Banks in Decatur, MI

Bank branch map: Decatur

Banks sit at the coordinates in their FDIC record; credit union offices at their NCUA address, located with the U.S. Census Bureau Geocoder. Point at a marker for today's hours, tap it for the address, directions and the bank's site.

Short answer: 2 banks and credit unions operate 2 locations in Decatur, according to the FDIC and the NCUA. 2 of them have coordinates on record and are on the map. 1 publish opening hours.

Positions are the regulators' own coordinates, or the Census Geocoder's point for the address, and can sit a few hundred feet from the door. Streets, buildings and parks come from OpenStreetMap through OpenFreeMap, with every street named as you zoom in; if that map cannot load, a simpler map drawn from the Census Bureau's TIGER/Line files takes its place. ATMs will follow with the Overture Maps import.

All banks and credit unions in Decatur

Sorted by number of local branches. Each branch shows where its hours and phone number come from.

Short answer: First State Bank of Michigan is the only bank with an office in Decatur. Open any bank to see each address, today's hours where the bank publishes them and the phone number.

First State Bank of Michigan 1 branch · main office Decatur, MI Bank · 1

First State Bank of Michigan has 1 branch in Decatur, 2 across Michigan and 2 nationwide. FDIC records list its main office in Decatur, MI and show it operating since 1870. With $87.8 million in total assets on June 30, 2026, it ranks No. 3,784 of 4,232 U.S. banks by total assets. Its main office at 124 S Phelps St dates to 1870 in FDIC branch records. It does not publish hours in the sources this page uses; check its site before you go.

• Main Office main office

  124 S Phelps St, 49045

  Hours: see the bank's site
  DirectionsWebsite

First State Bank of Michigan: profile, branches and contacts

Honor Credit Union 1 office · main office Berrien Springs, MI Credit union · 1

Honor Credit Union has 1 office in Decatur, 28 across Michigan. It is based in Berrien Springs, MI and $1.86 billion in assets on March 31, 2026, according to its NCUA call report. Its published hours do not list Saturday.

Who can join: see the credit union's site.

• Honor Credit Union

  201 N Phelps St, 49045

  (269) 983-6357Today 2 pm to 5 pm

  All hours

  Mon to Tue 9 am to 1 pm; Wed 2 pm to 5 pm; Thu to Fri 9 am to 1 pm; Sat to Sun not published

  Hours: NCUA, March 31, 2026

  Directions

Honor Credit Union: profile, branches and contacts

Join a credit union in Decatur

1 credit union has 1 office here: Honor Credit Union. Each office is listed above with the phone and the hours it filed with the NCUA (call report as of March 31, 2026). Who can join each one is on its own site; the credit unions in Decatur page has every office in the state's directory.

Banking in Decatur: the local picture

Short answer: 1 bank runs 1 branch in Decatur according to the FDIC. A population estimate for this place is not available from the Census Bureau, so branches per resident are not shown.

First State Bank of Michigan has its main office in Decatur, according to the FDIC.

The bank with the longest record here is First State Bank of Michigan, operating since 1870 according to the FDIC.

The only credit union with an office here is Honor Credit Union.

Of the 1 location with published hours. None open on Saturday. 1 location has no published hours in these sources.

Saturday hours in Decatur

Short answer: None of the 1 Decatur location with published hours lists Saturday hours. 1 location does not publish hours in these sources; call ahead.

Credit union hours are the text each credit union filed with the NCUA, call report as of March 31, 2026; a day the filing does not mention is shown as not published, never as closed. Bank branches show hours only where the bank publishes them in a source this page uses; 1 of the 2 locations here have no published hours yet. The source and date sit under each office. Banks and credit unions often close on Federal Reserve holidays; call ahead.

Chase, Bank of America and other national banks

Which big national banks have branches in Decatur, and where the nearest one is if they do not.

Short answer: No branches in Decatur: Chase (nearest in Portage, 21 mi), Wells Fargo (nearest in Birmingham, 145 mi), Bank of America (nearest in Grand Rapids, 53 mi), PNC Bank (nearest in Paw Paw, 9 mi), U.S. Bank, Truist, Fifth Third Bank (nearest in Dowagiac, 11 mi), Huntington (nearest in Paw Paw, 9 mi), Regions Bank, TD Bank, BMO.

Branch counts from FDIC BankFind as of September 5, 2026. Distances are straight-line miles from the center of Decatur to the nearest branch in Michigan.

What your savings could earn

National benchmarks and the best published offers, from the Banrox Bank Rates tracker. Enter your own balance and rate to compare.

Short answer: At the national average savings rate of 0.38%, $10,000 kept in savings for a year earns about $38. The best published savings rate in the tracker, 3.75% at CIT Bank, earns about $375. The national average 12-month CD pays 1.71%.

Rates are the banks' published APYs as tracked on the Banrox Bank Rates page, with the date next to each benchmark; they are not offers from Banrox and can change daily. Interest is before tax. The best offers are mostly online banks and are open to Decatur residents like anyone else.

Banks near Decatur

Nearby cities with at least two banks, by straight-line distance. Counts from FDIC BankFind.

Short answer: The closest towns with more choice are Paw Paw (9 miles) and Dowagiac (11 miles). Portage, 20 miles away, has the most banks nearby: 12.

Bank branch openings and closings in Decatur

FDIC branch records, between September 5, 2025 and September 5, 2026.

Short answer: FDIC branch records show no bank branch openings in Decatur between September 5, 2025 and September 5, 2026. Closings and relocations are not tracked by the sources this page uses yet.

Banks and credit unions based in Decatur

Short answer: 1 institution has its main office in Decatur: First State Bank of Michigan.

Banks: FDIC BankFind (community-bank flag and assets). Credit unions: NCUA call report.

Largest banks in Decatur by total assets

Ranked by each bank's total assets on its FDIC balance sheet, which covers the whole bank, not only its Decatur offices.

Short answer: First State Bank of Michigan is the largest bank with offices in Decatur, with $87.8 million in total assets on June 30, 2026, No. 3,784 among U.S. banks by total assets. 1 of the 1 bank is headquartered here. Local deposit shares will follow once the FDIC Summary of Deposits is imported.

Total assets and ranks from FDIC BankFind as of June 30, 2026. Rank is among active banks that report total assets to the FDIC.

Banks in Decatur: FAQ

How we build this page

Every figure above comes from one of these sources. Nothing is typed by hand, nothing is estimated.