US Bank Directory

Banks in Beardsley, MN

1 FDIC-insured bank operates 1 office in Beardsley, Minnesota.

Source: FDIC BankFind, data as of September 5, 2026.

Bank branch map: Beardsley

Banks sit at the coordinates in their FDIC record; credit union offices at their NCUA address, located with the U.S. Census Bureau Geocoder. Point at a marker for today's hours, tap it for the address, directions and the bank's site.

Short answer: 1 institution operates 1 location in Beardsley, according to the FDIC. 1 of them has coordinates on record and is on the map. ATMs and opening hours are not in the sources this page uses yet; each marker links to directions.

BankMain office

Branches: FDIC, NCUA. Streets: loading.

1 location on the map

Tap a cluster to zoom in

Positions are the regulators' own coordinates, or the Census Geocoder's point for the address, and can sit a few hundred feet from the door. Streets, buildings and parks come from OpenStreetMap through OpenFreeMap, with every street named as you zoom in; if that map cannot load, a simpler map drawn from the Census Bureau's TIGER/Line files takes its place. ATMs will follow with the Overture Maps import.

All banks in Beardsley

Sorted by number of local branches. Each branch shows where its hours and phone number come from.

Short answer: First Independent Bank is the only bank with an office in Beardsley. Open any bank to see each address, today's hours where the bank publishes them and the phone number.

First Independent Bank 1 branch · main office Russell, MN Bank · 1

First Independent Bank has 1 branch in Beardsley, 12 across Minnesota and 12 nationwide. FDIC records list its main office in Russell, MN and show it operating since 1903. With $632.3 million in total assets on June 30, 2026, it ranks No. 1,501 of 4,232 U.S. banks by total assets. The Beardsley Branch at 101 Main St N dates to 1930 in FDIC branch records. It does not publish hours in the sources this page uses; check its site before you go.

First Independent Bank: profile, branches and contacts

Banking in Beardsley: the local picture

Short answer: 1 bank runs 1 branch in Beardsley according to the FDIC. A population estimate for this place is not available from the Census Bureau, so branches per resident are not shown.

First Independent Bank has its main office in Russell, MN, according to the FDIC.

The bank with the longest record here is First Independent Bank, operating since 1903 according to the FDIC.

The one location here does not publish hours in the sources this page uses. Each branch links to the bank's own site.

Chase, Bank of America and other national banks

Which big national banks have branches in Beardsley, and where the nearest one is if they do not.

Short answer: No branches in Beardsley: Chase (nearest in Saint Cloud, 124 mi), Wells Fargo (nearest in Fergus Falls, 59 mi), Bank of America (nearest in Maple Grove, 162 mi), PNC Bank, U.S. Bank (nearest in Fergus Falls, 59 mi), Truist, Fifth Third Bank, Huntington (nearest in Saint Cloud, 122 mi), Regions Bank, TD Bank, BMO (nearest in Morris, 39 mi).

BankIn BeardsleyNearest branch if none here
ChaseNoneSaint Cloud, 124 miles away
Wells FargoNoneFergus Falls, 59 miles away
Bank of AmericaNoneMaple Grove, 162 miles away
PNC BankNonenone in Minnesota
U.S. BankNoneFergus Falls, 59 miles away
TruistNonenone in Minnesota
Fifth Third BankNonenone in Minnesota
HuntingtonNoneSaint Cloud, 122 miles away
Regions BankNonenone in Minnesota
TD BankNonenone in Minnesota
BMONoneMorris, 39 miles away

Branch counts from FDIC BankFind as of September 5, 2026. Distances are straight-line miles from the center of Beardsley to the nearest branch in Minnesota.

What your savings could earn

National benchmarks and the best published offers, from the Banrox Bank Rates tracker. Enter your own balance and rate to compare.

Short answer: At the national average savings rate of 0.38%, $10,000 kept in savings for a year earns about $38. The best published savings rate in the tracker, 3.75% at CIT Bank, earns about $375. The national average 12-month CD pays 1.71%.

