US Bank Directory
Banks in Otisco Township, MI
1 FDIC-insured bank operates 1 office in Otisco Township, Michigan.
Source: FDIC BankFind, data as of September 5, 2026.
Bank branch map: Otisco Township
Banks sit at the coordinates in their FDIC record; credit union offices at their NCUA address, located with the U.S. Census Bureau Geocoder. Point at a marker for today's hours, tap it for the address, directions and the bank's site.
Short answer: 1 institution operates 1 location in Otisco Township, according to the FDIC. 1 of them has coordinates on record and is on the map. ATMs and opening hours are not in the sources this page uses yet; each marker links to directions.
Branches: FDIC, NCUA. Streets: loading.
1 location on the map
Tap a cluster to zoom in
Positions are the regulators' own coordinates, or the Census Geocoder's point for the address, and can sit a few hundred feet from the door. Streets, buildings and parks come from OpenStreetMap through OpenFreeMap, with every street named as you zoom in; if that map cannot load, a simpler map drawn from the Census Bureau's TIGER/Line files takes its place. ATMs will follow with the Overture Maps import.
All banks in Otisco Township
Sorted by number of local branches. Each branch shows where its hours and phone number come from.
Short answer: Mercantile Bank is the only bank with an office in Otisco Township. Open any bank to see each address, today's hours where the bank publishes them and the phone number.
Mercantile Bank Bank · 1
Mercantile Bank has 1 branch in Otisco Township, 41 across Michigan and 41 nationwide. FDIC records list its main office in Grand Rapids, MI and show it operating since 1997. With $6.24 billion in total assets on June 30, 2026, it ranks No. 243 of 4,232 U.S. banks by total assets. The Belding Branch at 9344 West Belding Road dates to 1980 in FDIC branch records. It does not publish hours in the sources this page uses; check its site before you go.
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Belding Branch9344 West Belding Road, 48809
Banking in Otisco Township: the local picture
Short answer: 1 bank runs 1 branch in Otisco Township according to the FDIC. A population estimate for this place is not available from the Census Bureau, so branches per resident are not shown.
Mercantile Bank has its main office in Grand Rapids, MI, according to the FDIC.
The bank with the longest record here is Mercantile Bank, operating since 1997 according to the FDIC.
The one location here does not publish hours in the sources this page uses. Each branch links to the bank's own site.
Chase, Bank of America and other national banks
Which big national banks have branches in Otisco Township, and where the nearest one is if they do not.
Short answer: No branches in Otisco Township: Chase (nearest in Ada, 15 mi), Wells Fargo (nearest in Birmingham, 111 mi), Bank of America (nearest in Grand Rapids, 17 mi), PNC Bank (nearest in Rockford, 15 mi), U.S. Bank, Truist, Fifth Third Bank (nearest in Greenville, 6 mi), Huntington (nearest in Greenville, 6 mi), Regions Bank, TD Bank, BMO.
| Bank | In Otisco Township | Nearest branch if none here |
|---|---|---|
| Chase | None | Ada, 15 miles away |
| Wells Fargo | None | Birmingham, 111 miles away |
| Bank of America | None | Grand Rapids, 17 miles away |
| PNC Bank | None | Rockford, 15 miles away |
| U.S. Bank | None | none in Michigan |
| Truist | None | none in Michigan |
| Fifth Third Bank | None | Greenville, 6 miles away |
| Huntington | None | Greenville, 6 miles away |
| Regions Bank | None | none in Michigan |
| TD Bank | None | none in Michigan |
| BMO | None | none in Michigan |
Branch counts from FDIC BankFind as of September 5, 2026. Distances are straight-line miles from the center of Otisco Township to the nearest branch in Michigan.
What your savings could earn
National benchmarks and the best published offers, from the Banrox Bank Rates tracker. Enter your own balance and rate to compare.
