US Bank Directory
Banks in Waverly, MN
1 FDIC-insured bank operates 1 office in Waverly, Minnesota.
Source: FDIC BankFind, data as of September 5, 2026.
Bank branch map: Waverly
Banks sit at the coordinates in their FDIC record; credit union offices at their NCUA address, located with the U.S. Census Bureau Geocoder. Point at a marker for today's hours, tap it for the address, directions and the bank's site.
Short answer: 1 institution operates 1 location in Waverly, according to the FDIC. 1 of them has coordinates on record and is on the map. ATMs and opening hours are not in the sources this page uses yet; each marker links to directions.
Branches: FDIC, NCUA. Streets: loading.
1 location on the map
Tap a cluster to zoom in
Positions are the regulators' own coordinates, or the Census Geocoder's point for the address, and can sit a few hundred feet from the door. Streets, buildings and parks come from OpenStreetMap through OpenFreeMap, with every street named as you zoom in; if that map cannot load, a simpler map drawn from the Census Bureau's TIGER/Line files takes its place. ATMs will follow with the Overture Maps import.
All banks in Waverly
Sorted by number of local branches. Each branch shows where its hours and phone number come from.
Short answer: Harvest Bank is the only bank with an office in Waverly. Open any bank to see each address, today's hours where the bank publishes them and the phone number.
Harvest Bank Bank · 1
Harvest Bank has 1 branch in Waverly, 6 across Minnesota and 6 nationwide. FDIC records list its main office in Kimball, MN and show it operating since 1901. With $355.1 million in total assets on June 30, 2026, it ranks No. 2,242 of 4,232 U.S. banks by total assets. The Citizens State Bank Of Waverly, Inc. Branch at 609 Pacific Ave dates to 2026 in FDIC branch records. It does not publish hours in the sources this page uses; check its site before you go.
-
Citizens State Bank Of Waverly, Inc. Branch609 Pacific Ave, 55390
Banking in Waverly: the local picture
Short answer: 1 bank runs 1 branch in Waverly according to the FDIC. A population estimate for this place is not available from the Census Bureau, so branches per resident are not shown.
Harvest Bank has its main office in Kimball, MN, according to the FDIC.
The bank with the longest record here is Harvest Bank, operating since 1901 according to the FDIC.
The one location here does not publish hours in the sources this page uses. Each branch links to the bank's own site.
Chase, Bank of America and other national banks
Which big national banks have branches in Waverly, and where the nearest one is if they do not.
Short answer: No branches in Waverly: Chase (nearest in Rogers, 22 mi), Wells Fargo (nearest in Buffalo, 9 mi), Bank of America (nearest in Maple Grove, 26 mi), PNC Bank, U.S. Bank (nearest in Mound, 17 mi), Truist, Fifth Third Bank, Huntington (nearest in Monticello, 18 mi), Regions Bank, TD Bank, BMO (nearest in Rogers, 23 mi).
| Bank | In Waverly | Nearest branch if none here |
|---|---|---|
| Chase | None | Rogers, 22 miles away |
| Wells Fargo | None | Buffalo, 9 miles away |
| Bank of America | None | Maple Grove, 26 miles away |
| PNC Bank | None | none in Minnesota |
| U.S. Bank | None | Mound, 17 miles away |
| Truist | None | none in Minnesota |
| Fifth Third Bank | None | none in Minnesota |
| Huntington | None | Monticello, 18 miles away |
| Regions Bank | None | none in Minnesota |
| TD Bank | None | none in Minnesota |
| BMO | None | Rogers, 23 miles away |
Branch counts from FDIC BankFind as of September 5, 2026. Distances are straight-line miles from the center of Waverly to the nearest branch in Minnesota.
What your savings could earn
National benchmarks and the best published offers, from the Banrox Bank Rates tracker. Enter your own balance and rate to compare.
