US Bank Directory
Banks in Whitehall, MI
1 FDIC-insured bank operates 1 office in Whitehall, Michigan, and 1 credit union has 2 offices.
Source: FDIC BankFind, data as of September 5, 2026; NCUA call report as of March 31, 2026; hours checked October 10, 2026.
Bank branch map: Whitehall
Banks sit at the coordinates in their FDIC record; credit union offices at their NCUA address, located with the U.S. Census Bureau Geocoder. Point at a marker for today's hours, tap it for the address, directions and the bank's site.
Short answer: 2 banks and credit unions operate 3 locations in Whitehall, according to the FDIC and the NCUA. 3 of them have coordinates on record and are on the map. 3 publish opening hours.
Branches: FDIC, NCUA. Streets: loading.
3 locations on the map
Tap a cluster to zoom in
Positions are the regulators' own coordinates, or the Census Geocoder's point for the address, and can sit a few hundred feet from the door. Streets, buildings and parks come from OpenStreetMap through OpenFreeMap, with every street named as you zoom in; if that map cannot load, a simpler map drawn from the Census Bureau's TIGER/Line files takes its place. ATMs will follow with the Overture Maps import.
All banks and credit unions in Whitehall
Sorted by number of local branches. Each branch shows where its hours and phone number come from.
Short answer: PNC Bank is the only bank with an office in Whitehall. Open any bank to see each address, today's hours where the bank publishes them and the phone number.
Harborlight Credit Union Credit union · 2
Harborlight Credit Union has 2 officees in Whitehall, 2 across Michigan. It is based in Whitehall, MI and $169.3 million in assets on March 31, 2026, according to its NCUA call report. None of its 2 Whitehall locations with published hours lists Saturday hours.
Who can join: see the credit union's site.
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Main Office main office2151 Cogswell Dr, 49461
All hours
Mon 9 am to 5 pm; Tue 9:30 am to 5 pm; Wed to Fri 9 am to 5 pm; Sat to Sun closed
Hours: NCUA, March 31, 2026
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Harborlight Cu 0032710 Holton Whitehall Road, 49461
All hours
Mon to Fri 10 am to 6 pm; Sat to Sun not published
Hours: NCUA, March 31, 2026
PNC Bank Bank · 1
PNC Bank has 1 branch in Whitehall, 124 across Michigan and 2,413 nationwide. FDIC records list its main office in Wilmington, DE and show it operating since 1804. With $609.77 billion in total assets on June 30, 2026, it ranks No. 8 of 4,232 U.S. banks by total assets. The Whitehall Branch at 119 S Mears Ave dates to 1957 in FDIC branch records. It opens on Saturday.
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Whitehall Branch119 S Mears Ave, 49461
All hours
Mon not published; Tue to Fri 9 am to 5 pm; Sat 9 am to 1 pm; Sun not published
Hours: PNC Bank branch locator (All The Places), checked Oct 3, 2026
Join a credit union in Whitehall
1 credit union has 2 offices here: Harborlight Credit Union. Each office is listed above with the phone and the hours it filed with the NCUA (call report as of March 31, 2026). Who can join each one is on its own site; the credit unions in Whitehall page has every office in the state's directory.
Banking in Whitehall: the local picture
Short answer: 1 bank runs 1 branch in Whitehall according to the FDIC. A population estimate for this place is not available from the Census Bureau, so branches per resident are not shown.
PNC Bank has its main office in Wilmington, DE, according to the FDIC.
The bank with the longest record here is PNC Bank, operating since 1804 according to the FDIC.
The only credit union with an office here is Harborlight Credit Union.
Of the 3 locations with published hours. 1 opens on Saturday.
Banks open on Saturday in Whitehall
Short answer: 1 of the 3 Whitehall locations with published hours opens on Saturday, run by 1 institution.
