US Bank Directory
Banks in White Bear Lake, MN
9 FDIC-insured banks operate 10 offices in White Bear Lake, Minnesota, and 1 credit union has 1 office.
Source: FDIC BankFind, data as of September 5, 2026; NCUA call report as of March 31, 2026; hours checked October 10, 2026.
Bank branch map: White Bear Lake
Banks sit at the coordinates in their FDIC record; credit union offices at their NCUA address, located with the U.S. Census Bureau Geocoder. Point at a marker for today's hours, tap it for the address, directions and the bank's site.
Short answer: 10 banks and credit unions operate 11 locations in White Bear Lake, according to the FDIC and the NCUA. 11 of them have coordinates on record and are on the map. 6 publish opening hours.
Branches: FDIC, NCUA. Streets: loading.
11 locations on the map
Tap a cluster to zoom in
Positions are the regulators' own coordinates, or the Census Geocoder's point for the address, and can sit a few hundred feet from the door. Streets, buildings and parks come from OpenStreetMap through OpenFreeMap, with every street named as you zoom in; if that map cannot load, a simpler map drawn from the Census Bureau's TIGER/Line files takes its place. ATMs will follow with the Overture Maps import.
All banks and credit unions in White Bear Lake
Sorted by number of local branches. Each branch shows where its hours and phone number come from.
Short answer: U.S. Bank has the most locations in White Bear Lake, with 2. The other 8 each have a single office in the city. Open any bank to see each address, today's hours where the bank publishes them and the phone number.
U.S. Bank Bank · 2
U.S. Bank has 2 branches in White Bear Lake, 105 across Minnesota and 2,097 nationwide. FDIC records list its main office in Cincinnati, OH and show it operating since 1863. With $705.55 billion in total assets on June 30, 2026, it ranks No. 6 of 4,232 U.S. banks by total assets. In FDIC branch records, its longest-running White Bear Lake location is the White Bear Lake Branch at 4700 Clark Ave, dating to 1903; the newest, at 2650 County Road E E, to 1979. All 2 of its White Bear Lake locations with published hours open on Saturday.
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Lakewood Branch2650 County Road E E, 55110
All hours
Mon not published; Tue to Fri 9 am to 5 pm; Sat 9 am to 1 pm; Sun not published
Hours: U.S. Bank branch locator (All The Places), checked Oct 10, 2026
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White Bear Lake Branch4700 Clark Ave, 55110
All hours
Mon to Fri 9 am to 5 pm; Sat 9 am to 1 pm; Sun not published
Hours: U.S. Bank branch locator (All The Places), checked Oct 10, 2026
Huntington Bank · 1
Huntington has 1 branch in White Bear Lake, 61 across Minnesota and 1,477 nationwide. FDIC records list its main office in Columbus, OH and show it operating since 1866. With $283.07 billion in total assets on June 30, 2026, it ranks No. 15 of 4,232 U.S. banks by total assets. The White Bear Lake Branch at 2226 5th St dates to 1985 in FDIC branch records. It opens on Saturday.
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White Bear Lake Branch2226 5th St, 55110
All hours
Mon to Fri 9 am to 5 pm; Sat 9 am to 12 pm; Sun not published
Hours: Huntington branch locator (All The Places), checked Oct 10, 2026
MidCountry Bank Bank · 1
MidCountry Bank has 1 branch in White Bear Lake, 16 across Minnesota and 16 nationwide. FDIC records list its main office in Minneapolis, MN and show it operating since 1933. With $1.07 billion in total assets on June 30, 2026, it ranks No. 984 of 4,232 U.S. banks by total assets. The White Bear Lake Branch at 1310 Highway 96 E dates to 2016 in FDIC branch records. It does not publish hours in the sources this page uses; check its site before you go.
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White Bear Lake Branch1310 Highway 96 E, 55110
Nicolet Bank Bank · 1
Nicolet Bank has 1 branch in White Bear Lake, 14 across Minnesota and 119 nationwide. FDIC records list its main office in Green Bay, WI and show it operating since 2000. With $15.39 billion in total assets on June 30, 2026, it ranks No. 126 of 4,232 U.S. banks by total assets. The White Bear Lake - Branch 23 at 3670 E County Line N dates to 1985 in FDIC branch records. It does not publish hours in the sources this page uses; check its site before you go.
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White Bear Lake - Branch 233670 E County Line N, 55110
North Star Bank Bank · 1
North Star Bank has 1 branch in White Bear Lake, 2 across Minnesota and 2 nationwide. FDIC records list its main office in Roseville, MN and show it operating since 1947. With $378.7 million in total assets on June 30, 2026, it ranks No. 2,162 of 4,232 U.S. banks by total assets. The White Bear Lake Branch at 4661 Highway 61 N dates to 1989 in FDIC branch records. It does not publish hours in the sources this page uses; check its site before you go.