Short answer: At the national average savings rate of 0.38%, $10,000 kept in savings for a year earns about $38. The best published savings rate in the tracker, 3.75% at CIT Bank, earns about $375. The national average 12-month CD pays 1.71%.
| Offer | Bank | APY | Term | Minimum |
|---|---|---|---|---|
| Savings | CIT Bank | 3.75% | none | $5,000 |
| Savings | Barclays | 3.50% | none | $0 |
| Savings | Marcus by Goldman Sachs | 3.40% | none | $0 |
| CD | Synchrony Bank | 4.35% | 60 Months | $0 |
| CD | Marcus by Goldman Sachs | 4.35% | 24 Months | $500 |
| CD | American Express National Bank | 4.25% | 10 Months | $0 |
Rates are the banks' published APYs as tracked on the Banrox Bank Rates page, with the date next to each benchmark; they are not offers from Banrox and can change daily. Interest is before tax. The best offers are mostly online banks and are open to Waverly residents like anyone else.
Banks near Waverly
Nearby cities with at least two banks, by straight-line distance. Counts from FDIC BankFind.
Short answer: The closest towns with more choice are Buffalo (9 miles) and Watertown (9 miles). Buffalo, 9 miles away, has the most banks nearby: 5.
| City | Distance | Banks | Branches |
|---|---|---|---|
| Banks in Buffalo, MN | 9 mi | 5 | 5 |
| Banks in Watertown, MN | 9 mi | 2 | 2 |
| Banks in Delano, MN | 10 mi | 2 | 2 |
| Banks in Cokato, MN | 11 mi | 2 | 3 |
| Banks in Mayer, MN | 13 mi | 2 | 2 |
| Banks in Annandale, MN | 15 mi | 2 | 2 |
| Banks in Mound, MN | 17 mi | 4 | 4 |
| Banks in Waconia, MN | 18 mi | 4 | 6 |
Bank branch openings and closings in Waverly
FDIC branch records, between September 5, 2025 and September 5, 2026.
Short answer: FDIC branch records show 1 branch opening in Waverly between September 5, 2025 and September 5, 2026.
| Date | Change | Bank | Address |
|---|---|---|---|
| Feb 13, 2026 | Opened | Harvest Bank | 609 Pacific Ave, 55390 |
Effective dates as recorded in FDIC BankFind branch history. Closings and relocations are not tracked by the sources this page uses yet. Credit union offices are not included; the NCUA does not publish opening dates.
Largest banks in Waverly by total assets
Ranked by each bank's total assets on its FDIC balance sheet, which covers the whole bank, not only its Waverly offices.
Short answer: Harvest Bank is the largest bank with offices in Waverly, with $355.1 million in total assets on June 30, 2026, No. 2,242 among U.S. banks by total assets. Local deposit shares will follow once the FDIC Summary of Deposits is imported.
| Bank | Total assets | Rank | Offices here | Main office |
|---|---|---|---|---|
| Harvest Bank | $355.1 million | No. 2,242 | 1 | Kimball, MN |
Total assets and ranks from FDIC BankFind as of June 30, 2026. Rank is among active banks that report total assets to the FDIC.
Banks in Waverly: FAQ
How many banks are in Waverly, MN?
Waverly has 1 bank with 1 branch, according to FDIC data as of September 5, 2026.
Is there a Harvest Bank in Waverly, MN?
Yes. FDIC data lists 1 Harvest Bank branch in Waverly as of September 5, 2026. The address and directions are under Harvest Bank above.
Is there a Chase in Waverly, MN?
No. FDIC data lists no Chase branch in Waverly as of September 5, 2026. The nearest is in Rogers, about 22 miles away in a straight line.
What is the oldest bank in Waverly?
Harvest Bank has the longest record among banks with a branch here: the FDIC shows it operating since 1901.
Did any bank branches open or close in Waverly in the past year?
FDIC branch records show 1 branch opening between September 5, 2025 and September 5, 2026. Closings and relocations are not tracked by the sources this page uses yet.
Where can I find more banks near Waverly?
Nearby cities with more banks include Buffalo, Watertown, Delano. Buffalo is 9 miles away with 5 banks.
How we build this page
Every figure above comes from one of these sources. Nothing is typed by hand, nothing is estimated.
| Data | Source | License | Updated | Data as of |
|---|---|---|---|---|
| FDIC-insured banks: branches, main offices, total assets, dates established | FDIC BankFind Suite API | Public data (U.S. government) | Monthly import | Sep 5, 2026 |
| Savings and CD rates, national averages | Banrox Bank Rates | Banrox, from the banks' own rate pages and FDIC national rates | Weekly | see each rate |
See your odds before you apply
Banrox shows how likely a card or loan is for your profile, from your own data, without a hard pull. Platform live; card in early access; no card issued.
Check your odds