US Bank Directory
Banks in Cook, MN
1 FDIC-insured bank operates 1 office in Cook, Minnesota, and 1 credit union has 2 offices.
Source: FDIC BankFind, data as of September 5, 2026; NCUA call report as of March 31, 2026.
Bank branch map: Cook
Banks sit at the coordinates in their FDIC record; credit union offices at their NCUA address, located with the U.S. Census Bureau Geocoder. Point at a marker for today's hours, tap it for the address, directions and the bank's site.
Short answer: 2 banks and credit unions operate 3 locations in Cook, according to the FDIC and the NCUA. 3 of them have coordinates on record and are on the map. 2 publish opening hours.
Branches: FDIC, NCUA. Streets: loading.
3 locations on the map
Tap a cluster to zoom in
Positions are the regulators' own coordinates, or the Census Geocoder's point for the address, and can sit a few hundred feet from the door. Streets, buildings and parks come from OpenStreetMap through OpenFreeMap, with every street named as you zoom in; if that map cannot load, a simpler map drawn from the Census Bureau's TIGER/Line files takes its place. ATMs will follow with the Overture Maps import.
All banks and credit unions in Cook
Sorted by number of local branches. Each branch shows where its hours and phone number come from.
Short answer: Park State Bank is the only bank with an office in Cook. Open any bank to see each address, today's hours where the bank publishes them and the phone number.
North Star Credit Union Credit union · 2
North Star Credit Union has 2 officees in Cook, 5 across Minnesota. It is based in Cook, MN and $112.7 million in assets on March 31, 2026, according to its NCUA call report. None of its 2 Cook locations with published hours lists Saturday hours.
Who can join: see the credit union's site.
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Main Office main office24 S River St, 55723
All hours
Mon to Thu 8:30 am to 5 pm; Fri 8:30 am to 6 pm; Sat to Sun not published
Hours: NCUA, March 31, 2026
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North Star Credit Union North Woods Money Cave10248 E Olson Rd, 55723
All hours
Mon to Wed not published; Thu 8 am to 1 pm; Fri to Sun not published
Hours: NCUA, March 31, 2026
Park State Bank Bank · 1
Park State Bank has 1 branch in Cook, 17 across Minnesota and 18 nationwide. FDIC records list its main office in Duluth, MN and show it operating since 1916. With $1.49 billion in total assets on June 30, 2026, it ranks No. 744 of 4,232 U.S. banks by total assets. The Cook Branch at 128 N Highway 53 dates to 1998 in FDIC branch records. It does not publish hours in the sources this page uses; check its site before you go.
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Cook Branch128 N Highway 53, 55723
Join a credit union in Cook
1 credit union has 2 offices here: North Star Credit Union. Each office is listed above with the phone and the hours it filed with the NCUA (call report as of March 31, 2026). Who can join each one is on its own site; the credit unions in Cook page has every office in the state's directory.
Banking in Cook: the local picture
Short answer: 1 bank runs 1 branch in Cook according to the FDIC. A population estimate for this place is not available from the Census Bureau, so branches per resident are not shown.
Park State Bank has its main office in Duluth, MN, according to the FDIC.
The bank with the longest record here is Park State Bank, operating since 1916 according to the FDIC.
The only credit union with an office here is North Star Credit Union.
Of the 2 locations with published hours. None open on Saturday. 1 location has no published hours in these sources.
Saturday hours in Cook
Short answer: None of the 2 Cook locations with published hours lists Saturday hours. 1 location does not publish hours in these sources; call ahead.
Credit union hours are the text each credit union filed with the NCUA, call report as of March 31, 2026; a day the filing does not mention is shown as not published, never as closed. Bank branches show hours only where the bank publishes them in a source this page uses; 1 of the 3 locations here have no published hours yet. The source and date sit under each office. Banks and credit unions often close on Federal Reserve holidays; call ahead.
Chase, Bank of America and other national banks
Which big national banks have branches in Cook, and where the nearest one is if they do not.
Short answer: No branches in Cook: Chase (nearest in Saint Cloud, 173 mi), Wells Fargo (nearest in Virginia, 24 mi), Bank of America (nearest in Blaine, 185 mi), PNC Bank, U.S. Bank (nearest in Virginia, 24 mi), Truist, Fifth Third Bank, Huntington (nearest in Duluth, 77 mi), Regions Bank, TD Bank, BMO (nearest in Little Falls, 152 mi).
| Bank | In Cook | Nearest branch if none here |
|---|---|---|
| Chase | None | Saint Cloud, 173 miles away |
| Wells Fargo | None | Virginia, 24 miles away |
| Bank of America | None | Blaine, 185 miles away |
| PNC Bank | None | none in Minnesota |
| U.S. Bank | None | Virginia, 24 miles away |
| Truist | None | none in Minnesota |
| Fifth Third Bank | None | none in Minnesota |
| Huntington | None | Duluth, 77 miles away |
| Regions Bank | None | none in Minnesota |
| TD Bank | None | none in Minnesota |
| BMO | None | Little Falls, 152 miles away |
Branch counts from FDIC BankFind as of September 5, 2026. Distances are straight-line miles from the center of Cook to the nearest branch in Minnesota.
What your savings could earn
National benchmarks and the best published offers, from the Banrox Bank Rates tracker. Enter your own balance and rate to compare.
