US Bank Directory
Banks in Lapeer, MI
4 FDIC-insured banks operate 6 offices in Lapeer, Michigan, and 4 credit unions have 6 offices.
Source: FDIC BankFind, data as of September 5, 2026; NCUA call report as of March 31, 2026; hours checked October 10, 2026.
Bank branch map: Lapeer
Banks sit at the coordinates in their FDIC record; credit union offices at their NCUA address, located with the U.S. Census Bureau Geocoder. Point at a marker for today's hours, tap it for the address, directions and the bank's site.
Short answer: 8 banks and credit unions operate 12 locations in Lapeer, according to the FDIC and the NCUA. 12 of them have coordinates on record and are on the map. 9 publish opening hours.
Branches: FDIC, NCUA. Streets: loading.
12 locations on the map
Tap a cluster to zoom in
Positions are the regulators' own coordinates, or the Census Geocoder's point for the address, and can sit a few hundred feet from the door. Streets, buildings and parks come from OpenStreetMap through OpenFreeMap, with every street named as you zoom in; if that map cannot load, a simpler map drawn from the Census Bureau's TIGER/Line files takes its place. ATMs will follow with the Overture Maps import.
All banks and credit unions in Lapeer
Sorted by number of local branches. Each branch shows where its hours and phone number come from.
Short answer: ChoiceOne Bank has the most locations in Lapeer, with 3. The other 3 each have a single office in the city. Open any bank to see each address, today's hours where the bank publishes them and the phone number.
ChoiceOne Bank Bank · 3
ChoiceOne Bank has 3 branches in Lapeer, 50 across Michigan and 50 nationwide. FDIC records list its main office in Sparta, MI and show it operating since 1898. With $4.45 billion in total assets on June 30, 2026, it ranks No. 312 of 4,232 U.S. banks by total assets. In FDIC branch records, its longest-running Lapeer location is the Elba Branch at 5508 Davison Rd, dating to 1965; the newest, at 83 W Nepessing St, to 2020. It does not publish hours in the sources this page uses; check its site before you go.
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Elba Branch5508 Davison Rd, 48446
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Southgate Branch637 S Main St, 48446
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Lapeer Branch83 W Nepessing St, 48446
Elga Credit Union Credit union · 2
Elga Credit Union has 2 officees in Lapeer, 17 across Michigan. It is based in Grand Blanc, MI and $2.47 billion in assets on March 31, 2026, according to its NCUA call report. 1 of its 2 Lapeer locations with published hours open on Saturday.
Who can join: see the credit union's site.
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Vital Records799 S Harrison St, 48446
All hours
Mon to Fri 9:30 am to 5:30 pm; Sat 10 am to 1 pm; Sun not published
Hours: NCUA, March 31, 2026
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Lapeer799 S Harrison St, 48446
All hours
Mon to Thu 9:30 am to 5:30 pm; Fri 9:30 am to 6 pm; Sat to Sun not published
Hours: NCUA, March 31, 2026
Security Credit Union Credit union · 2
Security Credit Union has 2 officees in Lapeer, 16 across Michigan. It is based in Grand Blanc, MI and $651.8 million in assets on March 31, 2026, according to its NCUA call report. 1 of its 2 Lapeer locations with published hours open on Saturday.
Who can join: see the credit union's site.
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Lapeer Office1073 S Lapeer Rd, 48446
All hours
Mon to Thu 9 am to 5 pm; Fri 9 am to 6 pm; Sat to Sun not published
Hours: NCUA, March 31, 2026
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Myers Road Office1495 Imlay City Rd, 48446
All hours
Mon 9 am to 6 pm; Tue to Thu 9 am to 5 pm; Fri 9 am to 6 pm; Sat 9 am to 12:30 pm; Sun not published
Hours: NCUA, March 31, 2026
Chase Bank · 1
Chase has 1 branch in Lapeer, 171 across Michigan and 5,176 nationwide. FDIC records list its main office in Columbus, OH and show it operating since 1824. With $4.09 trillion in total assets on June 30, 2026, it ranks No. 1 of 4,232 U.S. banks by total assets. The Lapeer Branch at 1643 N Lapeer Rd dates to 1980 in FDIC branch records. It opens on Saturday.
