US Bank Directory
Banks in Imlay City, MI
4 FDIC-insured banks operate 4 offices in Imlay City, Michigan, and 1 credit union has 1 office.
Source: FDIC BankFind, data as of September 5, 2026; NCUA call report as of March 31, 2026; hours checked October 10, 2026.
Bank branch map: Imlay City
Banks sit at the coordinates in their FDIC record; credit union offices at their NCUA address, located with the U.S. Census Bureau Geocoder. Point at a marker for today's hours, tap it for the address, directions and the bank's site.
Short answer: 5 banks and credit unions operate 5 locations in Imlay City, according to the FDIC and the NCUA. 5 of them have coordinates on record and are on the map. 3 publish opening hours.
Branches: FDIC, NCUA. Streets: loading.
5 locations on the map
Tap a cluster to zoom in
Positions are the regulators' own coordinates, or the Census Geocoder's point for the address, and can sit a few hundred feet from the door. Streets, buildings and parks come from OpenStreetMap through OpenFreeMap, with every street named as you zoom in; if that map cannot load, a simpler map drawn from the Census Bureau's TIGER/Line files takes its place. ATMs will follow with the Overture Maps import.
All banks and credit unions in Imlay City
Sorted by number of local branches. Each branch shows where its hours and phone number come from.
Short answer: 4 banks share the most locations in Imlay City, with 1 each. 4 banks have a single office in the city. Open any bank to see each address, today's hours where the bank publishes them and the phone number.
ChoiceOne Bank Bank · 1
ChoiceOne Bank has 1 branch in Imlay City, 50 across Michigan and 50 nationwide. FDIC records list its main office in Sparta, MI and show it operating since 1898. With $4.45 billion in total assets on June 30, 2026, it ranks No. 312 of 4,232 U.S. banks by total assets. The Imlay City Branch at 1875 S Cedar St dates to 1999 in FDIC branch records. It does not publish hours in the sources this page uses; check its site before you go.
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Imlay City Branch1875 S Cedar St, 48444
Huntington Bank · 1
Huntington has 1 branch in Imlay City, 447 across Michigan and 1,477 nationwide. FDIC records list its main office in Columbus, OH and show it operating since 1866. With $283.07 billion in total assets on June 30, 2026, it ranks No. 15 of 4,232 U.S. banks by total assets. The Imlay City at 715 S Cedar St dates to 1937 in FDIC branch records. It opens on Saturday.
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Imlay City715 S Cedar St, 48444
All hours
Mon to Fri 9 am to 5 pm; Sat 9 am to 12 pm; Sun not published
Hours: Huntington branch locator (All The Places), checked Oct 10, 2026
PNC Bank Bank · 1
PNC Bank has 1 branch in Imlay City, 124 across Michigan and 2,413 nationwide. FDIC records list its main office in Wilmington, DE and show it operating since 1804. With $609.77 billion in total assets on June 30, 2026, it ranks No. 8 of 4,232 U.S. banks by total assets. The Imlay City Branch at 433 E Capac Rd dates to 1965 in FDIC branch records. It opens on Saturday.
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Imlay City Branch433 E Capac Rd, 48444
All hours
Mon not published; Tue to Fri 9 am to 5 pm; Sat 9 am to 1 pm; Sun not published
Hours: PNC Bank branch locator (All The Places), checked Oct 3, 2026
Security Credit Union Credit union · 1
Security Credit Union has 1 office in Imlay City, 16 across Michigan. It is based in Grand Blanc, MI and $651.8 million in assets on March 31, 2026, according to its NCUA call report. It opens on Saturday.
Who can join: see the credit union's site.
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Imlay City Office337 E 1St St, 48444
All hours
Mon 9 am to 6 pm; Tue to Thu 9 am to 5 pm; Fri 9 am to 6 pm; Sat 9 am to 12:30 pm; Sun not published
Hours: NCUA, March 31, 2026
Tri-County Bank Bank · 1
Tri-County Bank has 1 branch in Imlay City, 12 across Michigan and 12 nationwide. FDIC records list its main office in Brown City, MI and show it operating since 1889. With $638.6 million in total assets on June 30, 2026, it ranks No. 1,491 of 4,232 U.S. banks by total assets. The Imlay City Branch at 6730 Newark Rd dates to 1988 in FDIC branch records. It does not publish hours in the sources this page uses; check its site before you go.
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Imlay City Branch6730 Newark Rd, 48444
Join a credit union in Imlay City
1 credit union has 1 office here: Security Credit Union. Each office is listed above with the phone and the hours it filed with the NCUA (call report as of March 31, 2026). Who can join each one is on its own site; the credit unions in Imlay City page has every office in the state's directory.
