US Bank Directory
Banks in Stillwater, MN
7 FDIC-insured banks operate 8 offices in Stillwater, Minnesota, and 2 credit unions have 2 offices.
Source: FDIC BankFind, data as of September 5, 2026; NCUA call report as of March 31, 2026; hours checked October 10, 2026.
Bank branch map: Stillwater
Banks sit at the coordinates in their FDIC record; credit union offices at their NCUA address, located with the U.S. Census Bureau Geocoder. Point at a marker for today's hours, tap it for the address, directions and the bank's site.
Short answer: 9 banks and credit unions operate 10 locations in Stillwater, according to the FDIC and the NCUA. 9 of them have coordinates on record and are on the map. 5 publish opening hours.
Branches: FDIC, NCUA. Streets: loading.
9 locations on the map
Tap a cluster to zoom in
Positions are the regulators' own coordinates, or the Census Geocoder's point for the address, and can sit a few hundred feet from the door. Streets, buildings and parks come from OpenStreetMap through OpenFreeMap, with every street named as you zoom in; if that map cannot load, a simpler map drawn from the Census Bureau's TIGER/Line files takes its place. ATMs will follow with the Overture Maps import.
All banks and credit unions in Stillwater
Sorted by number of local branches. Each branch shows where its hours and phone number come from.
Short answer: U.S. Bank has the most locations in Stillwater, with 2. The other 6 each have a single office in the city. Open any bank to see each address, today's hours where the bank publishes them and the phone number.
U.S. Bank Bank · 2
U.S. Bank has 2 branches in Stillwater, 105 across Minnesota and 2,097 nationwide. FDIC records list its main office in Cincinnati, OH and show it operating since 1863. With $705.55 billion in total assets on June 30, 2026, it ranks No. 6 of 4,232 U.S. banks by total assets. In FDIC branch records, its longest-running Stillwater location is the Stillwater Branch at 213 Chestnut St E, dating to 1856; the newest, at 6001 Stillwater Blvd N, to 1984. All 2 of its Stillwater locations with published hours open on Saturday.
-
Stillwater Branch213 Chestnut St E, 55082
All hours
Mon not published; Tue to Fri 9 am to 5 pm; Sat 9 am to 1 pm; Sun not published
Hours: U.S. Bank branch locator (All The Places), checked Oct 10, 2026
-
Oak Ridge Branch6001 Stillwater Blvd N, 55082
All hours
Mon not published; Tue to Fri 9 am to 5 pm; Sat 9 am to 1 pm; Sun not published
Hours: U.S. Bank branch locator (All The Places), checked Oct 10, 2026
Bell Bank Bank · 1
Bell Bank has 1 branch in Stillwater, 17 across Minnesota and 33 nationwide. FDIC records list its main office in Fargo, ND and show it operating since 1966. With $15.18 billion in total assets on June 30, 2026, it ranks No. 128 of 4,232 U.S. banks by total assets. The Stillwater Branch at 13999 60th St N dates to 2018 in FDIC branch records. It does not publish hours in the sources this page uses; check its site before you go.
-
Stillwater Branch13999 60th St N, 55082
Chase Bank · 1
Chase has 1 branch in Stillwater, 45 across Minnesota and 5,176 nationwide. FDIC records list its main office in Columbus, OH and show it operating since 1824. With $4.09 trillion in total assets on June 30, 2026, it ranks No. 1 of 4,232 U.S. banks by total assets. The 5907 Neal Ave N Branch at 5907 Neal Ave N dates to 2023 in FDIC branch records. It does not publish hours in the sources this page uses; check its site before you go.
-
5907 Neal Ave N Branch5907 Neal Ave N, 55082
First Resource Bank Bank · 1
First Resource Bank has 1 branch in Stillwater, 7 across Minnesota and 8 nationwide. FDIC records list its main office in Lino Lakes, MN and show it operating since 2005. With $1.08 billion in total assets on June 30, 2026, it ranks No. 971 of 4,232 U.S. banks by total assets. The Stillwater Branch at 1946 Washington Ave S dates to 1997 in FDIC branch records. It does not publish hours in the sources this page uses; check its site before you go.
-
Stillwater Branch1946 Washington Ave S, 55082
Ideal Credit Union Credit union · 1
Ideal Credit Union has 1 office in Stillwater, 6 across Minnesota. It is based in Woodbury, MN and $1.09 billion in assets on March 31, 2026, according to its NCUA call report. It opens on Saturday.
