US Bank Directory
Banks in Oxford, MI
3 FDIC-insured banks operate 5 offices in Oxford, Michigan, and 2 credit unions have 2 offices.
Source: FDIC BankFind, data as of September 5, 2026; NCUA call report as of March 31, 2026; hours checked October 10, 2026.
Bank branch map: Oxford
Banks sit at the coordinates in their FDIC record; credit union offices at their NCUA address, located with the U.S. Census Bureau Geocoder. Point at a marker for today's hours, tap it for the address, directions and the bank's site.
Short answer: 5 banks and credit unions operate 7 locations in Oxford, according to the FDIC and the NCUA. 7 of them have coordinates on record and are on the map. 3 publish opening hours.
Branches: FDIC, NCUA. Streets: loading.
7 locations on the map
Tap a cluster to zoom in
Positions are the regulators' own coordinates, or the Census Geocoder's point for the address, and can sit a few hundred feet from the door. Streets, buildings and parks come from OpenStreetMap through OpenFreeMap, with every street named as you zoom in; if that map cannot load, a simpler map drawn from the Census Bureau's TIGER/Line files takes its place. ATMs will follow with the Overture Maps import.
All banks and credit unions in Oxford
Sorted by number of local branches. Each branch shows where its hours and phone number come from.
Short answer: Oxford Bank has the most locations in Oxford, with 3. The other 2 each have a single office in the city. Open any bank to see each address, today's hours where the bank publishes them and the phone number.
Oxford Bank Bank · 3
Oxford Bank has 3 branches in Oxford, 9 across Michigan and 9 nationwide. FDIC records list its main office in Oxford, MI and show it operating since 1884. With $930.5 million in total assets on June 30, 2026, it ranks No. 1,119 of 4,232 U.S. banks by total assets. In FDIC branch records, its longest-running Oxford location is its main office at 60 S Washington St, dating to 1884; the newest, at 701 Market St, to 2002. It does not publish hours in the sources this page uses; check its site before you go.
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Main Office main office60 S Washington St, 48371
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South Washington Street Branch64 S Washington St, 48371
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Independence Village Retirement Community Branch701 Market St, 48371
Chase Bank · 1
Chase has 1 branch in Oxford, 171 across Michigan and 5,176 nationwide. FDIC records list its main office in Columbus, OH and show it operating since 1824. With $4.09 trillion in total assets on June 30, 2026, it ranks No. 1 of 4,232 U.S. banks by total assets. The Lapeer Road & Ray Rd Bnkg Ctr Branch at 860 N Lapeer Rd dates to 2010 in FDIC branch records. Its published hours do not list Saturday.
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Lapeer Road & Ray Rd Bnkg Ctr Branch860 N Lapeer Rd, 48371
All hours
Mon to Fri 9 am to 5 pm; Sat to Sun not published
Hours: Chase branch locator (All The Places), checked Oct 10, 2026
Flagstar Bank · 1
Flagstar has 1 branch in Oxford, 101 across Michigan and 345 nationwide. FDIC records list its main office in Hicksville, NY and show it operating since 1987. With $87.71 billion in total assets on June 30, 2026, it ranks No. 36 of 4,232 U.S. banks by total assets. The Oxford Branch at 425 N Lapeer Rd dates to 2004 in FDIC branch records. It does not publish hours in the sources this page uses; check its site before you go.
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Oxford Branch425 N Lapeer Rd, 48371
Genisys Credit Union Credit union · 1
Genisys Credit Union has 1 office in Oxford, 30 across Michigan. It is based in Auburn Hills, MI and $6.44 billion in assets on March 31, 2026, according to its NCUA call report. It opens on Saturday.
Who can join: see the credit union's site.
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10 Oxford120 S Washington St, 48371
All hours
Mon to Thu 9 am to 5:30 pm; Fri 9 am to 6 pm; Sat 9 am to 1 pm; Sun not published
Hours: NCUA, March 31, 2026
Vibe Credit Union Credit union · 1
Vibe Credit Union has 1 office in Oxford, 16 across Michigan. It is based in Novi, MI and $1.57 billion in assets on March 31, 2026, according to its NCUA call report. Its published hours do not list Saturday.
Who can join: see the credit union's site.
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Oxford Branch968 N Lapeer Rd, 48371
All hours
Mon to Thu 9 am to 5:30 pm; Fri 8:30 am to 6 pm; Sat to Sun not published
Hours: NCUA, March 31, 2026
Join a credit union in Oxford
2 credit unions have 2 offices here: Genisys Credit Union and Vibe Credit Union. Each office is listed above with the phone and the hours it filed with the NCUA (call report as of March 31, 2026). Who can join each one is on its own site; the credit unions in Oxford page has every office in the state's directory.
