US Bank Directory
Banks in Waconia, MN
4 FDIC-insured banks operate 6 offices in Waconia, Minnesota, and 1 credit union has 1 office.
Source: FDIC BankFind, data as of September 5, 2026; NCUA call report as of March 31, 2026; hours checked October 10, 2026.
Bank branch map: Waconia
Banks sit at the coordinates in their FDIC record; credit union offices at their NCUA address, located with the U.S. Census Bureau Geocoder. Point at a marker for today's hours, tap it for the address, directions and the bank's site.
Short answer: 5 banks and credit unions operate 7 locations in Waconia, according to the FDIC and the NCUA. 7 of them have coordinates on record and are on the map. 2 publish opening hours.
Branches: FDIC, NCUA. Streets: loading.
7 locations on the map
Tap a cluster to zoom in
Positions are the regulators' own coordinates, or the Census Geocoder's point for the address, and can sit a few hundred feet from the door. Streets, buildings and parks come from OpenStreetMap through OpenFreeMap, with every street named as you zoom in; if that map cannot load, a simpler map drawn from the Census Bureau's TIGER/Line files takes its place. ATMs will follow with the Overture Maps import.
All banks and credit unions in Waconia
Sorted by number of local branches. Each branch shows where its hours and phone number come from.
Short answer: Security Bank has the most locations in Waconia, with 3. The other 3 each have a single office in the city. Open any bank to see each address, today's hours where the bank publishes them and the phone number.
Security Bank Bank · 3
Security Bank has 3 branches in Waconia, 26 across Minnesota and 26 nationwide. FDIC records list its main office in Glencoe, MN and show it operating since 1935. With $1.33 billion in total assets on June 30, 2026, it ranks No. 832 of 4,232 U.S. banks by total assets. In FDIC branch records, its longest-running Waconia location is the Security Bank Waconia Branch at 539 S Elm St, dating to 1982; the newest, at 835 Marketplace Dr, to 2003. It does not publish hours in the sources this page uses; check its site before you go.
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Limited Trust Service Branch539 S Elm St, 55387
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Security Bank Waconia Branch539 S Elm St, 55387
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Instore Branch835 Marketplace Dr, 55387
HomeTown Bank Bank · 1
HomeTown Bank has 1 branch in Waconia, 11 across Minnesota and 11 nationwide. FDIC records list its main office in Carver, MN and show it operating since 1924. With $691.9 million in total assets on June 30, 2026, it ranks No. 1,385 of 4,232 U.S. banks by total assets. The Waconia Branch at 641 Marketplace Dr dates to 2013 in FDIC branch records. It does not publish hours in the sources this page uses; check its site before you go.
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Waconia Branch641 Marketplace Dr, 55387
MidCountry Bank Bank · 1
MidCountry Bank has 1 branch in Waconia, 16 across Minnesota and 16 nationwide. FDIC records list its main office in Minneapolis, MN and show it operating since 1933. With $1.07 billion in total assets on June 30, 2026, it ranks No. 984 of 4,232 U.S. banks by total assets. The Waconia Branch at 200 E Frontage Rd dates to 1933 in FDIC branch records. It does not publish hours in the sources this page uses; check its site before you go.
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Waconia Branch200 E Frontage Rd, 55387
Old National Bank · 1
Old National has 1 branch in Waconia, 77 across Minnesota and 361 nationwide. FDIC records list its main office in Evansville, IN and show it operating since 1907. With $73.86 billion in total assets on June 30, 2026, it ranks No. 39 of 4,232 U.S. banks by total assets. The Waconia Branch at 53 W Main St dates to 1919 in FDIC branch records. It opens on Saturday.
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Waconia Branch53 W Main St, 55387
All hours
Mon to Fri 9 am to 5 pm; Sat 9 am to 12 pm; Sun not published
Hours: Old National branch locator (All The Places), checked Oct 10, 2026
Southpoint Financial Credit Union Credit union · 1
Southpoint Financial Credit Union has 1 office in Waconia, 9 across Minnesota. It is based in Sleepy Eye, MN and $620.0 million in assets on March 31, 2026, according to its NCUA call report. It opens on Saturday.
Who can join: see the credit union's site.
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Waconia502 Cherry Dr, 55387
All hours
Mon to Fri 8:30 am to 4:30 pm; Sat 8:30 am to 12 pm; Sun not published
Hours: NCUA, March 31, 2026
Join a credit union in Waconia
1 credit union has 1 office here: Southpoint Financial Credit Union. Each office is listed above with the phone and the hours it filed with the NCUA (call report as of March 31, 2026). Who can join each one is on its own site; the credit unions in Waconia page has every office in the state's directory.