Who can join: see the credit union's site.
-
Stillwater2020 Washington Ave S, 55082
All hours
Mon to Tue 9 am to 5 pm; Wed 10 am to 5 pm; Thu to Fri 9 am to 5 pm; Sat 9 am to 12 pm; Sun not published
Hours: NCUA, March 31, 2026
Lake Elmo Bank Bank · 1
Lake Elmo Bank has 1 branch in Stillwater, 9 across Minnesota and 9 nationwide. FDIC records list its main office in Lake Elmo, MN and show it operating since 1911. With $529.7 million in total assets on June 30, 2026, it ranks No. 1,727 of 4,232 U.S. banks by total assets. The Stillwater Branch at 1937 Greeley St S dates to 2006 in FDIC branch records. It does not publish hours in the sources this page uses; check its site before you go.
-
Stillwater Branch1937 Greeley St S, 55082
Nicolet Bank Bank · 1
Nicolet Bank has 1 branch in Stillwater, 14 across Minnesota and 119 nationwide. FDIC records list its main office in Green Bay, WI and show it operating since 2000. With $15.39 billion in total assets on June 30, 2026, it ranks No. 126 of 4,232 U.S. banks by total assets. The Stillwater - Branch 21 at 2270 Frontage Rd W dates to 2003 in FDIC branch records. It does not publish hours in the sources this page uses; check its site before you go.
-
Stillwater - Branch 212270 Frontage Rd W, 55082
Royal Credit Union Credit union · 1
Royal Credit Union has 1 office in Stillwater, 8 across Minnesota. It is based in Eau Claire, WI and $5.90 billion in assets on March 31, 2026, according to its NCUA call report. It opens on Saturday.
Who can join: see the credit union's site.
-
Stillwater Office5795 Minnesota Ave N, 55082
All hours
Mon to Fri 8 am to 5:30 pm; Sat 9 am to 12 pm; Sun not published
Hours: NCUA, March 31, 2026
Wells Fargo Bank · 1
Wells Fargo has 1 branch in Stillwater, 121 across Minnesota and 4,161 nationwide. FDIC records list its main office in Sioux Falls, SD and show it operating since 1870. With $1.91 trillion in total assets on June 30, 2026, it ranks No. 4 of 4,232 U.S. banks by total assets. The Stillwater Branch at 2000 Northwestern Ave S dates to 1909 in FDIC branch records. It opens on Saturday.
-
Stillwater Branch2000 Northwestern Ave S, 55082
All hours
Mon to Fri 9 am to 5 pm; Sat 9 am to 2 pm; Sun not published
Hours: Wells Fargo branch locator (All The Places), checked Oct 10, 2026
Join a credit union in Stillwater
2 credit unions have 2 offices here: Royal Credit Union and Ideal Credit Union. Each office is listed above with the phone and the hours it filed with the NCUA (call report as of March 31, 2026). Who can join each one is on its own site; the credit unions in Stillwater page has every office in the state's directory.
Banking in Stillwater: the local picture
Short answer: 7 banks run 8 branches in Stillwater according to the FDIC. A population estimate for this place is not available from the Census Bureau, so branches per resident are not shown.
Of the 7 banks, 0 have their main office in Stillwater, 2 elsewhere in Minnesota and 5 out of state, according to the FDIC.
The bank with the longest record here is Chase, operating since 1824 according to the FDIC. In FDIC branch records, the longest-running branch is U.S. Bank's office at 213 Chestnut St E, dating to 1856; the newest is Chase's at 5907 Neal Ave N, from 2023.
2 credit unions have 2 offices in Stillwater, according to the NCUA. Who can join each one is on the credit unions page.
Of the 5 locations with published hours. 5 open on Saturday. 5 locations have no published hours in these sources.
Banks and credit unions open on Saturday in Stillwater
Short answer: 5 of the 5 Stillwater locations with published hours open on Saturday, run by 4 institutions.
- U.S. Bank: 2 of 2 branches (213 Chestnut St E: Saturday 9 am to 1 pm, and 1 more)
- Wells Fargo: 1 of 1 branch (2000 Northwestern Ave S: Saturday 9 am to 2 pm)
- Royal Credit Union: 1 of 1 office (5795 Minnesota Ave N: Saturday 9 am to 12 pm)
- Ideal Credit Union: 1 of 1 office (2020 Washington Ave S: Saturday 9 am to 12 pm)
Credit union hours are the text each credit union filed with the NCUA, call report as of March 31, 2026; a day the filing does not mention is shown as not published, never as closed. Bank branches show hours only where the bank publishes them in a source this page uses; 5 of the 10 locations here have no published hours yet. The source and date sit under each office. Banks and credit unions often close on Federal Reserve holidays; call ahead.