Banking in Oxford: the local picture
Short answer: 3 banks run 5 branches in Oxford according to the FDIC. A population estimate for this place is not available from the Census Bureau, so branches per resident are not shown.
Of the 3 banks, 1 has its main office in Oxford and 2 out of state, according to the FDIC.
The bank with the longest record here is Chase, operating since 1824 according to the FDIC. In FDIC branch records, the longest-running branch is Oxford Bank's office at 60 S Washington St, dating to 1884; the newest is Chase's at 860 N Lapeer Rd, from 2010.
2 credit unions have 2 offices in Oxford, according to the NCUA. Who can join each one is on the credit unions page.
Of the 3 locations with published hours. 1 opens on Saturday. 4 locations have no published hours in these sources.
Credit unions open on Saturday in Oxford
Short answer: 1 of the 3 Oxford locations with published hours opens on Saturday, run by 1 institution.
- Genisys Credit Union: 1 of 1 office (120 S Washington St: Saturday 9 am to 1 pm)
Credit union hours are the text each credit union filed with the NCUA, call report as of March 31, 2026; a day the filing does not mention is shown as not published, never as closed. Bank branches show hours only where the bank publishes them in a source this page uses; 4 of the 7 locations here have no published hours yet. The source and date sit under each office. Banks and credit unions often close on Federal Reserve holidays; call ahead.
Chase, Bank of America and other national banks
Which big national banks have branches in Oxford, and where the nearest one is if they do not.
Short answer: In Oxford: Chase (1). No branches in Oxford: Wells Fargo (nearest in Birmingham, 20 mi), Bank of America (nearest in Lake Orion, 5 mi), PNC Bank (nearest in Lake Orion, 4 mi), U.S. Bank, Truist, Fifth Third Bank (nearest in Lake Orion, 5 mi), Huntington (nearest in Lake Orion, 4 mi), Regions Bank, TD Bank, BMO.
| Bank | In Oxford | Nearest branch if none here |
|---|---|---|
| Chase | 1 branch | here |
| Wells Fargo | None | Birmingham, 20 miles away |
| Bank of America | None | Lake Orion, 5 miles away |
| PNC Bank | None | Lake Orion, 4 miles away |
| U.S. Bank | None | none in Michigan |
| Truist | None | none in Michigan |
| Fifth Third Bank | None | Lake Orion, 5 miles away |
| Huntington | None | Lake Orion, 4 miles away |
| Regions Bank | None | none in Michigan |
| TD Bank | None | none in Michigan |
| BMO | None | none in Michigan |
Branch counts from FDIC BankFind as of September 5, 2026. Distances are straight-line miles from the center of Oxford to the nearest branch in Michigan.
What your savings could earn
National benchmarks and the best published offers, from the Banrox Bank Rates tracker. Enter your own balance and rate to compare.
Short answer: At the national average savings rate of 0.38%, $10,000 kept in savings for a year earns about $38. The best published savings rate in the tracker, 3.75% at CIT Bank, earns about $375. The national average 12-month CD pays 1.71%.
| Offer | Bank | APY | Term | Minimum |
|---|---|---|---|---|
| Savings | CIT Bank | 3.75% | none | $5,000 |
| Savings | Barclays | 3.50% | none | $0 |
| Savings | Marcus by Goldman Sachs | 3.40% | none | $0 |
| CD | Synchrony Bank | 4.35% | 60 Months | $0 |
| CD | Marcus by Goldman Sachs | 4.35% | 24 Months | $500 |
| CD | American Express National Bank | 4.25% | 10 Months | $0 |
Rates are the banks' published APYs as tracked on the Banrox Bank Rates page, with the date next to each benchmark; they are not offers from Banrox and can change daily. Interest is before tax. The best offers are mostly online banks and are open to Oxford residents like anyone else.
Banks near Oxford
Nearby cities with at least two banks, by straight-line distance. Counts from FDIC BankFind.
Short answer: The closest towns with more choice are Lake Orion (5 miles) and Ortonville (9 miles). Clarkston, 10 miles away, has the most banks nearby: 9.
| City | Distance | Banks | Branches |
|---|---|---|---|
| Banks in Lake Orion, MI | 5 mi | 7 | 8 |
| Banks in Ortonville, MI | 9 mi | 2 | 2 |
| Banks in Clarkston, MI | 10 mi | 9 | 13 |
| Banks in Auburn Hills, MI | 11 mi | 3 | 5 |
| Banks in Pontiac, MI | 12 mi | 5 | 6 |
| Banks in Rochester, MI | 12 mi | 6 | 8 |
| Banks in Rochester Hills, MI | 13 mi | 8 | 15 |
| Banks in Romeo, MI | 13 mi | 3 | 3 |
Bank branch openings and closings in Oxford
FDIC branch records, between September 5, 2025 and September 5, 2026.