Banking in Waconia: the local picture
Short answer: 4 banks run 6 branches in Waconia according to the FDIC. A population estimate for this place is not available from the Census Bureau, so branches per resident are not shown.
Of the 4 banks, 0 have their main office in Waconia, 3 elsewhere in Minnesota and 1 out of state, according to the FDIC.
The bank with the longest record here is Old National, operating since 1907 according to the FDIC. In FDIC branch records, the longest-running branch is Old National's office at 53 W Main St, dating to 1919; the newest is HomeTown Bank's at 641 Marketplace Dr, from 2013.
The only credit union with an office here is Southpoint Financial Credit Union.
Of the 2 locations with published hours. 2 open on Saturday. 5 locations have no published hours in these sources.
Banks and credit unions open on Saturday in Waconia
Short answer: 2 of the 2 Waconia locations with published hours open on Saturday, run by 2 institutions.
- Old National: 1 of 1 branch (53 W Main St: Saturday 9 am to 12 pm)
- Southpoint Financial Credit Union: 1 of 1 office (502 Cherry Dr: Saturday 8:30 am to 12 pm)
Credit union hours are the text each credit union filed with the NCUA, call report as of March 31, 2026; a day the filing does not mention is shown as not published, never as closed. Bank branches show hours only where the bank publishes them in a source this page uses; 5 of the 7 locations here have no published hours yet. The source and date sit under each office. Banks and credit unions often close on Federal Reserve holidays; call ahead.
Chase, Bank of America and other national banks
Which big national banks have branches in Waconia, and where the nearest one is if they do not.
Short answer: No branches in Waconia: Chase (nearest in Chaska, 10 mi), Wells Fargo (nearest in Mound, 9 mi), Bank of America (nearest in Eden Prairie, 17 mi), PNC Bank, U.S. Bank (nearest in Mound, 9 mi), Truist, Fifth Third Bank, Huntington (nearest in Excelsior, 12 mi), Regions Bank, TD Bank, BMO (nearest in Chanhassen, 12 mi).
| Bank | In Waconia | Nearest branch if none here |
|---|---|---|
| Chase | None | Chaska, 10 miles away |
| Wells Fargo | None | Mound, 9 miles away |
| Bank of America | None | Eden Prairie, 17 miles away |
| PNC Bank | None | none in Minnesota |
| U.S. Bank | None | Mound, 9 miles away |
| Truist | None | none in Minnesota |
| Fifth Third Bank | None | none in Minnesota |
| Huntington | None | Excelsior, 12 miles away |
| Regions Bank | None | none in Minnesota |
| TD Bank | None | none in Minnesota |
| BMO | None | Chanhassen, 12 miles away |
Branch counts from FDIC BankFind as of September 5, 2026. Distances are straight-line miles from the center of Waconia to the nearest branch in Minnesota.
What your savings could earn
National benchmarks and the best published offers, from the Banrox Bank Rates tracker. Enter your own balance and rate to compare.
Short answer: At the national average savings rate of 0.38%, $10,000 kept in savings for a year earns about $38. The best published savings rate in the tracker, 3.75% at CIT Bank, earns about $375. The national average 12-month CD pays 1.71%.
| Offer | Bank | APY | Term | Minimum |
|---|---|---|---|---|
| Savings | CIT Bank | 3.75% | none | $5,000 |
| Savings | Barclays | 3.50% | none | $0 |
| Savings | Marcus by Goldman Sachs | 3.40% | none | $0 |
| CD | Synchrony Bank | 4.35% | 60 Months | $0 |
| CD | Marcus by Goldman Sachs | 4.35% | 24 Months | $500 |
| CD | American Express National Bank | 4.25% | 10 Months | $0 |
Rates are the banks' published APYs as tracked on the Banrox Bank Rates page, with the date next to each benchmark; they are not offers from Banrox and can change daily. Interest is before tax. The best offers are mostly online banks and are open to Waconia residents like anyone else.
Banks near Waconia
Nearby cities with at least two banks, by straight-line distance. Counts from FDIC BankFind.
Short answer: The closest towns with more choice are Cologne (5 miles) and Mayer (6 miles). Chaska, 10 miles away, has the most banks nearby: 7.
| City | Distance | Banks | Branches |
|---|---|---|---|
| Banks in Cologne, MN | 5 mi | 2 | 2 |
| Banks in Mayer, MN | 6 mi | 2 | 2 |
| Banks in Victoria, MN | 6 mi | 2 | 2 |
| Banks in Norwood Young America, MN | 8 mi | 2 | 2 |
| Banks in Watertown, MN | 9 mi | 2 | 2 |
| Banks in Mound, MN | 9 mi | 4 | 4 |
| Banks in Chaska, MN | 10 mi | 7 | 7 |
| Banks in Excelsior, MN | 12 mi | 4 | 4 |
Bank branch openings and closings in Waconia
FDIC branch records, between September 5, 2025 and September 5, 2026.