Chase, Bank of America and other national banks
Which big national banks have branches in Stillwater, and where the nearest one is if they do not.
Short answer: In Stillwater: Chase (1), Wells Fargo (1), U.S. Bank (2). No branches in Stillwater: Bank of America (nearest in Oak Park Heights, 1 mi), PNC Bank, Truist, Fifth Third Bank, Huntington (nearest in Oak Park Heights, 1 mi), Regions Bank, TD Bank, BMO (nearest in Woodbury, 8 mi).
| Bank | In Stillwater | Nearest branch if none here |
|---|---|---|
| Chase | 1 branch | here |
| Wells Fargo | 1 branch | here |
| U.S. Bank | 2 branches | here |
| Bank of America | None | Oak Park Heights, 1 mile away |
| PNC Bank | None | none in Minnesota |
| Truist | None | none in Minnesota |
| Fifth Third Bank | None | none in Minnesota |
| Huntington | None | Oak Park Heights, 1 mile away |
| Regions Bank | None | none in Minnesota |
| TD Bank | None | none in Minnesota |
| BMO | None | Woodbury, 8 miles away |
Branch counts from FDIC BankFind as of September 5, 2026. Distances are straight-line miles from the center of Stillwater to the nearest branch in Minnesota.
What your savings could earn
National benchmarks and the best published offers, from the Banrox Bank Rates tracker. Enter your own balance and rate to compare.
Short answer: At the national average savings rate of 0.38%, $10,000 kept in savings for a year earns about $38. The best published savings rate in the tracker, 3.75% at CIT Bank, earns about $375. The national average 12-month CD pays 1.71%.
| Offer | Bank | APY | Term | Minimum |
|---|---|---|---|---|
| Savings | CIT Bank | 3.75% | none | $5,000 |
| Savings | Barclays | 3.50% | none | $0 |
| Savings | Marcus by Goldman Sachs | 3.40% | none | $0 |
| CD | Synchrony Bank | 4.35% | 60 Months | $0 |
| CD | Marcus by Goldman Sachs | 4.35% | 24 Months | $500 |
| CD | American Express National Bank | 4.25% | 10 Months | $0 |
Rates are the banks' published APYs as tracked on the Banrox Bank Rates page, with the date next to each benchmark; they are not offers from Banrox and can change daily. Interest is before tax. The best offers are mostly online banks and are open to Stillwater residents like anyone else.
Banks near Stillwater
Nearby cities with at least two banks, by straight-line distance. Counts from FDIC BankFind.
Short answer: The closest towns with more choice are Oak Park Heights (1 mile) and Lake Elmo (3 miles). Woodbury, 9 miles away, has the most banks nearby: 14.
| City | Distance | Banks | Branches |
|---|---|---|---|
| Banks in Oak Park Heights, MN | 1 mi | 4 | 5 |
| Banks in Lake Elmo, MN | 3 mi | 2 | 4 |
| Banks in Oakdale, MN | 8 mi | 5 | 7 |
| Banks in Woodbury, MN | 9 mi | 14 | 18 |
| Banks in Maplewood, MN | 9 mi | 5 | 5 |
| Banks in White Bear Lake, MN | 10 mi | 9 | 10 |
| Banks in Vadnais Heights, MN | 11 mi | 2 | 2 |
| Banks in Hugo, MN | 12 mi | 2 | 2 |
Bank branch openings and closings in Stillwater
FDIC branch records, between September 5, 2025 and September 5, 2026.
Short answer: FDIC branch records show no bank branch openings in Stillwater between September 5, 2025 and September 5, 2026. Closings and relocations are not tracked by the sources this page uses yet.
Largest banks in Stillwater by total assets
Ranked by each bank's total assets on its FDIC balance sheet, which covers the whole bank, not only its Stillwater offices.
