US Bank Directory

Banks in North Oaks, MN

2 FDIC-insured banks operate 2 offices in North Oaks, Minnesota.

Source: FDIC BankFind, data as of September 5, 2026.

Bank branch map: North Oaks

Banks sit at the coordinates in their FDIC record; credit union offices at their NCUA address, located with the U.S. Census Bureau Geocoder. Point at a marker for today's hours, tap it for the address, directions and the bank's site.

Short answer: 2 banks and credit unions operate 2 locations in North Oaks, according to the FDIC. 2 of them have coordinates on record and are on the map. ATMs and opening hours are not in the sources this page uses yet; each marker links to directions.

BankMain office

Branches: FDIC, NCUA. Streets: loading.

2 locations on the map

Tap a cluster to zoom in

Positions are the regulators' own coordinates, or the Census Geocoder's point for the address, and can sit a few hundred feet from the door. Streets, buildings and parks come from OpenStreetMap through OpenFreeMap, with every street named as you zoom in; if that map cannot load, a simpler map drawn from the Census Bureau's TIGER/Line files takes its place. ATMs will follow with the Overture Maps import.

All banks in North Oaks

Sorted by number of local branches. Each branch shows where its hours and phone number come from.

Short answer: Tradition Capital Bank and BankCherokee have the most locations in North Oaks, with 1 each. 2 banks have a single office in the city. Open any bank to see each address, today's hours where the bank publishes them and the phone number.

BankCherokee 1 branch · main office Saint Paul, MN Bank · 1

BankCherokee has 1 branch in North Oaks, 3 across Minnesota and 3 nationwide. FDIC records list its main office in Saint Paul, MN and show it operating since 1908. With $401.9 million in total assets on June 30, 2026, it ranks No. 2,066 of 4,232 U.S. banks by total assets. The North Oaks Branch at 999 Village Center Dr dates to 1995 in FDIC branch records. It does not publish hours in the sources this page uses; check its site before you go.

  • North Oaks Branch
    999 Village Center Dr, 55127
    Hours: see the bank's site
BankCherokee: profile, branches and contacts
Tradition Capital Bank 1 branch · main office Wayzata, MN Bank · 1

Tradition Capital Bank has 1 branch in North Oaks, 3 across Minnesota and 4 nationwide. FDIC records list its main office in Wayzata, MN and show it operating since 2005. With $2.72 billion in total assets on June 30, 2026, it ranks No. 474 of 4,232 U.S. banks by total assets. The North Oaks Branch at 100 Village Center Dr dates to 2018 in FDIC branch records. It does not publish hours in the sources this page uses; check its site before you go.

  • North Oaks Branch
    100 Village Center Dr, 55127
    Hours: see the bank's site
Tradition Capital Bank: profile, branches and contacts

Banking in North Oaks: the local picture

Short answer: 2 banks run 2 branches in North Oaks according to the FDIC. A population estimate for this place is not available from the Census Bureau, so branches per resident are not shown.

Of the 2 banks, 0 have their main office in North Oaks, 2 elsewhere in Minnesota, according to the FDIC.

The bank with the longest record here is BankCherokee, operating since 1908 according to the FDIC. In FDIC branch records, the longest-running branch is BankCherokee's office at 999 Village Center Dr, dating to 1995; the newest is Tradition Capital Bank's at 100 Village Center Dr, from 2018.

None of the 2 locations here publishes hours in the sources this page uses. Each branch links to the bank's own site.

Chase, Bank of America and other national banks

Which big national banks have branches in North Oaks, and where the nearest one is if they do not.

Short answer: No branches in North Oaks: Chase (nearest in Roseville, 6 mi), Wells Fargo (nearest in Arden Hills, 3 mi), Bank of America (nearest in Roseville, 5 mi), PNC Bank, U.S. Bank (nearest in Shoreview, 1 mi), Truist, Fifth Third Bank, Huntington (nearest in Shoreview, 2 mi), Regions Bank, TD Bank, BMO (nearest in Roseville, 6 mi).

BankIn North OaksNearest branch if none here
ChaseNoneRoseville, 6 miles away
Wells FargoNoneArden Hills, 3 miles away
Bank of AmericaNoneRoseville, 5 miles away
PNC BankNonenone in Minnesota
U.S. BankNoneShoreview, 1 mile away
TruistNonenone in Minnesota
Fifth Third BankNonenone in Minnesota
HuntingtonNoneShoreview, 2 miles away
Regions BankNonenone in Minnesota
TD BankNonenone in Minnesota
BMONoneRoseville, 6 miles away

Branch counts from FDIC BankFind as of September 5, 2026. Distances are straight-line miles from the center of North Oaks to the nearest branch in Minnesota.

