US Bank Directory
Banks in Wakefield, MI
1 FDIC-insured bank operates 1 office in Wakefield, Michigan, and 1 credit union has 1 office.
Source: FDIC BankFind, data as of September 5, 2026; NCUA call report as of March 31, 2026.
Bank branch map: Wakefield
Banks sit at the coordinates in their FDIC record; credit union offices at their NCUA address, located with the U.S. Census Bureau Geocoder. Point at a marker for today's hours, tap it for the address, directions and the bank's site.
Short answer: 2 banks and credit unions operate 2 locations in Wakefield, according to the FDIC and the NCUA. 2 of them have coordinates on record and are on the map. 1 publish opening hours.
Branches: FDIC, NCUA. Streets: loading.
2 locations on the map
Tap a cluster to zoom in
Positions are the regulators' own coordinates, or the Census Geocoder's point for the address, and can sit a few hundred feet from the door. Streets, buildings and parks come from OpenStreetMap through OpenFreeMap, with every street named as you zoom in; if that map cannot load, a simpler map drawn from the Census Bureau's TIGER/Line files takes its place. ATMs will follow with the Overture Maps import.
All banks and credit unions in Wakefield
Sorted by number of local branches. Each branch shows where its hours and phone number come from.
Short answer: The First National Bank of Wakefield is the only bank with an office in Wakefield. Open any bank to see each address, today's hours where the bank publishes them and the phone number.
Gogebic County Credit Union Credit union · 1
Gogebic County Credit Union has 1 office in Wakefield, 3 across Michigan. It is based in Bessemer, MI and $38.7 million in assets on March 31, 2026, according to its NCUA call report. Its published hours do not list Saturday.
Who can join: see the credit union's site.
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1St Nat'L Bank402 Sunday Lake St, 49968
All hours
Mon to Fri 9 am to 4 pm; Sat to Sun not published
Hours: NCUA, March 31, 2026
The First National Bank of Wakefield Bank · 1
The First National Bank of Wakefield has 1 branch in Wakefield, 2 across Michigan and 2 nationwide. FDIC records list its main office in Wakefield, MI and show it operating since 1910. With $52.6 million in total assets on June 30, 2026, it ranks No. 4,046 of 4,232 U.S. banks by total assets. Its main office at 401 Sunday Lake St dates to 1910 in FDIC branch records. It does not publish hours in the sources this page uses; check its site before you go.
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Main Office main office401 Sunday Lake St, 49968
Join a credit union in Wakefield
1 credit union has 1 office here: Gogebic County Credit Union. Each office is listed above with the phone and the hours it filed with the NCUA (call report as of March 31, 2026). Who can join each one is on its own site; the credit unions in Wakefield page has every office in the state's directory.
Banking in Wakefield: the local picture
Short answer: 1 bank runs 1 branch in Wakefield according to the FDIC. A population estimate for this place is not available from the Census Bureau, so branches per resident are not shown.
The First National Bank of Wakefield has its main office in Wakefield, according to the FDIC.
The bank with the longest record here is The First National Bank of Wakefield, operating since 1910 according to the FDIC.
The only credit union with an office here is Gogebic County Credit Union.
Of the 1 location with published hours. None open on Saturday. 1 location has no published hours in these sources.
Saturday hours in Wakefield
Short answer: None of the 1 Wakefield location with published hours lists Saturday hours. 1 location does not publish hours in these sources; call ahead.
Credit union hours are the text each credit union filed with the NCUA, call report as of March 31, 2026; a day the filing does not mention is shown as not published, never as closed. Bank branches show hours only where the bank publishes them in a source this page uses; 1 of the 2 locations here have no published hours yet. The source and date sit under each office. Banks and credit unions often close on Federal Reserve holidays; call ahead.
Chase, Bank of America and other national banks
Which big national banks have branches in Wakefield, and where the nearest one is if they do not.
Short answer: No branches in Wakefield: Chase (nearest in Traverse City, 240 mi), Wells Fargo (nearest in Birmingham, 429 mi), Bank of America (nearest in Grand Rapids, 321 mi), PNC Bank (nearest in Manistee, 234 mi), U.S. Bank, Truist, Fifth Third Bank (nearest in Suttons Bay, 231 mi), Huntington (nearest in Hancock, 78 mi), Regions Bank, TD Bank, BMO.
| Bank | In Wakefield | Nearest branch if none here |
|---|---|---|
| Chase | None | Traverse City, 240 miles away |
| Wells Fargo | None | Birmingham, 429 miles away |
| Bank of America | None | Grand Rapids, 321 miles away |
| PNC Bank | None | Manistee, 234 miles away |
| U.S. Bank | None | none in Michigan |
| Truist | None | none in Michigan |
| Fifth Third Bank | None | Suttons Bay, 231 miles away |
| Huntington | None | Hancock, 78 miles away |
| Regions Bank | None | none in Michigan |
| TD Bank | None | none in Michigan |
| BMO | None | none in Michigan |
Branch counts from FDIC BankFind as of September 5, 2026. Distances are straight-line miles from the center of Wakefield to the nearest branch in Michigan.
What your savings could earn
National benchmarks and the best published offers, from the Banrox Bank Rates tracker. Enter your own balance and rate to compare.