Short answer: FDIC branch records show no bank branch openings in Waconia between September 5, 2025 and September 5, 2026. Closings and relocations are not tracked by the sources this page uses yet.
Largest banks in Waconia by total assets
Ranked by each bank's total assets on its FDIC balance sheet, which covers the whole bank, not only its Waconia offices.
Short answer: Old National is the largest bank with offices in Waconia, with $73.86 billion in total assets on June 30, 2026, No. 39 among U.S. banks by total assets. Security Bank is second with $1.33 billion. Local deposit shares will follow once the FDIC Summary of Deposits is imported.
| Bank | Total assets | Rank | Offices here | Main office |
|---|---|---|---|---|
| Old National | $73.86 billion | No. 39 | 1 | Evansville, IN |
| Security Bank | $1.33 billion | No. 832 | 3 | Glencoe, MN |
| MidCountry Bank | $1.07 billion | No. 984 | 1 | Minneapolis, MN |
| HomeTown Bank | $691.9 million | No. 1,385 | 1 | Carver, MN |
Total assets and ranks from FDIC BankFind as of June 30, 2026. Rank is among active banks that report total assets to the FDIC.
Banks in Waconia: FAQ
How many banks are in Waconia, MN?
Waconia has 4 banks with 6 branches and 1 credit union with 1 office, according to FDIC data as of September 5, 2026 and NCUA data as of March 31, 2026.
Which bank has the most branches in Waconia?
Security Bank, with 3. Old National has 1 and MidCountry Bank has 1.
Is there a Security Bank in Waconia, MN?
Yes. FDIC data lists 3 Security Bank branches in Waconia as of September 5, 2026. Its branches are listed under Security Bank above, with the address and directions for each.
Is there a Old National in Waconia, MN?
Yes. FDIC data lists 1 Old National branch in Waconia as of September 5, 2026. The address and directions are under Old National above.
Is there a MidCountry Bank in Waconia, MN?
Yes. FDIC data lists 1 MidCountry Bank branch in Waconia as of September 5, 2026. The address and directions are under MidCountry Bank above.
Is there a Chase in Waconia, MN?
No. FDIC data lists no Chase branch in Waconia as of September 5, 2026. The nearest is in Chaska, about 10 miles away in a straight line.
Which banks in Waconia are open on Saturday?
Old National and Southpoint Financial Credit Union publish Saturday hours for one or more Waconia locations. The Saturday section above lists each one with its hours. 5 of the 7 locations here do not publish hours in the sources this page uses; call ahead.
What is the oldest bank in Waconia?
Old National has the longest record among banks with a branch here: the FDIC shows it operating since 1907.
Which credit unions can I join in Waconia?
Southpoint Financial Credit Union has an office in Waconia. Check each credit union's membership rules before you apply.
Did any bank branches open or close in Waconia in the past year?
FDIC branch records show no branch openings between September 5, 2025 and September 5, 2026. Closings and relocations are not tracked by the sources this page uses yet.
Where can I find more banks near Waconia?
Nearby cities with more banks include Cologne, Mayer, Victoria. Cologne is 5 miles away with 2 banks.
How we build this page
Every figure above comes from one of these sources. Nothing is typed by hand, nothing is estimated.
| Data | Source | License | Updated | Data as of |
|---|---|---|---|---|
| FDIC-insured banks: branches, main offices, total assets, dates established | FDIC BankFind Suite API | Public data (U.S. government) | Monthly import | Sep 5, 2026 |
| Credit union offices, phones and hours as filed with the NCUA, total assets | NCUA call report data | Public data (U.S. government) | Quarterly import | Mar 31, 2026 |
| Map coordinates of 1 credit union offices whose NCUA record has none, from the office address | U.S. Census Bureau Geocoder | Public data (U.S. government) | With each NCUA import | Oct 19, 2026 |
| Bank branch hours, phones and branch pages (1 of 6 branches: Old National) | The banks' own branch locators, collected by All The Places | CC0 (All The Places data); each bank's locator is the primary source | Weekly spider run, monthly refresh here | Oct 10, 2026 |
| Savings and CD rates, national averages | Banrox Bank Rates | Banrox, from the banks' own rate pages and FDIC national rates | Weekly | see each rate |
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