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White Bear Lake Branch4661 Highway 61 N, 55110
Old National Bank · 1
Old National has 1 branch in White Bear Lake, 77 across Minnesota and 361 nationwide. FDIC records list its main office in Evansville, IN and show it operating since 1907. With $73.86 billion in total assets on June 30, 2026, it ranks No. 39 of 4,232 U.S. banks by total assets. The White Bear Lake Branch at 4600 White Bear Pkwy dates to 1997 in FDIC branch records. Its published hours do not list Saturday.
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White Bear Lake Branch4600 White Bear Pkwy, 55110
All hours
Mon to Fri 9 am to 5 pm; Sat to Sun not published
Hours: Old National branch locator (All The Places), checked Oct 10, 2026
Premier Bank Bank · 1
Premier Bank has 1 branch in White Bear Lake, 8 across Minnesota and 8 nationwide. FDIC records list its main office in Maplewood, MN and show it operating since 1974. With $1.18 billion in total assets on June 30, 2026, it ranks No. 907 of 4,232 U.S. banks by total assets. The White Bear Lake Branch at 2151 3rd St dates to 1992 in FDIC branch records. It does not publish hours in the sources this page uses; check its site before you go.
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White Bear Lake Branch2151 3rd St, 55110
Royal Credit Union Credit union · 1
Royal Credit Union has 1 office in White Bear Lake, 8 across Minnesota. It is based in Eau Claire, WI and $5.90 billion in assets on March 31, 2026, according to its NCUA call report. It opens on Saturday.
Who can join: see the credit union's site.
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White Bear Lake Office1400 Highway 96 E, 55110
All hours
Mon to Fri 8 am to 5:30 pm; Sat 9 am to 12 pm; Sun not published
Hours: NCUA, March 31, 2026
Security Bank Bank · 1
Security Bank has 1 branch in White Bear Lake, 26 across Minnesota and 26 nationwide. FDIC records list its main office in Glencoe, MN and show it operating since 1935. With $1.33 billion in total assets on June 30, 2026, it ranks No. 832 of 4,232 U.S. banks by total assets. The North Oaks Branch at 1048 Meadowlands Dr dates to 2004 in FDIC branch records. It does not publish hours in the sources this page uses; check its site before you go.
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North Oaks Branch1048 Meadowlands Dr, 55127
Wells Fargo Bank · 1
Wells Fargo has 1 branch in White Bear Lake, 121 across Minnesota and 4,161 nationwide. FDIC records list its main office in Sioux Falls, SD and show it operating since 1870. With $1.91 trillion in total assets on June 30, 2026, it ranks No. 4 of 4,232 U.S. banks by total assets. The White Bear Lake Branch at 4400 Highway 61 N dates to 1985 in FDIC branch records. It opens on Saturday.
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White Bear Lake Branch4400 Highway 61 N, 55110
All hours
Mon to Fri 9 am to 5 pm; Sat 9 am to 2 pm; Sun not published
Hours: Wells Fargo branch locator (All The Places), checked Oct 10, 2026
Join a credit union in White Bear Lake
1 credit union has 1 office here: Royal Credit Union. Each office is listed above with the phone and the hours it filed with the NCUA (call report as of March 31, 2026). Who can join each one is on its own site; the credit unions in White Bear Lake page has every office in the state's directory.
Banking in White Bear Lake: the local picture
Short answer: 9 banks run 10 branches in White Bear Lake according to the FDIC. A population estimate for this place is not available from the Census Bureau, so branches per resident are not shown.
Of the 9 banks, 0 have their main office in White Bear Lake, 4 elsewhere in Minnesota and 5 out of state, according to the FDIC.
The bank with the longest record here is U.S. Bank, operating since 1863 according to the FDIC. In FDIC branch records, the longest-running branch is U.S. Bank's office at 4700 Clark Ave, dating to 1903; the newest is MidCountry Bank's at 1310 Highway 96 E, from 2016.
The only credit union with an office here is Royal Credit Union.
Of the 6 locations with published hours. 5 open on Saturday. 5 locations have no published hours in these sources.
Banks by ZIP code in White Bear Lake
Offices grouped by the ZIP code in their FDIC or NCUA record.
Short answer: ZIP 55110 has the most bank and credit union offices in White Bear Lake (10), followed by 55127 (1). Offices are spread across 2 ZIP codes.
| ZIP code | Offices | Institutions | Most offices |
|---|---|---|---|
| 55110 | 10 | 9 | U.S. Bank, Huntington, MidCountry Bank |
| 55127 | 1 | 1 | Security Bank |
Banks and credit unions open on Saturday in White Bear Lake
Short answer: 5 of the 6 White Bear Lake locations with published hours open on Saturday, run by 4 institutions.