Short answer: FDIC branch records show no bank branch openings in Oxford between September 5, 2025 and September 5, 2026. Closings and relocations are not tracked by the sources this page uses yet.
Banks and credit unions based in Oxford
Short answer: 1 institution has its main office in Oxford: Oxford Bank.
| Institution | Type | Total assets, June 30, 2026 | Offices here |
|---|---|---|---|
| Oxford Bank | Bank | $930.5 million | 3 |
Banks: FDIC BankFind (community-bank flag and assets). Credit unions: NCUA call report.
Largest banks in Oxford by total assets
Ranked by each bank's total assets on its FDIC balance sheet, which covers the whole bank, not only its Oxford offices.
Short answer: Chase is the largest bank with offices in Oxford, with $4.09 trillion in total assets on June 30, 2026, No. 1 among U.S. banks by total assets. Flagstar is second with $87.71 billion. 1 of the 3 bank is headquartered here. Local deposit shares will follow once the FDIC Summary of Deposits is imported.
| Bank | Total assets | Rank | Offices here | Main office |
|---|---|---|---|---|
| Chase | $4.09 trillion | No. 1 | 1 | Columbus, OH |
| Flagstar | $87.71 billion | No. 36 | 1 | Hicksville, NY |
| Oxford Bank | $930.5 million | No. 1,119 | 3 | Oxford, MI |
Total assets and ranks from FDIC BankFind as of June 30, 2026. Rank is among active banks that report total assets to the FDIC.
Banks in Oxford: FAQ
How many banks are in Oxford, MI?
Oxford has 3 banks with 5 branches and 2 credit unions with 2 offices, according to FDIC data as of September 5, 2026 and NCUA data as of March 31, 2026.
Which bank has the most branches in Oxford?
Oxford Bank, with 3. Chase has 1 and Flagstar has 1.
Is there a Chase in Oxford, MI?
Yes. FDIC data lists 1 Chase branch in Oxford as of September 5, 2026. The address and directions are under Chase above.
Is there a Flagstar in Oxford, MI?
Yes. FDIC data lists 1 Flagstar branch in Oxford as of September 5, 2026. The address and directions are under Flagstar above.
Is there a Wells Fargo in Oxford, MI?
No. FDIC data lists no Wells Fargo branch in Oxford as of September 5, 2026. The nearest is in Birmingham, about 20 miles away in a straight line.
Which banks in Oxford are open on Saturday?
Genisys Credit Union publishes Saturday hours for one or more Oxford locations. The Saturday section above lists each one with its hours. 4 of the 7 locations here do not publish hours in the sources this page uses; call ahead.
Which banks are headquartered in Oxford?
Oxford Bank has its main office in Oxford, according to the FDIC.
What is the oldest bank in Oxford?
Chase has the longest record among banks with a branch here: the FDIC shows it operating since 1824.
Which credit unions can I join in Oxford?
Genisys Credit Union and Vibe Credit Union have offices in Oxford. Check each credit union's membership rules before you apply.
Did any bank branches open or close in Oxford in the past year?
FDIC branch records show no branch openings between September 5, 2025 and September 5, 2026. Closings and relocations are not tracked by the sources this page uses yet.
Where can I find more banks near Oxford?
Nearby cities with more banks include Lake Orion, Ortonville, Clarkston. Lake Orion is 5 miles away with 7 banks.
How we build this page
Every figure above comes from one of these sources. Nothing is typed by hand, nothing is estimated.
| Data | Source | License | Updated | Data as of |
|---|---|---|---|---|
| FDIC-insured banks: branches, main offices, total assets, dates established | FDIC BankFind Suite API | Public data (U.S. government) | Monthly import | Sep 5, 2026 |
| Credit union offices, phones and hours as filed with the NCUA, total assets | NCUA call report data | Public data (U.S. government) | Quarterly import | Mar 31, 2026 |
| Map coordinates of 2 credit union offices whose NCUA record has none, from the office address | U.S. Census Bureau Geocoder | Public data (U.S. government) | With each NCUA import | Oct 19, 2026 |
| Bank branch hours, phones and branch pages (1 of 5 branches: Chase) | The banks' own branch locators, collected by All The Places | CC0 (All The Places data); each bank's locator is the primary source | Weekly spider run, monthly refresh here | Oct 10, 2026 |
| Savings and CD rates, national averages | Banrox Bank Rates | Banrox, from the banks' own rate pages and FDIC national rates | Weekly | see each rate |
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