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Lapeer Branch1643 N Lapeer Rd, 48446
All hours
Mon to Fri 9 am to 5 pm; Sat 9 am to 1 pm; Sun not published
Hours: Chase branch locator (All The Places), checked Oct 10, 2026
Dort Financial Credit Union Credit union · 1
Dort Financial Credit Union has 1 office in Lapeer, 15 across Michigan. It is based in Grand Blanc, MI and $2.46 billion in assets on March 31, 2026, according to its NCUA call report. It opens on Saturday.
Who can join: see the credit union's site.
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Demille Rd Branch1724 Demille Rd, 48446
All hours
Mon to Fri 9 am to 6 pm; Sat 9 am to 12:30 pm; Sun not published
Hours: NCUA, March 31, 2026
Huntington Bank · 1
Huntington has 1 branch in Lapeer, 447 across Michigan and 1,477 nationwide. FDIC records list its main office in Columbus, OH and show it operating since 1866. With $283.07 billion in total assets on June 30, 2026, it ranks No. 15 of 4,232 U.S. banks by total assets. The Lapeer Genesee Branch at 567 E Genesee St dates to 2005 in FDIC branch records. Its published hours do not list Saturday.
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Lapeer Genesee Branch567 E Genesee St, 48446
All hours
Mon to Fri 9 am to 5 pm; Sat to Sun not published
Hours: Huntington branch locator (All The Places), checked Oct 10, 2026
PNC Bank Bank · 1
PNC Bank has 1 branch in Lapeer, 124 across Michigan and 2,413 nationwide. FDIC records list its main office in Wilmington, DE and show it operating since 1804. With $609.77 billion in total assets on June 30, 2026, it ranks No. 8 of 4,232 U.S. banks by total assets. The Lapeer Main Branch at 948 S Main St dates to 1980 in FDIC branch records. It opens on Saturday.
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Lapeer Main Branch948 S Main St, 48446
All hours
Mon not published; Tue to Fri 9 am to 5 pm; Sat 9 am to 1 pm; Sun not published
Hours: PNC Bank branch locator (All The Places), checked Oct 3, 2026
Sovita Credit Union Credit union · 1
Sovita Credit Union has 1 office in Lapeer, 5 across Michigan. It is based in Flint, MI and $587.2 million in assets on March 31, 2026, according to its NCUA call report. Its published hours do not list Saturday.
Who can join: see the credit union's site.
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Lapeer168 N Saginaw St, 48446
All hours
Mon to Fri 9 am to 5 pm; Sat to Sun not published
Hours: NCUA, March 31, 2026
Join a credit union in Lapeer
4 credit unions have 6 offices here: Elga Credit Union, Security Credit Union, Dort Financial Credit Union and Sovita Credit Union. Each office is listed above with the phone and the hours it filed with the NCUA (call report as of March 31, 2026). Who can join each one is on its own site; the credit unions in Lapeer page has every office in the state's directory.
Banking in Lapeer: the local picture
Short answer: 4 banks run 6 branches in Lapeer according to the FDIC. A population estimate for this place is not available from the Census Bureau, so branches per resident are not shown.
Of the 4 banks, 0 have their main office in Lapeer, 1 elsewhere in Michigan and 3 out of state, according to the FDIC.
The bank with the longest record here is PNC Bank, operating since 1804 according to the FDIC. In FDIC branch records, the longest-running branch is ChoiceOne Bank's office at 5508 Davison Rd, dating to 1965; the newest is ChoiceOne Bank's at 83 W Nepessing St, from 2020.
4 credit unions have 6 offices in Lapeer, according to the NCUA. Who can join each one is on the credit unions page.
Of the 9 locations with published hours. 5 open on Saturday. 3 locations have no published hours in these sources.
Banks and credit unions open on Saturday in Lapeer
Short answer: 5 of the 9 Lapeer locations with published hours open on Saturday, run by 5 institutions.
