Banks in Saint Stephen, MN

Bank branch map: Saint Stephen

Banks sit at the coordinates in their FDIC record; credit union offices at their NCUA address, located with the U.S. Census Bureau Geocoder. Point at a marker for today's hours, tap it for the address, directions and the bank's site.

Short answer: 1 institution operates 1 location in Saint Stephen, according to the FDIC. 1 of them has coordinates on record and is on the map. ATMs and opening hours are not in the sources this page uses yet; each marker links to directions.

Positions are the regulators' own coordinates, or the Census Geocoder's point for the address, and can sit a few hundred feet from the door. Streets, buildings and parks come from OpenStreetMap through OpenFreeMap, with every street named as you zoom in; if that map cannot load, a simpler map drawn from the Census Bureau's TIGER/Line files takes its place. ATMs will follow with the Overture Maps import.

All banks in Saint Stephen

Sorted by number of local branches. Each branch shows where its hours and phone number come from.

Short answer: Sentry Bank is the only bank with an office in Saint Stephen. Open any bank to see each address, today's hours where the bank publishes them and the phone number.

Sentry Bank 1 branch · main office Saint Joseph, MN Bank · 1

Sentry Bank has 1 branch in Saint Stephen, 4 across Minnesota and 4 nationwide. FDIC records list its main office in Saint Joseph, MN and show it operating since 1904. With $415.5 million in total assets on June 30, 2026, it ranks No. 2,030 of 4,232 U.S. banks by total assets. The St. Stephen State Bank Branch at 2 Central Ave S dates to 1920 in FDIC branch records. It does not publish hours in the sources this page uses; check its site before you go.

• St. Stephen State Bank Branch

  2 Central Ave S, 56375

  Hours: see the bank's site
  DirectionsWebsite

Sentry Bank: profile, branches and contacts

Banking in Saint Stephen: the local picture

Short answer: 1 bank runs 1 branch in Saint Stephen according to the FDIC. A population estimate for this place is not available from the Census Bureau, so branches per resident are not shown.

Sentry Bank has its main office in Saint Joseph, MN, according to the FDIC.

The bank with the longest record here is Sentry Bank, operating since 1904 according to the FDIC.

The one location here does not publish hours in the sources this page uses. Each branch links to the bank's own site.

Chase, Bank of America and other national banks

Which big national banks have branches in Saint Stephen, and where the nearest one is if they do not.

Short answer: No branches in Saint Stephen: Chase (nearest in Saint Cloud, 11 mi), Wells Fargo (nearest in Sauk Rapids, 9 mi), Bank of America (nearest in Coon Rapids, 57 mi), PNC Bank, U.S. Bank (nearest in Sartell, 8 mi), Truist, Fifth Third Bank, Huntington (nearest in Saint Cloud, 11 mi), Regions Bank, TD Bank, BMO (nearest in Little Falls, 19 mi).

Branch counts from FDIC BankFind as of September 5, 2026. Distances are straight-line miles from the center of Saint Stephen to the nearest branch in Minnesota.

What your savings could earn

National benchmarks and the best published offers, from the Banrox Bank Rates tracker. Enter your own balance and rate to compare.

Short answer: At the national average savings rate of 0.38%, $10,000 kept in savings for a year earns about $38. The best published savings rate in the tracker, 3.75% at CIT Bank, earns about $375. The national average 12-month CD pays 1.71%.

Rates are the banks' published APYs as tracked on the Banrox Bank Rates page, with the date next to each benchmark; they are not offers from Banrox and can change daily. Interest is before tax. The best offers are mostly online banks and are open to Saint Stephen residents like anyone else.

Banks near Saint Stephen

Nearby cities with at least two banks, by straight-line distance. Counts from FDIC BankFind.

Short answer: The closest towns with more choice are Rice (6 miles) and Sartell (8 miles). Saint Cloud, 11 miles away, has the most banks nearby: 15.

Bank branch openings and closings in Saint Stephen

FDIC branch records, between September 5, 2025 and September 5, 2026.

Short answer: FDIC branch records show no bank branch openings in Saint Stephen between September 5, 2025 and September 5, 2026. Closings and relocations are not tracked by the sources this page uses yet.

Largest banks in Saint Stephen by total assets

Ranked by each bank's total assets on its FDIC balance sheet, which covers the whole bank, not only its Saint Stephen offices.

Short answer: Sentry Bank is the largest bank with offices in Saint Stephen, with $415.5 million in total assets on June 30, 2026, No. 2,030 among U.S. banks by total assets. Local deposit shares will follow once the FDIC Summary of Deposits is imported.

Total assets and ranks from FDIC BankFind as of June 30, 2026. Rank is among active banks that report total assets to the FDIC.

Banks in Saint Stephen: FAQ

How we build this page

Every figure above comes from one of these sources. Nothing is typed by hand, nothing is estimated.