Short answer: At the national average savings rate of 0.38%, $10,000 kept in savings for a year earns about $38. The best published savings rate in the tracker, 3.75% at CIT Bank, earns about $375. The national average 12-month CD pays 1.71%.
| Offer | Bank | APY | Term | Minimum |
|---|---|---|---|---|
| Savings | CIT Bank | 3.75% | none | $5,000 |
| Savings | Barclays | 3.50% | none | $0 |
| Savings | Marcus by Goldman Sachs | 3.40% | none | $0 |
| CD | Synchrony Bank | 4.35% | 60 Months | $0 |
| CD | Marcus by Goldman Sachs | 4.35% | 24 Months | $500 |
| CD | American Express National Bank | 4.25% | 10 Months | $0 |
Rates are the banks' published APYs as tracked on the Banrox Bank Rates page, with the date next to each benchmark; they are not offers from Banrox and can change daily. Interest is before tax. The best offers are mostly online banks and are open to Wakefield residents like anyone else.
Banks near Wakefield
Nearby cities with at least two banks, by straight-line distance. Counts from FDIC BankFind.
Short answer: The closest towns with more choice are Ironwood (11 miles) and Ontonagon (40 miles). Houghton, 78 miles away, has the most banks nearby: 6.
| City | Distance | Banks | Branches |
|---|---|---|---|
| Banks in Ironwood, MI | 11 mi | 2 | 2 |
| Banks in Ontonagon, MI | 40 mi | 2 | 2 |
| Banks in Iron River, MI | 68 mi | 3 | 3 |
| Banks in Houghton, MI | 78 mi | 6 | 7 |
| Banks in Hancock, MI | 79 mi | 3 | 4 |
| Banks in Lake Linden, MI | 87 mi | 2 | 2 |
| Banks in Calumet, MI | 88 mi | 3 | 3 |
| Banks in Kingsford, MI | 101 mi | 3 | 3 |
Bank branch openings and closings in Wakefield
FDIC branch records, between September 5, 2025 and September 5, 2026.
Short answer: FDIC branch records show no bank branch openings in Wakefield between September 5, 2025 and September 5, 2026. Closings and relocations are not tracked by the sources this page uses yet.
Banks and credit unions based in Wakefield
Short answer: 1 institution has its main office in Wakefield: The First National Bank of Wakefield.
| Institution | Type | Total assets, June 30, 2026 | Offices here |
|---|---|---|---|
| The First National Bank of Wakefield | Bank | $52.6 million | 1 |
Banks: FDIC BankFind (community-bank flag and assets). Credit unions: NCUA call report.
Largest banks in Wakefield by total assets
Ranked by each bank's total assets on its FDIC balance sheet, which covers the whole bank, not only its Wakefield offices.
Short answer: The First National Bank of Wakefield is the largest bank with offices in Wakefield, with $52.6 million in total assets on June 30, 2026, No. 4,046 among U.S. banks by total assets. 1 of the 1 bank is headquartered here. Local deposit shares will follow once the FDIC Summary of Deposits is imported.
| Bank | Total assets | Rank | Offices here | Main office |
|---|---|---|---|---|
| The First National Bank of Wakefield | $52.6 million | No. 4,046 | 1 | Wakefield, MI |
Total assets and ranks from FDIC BankFind as of June 30, 2026. Rank is among active banks that report total assets to the FDIC.
Banks in Wakefield: FAQ
How many banks are in Wakefield, MI?
Wakefield has 1 bank with 1 branch and 1 credit union with 1 office, according to FDIC data as of September 5, 2026 and NCUA data as of March 31, 2026.
Is there a Chase in Wakefield, MI?
No. FDIC data lists no Chase branch in Wakefield as of September 5, 2026. The nearest is in Traverse City, about 240 miles away in a straight line.
Which banks in Wakefield are open on Saturday?
None of the 1 location with published hours lists Saturday hours. 1 location does not publish hours in our sources; call ahead.
Which banks are headquartered in Wakefield?
The First National Bank of Wakefield has its main office in Wakefield, according to the FDIC.
What is the oldest bank in Wakefield?
The First National Bank of Wakefield has the longest record among banks with a branch here: the FDIC shows it operating since 1910.
Which credit unions can I join in Wakefield?
Gogebic County Credit Union has an office in Wakefield. Check each credit union's membership rules before you apply.
Did any bank branches open or close in Wakefield in the past year?
FDIC branch records show no branch openings between September 5, 2025 and September 5, 2026. Closings and relocations are not tracked by the sources this page uses yet.
Where can I find more banks near Wakefield?
Nearby cities with more banks include Ironwood, Ontonagon, Iron River. Ironwood is 11 miles away with 2 banks.
How we build this page
Every figure above comes from one of these sources. Nothing is typed by hand, nothing is estimated.
| Data | Source | License | Updated | Data as of |
|---|---|---|---|---|
| FDIC-insured banks: branches, main offices, total assets, dates established | FDIC BankFind Suite API | Public data (U.S. government) | Monthly import | Sep 5, 2026 |
| Credit union offices, phones and hours as filed with the NCUA, total assets | NCUA call report data | Public data (U.S. government) | Quarterly import | Mar 31, 2026 |
| Map coordinates of 1 credit union offices whose NCUA record has none, from the office address | U.S. Census Bureau Geocoder | Public data (U.S. government) | With each NCUA import | Oct 19, 2026 |
| Savings and CD rates, national averages | Banrox Bank Rates | Banrox, from the banks' own rate pages and FDIC national rates | Weekly | see each rate |
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