- Chase: 1 of 1 branch (1643 N Lapeer Rd: Saturday 9 am to 1 pm)
- PNC Bank: 1 of 1 branch (948 S Main St: Saturday 9 am to 1 pm)
- Elga Credit Union: 1 of 2 offices (799 S Harrison St: Saturday 10 am to 1 pm)
- Security Credit Union: 1 of 2 offices (1495 Imlay City Rd: Saturday 9 am to 12:30 pm)
- Dort Financial Credit Union: 1 of 1 office (1724 Demille Rd: Saturday 9 am to 12:30 pm)
Credit union hours are the text each credit union filed with the NCUA, call report as of March 31, 2026; a day the filing does not mention is shown as not published, never as closed. Bank branches show hours only where the bank publishes them in a source this page uses; 3 of the 12 locations here have no published hours yet. The source and date sit under each office. Banks and credit unions often close on Federal Reserve holidays; call ahead.
Chase, Bank of America and other national banks
Which big national banks have branches in Lapeer, and where the nearest one is if they do not.
Short answer: In Lapeer: Chase (1), PNC Bank (1), Huntington (1). No branches in Lapeer: Wells Fargo (nearest in Birmingham, 36 mi), Bank of America (nearest in Lake Orion, 21 mi), U.S. Bank, Truist, Fifth Third Bank (nearest in Burton, 16 mi), Regions Bank, TD Bank, BMO.
| Bank | In Lapeer | Nearest branch if none here |
|---|---|---|
| Chase | 1 branch | here |
| PNC Bank | 1 branch | here |
| Huntington | 1 branch | here |
| Wells Fargo | None | Birmingham, 36 miles away |
| Bank of America | None | Lake Orion, 21 miles away |
| U.S. Bank | None | none in Michigan |
| Truist | None | none in Michigan |
| Fifth Third Bank | None | Burton, 16 miles away |
| Regions Bank | None | none in Michigan |
| TD Bank | None | none in Michigan |
| BMO | None | none in Michigan |
Branch counts from FDIC BankFind as of September 5, 2026. Distances are straight-line miles from the center of Lapeer to the nearest branch in Michigan.
What your savings could earn
National benchmarks and the best published offers, from the Banrox Bank Rates tracker. Enter your own balance and rate to compare.
Short answer: At the national average savings rate of 0.38%, $10,000 kept in savings for a year earns about $38. The best published savings rate in the tracker, 3.75% at CIT Bank, earns about $375. The national average 12-month CD pays 1.71%.
| Offer | Bank | APY | Term | Minimum |
|---|---|---|---|---|
| Savings | CIT Bank | 3.75% | none | $5,000 |
| Savings | Barclays | 3.50% | none | $0 |
| Savings | Marcus by Goldman Sachs | 3.40% | none | $0 |
| CD | Synchrony Bank | 4.35% | 60 Months | $0 |
| CD | Marcus by Goldman Sachs | 4.35% | 24 Months | $500 |
| CD | American Express National Bank | 4.25% | 10 Months | $0 |
Rates are the banks' published APYs as tracked on the Banrox Bank Rates page, with the date next to each benchmark; they are not offers from Banrox and can change daily. Interest is before tax. The best offers are mostly online banks and are open to Lapeer residents like anyone else.
Banks near Lapeer
Nearby cities with at least two banks, by straight-line distance. Counts from FDIC BankFind.
Short answer: The closest towns with more choice are Davison (9 miles) and Imlay City (13 miles). Grand Blanc, 17 miles away, has the most banks nearby: 5.
| City | Distance | Banks | Branches |
|---|---|---|---|
| Banks in Davison, MI | 9 mi | 3 | 3 |
| Banks in Imlay City, MI | 13 mi | 4 | 4 |
| Banks in North Branch, MI | 14 mi | 2 | 3 |
| Banks in Ortonville, MI | 15 mi | 2 | 2 |
| Banks in Oxford, MI | 15 mi | 3 | 5 |
| Banks in Burton, MI | 16 mi | 3 | 4 |
| Banks in Almont, MI | 17 mi | 2 | 2 |
| Banks in Grand Blanc, MI | 17 mi | 5 | 7 |
Bank branch openings and closings in Lapeer
FDIC branch records, between September 5, 2025 and September 5, 2026.
Short answer: FDIC branch records show no bank branch openings in Lapeer between September 5, 2025 and September 5, 2026. Closings and relocations are not tracked by the sources this page uses yet.
Largest banks in Lapeer by total assets
Ranked by each bank's total assets on its FDIC balance sheet, which covers the whole bank, not only its Lapeer offices.
