US Bank Directory

Banks in Oak Park Heights, MN

4 FDIC-insured banks operate 5 offices in Oak Park Heights, Minnesota.

Source: FDIC BankFind, data as of September 5, 2026; hours checked October 10, 2026.

Bank branch map: Oak Park Heights

Banks sit at the coordinates in their FDIC record; credit union offices at their NCUA address, located with the U.S. Census Bureau Geocoder. Point at a marker for today's hours, tap it for the address, directions and the bank's site.

Short answer: 4 banks and credit unions operate 5 locations in Oak Park Heights, according to the FDIC. 5 of them have coordinates on record and are on the map. 1 publish opening hours.

BankMain office

Branches: FDIC, NCUA. Streets: loading.

5 locations on the map

Tap a cluster to zoom in

Positions are the regulators' own coordinates, or the Census Geocoder's point for the address, and can sit a few hundred feet from the door. Streets, buildings and parks come from OpenStreetMap through OpenFreeMap, with every street named as you zoom in; if that map cannot load, a simpler map drawn from the Census Bureau's TIGER/Line files takes its place. ATMs will follow with the Overture Maps import.

All banks in Oak Park Heights

Sorted by number of local branches. Each branch shows where its hours and phone number come from.

Short answer: First State Bank and Trust has the most locations in Oak Park Heights, with 2. The other 3 each have a single office in the city. Open any bank to see each address, today's hours where the bank publishes them and the phone number.

First State Bank and Trust 2 branches · main office Bayport, MN Bank · 2

First State Bank and Trust has 2 branches in Oak Park Heights, 3 across Minnesota and 4 nationwide. FDIC records list its main office in Bayport, MN and show it operating since 1914. With $499.0 million in total assets on June 30, 2026, it ranks No. 1,798 of 4,232 U.S. banks by total assets. In FDIC branch records, its longest-running Oak Park Heights location is the Oak Park Heights Branch at 5891 Neal Ave N, dating to 1998; the newest, at 5590 Norwich Pkwy, to 2002. It does not publish hours in the sources this page uses; check its site before you go.

  • Boutwell'S Landing - Town Square Branch
    5590 Norwich Pkwy, 55082
    Hours: see the bank's site
  • Oak Park Heights Branch
    5891 Neal Ave N, 55082
    Hours: see the bank's site
First State Bank and Trust: profile, branches and contacts
Bank of America Bank of America, National Association · 1 branch · main office Charlotte, NC Bank · 1

Bank of America has 1 branch in Oak Park Heights, 23 across Minnesota and 3,598 nationwide. FDIC records list its main office in Charlotte, NC and show it operating since 1904. With $2.65 trillion in total assets on June 30, 2026, it ranks No. 2 of 4,232 U.S. banks by total assets. The Oak Park Heights Branch at 5990 Nova Scotia Avenue North dates to 2024 in FDIC branch records. It opens on Saturday.

  • Oak Park Heights Branch
    5990 Nova Scotia Avenue North, 55082
    (651) 705-1301Today 9 am to 4 pm
    All hours

    Mon closed; Tue to Fri 9 am to 4 pm; Sat 9 am to 1 pm; Sun closed

    Hours: Bank of America branch locator (All The Places), checked Oct 10, 2026

Bank of America: profile, branches and contacts
Huntington The Huntington National Bank · 1 branch · main office Columbus, OH Bank · 1

Huntington has 1 branch in Oak Park Heights, 61 across Minnesota and 1,477 nationwide. FDIC records list its main office in Columbus, OH and show it operating since 1866. With $283.07 billion in total assets on June 30, 2026, it ranks No. 15 of 4,232 U.S. banks by total assets. The Oak Park Heights Branch at 5850 Neal Ave N dates to 2002 in FDIC branch records. It does not publish hours in the sources this page uses; check its site before you go.

  • Oak Park Heights Branch
    5850 Neal Ave N, 55082
    Hours: see the bank's site
Huntington: profile, branches and contacts
Lake Elmo Bank 1 branch · main office Lake Elmo, MN Bank · 1

Lake Elmo Bank has 1 branch in Oak Park Heights, 9 across Minnesota and 9 nationwide. FDIC records list its main office in Lake Elmo, MN and show it operating since 1911. With $529.7 million in total assets on June 30, 2026, it ranks No. 1,727 of 4,232 U.S. banks by total assets. The Boutwells Landing Senior Center Branch at 5600 Norwich Pkwy dates to 2002 in FDIC branch records. It does not publish hours in the sources this page uses; check its site before you go.