Banking in Imlay City: the local picture
Short answer: 4 banks run 4 branches in Imlay City according to the FDIC. A population estimate for this place is not available from the Census Bureau, so branches per resident are not shown.
Of the 4 banks, 0 have their main office in Imlay City, 2 elsewhere in Michigan and 2 out of state, according to the FDIC.
The bank with the longest record here is PNC Bank, operating since 1804 according to the FDIC. In FDIC branch records, the longest-running branch is Huntington's office at 715 S Cedar St, dating to 1937; the newest is ChoiceOne Bank's at 1875 S Cedar St, from 1999.
The only credit union with an office here is Security Credit Union.
Of the 3 locations with published hours. 3 open on Saturday. 2 locations have no published hours in these sources.
Banks and credit unions open on Saturday in Imlay City
Short answer: 3 of the 3 Imlay City locations with published hours open on Saturday, run by 3 institutions.
- PNC Bank: 1 of 1 branch (433 E Capac Rd: Saturday 9 am to 1 pm)
- Huntington: 1 of 1 branch (715 S Cedar St: Saturday 9 am to 12 pm)
- Security Credit Union: 1 of 1 office (337 E 1St St: Saturday 9 am to 12:30 pm)
Credit union hours are the text each credit union filed with the NCUA, call report as of March 31, 2026; a day the filing does not mention is shown as not published, never as closed. Bank branches show hours only where the bank publishes them in a source this page uses; 2 of the 5 locations here have no published hours yet. The source and date sit under each office. Banks and credit unions often close on Federal Reserve holidays; call ahead.
Chase, Bank of America and other national banks
Which big national banks have branches in Imlay City, and where the nearest one is if they do not.
Short answer: In Imlay City: PNC Bank (1), Huntington (1). No branches in Imlay City: Chase (nearest in Lapeer, 13 mi), Wells Fargo (nearest in Birmingham, 34 mi), Bank of America (nearest in Lake Orion, 20 mi), U.S. Bank, Truist, Fifth Third Bank (nearest in Romeo, 12 mi), Regions Bank, TD Bank, BMO.
| Bank | In Imlay City | Nearest branch if none here |
|---|---|---|
| PNC Bank | 1 branch | here |
| Huntington | 1 branch | here |
| Chase | None | Lapeer, 13 miles away |
| Wells Fargo | None | Birmingham, 34 miles away |
| Bank of America | None | Lake Orion, 20 miles away |
| U.S. Bank | None | none in Michigan |
| Truist | None | none in Michigan |
| Fifth Third Bank | None | Romeo, 12 miles away |
| Regions Bank | None | none in Michigan |
| TD Bank | None | none in Michigan |
| BMO | None | none in Michigan |
Branch counts from FDIC BankFind as of September 5, 2026. Distances are straight-line miles from the center of Imlay City to the nearest branch in Michigan.
What your savings could earn
National benchmarks and the best published offers, from the Banrox Bank Rates tracker. Enter your own balance and rate to compare.
Short answer: At the national average savings rate of 0.38%, $10,000 kept in savings for a year earns about $38. The best published savings rate in the tracker, 3.75% at CIT Bank, earns about $375. The national average 12-month CD pays 1.71%.
| Offer | Bank | APY | Term | Minimum |
|---|---|---|---|---|
| Savings | CIT Bank | 3.75% | none | $5,000 |
| Savings | Barclays | 3.50% | none | $0 |
| Savings | Marcus by Goldman Sachs | 3.40% | none | $0 |
| CD | Synchrony Bank | 4.35% | 60 Months | $0 |
| CD | Marcus by Goldman Sachs | 4.35% | 24 Months | $500 |
| CD | American Express National Bank | 4.25% | 10 Months | $0 |
Rates are the banks' published APYs as tracked on the Banrox Bank Rates page, with the date next to each benchmark; they are not offers from Banrox and can change daily. Interest is before tax. The best offers are mostly online banks and are open to Imlay City residents like anyone else.
Banks near Imlay City
Nearby cities with at least two banks, by straight-line distance. Counts from FDIC BankFind.
Short answer: The closest towns with more choice are Almont (7 miles) and Capac (7 miles). Lapeer, 13 miles away, has the most banks nearby: 4.
| City | Distance | Banks | Branches |
|---|---|---|---|
| Banks in Almont, MI | 7 mi | 2 | 2 |
| Banks in Capac, MI | 7 mi | 2 | 2 |
| Banks in Lapeer, MI | 13 mi | 4 | 6 |
| Banks in Romeo, MI | 14 mi | 3 | 3 |
| Banks in Brown City, MI | 14 mi | 2 | 3 |
| Banks in Armada, MI | 16 mi | 2 | 2 |
| Banks in North Branch, MI | 16 mi | 2 | 3 |
| Banks in Yale, MI | 16 mi | 2 | 2 |
Bank branch openings and closings in Imlay City
FDIC branch records, between September 5, 2025 and September 5, 2026.
