Banks in Capac, MI

Bank branch map: Capac

Banks sit at the coordinates in their FDIC record; credit union offices at their NCUA address, located with the U.S. Census Bureau Geocoder. Point at a marker for today's hours, tap it for the address, directions and the bank's site.

Short answer: 2 banks and credit unions operate 2 locations in Capac, according to the FDIC. 2 of them have coordinates on record and are on the map. ATMs and opening hours are not in the sources this page uses yet; each marker links to directions.

Positions are the regulators' own coordinates, or the Census Geocoder's point for the address, and can sit a few hundred feet from the door. Streets, buildings and parks come from OpenStreetMap through OpenFreeMap, with every street named as you zoom in; if that map cannot load, a simpler map drawn from the Census Bureau's TIGER/Line files takes its place. ATMs will follow with the Overture Maps import.

All banks in Capac

Sorted by number of local branches. Each branch shows where its hours and phone number come from.

Short answer: ChoiceOne Bank and Tri-County Bank have the most locations in Capac, with 1 each. 2 banks have a single office in the city. Open any bank to see each address, today's hours where the bank publishes them and the phone number.

ChoiceOne Bank 1 branch · main office Sparta, MI Bank · 1

ChoiceOne Bank has 1 branch in Capac, 50 across Michigan and 50 nationwide. FDIC records list its main office in Sparta, MI and show it operating since 1898. With $4.45 billion in total assets on June 30, 2026, it ranks No. 312 of 4,232 U.S. banks by total assets. The Capac Branch at 206 N Main St dates to 1898 in FDIC branch records. It does not publish hours in the sources this page uses; check its site before you go.

• Capac Branch

  206 N Main St, 48014

  Hours: see the bank's site
  DirectionsWebsite

ChoiceOne Bank: profile, branches and contacts

Tri-County Bank 1 branch · main office Brown City, MI Bank · 1

Tri-County Bank has 1 branch in Capac, 12 across Michigan and 12 nationwide. FDIC records list its main office in Brown City, MI and show it operating since 1889. With $638.6 million in total assets on June 30, 2026, it ranks No. 1,491 of 4,232 U.S. banks by total assets. The Capac Supermarket Branch at 3433 Capac Rd dates to 2015 in FDIC branch records. It does not publish hours in the sources this page uses; check its site before you go.

• Capac Supermarket Branch

  3433 Capac Rd, 48014

  Hours: see the bank's site
  DirectionsWebsite

Tri-County Bank: profile, branches and contacts

Banking in Capac: the local picture

Short answer: 2 banks run 2 branches in Capac according to the FDIC. A population estimate for this place is not available from the Census Bureau, so branches per resident are not shown.

Of the 2 banks, 0 have their main office in Capac, 2 elsewhere in Michigan, according to the FDIC.

The bank with the longest record here is Tri-County Bank, operating since 1889 according to the FDIC. In FDIC branch records, the longest-running branch is ChoiceOne Bank's office at 206 N Main St, dating to 1898; the newest is Tri-County Bank's at 3433 Capac Rd, from 2015.

None of the 2 locations here publishes hours in the sources this page uses. Each branch links to the bank's own site.

Chase, Bank of America and other national banks

Which big national banks have branches in Capac, and where the nearest one is if they do not.

Short answer: No branches in Capac: Chase (nearest in Washington Township, 17 mi), Wells Fargo (nearest in Birmingham, 35 mi), Bank of America (nearest in Lake Orion, 23 mi), PNC Bank (nearest in Imlay City, 8 mi), U.S. Bank, Truist, Fifth Third Bank (nearest in Armada, 11 mi), Huntington (nearest in Imlay City, 7 mi), Regions Bank, TD Bank, BMO.

Branch counts from FDIC BankFind as of September 5, 2026. Distances are straight-line miles from the center of Capac to the nearest branch in Michigan.

What your savings could earn

National benchmarks and the best published offers, from the Banrox Bank Rates tracker. Enter your own balance and rate to compare.

Short answer: At the national average savings rate of 0.38%, $10,000 kept in savings for a year earns about $38. The best published savings rate in the tracker, 3.75% at CIT Bank, earns about $375. The national average 12-month CD pays 1.71%.

Rates are the banks' published APYs as tracked on the Banrox Bank Rates page, with the date next to each benchmark; they are not offers from Banrox and can change daily. Interest is before tax. The best offers are mostly online banks and are open to Capac residents like anyone else.

Banks near Capac

Nearby cities with at least two banks, by straight-line distance. Counts from FDIC BankFind.

Short answer: The closest towns with more choice are Imlay City (7 miles) and Almont (9 miles). Imlay City, 7 miles away, has the most banks nearby: 4.

Bank branch openings and closings in Capac

FDIC branch records, between September 5, 2025 and September 5, 2026.

Short answer: FDIC branch records show no bank branch openings in Capac between September 5, 2025 and September 5, 2026. Closings and relocations are not tracked by the sources this page uses yet.

Largest banks in Capac by total assets

Ranked by each bank's total assets on its FDIC balance sheet, which covers the whole bank, not only its Capac offices.

Short answer: ChoiceOne Bank is the largest bank with offices in Capac, with $4.45 billion in total assets on June 30, 2026, No. 312 among U.S. banks by total assets. Tri-County Bank is second with $638.6 million. Local deposit shares will follow once the FDIC Summary of Deposits is imported.

Total assets and ranks from FDIC BankFind as of June 30, 2026. Rank is among active banks that report total assets to the FDIC.

Banks in Capac: FAQ

How we build this page

Every figure above comes from one of these sources. Nothing is typed by hand, nothing is estimated.