  • Boutwells Landing Senior Center Branch
    5600 Norwich Pkwy, 55082
    Hours: see the bank's site
Lake Elmo Bank: profile, branches and contacts

Banking in Oak Park Heights: the local picture

Short answer: 4 banks run 5 branches in Oak Park Heights according to the FDIC. A population estimate for this place is not available from the Census Bureau, so branches per resident are not shown.

Of the 4 banks, 0 have their main office in Oak Park Heights, 2 elsewhere in Minnesota and 2 out of state, according to the FDIC.

The bank with the longest record here is Huntington, operating since 1866 according to the FDIC. In FDIC branch records, the longest-running branch is First State Bank and Trust's office at 5891 Neal Ave N, dating to 1998; the newest is Bank of America's at 5990 Nova Scotia Avenue North, from 2024.

Of the 1 location with published hours. 1 opens on Saturday. 4 locations have no published hours in these sources.

Banks open on Saturday in Oak Park Heights

Short answer: 1 of the 1 Oak Park Heights location with published hours opens on Saturday, run by 1 institution.

  • Bank of America: 1 of 1 branch (5990 Nova Scotia Avenue North: Saturday 9 am to 1 pm)

Bank branches show hours only where the bank publishes them in a source this page uses; 4 of the 5 locations here have no published hours yet. The source and date sit under each office. Banks and credit unions often close on Federal Reserve holidays; call ahead.

Chase, Bank of America and other national banks

Which big national banks have branches in Oak Park Heights, and where the nearest one is if they do not.

Short answer: In Oak Park Heights: Bank of America (1), Huntington (1). No branches in Oak Park Heights: Chase (nearest in Stillwater, 1 mi), Wells Fargo (nearest in Stillwater, 1 mi), PNC Bank, U.S. Bank (nearest in Stillwater, 1 mi), Truist, Fifth Third Bank, Regions Bank, TD Bank, BMO (nearest in Woodbury, 7 mi).

BankIn Oak Park HeightsNearest branch if none here
Bank of America1 branchhere
Huntington1 branchhere
ChaseNoneStillwater, 1 mile away
Wells FargoNoneStillwater, 1 mile away
PNC BankNonenone in Minnesota
U.S. BankNoneStillwater, 1 mile away
TruistNonenone in Minnesota
Fifth Third BankNonenone in Minnesota
Regions BankNonenone in Minnesota
TD BankNonenone in Minnesota
BMONoneWoodbury, 7 miles away

Branch counts from FDIC BankFind as of September 5, 2026. Distances are straight-line miles from the center of Oak Park Heights to the nearest branch in Minnesota.

What your savings could earn

National benchmarks and the best published offers, from the Banrox Bank Rates tracker. Enter your own balance and rate to compare.

Short answer: At the national average savings rate of 0.38%, $10,000 kept in savings for a year earns about $38. The best published savings rate in the tracker, 3.75% at CIT Bank, earns about $375. The national average 12-month CD pays 1.71%.

Fed Funds Target Range3.75% - 4.00%FOMC, Sep 16 2026
30-Yr Fixed Mortgage Avg6.76%Freddie Mac PMMS, Sep 10 2026
15-Yr Fixed Mortgage Avg6.09%Freddie Mac PMMS, Sep 10 2026
Avg Credit Card APR22.15%Fed G.19, accounts assessed interest, Q2 2026
Best 12-Month CD4.25%Barclays and Popular Direct, Sep 16 2026
Best High-Yield Savings3.95%Bread Savings, Sep 16 2026

One year at this rate earns about $0; at the best published savings rate (3.75%) about $0.

OfferBankAPYTermMinimum
SavingsCIT Bank3.75%none$5,000
SavingsBarclays3.50%none$0
SavingsMarcus by Goldman Sachs3.40%none$0
CDSynchrony Bank4.35%60 Months$0
CDMarcus by Goldman Sachs4.35%24 Months$500
CDAmerican Express National Bank4.25%10 Months$0

Rates are the banks' published APYs as tracked on the Banrox Bank Rates page, with the date next to each benchmark; they are not offers from Banrox and can change daily. Interest is before tax. The best offers are mostly online banks and are open to Oak Park Heights residents like anyone else.