What your savings could earn

National benchmarks and the best published offers, from the Banrox Bank Rates tracker. Enter your own balance and rate to compare.

Short answer: At the national average savings rate of 0.38%, $10,000 kept in savings for a year earns about $38. The best published savings rate in the tracker, 3.75% at CIT Bank, earns about $375. The national average 12-month CD pays 1.71%.

Fed Funds Target Range3.75% - 4.00%FOMC, Sep 16 2026
30-Yr Fixed Mortgage Avg6.76%Freddie Mac PMMS, Sep 10 2026
15-Yr Fixed Mortgage Avg6.09%Freddie Mac PMMS, Sep 10 2026
Avg Credit Card APR22.15%Fed G.19, accounts assessed interest, Q2 2026
Best 12-Month CD4.25%Barclays and Popular Direct, Sep 16 2026
Best High-Yield Savings3.95%Bread Savings, Sep 16 2026

One year at this rate earns about $0; at the best published savings rate (3.75%) about $0.

OfferBankAPYTermMinimum
SavingsCIT Bank3.75%none$5,000
SavingsBarclays3.50%none$0
SavingsMarcus by Goldman Sachs3.40%none$0
CDSynchrony Bank4.35%60 Months$0
CDMarcus by Goldman Sachs4.35%24 Months$500
CDAmerican Express National Bank4.25%10 Months$0

Rates are the banks' published APYs as tracked on the Banrox Bank Rates page, with the date next to each benchmark; they are not offers from Banrox and can change daily. Interest is before tax. The best offers are mostly online banks and are open to North Oaks residents like anyone else.

Banks near North Oaks

Nearby cities with at least two banks, by straight-line distance. Counts from FDIC BankFind.

Short answer: The closest towns with more choice are Shoreview (1 mile) and Arden Hills (3 miles). Roseville, 5 miles away, has the most banks nearby: 15.

Bank branch openings and closings in North Oaks

FDIC branch records, between September 5, 2025 and September 5, 2026.

Short answer: FDIC branch records show no bank branch openings in North Oaks between September 5, 2025 and September 5, 2026. Closings and relocations are not tracked by the sources this page uses yet.

Largest banks in North Oaks by total assets

Ranked by each bank's total assets on its FDIC balance sheet, which covers the whole bank, not only its North Oaks offices.

Short answer: Tradition Capital Bank is the largest bank with offices in North Oaks, with $2.72 billion in total assets on June 30, 2026, No. 474 among U.S. banks by total assets. BankCherokee is second with $401.9 million. Local deposit shares will follow once the FDIC Summary of Deposits is imported.

BankTotal assetsRankOffices hereMain office
Tradition Capital Bank$2.72 billionNo. 4741Wayzata, MN
BankCherokee$401.9 millionNo. 2,0661Saint Paul, MN

Total assets and ranks from FDIC BankFind as of June 30, 2026. Rank is among active banks that report total assets to the FDIC.

Banks in North Oaks: FAQ

How many banks are in North Oaks, MN?

North Oaks has 2 banks with 2 branches, according to FDIC data as of September 5, 2026.

Which bank has the most branches in North Oaks?

Tradition Capital Bank, with 1. BankCherokee has 1.

Is there a Tradition Capital Bank in North Oaks, MN?

Yes. FDIC data lists 1 Tradition Capital Bank branch in North Oaks as of September 5, 2026. The address and directions are under Tradition Capital Bank above.

Is there a BankCherokee in North Oaks, MN?

Yes. FDIC data lists 1 BankCherokee branch in North Oaks as of September 5, 2026. The address and directions are under BankCherokee above.

Is there a Chase in North Oaks, MN?

No. FDIC data lists no Chase branch in North Oaks as of September 5, 2026. The nearest is in Roseville, about 6 miles away in a straight line.

What is the oldest bank in North Oaks?

BankCherokee has the longest record among banks with a branch here: the FDIC shows it operating since 1908.

Did any bank branches open or close in North Oaks in the past year?

FDIC branch records show no branch openings between September 5, 2025 and September 5, 2026. Closings and relocations are not tracked by the sources this page uses yet.

Where can I find more banks near North Oaks?

Nearby cities with more banks include Shoreview, Arden Hills, Vadnais Heights. Shoreview is 1 miles away with 4 banks.

How we build this page

Every figure above comes from one of these sources. Nothing is typed by hand, nothing is estimated.

DataSourceLicenseUpdatedData as of
FDIC-insured banks: branches, main offices, total assets, dates establishedFDIC BankFind Suite APIPublic data (U.S. government)Monthly importSep 5, 2026
Savings and CD rates, national averagesBanrox Bank RatesBanrox, from the banks' own rate pages and FDIC national ratesWeeklysee each rate

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