, 258 miles away |
| Bank of America | None | Springfield, 70 miles away |
| PNC Bank | None | Lee'S Summit, 121 miles away |
| U.S. Bank | None | Webb City, 6 miles away |
| Truist | None | none in Missouri |
| Fifth Third Bank | None | none in Missouri |
| Huntington | None | Springfield, 71 miles away |
| Regions Bank | None | Republic, 61 miles away |
| TD Bank | None | none in Missouri |
| BMO | None | Lees Summit, 116 miles away |
Branch counts from FDIC BankFind as of September 5, 2026. Distances are straight-line miles from the center of Carl Junction to the nearest branch in Missouri.
What your savings could earn
National benchmarks and the best published offers, from the Banrox Bank Rates tracker. Enter your own balance and rate to compare.
Short answer: At the national average savings rate of 0.38%, $10,000 kept in savings for a year earns about $38. The best published savings rate in the tracker, 3.75% at CIT Bank, earns about $375. The national average 12-month CD pays 1.71%.
| Offer | Bank | APY | Term | Minimum |
|---|---|---|---|---|
| Savings | CIT Bank | 3.75% | none | $5,000 |
| Savings | Barclays | 3.50% | none | $0 |
| Savings | Marcus by Goldman Sachs | 3.40% | none | $0 |
| CD | Synchrony Bank | 4.35% | 60 Months | $0 |
| CD | Marcus by Goldman Sachs | 4.35% | 24 Months | $500 |
| CD | American Express National Bank | 4.25% | 10 Months | $0 |
Rates are the banks' published APYs as tracked on the Banrox Bank Rates page, with the date next to each benchmark; they are not offers from Banrox and can change daily. Interest is before tax. The best offers are mostly online banks and are open to Carl Junction residents like anyone else.
Banks near Carl Junction
Nearby cities with at least two banks, by straight-line distance. Counts from FDIC BankFind.
Short answer: The closest towns with more choice are Webb City (6 miles) and Joplin (8 miles). Joplin, 8 miles away, has the most banks nearby: 15.
| City | Distance | Banks | Branches |
|---|---|---|---|
| Banks in Webb City, MO | 6 mi | 5 | 6 |
| Banks in Joplin, MO | 8 mi | 15 | 30 |
| Banks in Carthage, MO | 14 mi | 9 | 12 |
| Banks in Seneca, MO | 23 mi | 2 | 2 |
| Banks in Neosho, MO | 24 mi | 8 | 13 |
| Banks in Lamar, MO | 27 mi | 3 | 3 |
| Banks in Goodman, MO | 31 mi | 2 | 2 |
| Banks in Lockwood, MO | 37 mi | 3 | 3 |
Bank branch openings and closings in Carl Junction
FDIC branch records, between September 5, 2025 and September 5, 2026.
Short answer: FDIC branch records show no bank branch openings in Carl Junction between September 5, 2025 and September 5, 2026. Closings and relocations are not tracked by the sources this page uses yet.
Largest banks in Carl Junction by total assets
Ranked by each bank's total assets on its FDIC balance sheet, which covers the whole bank, not only its Carl Junction offices.
Short answer: Community Bank and Trust is the largest bank with offices in Carl Junction, with $445.1 million in total assets on June 30, 2026, No. 1,939 among U.S. banks by total assets. Local deposit shares will follow once the FDIC Summary of Deposits is imported.
| Bank | Total assets | Rank | Offices here | Main office |
|---|---|---|---|---|
| Community Bank and Trust | $445.1 million | No. 1,939 | 1 | Neosho, MO |
Total assets and ranks from FDIC BankFind as of June 30, 2026. Rank is among active banks that report total assets to the FDIC.
Banks in Carl Junction: FAQ
How many banks are in Carl Junction, MO?
Carl Junction has 1 bank with 1 branch, according to FDIC data as of September 5, 2026.
Is there a Community Bank and Trust in Carl Junction, MO?
Yes. FDIC data lists 1 Community Bank and Trust branch in Carl Junction as of September 5, 2026. The address and directions are under Community Bank and Trust above.
Is there a Chase in Carl Junction, MO?
No. FDIC data lists no Chase branch in Carl Junction as of September 5, 2026. The nearest is in Springfield, about 72 miles away in a straight line.
What is the oldest bank in Carl Junction?
Community Bank and Trust has the longest record among banks with a branch here: the FDIC shows it operating since 1884.
Did any bank branches open or close in Carl Junction in the past year?
FDIC branch records show no branch openings between September 5, 2025 and September 5, 2026. Closings and relocations are not tracked by the sources this page uses yet.
Where can I find more banks near Carl Junction?
Nearby cities with more banks include Webb City, Joplin, Carthage. Webb City is 6 miles away with 5 banks.
How we build this page
Every figure above comes from one of these sources. Nothing is typed by hand, nothing is estimated.
| Data | Source | License | Updated | Data as of |
|---|---|---|---|---|
| FDIC-insured banks: branches, main offices, total assets, dates established | FDIC BankFind Suite API | Public data (U.S. government) | Monthly import | Sep 5, 2026 |
| Savings and CD rates, national averages | Banrox Bank Rates | Banrox, from the banks' own rate pages and FDIC national rates | Weekly | see each rate |
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