- PNC Bank: 1 of 1 branch (119 S Mears Ave: Saturday 9 am to 1 pm)
Credit union hours are the text each credit union filed with the NCUA, call report as of March 31, 2026; a day the filing does not mention is shown as not published, never as closed. Bank branches show hours only where the bank publishes them in a source this page uses. The source and date sit under each office. Banks and credit unions often close on Federal Reserve holidays; call ahead.
Chase, Bank of America and other national banks
Which big national banks have branches in Whitehall, and where the nearest one is if they do not.
Short answer: In Whitehall: PNC Bank (1). No branches in Whitehall: Chase (nearest in Muskegon, 15 mi), Wells Fargo (nearest in Birmingham, 170 mi), Bank of America (nearest in Grandville, 47 mi), U.S. Bank, Truist, Fifth Third Bank (nearest in Muskegon, 11 mi), Huntington (nearest in Muskegon Township, 9 mi), Regions Bank, TD Bank, BMO.
| Bank | In Whitehall | Nearest branch if none here |
|---|---|---|
| PNC Bank | 1 branch | here |
| Chase | None | Muskegon, 15 miles away |
| Wells Fargo | None | Birmingham, 170 miles away |
| Bank of America | None | Grandville, 47 miles away |
| U.S. Bank | None | none in Michigan |
| Truist | None | none in Michigan |
| Fifth Third Bank | None | Muskegon, 11 miles away |
| Huntington | None | Muskegon Township, 9 miles away |
| Regions Bank | None | none in Michigan |
| TD Bank | None | none in Michigan |
| BMO | None | none in Michigan |
Branch counts from FDIC BankFind as of September 5, 2026. Distances are straight-line miles from the center of Whitehall to the nearest branch in Michigan.
What your savings could earn
National benchmarks and the best published offers, from the Banrox Bank Rates tracker. Enter your own balance and rate to compare.
Short answer: At the national average savings rate of 0.38%, $10,000 kept in savings for a year earns about $38. The best published savings rate in the tracker, 3.75% at CIT Bank, earns about $375. The national average 12-month CD pays 1.71%.
| Offer | Bank | APY | Term | Minimum |
|---|---|---|---|---|
| Savings | CIT Bank | 3.75% | none | $5,000 |
| Savings | Barclays | 3.50% | none | $0 |
| Savings | Marcus by Goldman Sachs | 3.40% | none | $0 |
| CD | Synchrony Bank | 4.35% | 60 Months | $0 |
| CD | Marcus by Goldman Sachs | 4.35% | 24 Months | $500 |
| CD | American Express National Bank | 4.25% | 10 Months | $0 |
Rates are the banks' published APYs as tracked on the Banrox Bank Rates page, with the date next to each benchmark; they are not offers from Banrox and can change daily. Interest is before tax. The best offers are mostly online banks and are open to Whitehall residents like anyone else.
Banks near Whitehall
Nearby cities with at least two banks, by straight-line distance. Counts from FDIC BankFind.
Short answer: The closest towns with more choice are North Muskegon (11 miles) and Muskegon (15 miles). Grand Haven, 27 miles away, has the most banks nearby: 7.
| City | Distance | Banks | Branches |
|---|---|---|---|
| Banks in North Muskegon, MI | 11 mi | 3 | 5 |
| Banks in Muskegon, MI | 15 mi | 6 | 31 |
| Banks in Norton Shores, MI | 16 mi | 2 | 2 |
| Banks in Hart, MI | 20 mi | 4 | 9 |
| Banks in Fremont, MI | 20 mi | 4 | 5 |
| Banks in Spring Lake, MI | 24 mi | 3 | 3 |
| Banks in Grand Haven, MI | 27 mi | 7 | 11 |
| Banks in Newaygo, MI | 27 mi | 2 | 2 |
Bank branch openings and closings in Whitehall
FDIC branch records, between September 5, 2025 and September 5, 2026.