Short answer: At the national average savings rate of 0.38%, $10,000 kept in savings for a year earns about $38. The best published savings rate in the tracker, 3.75% at CIT Bank, earns about $375. The national average 12-month CD pays 1.71%.
| Offer | Bank | APY | Term | Minimum |
|---|---|---|---|---|
| Savings | CIT Bank | 3.75% | none | $5,000 |
| Savings | Barclays | 3.50% | none | $0 |
| Savings | Marcus by Goldman Sachs | 3.40% | none | $0 |
| CD | Synchrony Bank | 4.35% | 60 Months | $0 |
| CD | Marcus by Goldman Sachs | 4.35% | 24 Months | $500 |
| CD | American Express National Bank | 4.25% | 10 Months | $0 |
Rates are the banks' published APYs as tracked on the Banrox Bank Rates page, with the date next to each benchmark; they are not offers from Banrox and can change daily. Interest is before tax. The best offers are mostly online banks and are open to Otisco Township residents like anyone else.
Banks near Otisco Township
Nearby cities with at least two banks, by straight-line distance. Counts from FDIC BankFind.
Short answer: The closest towns with more choice are Greenville (6 miles) and Lowell (12 miles). Grand Rapids, 20 miles away, has the most banks nearby: 24.
| City | Distance | Banks | Branches |
|---|---|---|---|
| Banks in Greenville, MI | 6 mi | 4 | 4 |
| Banks in Lowell, MI | 12 mi | 3 | 11 |
| Banks in Ionia, MI | 12 mi | 2 | 3 |
| Banks in Rockford, MI | 14 mi | 8 | 13 |
| Banks in Ada, MI | 15 mi | 2 | 3 |
| Banks in Stanton, MI | 17 mi | 2 | 2 |
| Banks in Cedar Springs, MI | 18 mi | 3 | 3 |
| Banks in Grand Rapids, MI | 20 mi | 24 | 108 |
Bank branch openings and closings in Otisco Township
FDIC branch records, between September 5, 2025 and September 5, 2026.
Short answer: FDIC branch records show no bank branch openings in Otisco Township between September 5, 2025 and September 5, 2026. Closings and relocations are not tracked by the sources this page uses yet.
Largest banks in Otisco Township by total assets
Ranked by each bank's total assets on its FDIC balance sheet, which covers the whole bank, not only its Otisco Township offices.
Short answer: Mercantile Bank is the largest bank with offices in Otisco Township, with $6.24 billion in total assets on June 30, 2026, No. 243 among U.S. banks by total assets. Local deposit shares will follow once the FDIC Summary of Deposits is imported.
| Bank | Total assets | Rank | Offices here | Main office |
|---|---|---|---|---|
| Mercantile Bank | $6.24 billion | No. 243 | 1 | Grand Rapids, MI |
Total assets and ranks from FDIC BankFind as of June 30, 2026. Rank is among active banks that report total assets to the FDIC.
Banks in Otisco Township: FAQ
How many banks are in Otisco Township, MI?
Otisco Township has 1 bank with 1 branch, according to FDIC data as of September 5, 2026.
Is there a Mercantile Bank in Otisco Township, MI?
Yes. FDIC data lists 1 Mercantile Bank branch in Otisco Township as of September 5, 2026. The address and directions are under Mercantile Bank above.
Is there a Chase in Otisco Township, MI?
No. FDIC data lists no Chase branch in Otisco Township as of September 5, 2026. The nearest is in Ada, about 15 miles away in a straight line.
What is the oldest bank in Otisco Township?
Mercantile Bank has the longest record among banks with a branch here: the FDIC shows it operating since 1997.
Did any bank branches open or close in Otisco Township in the past year?
FDIC branch records show no branch openings between September 5, 2025 and September 5, 2026. Closings and relocations are not tracked by the sources this page uses yet.
Where can I find more banks near Otisco Township?
Nearby cities with more banks include Greenville, Lowell, Ionia. Greenville is 6 miles away with 4 banks.
How we build this page
Every figure above comes from one of these sources. Nothing is typed by hand, nothing is estimated.
| Data | Source | License | Updated | Data as of |
|---|---|---|---|---|
| FDIC-insured banks: branches, main offices, total assets, dates established | FDIC BankFind Suite API | Public data (U.S. government) | Monthly import | Sep 5, 2026 |
| Savings and CD rates, national averages | Banrox Bank Rates | Banrox, from the banks' own rate pages and FDIC national rates | Weekly | see each rate |
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