Fed Funds Target Range3.75% - 4.00%FOMC, Sep 16 2026
30-Yr Fixed Mortgage Avg6.76%Freddie Mac PMMS, Sep 10 2026
15-Yr Fixed Mortgage Avg6.09%Freddie Mac PMMS, Sep 10 2026
Avg Credit Card APR22.15%Fed G.19, accounts assessed interest, Q2 2026
Best 12-Month CD4.25%Barclays and Popular Direct, Sep 16 2026
Best High-Yield Savings3.95%Bread Savings, Sep 16 2026

One year at this rate earns about $0; at the best published savings rate (3.75%) about $0.

OfferBankAPYTermMinimum
SavingsCIT Bank3.75%none$5,000
SavingsBarclays3.50%none$0
SavingsMarcus by Goldman Sachs3.40%none$0
CDSynchrony Bank4.35%60 Months$0
CDMarcus by Goldman Sachs4.35%24 Months$500
CDAmerican Express National Bank4.25%10 Months$0

Rates are the banks' published APYs as tracked on the Banrox Bank Rates page, with the date next to each benchmark; they are not offers from Banrox and can change daily. Interest is before tax. The best offers are mostly online banks and are open to Beardsley residents like anyone else.

Banks near Beardsley

Nearby cities with at least two banks, by straight-line distance. Counts from FDIC BankFind.

Short answer: The closest towns with more choice are Wheaton (20 miles) and Ortonville (22 miles). Morris, 39 miles away, has the most banks nearby: 4.

Bank branch openings and closings in Beardsley

FDIC branch records, between September 5, 2025 and September 5, 2026.

Short answer: FDIC branch records show no bank branch openings in Beardsley between September 5, 2025 and September 5, 2026. Closings and relocations are not tracked by the sources this page uses yet.

Largest banks in Beardsley by total assets

Ranked by each bank's total assets on its FDIC balance sheet, which covers the whole bank, not only its Beardsley offices.

Short answer: First Independent Bank is the largest bank with offices in Beardsley, with $632.3 million in total assets on June 30, 2026, No. 1,501 among U.S. banks by total assets. Local deposit shares will follow once the FDIC Summary of Deposits is imported.

BankTotal assetsRankOffices hereMain office
First Independent Bank$632.3 millionNo. 1,5011Russell, MN

Total assets and ranks from FDIC BankFind as of June 30, 2026. Rank is among active banks that report total assets to the FDIC.

Banks in Beardsley: FAQ

How many banks are in Beardsley, MN?

Beardsley has 1 bank with 1 branch, according to FDIC data as of September 5, 2026.

Is there a First Independent Bank in Beardsley, MN?

Yes. FDIC data lists 1 First Independent Bank branch in Beardsley as of September 5, 2026. The address and directions are under First Independent Bank above.

Is there a Chase in Beardsley, MN?

No. FDIC data lists no Chase branch in Beardsley as of September 5, 2026. The nearest is in Saint Cloud, about 124 miles away in a straight line.

What is the oldest bank in Beardsley?

First Independent Bank has the longest record among banks with a branch here: the FDIC shows it operating since 1903.

Did any bank branches open or close in Beardsley in the past year?

FDIC branch records show no branch openings between September 5, 2025 and September 5, 2026. Closings and relocations are not tracked by the sources this page uses yet.

Where can I find more banks near Beardsley?

Nearby cities with more banks include Wheaton, Ortonville, Morris. Wheaton is 20 miles away with 2 banks.

How we build this page

Every figure above comes from one of these sources. Nothing is typed by hand, nothing is estimated.

DataSourceLicenseUpdatedData as of
FDIC-insured banks: branches, main offices, total assets, dates establishedFDIC BankFind Suite APIPublic data (U.S. government)Monthly importSep 5, 2026
Savings and CD rates, national averagesBanrox Bank RatesBanrox, from the banks' own rate pages and FDIC national ratesWeeklysee each rate

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