- U.S. Bank: 2 of 2 branches (2650 County Road E E: Saturday 9 am to 1 pm, and 1 more)
- Wells Fargo: 1 of 1 branch (4400 Highway 61 N: Saturday 9 am to 2 pm)
- Huntington: 1 of 1 branch (2226 5th St: Saturday 9 am to 12 pm)
- Royal Credit Union: 1 of 1 office (1400 Highway 96 E: Saturday 9 am to 12 pm)
Credit union hours are the text each credit union filed with the NCUA, call report as of March 31, 2026; a day the filing does not mention is shown as not published, never as closed. Bank branches show hours only where the bank publishes them in a source this page uses; 5 of the 11 locations here have no published hours yet. The source and date sit under each office. Banks and credit unions often close on Federal Reserve holidays; call ahead.
Chase, Bank of America and other national banks
Which big national banks have branches in White Bear Lake, and where the nearest one is if they do not.
Short answer: In White Bear Lake: Wells Fargo (1), U.S. Bank (2), Huntington (1). No branches in White Bear Lake: Chase (nearest in Saint Paul, 4 mi), Bank of America (nearest in Maplewood, 3 mi), PNC Bank, Truist, Fifth Third Bank, Regions Bank, TD Bank, BMO (nearest in Roseville, 9 mi).
| Bank | In White Bear Lake | Nearest branch if none here |
|---|---|---|
| Wells Fargo | 1 branch | here |
| U.S. Bank | 2 branches | here |
| Huntington | 1 branch | here |
| Chase | None | Saint Paul, 4 miles away |
| Bank of America | None | Maplewood, 3 miles away |
| PNC Bank | None | none in Minnesota |
| Truist | None | none in Minnesota |
| Fifth Third Bank | None | none in Minnesota |
| Regions Bank | None | none in Minnesota |
| TD Bank | None | none in Minnesota |
| BMO | None | Roseville, 9 miles away |
Branch counts from FDIC BankFind as of September 5, 2026. Distances are straight-line miles from the center of White Bear Lake to the nearest branch in Minnesota.
What your savings could earn
National benchmarks and the best published offers, from the Banrox Bank Rates tracker. Enter your own balance and rate to compare.
Short answer: At the national average savings rate of 0.38%, $10,000 kept in savings for a year earns about $38. The best published savings rate in the tracker, 3.75% at CIT Bank, earns about $375. The national average 12-month CD pays 1.71%.
| Offer | Bank | APY | Term | Minimum |
|---|---|---|---|---|
| Savings | CIT Bank | 3.75% | none | $5,000 |
| Savings | Barclays | 3.50% | none | $0 |
| Savings | Marcus by Goldman Sachs | 3.40% | none | $0 |
| CD | Synchrony Bank | 4.35% | 60 Months | $0 |
| CD | Marcus by Goldman Sachs | 4.35% | 24 Months | $500 |
| CD | American Express National Bank | 4.25% | 10 Months | $0 |
Rates are the banks' published APYs as tracked on the Banrox Bank Rates page, with the date next to each benchmark; they are not offers from Banrox and can change daily. Interest is before tax. The best offers are mostly online banks and are open to White Bear Lake residents like anyone else.
Banks near White Bear Lake
Nearby cities with at least two banks, by straight-line distance. Counts from FDIC BankFind.
Short answer: The closest towns with more choice are Vadnais Heights (2 miles) and Maplewood (3 miles). Maplewood, 3 miles away, has the most banks nearby: 5.
| City | Distance | Banks | Branches |
|---|---|---|---|
| Banks in Vadnais Heights, MN | 2 mi | 2 | 2 |
| Banks in Maplewood, MN | 3 mi | 5 | 5 |
| Banks in North Oaks, MN | 5 mi | 2 | 2 |
| Banks in Shoreview, MN | 6 mi | 4 | 4 |
| Banks in Hugo, MN | 6 mi | 2 | 2 |
| Banks in Arden Hills, MN | 7 mi | 3 | 3 |
| Banks in Lake Elmo, MN | 8 mi | 2 | 4 |
| Banks in Oakdale, MN | 8 mi | 5 | 7 |
Bank branch openings and closings in White Bear Lake
FDIC branch records, between September 5, 2025 and September 5, 2026.
Short answer: FDIC branch records show no bank branch openings in White Bear Lake between September 5, 2025 and September 5, 2026. Closings and relocations are not tracked by the sources this page uses yet.
Largest banks in White Bear Lake by total assets
Ranked by each bank's total assets on its FDIC balance sheet, which covers the whole bank, not only its White Bear Lake offices.