Short answer: FDIC branch records show no bank branch openings in Whitehall between September 5, 2025 and September 5, 2026. Closings and relocations are not tracked by the sources this page uses yet.
Banks and credit unions based in Whitehall
Short answer: 1 institution has its main office in Whitehall: Harborlight Credit Union.
| Institution | Type | Total assets, March 31, 2026 | Offices here |
|---|---|---|---|
| Harborlight Credit Union | Credit union | $169.3 million | 2 |
Banks: FDIC BankFind (community-bank flag and assets). Credit unions: NCUA call report.
Largest banks in Whitehall by total assets
Ranked by each bank's total assets on its FDIC balance sheet, which covers the whole bank, not only its Whitehall offices.
Short answer: PNC Bank is the largest bank with offices in Whitehall, with $609.77 billion in total assets on June 30, 2026, No. 8 among U.S. banks by total assets. Local deposit shares will follow once the FDIC Summary of Deposits is imported.
| Bank | Total assets | Rank | Offices here | Main office |
|---|---|---|---|---|
| PNC Bank | $609.77 billion | No. 8 | 1 | Wilmington, DE |
Total assets and ranks from FDIC BankFind as of June 30, 2026. Rank is among active banks that report total assets to the FDIC.
Banks in Whitehall: FAQ
How many banks are in Whitehall, MI?
Whitehall has 1 bank with 1 branch and 1 credit union with 2 offices, according to FDIC data as of September 5, 2026 and NCUA data as of March 31, 2026.
Is there a PNC Bank in Whitehall, MI?
Yes. FDIC data lists 1 PNC Bank branch in Whitehall as of September 5, 2026. The address and directions are under PNC Bank above.
Is there a Chase in Whitehall, MI?
No. FDIC data lists no Chase branch in Whitehall as of September 5, 2026. The nearest is in Muskegon, about 15 miles away in a straight line.
Which banks in Whitehall are open on Saturday?
PNC Bank publishes Saturday hours for one or more Whitehall locations. The Saturday section above lists each one with its hours.
Which banks are headquartered in Whitehall?
Harborlight Credit Union has its main office in Whitehall, according to the FDIC and the NCUA.
What is the oldest bank in Whitehall?
PNC Bank has the longest record among banks with a branch here: the FDIC shows it operating since 1804.
Which credit unions can I join in Whitehall?
Harborlight Credit Union has an office in Whitehall. Check each credit union's membership rules before you apply.
Did any bank branches open or close in Whitehall in the past year?
FDIC branch records show no branch openings between September 5, 2025 and September 5, 2026. Closings and relocations are not tracked by the sources this page uses yet.
Where can I find more banks near Whitehall?
Nearby cities with more banks include North Muskegon, Muskegon, Norton Shores. North Muskegon is 11 miles away with 3 banks.
How we build this page
Every figure above comes from one of these sources. Nothing is typed by hand, nothing is estimated.
| Data | Source | License | Updated | Data as of |
|---|---|---|---|---|
| FDIC-insured banks: branches, main offices, total assets, dates established | FDIC BankFind Suite API | Public data (U.S. government) | Monthly import | Sep 5, 2026 |
| Credit union offices, phones and hours as filed with the NCUA, total assets | NCUA call report data | Public data (U.S. government) | Quarterly import | Mar 31, 2026 |
| Map coordinates of 2 credit union offices whose NCUA record has none, from the office address | U.S. Census Bureau Geocoder | Public data (U.S. government) | With each NCUA import | Oct 19, 2026 |
| Bank branch hours, phones and branch pages (1 of 1 branches: PNC Bank) | The banks' own branch locators, collected by All The Places | CC0 (All The Places data); each bank's locator is the primary source | Weekly spider run, monthly refresh here | Oct 10, 2026 |
| Savings and CD rates, national averages | Banrox Bank Rates | Banrox, from the banks' own rate pages and FDIC national rates | Weekly | see each rate |
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