Short answer: Chase is the largest bank with offices in Lapeer, with $4.09 trillion in total assets on June 30, 2026, No. 1 among U.S. banks by total assets. PNC Bank is second with $609.77 billion. Local deposit shares will follow once the FDIC Summary of Deposits is imported.
| Bank | Total assets | Rank | Offices here | Main office |
|---|---|---|---|---|
| Chase | $4.09 trillion | No. 1 | 1 | Columbus, OH |
| PNC Bank | $609.77 billion | No. 8 | 1 | Wilmington, DE |
| Huntington | $283.07 billion | No. 15 | 1 | Columbus, OH |
| ChoiceOne Bank | $4.45 billion | No. 312 | 3 | Sparta, MI |
Total assets and ranks from FDIC BankFind as of June 30, 2026. Rank is among active banks that report total assets to the FDIC.
Banks in Lapeer: FAQ
How many banks are in Lapeer, MI?
Lapeer has 4 banks with 6 branches and 4 credit unions with 6 offices, according to FDIC data as of September 5, 2026 and NCUA data as of March 31, 2026.
Which bank has the most branches in Lapeer?
ChoiceOne Bank, with 3. Chase has 1 and PNC Bank has 1.
Is there a ChoiceOne Bank in Lapeer, MI?
Yes. FDIC data lists 3 ChoiceOne Bank branches in Lapeer as of September 5, 2026. Its branches are listed under ChoiceOne Bank above, with the address and directions for each.
Is there a Chase in Lapeer, MI?
Yes. FDIC data lists 1 Chase branch in Lapeer as of September 5, 2026. The address and directions are under Chase above.
Is there a PNC Bank in Lapeer, MI?
Yes. FDIC data lists 1 PNC Bank branch in Lapeer as of September 5, 2026. The address and directions are under PNC Bank above.
Is there a Wells Fargo in Lapeer, MI?
No. FDIC data lists no Wells Fargo branch in Lapeer as of September 5, 2026. The nearest is in Birmingham, about 36 miles away in a straight line.
Which banks in Lapeer are open on Saturday?
Chase, PNC Bank, Elga Credit Union and Security Credit Union and 1 more publish Saturday hours for one or more Lapeer locations. The Saturday section above lists each one with its hours. 3 of the 12 locations here do not publish hours in the sources this page uses; call ahead.
What is the oldest bank in Lapeer?
PNC Bank has the longest record among banks with a branch here: the FDIC shows it operating since 1804.
Which credit unions can I join in Lapeer?
Elga Credit Union, Security Credit Union, Dort Financial Credit Union and Sovita Credit Union have offices in Lapeer. Check each credit union's membership rules before you apply.
Did any bank branches open or close in Lapeer in the past year?
FDIC branch records show no branch openings between September 5, 2025 and September 5, 2026. Closings and relocations are not tracked by the sources this page uses yet.
Where can I find more banks near Lapeer?
Nearby cities with more banks include Davison, Imlay City, North Branch. Davison is 9 miles away with 3 banks.
How we build this page
Every figure above comes from one of these sources. Nothing is typed by hand, nothing is estimated.
| Data | Source | License | Updated | Data as of |
|---|---|---|---|---|
| FDIC-insured banks: branches, main offices, total assets, dates established | FDIC BankFind Suite API | Public data (U.S. government) | Monthly import | Sep 5, 2026 |
| Credit union offices, phones and hours as filed with the NCUA, total assets | NCUA call report data | Public data (U.S. government) | Quarterly import | Mar 31, 2026 |
| Map coordinates of 6 credit union offices whose NCUA record has none, from the office address | U.S. Census Bureau Geocoder | Public data (U.S. government) | With each NCUA import | Oct 19, 2026 |
| Bank branch hours, phones and branch pages (3 of 6 branches: Chase, Huntington, PNC Bank) | The banks' own branch locators, collected by All The Places | CC0 (All The Places data); each bank's locator is the primary source | Weekly spider run, monthly refresh here | Oct 10, 2026 |
| Savings and CD rates, national averages | Banrox Bank Rates | Banrox, from the banks' own rate pages and FDIC national rates | Weekly | see each rate |
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