Short answer: Chase is the largest bank with offices in Stillwater, with $4.09 trillion in total assets on June 30, 2026, No. 1 among U.S. banks by total assets. Wells Fargo is second with $1.91 trillion. Local deposit shares will follow once the FDIC Summary of Deposits is imported.
| Bank | Total assets | Rank | Offices here | Main office |
|---|---|---|---|---|
| Chase | $4.09 trillion | No. 1 | 1 | Columbus, OH |
| Wells Fargo | $1.91 trillion | No. 4 | 1 | Sioux Falls, SD |
| U.S. Bank | $705.55 billion | No. 6 | 2 | Cincinnati, OH |
| Nicolet Bank | $15.39 billion | No. 126 | 1 | Green Bay, WI |
| Bell Bank | $15.18 billion | No. 128 | 1 | Fargo, ND |
| First Resource Bank | $1.08 billion | No. 971 | 1 | Lino Lakes, MN |
| Lake Elmo Bank | $529.7 million | No. 1,727 | 1 | Lake Elmo, MN |
Total assets and ranks from FDIC BankFind as of June 30, 2026. Rank is among active banks that report total assets to the FDIC.
Banks in Stillwater: FAQ
How many banks are in Stillwater, MN?
Stillwater has 7 banks with 8 branches and 2 credit unions with 2 offices, according to FDIC data as of September 5, 2026 and NCUA data as of March 31, 2026.
Which bank has the most branches in Stillwater?
U.S. Bank, with 2. Chase has 1 and Wells Fargo has 1.
Is there a U.S. Bank in Stillwater, MN?
Yes. FDIC data lists 2 U.S. Bank branches in Stillwater as of September 5, 2026. Its branches are listed under U.S. Bank above, with the address and directions for each.
Is there a Chase in Stillwater, MN?
Yes. FDIC data lists 1 Chase branch in Stillwater as of September 5, 2026. The address and directions are under Chase above.
Is there a Wells Fargo in Stillwater, MN?
Yes. FDIC data lists 1 Wells Fargo branch in Stillwater as of September 5, 2026. The address and directions are under Wells Fargo above.
Is there a Bank of America in Stillwater, MN?
No. FDIC data lists no Bank of America branch in Stillwater as of September 5, 2026. The nearest is in Oak Park Heights, about 1 miles away in a straight line.
Which banks in Stillwater are open on Saturday?
U.S. Bank, Wells Fargo, Royal Credit Union and Ideal Credit Union publish Saturday hours for one or more Stillwater locations. The Saturday section above lists each one with its hours. 5 of the 10 locations here do not publish hours in the sources this page uses; call ahead.
What is the oldest bank in Stillwater?
Chase has the longest record among banks with a branch here: the FDIC shows it operating since 1824.
Which credit unions can I join in Stillwater?
Royal Credit Union and Ideal Credit Union have offices in Stillwater. Check each credit union's membership rules before you apply.
Did any bank branches open or close in Stillwater in the past year?
FDIC branch records show no branch openings between September 5, 2025 and September 5, 2026. Closings and relocations are not tracked by the sources this page uses yet.
Where can I find more banks near Stillwater?
Nearby cities with more banks include Oak Park Heights, Lake Elmo, Oakdale. Oak Park Heights is 1 miles away with 4 banks.
How we build this page
Every figure above comes from one of these sources. Nothing is typed by hand, nothing is estimated.
| Data | Source | License | Updated | Data as of |
|---|---|---|---|---|
| FDIC-insured banks: branches, main offices, total assets, dates established | FDIC BankFind Suite API | Public data (U.S. government) | Monthly import | Sep 5, 2026 |
| Credit union offices, phones and hours as filed with the NCUA, total assets | NCUA call report data | Public data (U.S. government) | Quarterly import | Mar 31, 2026 |
| Map coordinates of 1 credit union offices whose NCUA record has none, from the office address | U.S. Census Bureau Geocoder | Public data (U.S. government) | With each NCUA import | Oct 19, 2026 |
| Bank branch hours, phones and branch pages (3 of 8 branches: U.S. Bank, Wells Fargo) | The banks' own branch locators, collected by All The Places | CC0 (All The Places data); each bank's locator is the primary source | Weekly spider run, monthly refresh here | Oct 10, 2026 |
| Savings and CD rates, national averages | Banrox Bank Rates | Banrox, from the banks' own rate pages and FDIC national rates | Weekly | see each rate |
See your odds before you apply
Banrox shows how likely a card or loan is for your profile, from your own data, without a hard pull. Platform live; card in early access; no card issued.
Check your odds