US Bank Directory

Banks in Deer Creek, MN

1 FDIC-insured bank operates 1 office in Deer Creek, Minnesota.

Source: FDIC BankFind, data as of September 5, 2026.

Bank branch map: Deer Creek

Banks sit at the coordinates in their FDIC record; credit union offices at their NCUA address, located with the U.S. Census Bureau Geocoder. Point at a marker for today's hours, tap it for the address, directions and the bank's site.

Short answer: 1 institution operates 1 location in Deer Creek, according to the FDIC. 1 of them has coordinates on record and is on the map. ATMs and opening hours are not in the sources this page uses yet; each marker links to directions.

BankMain office

Branches: FDIC, NCUA. Streets: loading.

1 location on the map

Tap a cluster to zoom in

Positions are the regulators' own coordinates, or the Census Geocoder's point for the address, and can sit a few hundred feet from the door. Streets, buildings and parks come from OpenStreetMap through OpenFreeMap, with every street named as you zoom in; if that map cannot load, a simpler map drawn from the Census Bureau's TIGER/Line files takes its place. ATMs will follow with the Overture Maps import.

All banks in Deer Creek

Sorted by number of local branches. Each branch shows where its hours and phone number come from.

Short answer: Wadena State Bank is the only bank with an office in Deer Creek. Open any bank to see each address, today's hours where the bank publishes them and the phone number.

Wadena State Bank 1 branch · main office Wadena, MN Bank · 1

Wadena State Bank has 1 branch in Deer Creek, 4 across Minnesota and 4 nationwide. FDIC records list its main office in Wadena, MN and show it operating since 1917. With $206.6 million in total assets on June 30, 2026, it ranks No. 2,951 of 4,232 U.S. banks by total assets. The Deer Creek Branch at 121 Main Avenue East dates to 1948 in FDIC branch records. It does not publish hours in the sources this page uses; check its site before you go.

  • Deer Creek Branch
    121 Main Avenue East, 56527
    Hours: see the bank's site
Wadena State Bank: profile, branches and contacts

Banking in Deer Creek: the local picture

Short answer: 1 bank runs 1 branch in Deer Creek according to the FDIC. A population estimate for this place is not available from the Census Bureau, so branches per resident are not shown.

Wadena State Bank has its main office in Wadena, MN, according to the FDIC.

The bank with the longest record here is Wadena State Bank, operating since 1917 according to the FDIC.

The one location here does not publish hours in the sources this page uses. Each branch links to the bank's own site.

Chase, Bank of America and other national banks

Which big national banks have branches in Deer Creek, and where the nearest one is if they do not.

Short answer: No branches in Deer Creek: Chase (nearest in Saint Cloud, 80 mi), Wells Fargo (nearest in Alexandria, 35 mi), Bank of America (nearest in Coon Rapids, 126 mi), PNC Bank, U.S. Bank (nearest in Alexandria, 35 mi), Truist, Fifth Third Bank, Huntington (nearest in Saint Cloud, 80 mi), Regions Bank, TD Bank, BMO (nearest in Fergus Falls, 37 mi).

BankIn Deer CreekNearest branch if none here
ChaseNoneSaint Cloud, 80 miles away
Wells FargoNoneAlexandria, 35 miles away
Bank of AmericaNoneCoon Rapids, 126 miles away
PNC BankNonenone in Minnesota
U.S. BankNoneAlexandria, 35 miles away
TruistNonenone in Minnesota
Fifth Third BankNonenone in Minnesota
HuntingtonNoneSaint Cloud, 80 miles away
Regions BankNonenone in Minnesota
TD BankNonenone in Minnesota
BMONoneFergus Falls, 37 miles away

Branch counts from FDIC BankFind as of September 5, 2026. Distances are straight-line miles from the center of Deer Creek to the nearest branch in Minnesota.

What your savings could earn

National benchmarks and the best published offers, from the Banrox Bank Rates tracker. Enter your own balance and rate to compare.

Short answer: At the national average savings rate of 0.38%, $10,000 kept in savings for a year earns about $38. The best published savings rate in the tracker, 3.75% at CIT Bank, earns about $375. The national average 12-month CD pays 1.71%.