Short answer: FDIC branch records show no bank branch openings in Imlay City between September 5, 2025 and September 5, 2026. Closings and relocations are not tracked by the sources this page uses yet.
Largest banks in Imlay City by total assets
Ranked by each bank's total assets on its FDIC balance sheet, which covers the whole bank, not only its Imlay City offices.
Short answer: PNC Bank is the largest bank with offices in Imlay City, with $609.77 billion in total assets on June 30, 2026, No. 8 among U.S. banks by total assets. Huntington is second with $283.07 billion. Local deposit shares will follow once the FDIC Summary of Deposits is imported.
| Bank | Total assets | Rank | Offices here | Main office |
|---|---|---|---|---|
| PNC Bank | $609.77 billion | No. 8 | 1 | Wilmington, DE |
| Huntington | $283.07 billion | No. 15 | 1 | Columbus, OH |
| ChoiceOne Bank | $4.45 billion | No. 312 | 1 | Sparta, MI |
| Tri-County Bank | $638.6 million | No. 1,491 | 1 | Brown City, MI |
Total assets and ranks from FDIC BankFind as of June 30, 2026. Rank is among active banks that report total assets to the FDIC.
Banks in Imlay City: FAQ
How many banks are in Imlay City, MI?
Imlay City has 4 banks with 4 branches and 1 credit union with 1 office, according to FDIC data as of September 5, 2026 and NCUA data as of March 31, 2026.
Which bank has the most branches in Imlay City?
PNC Bank, with 1. Huntington has 1 and ChoiceOne Bank has 1.
Is there a PNC Bank in Imlay City, MI?
Yes. FDIC data lists 1 PNC Bank branch in Imlay City as of September 5, 2026. The address and directions are under PNC Bank above.
Is there a Huntington in Imlay City, MI?
Yes. FDIC data lists 1 Huntington branch in Imlay City as of September 5, 2026. The address and directions are under Huntington above.
Is there a ChoiceOne Bank in Imlay City, MI?
Yes. FDIC data lists 1 ChoiceOne Bank branch in Imlay City as of September 5, 2026. The address and directions are under ChoiceOne Bank above.
Is there a Chase in Imlay City, MI?
No. FDIC data lists no Chase branch in Imlay City as of September 5, 2026. The nearest is in Lapeer, about 13 miles away in a straight line.
Which banks in Imlay City are open on Saturday?
PNC Bank, Huntington and Security Credit Union publish Saturday hours for one or more Imlay City locations. The Saturday section above lists each one with its hours. 2 of the 5 locations here do not publish hours in the sources this page uses; call ahead.
What is the oldest bank in Imlay City?
PNC Bank has the longest record among banks with a branch here: the FDIC shows it operating since 1804.
Which credit unions can I join in Imlay City?
Security Credit Union has an office in Imlay City. Check each credit union's membership rules before you apply.
Did any bank branches open or close in Imlay City in the past year?
FDIC branch records show no branch openings between September 5, 2025 and September 5, 2026. Closings and relocations are not tracked by the sources this page uses yet.
Where can I find more banks near Imlay City?
Nearby cities with more banks include Almont, Capac, Lapeer. Almont is 7 miles away with 2 banks.
How we build this page
Every figure above comes from one of these sources. Nothing is typed by hand, nothing is estimated.
| Data | Source | License | Updated | Data as of |
|---|---|---|---|---|
| FDIC-insured banks: branches, main offices, total assets, dates established | FDIC BankFind Suite API | Public data (U.S. government) | Monthly import | Sep 5, 2026 |
| Credit union offices, phones and hours as filed with the NCUA, total assets | NCUA call report data | Public data (U.S. government) | Quarterly import | Mar 31, 2026 |
| Map coordinates of 1 credit union offices whose NCUA record has none, from the office address | U.S. Census Bureau Geocoder | Public data (U.S. government) | With each NCUA import | Oct 19, 2026 |
| Bank branch hours, phones and branch pages (2 of 4 branches: Huntington, PNC Bank) | The banks' own branch locators, collected by All The Places | CC0 (All The Places data); each bank's locator is the primary source | Weekly spider run, monthly refresh here | Oct 10, 2026 |
| Savings and CD rates, national averages | Banrox Bank Rates | Banrox, from the banks' own rate pages and FDIC national rates | Weekly | see each rate |
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