Banks near Oak Park Heights

Nearby cities with at least two banks, by straight-line distance. Counts from FDIC BankFind.

Short answer: The closest towns with more choice are Stillwater (1 mile) and Lake Elmo (3 miles). Woodbury, 8 miles away, has the most banks nearby: 14.

Bank branch openings and closings in Oak Park Heights

FDIC branch records, between September 5, 2025 and September 5, 2026.

Short answer: FDIC branch records show no bank branch openings in Oak Park Heights between September 5, 2025 and September 5, 2026. Closings and relocations are not tracked by the sources this page uses yet.

Largest banks in Oak Park Heights by total assets

Ranked by each bank's total assets on its FDIC balance sheet, which covers the whole bank, not only its Oak Park Heights offices.

Short answer: Bank of America is the largest bank with offices in Oak Park Heights, with $2.65 trillion in total assets on June 30, 2026, No. 2 among U.S. banks by total assets. Huntington is second with $283.07 billion. Local deposit shares will follow once the FDIC Summary of Deposits is imported.

BankTotal assetsRankOffices hereMain office
Bank of America$2.65 trillionNo. 21Charlotte, NC
Huntington$283.07 billionNo. 151Columbus, OH
Lake Elmo Bank$529.7 millionNo. 1,7271Lake Elmo, MN
First State Bank and Trust$499.0 millionNo. 1,7982Bayport, MN

Total assets and ranks from FDIC BankFind as of June 30, 2026. Rank is among active banks that report total assets to the FDIC.

Banks in Oak Park Heights: FAQ

How many banks are in Oak Park Heights, MN?

Oak Park Heights has 4 banks with 5 branches, according to FDIC data as of September 5, 2026.

Which bank has the most branches in Oak Park Heights?

First State Bank and Trust, with 2. Bank of America has 1 and Huntington has 1.

Is there a First State Bank and Trust in Oak Park Heights, MN?

Yes. FDIC data lists 2 First State Bank and Trust branches in Oak Park Heights as of September 5, 2026. Its branches are listed under First State Bank and Trust above, with the address and directions for each.

Is there a Bank of America in Oak Park Heights, MN?

Yes. FDIC data lists 1 Bank of America branch in Oak Park Heights as of September 5, 2026. The address and directions are under Bank of America above.

Is there a Huntington in Oak Park Heights, MN?

Yes. FDIC data lists 1 Huntington branch in Oak Park Heights as of September 5, 2026. The address and directions are under Huntington above.

Is there a Chase in Oak Park Heights, MN?

No. FDIC data lists no Chase branch in Oak Park Heights as of September 5, 2026. The nearest is in Stillwater, about 1 miles away in a straight line.

Which banks in Oak Park Heights are open on Saturday?

Bank of America publishes Saturday hours for one or more Oak Park Heights locations. The Saturday section above lists each one with its hours. 4 of the 5 locations here do not publish hours in the sources this page uses; call ahead.

What is the oldest bank in Oak Park Heights?

Huntington has the longest record among banks with a branch here: the FDIC shows it operating since 1866.

Did any bank branches open or close in Oak Park Heights in the past year?

FDIC branch records show no branch openings between September 5, 2025 and September 5, 2026. Closings and relocations are not tracked by the sources this page uses yet.

Where can I find more banks near Oak Park Heights?

Nearby cities with more banks include Stillwater, Lake Elmo, Oakdale. Stillwater is 1 miles away with 7 banks.

How we build this page

Every figure above comes from one of these sources. Nothing is typed by hand, nothing is estimated.

DataSourceLicenseUpdatedData as of
FDIC-insured banks: branches, main offices, total assets, dates establishedFDIC BankFind Suite APIPublic data (U.S. government)Monthly importSep 5, 2026
Bank branch hours, phones and branch pages (1 of 5 branches: Bank of America)The banks' own branch locators, collected by All The PlacesCC0 (All The Places data); each bank's locator is the primary sourceWeekly spider run, monthly refresh hereOct 10, 2026
Savings and CD rates, national averagesBanrox Bank RatesBanrox, from the banks' own rate pages and FDIC national ratesWeeklysee each rate

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