Short answer: Wells Fargo is the largest bank with offices in White Bear Lake, with $1.91 trillion in total assets on June 30, 2026, No. 4 among U.S. banks by total assets. U.S. Bank is second with $705.55 billion. Local deposit shares will follow once the FDIC Summary of Deposits is imported.
| Bank | Total assets | Rank | Offices here | Main office |
|---|---|---|---|---|
| Wells Fargo | $1.91 trillion | No. 4 | 1 | Sioux Falls, SD |
| U.S. Bank | $705.55 billion | No. 6 | 2 | Cincinnati, OH |
| Huntington | $283.07 billion | No. 15 | 1 | Columbus, OH |
| Old National | $73.86 billion | No. 39 | 1 | Evansville, IN |
| Nicolet Bank | $15.39 billion | No. 126 | 1 | Green Bay, WI |
| Security Bank | $1.33 billion | No. 832 | 1 | Glencoe, MN |
| Premier Bank | $1.18 billion | No. 907 | 1 | Maplewood, MN |
| MidCountry Bank | $1.07 billion | No. 984 | 1 | Minneapolis, MN |
| North Star Bank | $378.7 million | No. 2,162 | 1 | Roseville, MN |
Total assets and ranks from FDIC BankFind as of June 30, 2026. Rank is among active banks that report total assets to the FDIC.
Banks in White Bear Lake: FAQ
How many banks are in White Bear Lake, MN?
White Bear Lake has 9 banks with 10 branches and 1 credit union with 1 office, according to FDIC data as of September 5, 2026 and NCUA data as of March 31, 2026.
Which bank has the most branches in White Bear Lake?
U.S. Bank, with 2. Wells Fargo has 1 and Huntington has 1.
Is there a U.S. Bank in White Bear Lake, MN?
Yes. FDIC data lists 2 U.S. Bank branches in White Bear Lake as of September 5, 2026. Its branches are listed under U.S. Bank above, with the address and directions for each.
Is there a Wells Fargo in White Bear Lake, MN?
Yes. FDIC data lists 1 Wells Fargo branch in White Bear Lake as of September 5, 2026. The address and directions are under Wells Fargo above.
Is there a Huntington in White Bear Lake, MN?
Yes. FDIC data lists 1 Huntington branch in White Bear Lake as of September 5, 2026. The address and directions are under Huntington above.
Is there a Chase in White Bear Lake, MN?
No. FDIC data lists no Chase branch in White Bear Lake as of September 5, 2026. The nearest is in Saint Paul, about 4 miles away in a straight line.
Which banks in White Bear Lake are open on Saturday?
U.S. Bank, Wells Fargo, Huntington and Royal Credit Union publish Saturday hours for one or more White Bear Lake locations. The Saturday section above lists each one with its hours. 5 of the 11 locations here do not publish hours in the sources this page uses; call ahead.
What is the oldest bank in White Bear Lake?
U.S. Bank has the longest record among banks with a branch here: the FDIC shows it operating since 1863.
Which credit unions can I join in White Bear Lake?
Royal Credit Union has an office in White Bear Lake. Check each credit union's membership rules before you apply.
Did any bank branches open or close in White Bear Lake in the past year?
FDIC branch records show no branch openings between September 5, 2025 and September 5, 2026. Closings and relocations are not tracked by the sources this page uses yet.
Where can I find more banks near White Bear Lake?
Nearby cities with more banks include Vadnais Heights, Maplewood, North Oaks. Vadnais Heights is 2 miles away with 2 banks.
How we build this page
Every figure above comes from one of these sources. Nothing is typed by hand, nothing is estimated.
| Data | Source | License | Updated | Data as of |
|---|---|---|---|---|
| FDIC-insured banks: branches, main offices, total assets, dates established | FDIC BankFind Suite API | Public data (U.S. government) | Monthly import | Sep 5, 2026 |
| Credit union offices, phones and hours as filed with the NCUA, total assets | NCUA call report data | Public data (U.S. government) | Quarterly import | Mar 31, 2026 |
| Map coordinates of 1 credit union offices whose NCUA record has none, from the office address | U.S. Census Bureau Geocoder | Public data (U.S. government) | With each NCUA import | Oct 19, 2026 |
| Bank branch hours, phones and branch pages (5 of 10 branches: Huntington, Old National, U.S. Bank, Wells Fargo) | The banks' own branch locators, collected by All The Places | CC0 (All The Places data); each bank's locator is the primary source | Weekly spider run, monthly refresh here | Oct 10, 2026 |
| Savings and CD rates, national averages | Banrox Bank Rates | Banrox, from the banks' own rate pages and FDIC national rates | Weekly | see each rate |
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