Short answer: At the national average savings rate of 0.38%, $10,000 kept in savings for a year earns about $38. The best published savings rate in the tracker, 3.75% at CIT Bank, earns about $375. The national average 12-month CD pays 1.71%.
| Offer | Bank | APY | Term | Minimum |
|---|---|---|---|---|
| Savings | CIT Bank | 3.75% | none | $5,000 |
| Savings | Barclays | 3.50% | none | $0 |
| Savings | Marcus by Goldman Sachs | 3.40% | none | $0 |
| CD | Synchrony Bank | 4.35% | 60 Months | $0 |
| CD | Marcus by Goldman Sachs | 4.35% | 24 Months | $500 |
| CD | American Express National Bank | 4.25% | 10 Months | $0 |
Rates are the banks' published APYs as tracked on the Banrox Bank Rates page, with the date next to each benchmark; they are not offers from Banrox and can change daily. Interest is before tax. The best offers are mostly online banks and are open to Cook residents like anyone else.
Banks near Cook
Nearby cities with at least two banks, by straight-line distance. Counts from FDIC BankFind.
Short answer: The closest towns with more choice are Virginia (24 miles) and Hibbing (32 miles). Grand Rapids, 58 miles away, has the most banks nearby: 7.
| City | Distance | Banks | Branches |
|---|---|---|---|
| Banks in Virginia, MN | 24 mi | 5 | 6 |
| Banks in Hibbing, MN | 32 mi | 5 | 5 |
| Banks in Ely, MN | 39 mi | 3 | 3 |
| Banks in Grand Rapids, MN | 58 mi | 7 | 9 |
| Banks in International Falls, MN | 61 mi | 3 | 3 |
| Banks in Deer River, MN | 62 mi | 2 | 2 |
| Banks in Two Harbors, MN | 75 mi | 2 | 2 |
| Banks in Hermantown, MN | 76 mi | 5 | 5 |
Bank branch openings and closings in Cook
FDIC branch records, between September 5, 2025 and September 5, 2026.
Short answer: FDIC branch records show no bank branch openings in Cook between September 5, 2025 and September 5, 2026. Closings and relocations are not tracked by the sources this page uses yet.
Banks and credit unions based in Cook
Short answer: 1 institution has its main office in Cook: North Star Credit Union.
| Institution | Type | Total assets, March 31, 2026 | Offices here |
|---|---|---|---|
| North Star Credit Union | Credit union | $112.7 million | 2 |
Banks: FDIC BankFind (community-bank flag and assets). Credit unions: NCUA call report.
Largest banks in Cook by total assets
Ranked by each bank's total assets on its FDIC balance sheet, which covers the whole bank, not only its Cook offices.
Short answer: Park State Bank is the largest bank with offices in Cook, with $1.49 billion in total assets on June 30, 2026, No. 744 among U.S. banks by total assets. Local deposit shares will follow once the FDIC Summary of Deposits is imported.
| Bank | Total assets | Rank | Offices here | Main office |
|---|---|---|---|---|
| Park State Bank | $1.49 billion | No. 744 | 1 | Duluth, MN |
Total assets and ranks from FDIC BankFind as of June 30, 2026. Rank is among active banks that report total assets to the FDIC.
Banks in Cook: FAQ
How many banks are in Cook, MN?
Cook has 1 bank with 1 branch and 1 credit union with 2 offices, according to FDIC data as of September 5, 2026 and NCUA data as of March 31, 2026.
Is there a Park State Bank in Cook, MN?
Yes. FDIC data lists 1 Park State Bank branch in Cook as of September 5, 2026. The address and directions are under Park State Bank above.
Is there a Chase in Cook, MN?
No. FDIC data lists no Chase branch in Cook as of September 5, 2026. The nearest is in Saint Cloud, about 173 miles away in a straight line.
Which banks in Cook are open on Saturday?
None of the 2 locations with published hours lists Saturday hours. 1 location does not publish hours in our sources; call ahead.
Which banks are headquartered in Cook?
North Star Credit Union has its main office in Cook, according to the FDIC and the NCUA.
What is the oldest bank in Cook?
Park State Bank has the longest record among banks with a branch here: the FDIC shows it operating since 1916.
Which credit unions can I join in Cook?
North Star Credit Union has an office in Cook. Check each credit union's membership rules before you apply.
Did any bank branches open or close in Cook in the past year?
FDIC branch records show no branch openings between September 5, 2025 and September 5, 2026. Closings and relocations are not tracked by the sources this page uses yet.
Where can I find more banks near Cook?
Nearby cities with more banks include Virginia, Hibbing, Ely. Virginia is 24 miles away with 5 banks.
How we build this page
Every figure above comes from one of these sources. Nothing is typed by hand, nothing is estimated.
| Data | Source | License | Updated | Data as of |
|---|---|---|---|---|
| FDIC-insured banks: branches, main offices, total assets, dates established | FDIC BankFind Suite API | Public data (U.S. government) | Monthly import | Sep 5, 2026 |
| Credit union offices, phones and hours as filed with the NCUA, total assets | NCUA call report data | Public data (U.S. government) | Quarterly import | Mar 31, 2026 |
| Map coordinates of 2 credit union offices whose NCUA record has none, from the office address | U.S. Census Bureau Geocoder | Public data (U.S. government) | With each NCUA import | Oct 19, 2026 |
| Savings and CD rates, national averages | Banrox Bank Rates | Banrox, from the banks' own rate pages and FDIC national rates | Weekly | see each rate |
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