Fed Funds Target Range3.75% - 4.00%FOMC, Sep 16 2026
30-Yr Fixed Mortgage Avg6.76%Freddie Mac PMMS, Sep 10 2026
15-Yr Fixed Mortgage Avg6.09%Freddie Mac PMMS, Sep 10 2026
Avg Credit Card APR22.15%Fed G.19, accounts assessed interest, Q2 2026
Best 12-Month CD4.25%Barclays and Popular Direct, Sep 16 2026
Best High-Yield Savings3.95%Bread Savings, Sep 16 2026

One year at this rate earns about $0; at the best published savings rate (3.75%) about $0.

OfferBankAPYTermMinimum
SavingsCIT Bank3.75%none$5,000
SavingsBarclays3.50%none$0
SavingsMarcus by Goldman Sachs3.40%none$0
CDSynchrony Bank4.35%60 Months$0
CDMarcus by Goldman Sachs4.35%24 Months$500
CDAmerican Express National Bank4.25%10 Months$0

Rates are the banks' published APYs as tracked on the Banrox Bank Rates page, with the date next to each benchmark; they are not offers from Banrox and can change daily. Interest is before tax. The best offers are mostly online banks and are open to Deer Creek residents like anyone else.

Banks near Deer Creek

Nearby cities with at least two banks, by straight-line distance. Counts from FDIC BankFind.

Short answer: The closest towns with more choice are Wadena (9 miles) and Perham (18 miles). Alexandria, 36 miles away, has the most banks nearby: 12.

Bank branch openings and closings in Deer Creek

FDIC branch records, between September 5, 2025 and September 5, 2026.

Short answer: FDIC branch records show no bank branch openings in Deer Creek between September 5, 2025 and September 5, 2026. Closings and relocations are not tracked by the sources this page uses yet.

Largest banks in Deer Creek by total assets

Ranked by each bank's total assets on its FDIC balance sheet, which covers the whole bank, not only its Deer Creek offices.

Short answer: Wadena State Bank is the largest bank with offices in Deer Creek, with $206.6 million in total assets on June 30, 2026, No. 2,951 among U.S. banks by total assets. Local deposit shares will follow once the FDIC Summary of Deposits is imported.

BankTotal assetsRankOffices hereMain office
Wadena State Bank$206.6 millionNo. 2,9511Wadena, MN

Total assets and ranks from FDIC BankFind as of June 30, 2026. Rank is among active banks that report total assets to the FDIC.

Banks in Deer Creek: FAQ

How many banks are in Deer Creek, MN?

Deer Creek has 1 bank with 1 branch, according to FDIC data as of September 5, 2026.

Is there a Wadena State Bank in Deer Creek, MN?

Yes. FDIC data lists 1 Wadena State Bank branch in Deer Creek as of September 5, 2026. The address and directions are under Wadena State Bank above.

Is there a Chase in Deer Creek, MN?

No. FDIC data lists no Chase branch in Deer Creek as of September 5, 2026. The nearest is in Saint Cloud, about 80 miles away in a straight line.

What is the oldest bank in Deer Creek?

Wadena State Bank has the longest record among banks with a branch here: the FDIC shows it operating since 1917.

Did any bank branches open or close in Deer Creek in the past year?

FDIC branch records show no branch openings between September 5, 2025 and September 5, 2026. Closings and relocations are not tracked by the sources this page uses yet.

Where can I find more banks near Deer Creek?

Nearby cities with more banks include Wadena, Perham, Staples. Wadena is 9 miles away with 2 banks.

How we build this page

Every figure above comes from one of these sources. Nothing is typed by hand, nothing is estimated.

DataSourceLicenseUpdatedData as of
FDIC-insured banks: branches, main offices, total assets, dates establishedFDIC BankFind Suite APIPublic data (U.S. government)Monthly importSep 5, 2026
Savings and CD rates, national averagesBanrox Bank RatesBanrox, from the banks' own rate pages and FDIC national ratesWeeklysee each rate

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