US Bank Directory

Banks in Bay Port, MI

1 FDIC-insured bank operates 1 office in Bay Port, Michigan.

Source: FDIC BankFind, data as of September 5, 2026.

Bank branch map: Bay Port

Banks sit at the coordinates in their FDIC record; credit union offices at their NCUA address, located with the U.S. Census Bureau Geocoder. Point at a marker for today's hours, tap it for the address, directions and the bank's site.

Short answer: 1 institution operates 1 location in Bay Port, according to the FDIC. 1 of them has coordinates on record and is on the map. ATMs and opening hours are not in the sources this page uses yet; each marker links to directions.

BankMain office

Branches: FDIC, NCUA. Streets: loading.

1 location on the map

Tap a cluster to zoom in

Positions are the regulators' own coordinates, or the Census Geocoder's point for the address, and can sit a few hundred feet from the door. Streets, buildings and parks come from OpenStreetMap through OpenFreeMap, with every street named as you zoom in; if that map cannot load, a simpler map drawn from the Census Bureau's TIGER/Line files takes its place. ATMs will follow with the Overture Maps import.

All banks in Bay Port

Sorted by number of local branches. Each branch shows where its hours and phone number come from.

Short answer: Bay Port State Bank is the only bank with an office in Bay Port. Open any bank to see each address, today's hours where the bank publishes them and the phone number.

Bay Port State Bank 1 branch · main office Bay Port, MI Bank · 1

Bay Port State Bank has 1 branch in Bay Port, 4 across Michigan and 4 nationwide. FDIC records list its main office in Bay Port, MI and show it operating since 1938. With $153.4 million in total assets on June 30, 2026, it ranks No. 3,300 of 4,232 U.S. banks by total assets. Its main office at 9840 Main St dates to 1938 in FDIC branch records. It does not publish hours in the sources this page uses; check its site before you go.

  • Main Office main office
    9840 Main St, 48720
    Hours: see the bank's site
Bay Port State Bank: profile, branches and contacts

Banking in Bay Port: the local picture

Short answer: 1 bank runs 1 branch in Bay Port according to the FDIC. A population estimate for this place is not available from the Census Bureau, so branches per resident are not shown.

Bay Port State Bank has its main office in Bay Port, according to the FDIC.

The bank with the longest record here is Bay Port State Bank, operating since 1938 according to the FDIC.

The one location here does not publish hours in the sources this page uses. Each branch links to the bank's own site.

Chase, Bank of America and other national banks

Which big national banks have branches in Bay Port, and where the nearest one is if they do not.

Short answer: No branches in Bay Port: Chase (nearest in Sandusky, 40 mi), Wells Fargo (nearest in Birmingham, 91 mi), Bank of America (nearest in Lake Orion, 75 mi), PNC Bank (nearest in Bay City, 31 mi), U.S. Bank, Truist, Fifth Third Bank (nearest in Bay City, 30 mi), Huntington (nearest in Bad Axe, 19 mi), Regions Bank, TD Bank, BMO.

BankIn Bay PortNearest branch if none here
ChaseNoneSandusky, 40 miles away
Wells FargoNoneBirmingham, 91 miles away
Bank of AmericaNoneLake Orion, 75 miles away
PNC BankNoneBay City, 31 miles away
U.S. BankNonenone in Michigan
TruistNonenone in Michigan
Fifth Third BankNoneBay City, 30 miles away
HuntingtonNoneBad Axe, 19 miles away
Regions BankNonenone in Michigan
TD BankNonenone in Michigan
BMONonenone in Michigan

Branch counts from FDIC BankFind as of September 5, 2026. Distances are straight-line miles from the center of Bay Port to the nearest branch in Michigan.

What your savings could earn

National benchmarks and the best published offers, from the Banrox Bank Rates tracker. Enter your own balance and rate to compare.

Short answer: At the national average savings rate of 0.38%, $10,000 kept in savings for a year earns about $38. The best published savings rate in the tracker, 3.75% at CIT Bank, earns about $375. The national average 12-month CD pays 1.71%.

Fed Funds Target Range3.75% - 4.00%FOMC, Sep 16 2026
30-Yr Fixed Mortgage Avg6.76%Freddie Mac PMMS, Sep 10 2026
15-Yr Fixed Mortgage Avg6.09%Freddie Mac PMMS, Sep 10 2026
Avg Credit Card APR22.15%Fed G.19, accounts assessed interest, Q2 2026
Best 12-Month CD4.25%Barclays and Popular Direct, Sep 16 2026
Best High-Yield Savings3.95%Bread Savings, Sep 16 2026

One year at this rate earns about $0; at the best published savings rate (3.75%) about $0.

OfferBankAPYTermMinimum
SavingsCIT Bank3.75%none$5,000
SavingsBarclays3.50%none$0
SavingsMarcus by Goldman Sachs3.40%none$0
CDSynchrony Bank4.35%60 Months$0
CDMarcus by Goldman Sachs4.35%24 Months$500
CDAmerican Express National Bank4.25%10 Months$0

Rates are the banks' published APYs as tracked on the Banrox Bank Rates page, with the date next to each benchmark; they are not offers from Banrox and can change daily. Interest is before tax. The best offers are mostly online banks and are open to Bay Port residents like anyone else.

Banks near Bay Port

Nearby cities with at least two banks, by straight-line distance. Counts from FDIC BankFind.

Short answer: The closest towns with more choice are Pigeon (5 miles) and Caseville (8 miles). Bad Axe, 19 miles away, has the most banks nearby: 5.

Bank branch openings and closings in Bay Port

FDIC branch records, between September 5, 2025 and September 5, 2026.

Short answer: FDIC branch records show no bank branch openings in Bay Port between September 5, 2025 and September 5, 2026. Closings and relocations are not tracked by the sources this page uses yet.

Banks and credit unions based in Bay Port

Short answer: 1 institution has its main office in Bay Port: Bay Port State Bank.

InstitutionTypeTotal assets, June 30, 2026Offices here
Bay Port State BankBank$153.4 million1

Banks: FDIC BankFind (community-bank flag and assets). Credit unions: NCUA call report.

Largest banks in Bay Port by total assets

Ranked by each bank's total assets on its FDIC balance sheet, which covers the whole bank, not only its Bay Port offices.

Short answer: Bay Port State Bank is the largest bank with offices in Bay Port, with $153.4 million in total assets on June 30, 2026, No. 3,300 among U.S. banks by total assets. 1 of the 1 bank is headquartered here. Local deposit shares will follow once the FDIC Summary of Deposits is imported.

BankTotal assetsRankOffices hereMain office
Bay Port State Bank$153.4 millionNo. 3,3001Bay Port, MI

Total assets and ranks from FDIC BankFind as of June 30, 2026. Rank is among active banks that report total assets to the FDIC.

Banks in Bay Port: FAQ

How many banks are in Bay Port, MI?

Bay Port has 1 bank with 1 branch, according to FDIC data as of September 5, 2026.

Is there a Chase in Bay Port, MI?

No. FDIC data lists no Chase branch in Bay Port as of September 5, 2026. The nearest is in Sandusky, about 40 miles away in a straight line.

Which banks are headquartered in Bay Port?

Bay Port State Bank has its main office in Bay Port, according to the FDIC.

What is the oldest bank in Bay Port?

Bay Port State Bank has the longest record among banks with a branch here: the FDIC shows it operating since 1938.

Did any bank branches open or close in Bay Port in the past year?

FDIC branch records show no branch openings between September 5, 2025 and September 5, 2026. Closings and relocations are not tracked by the sources this page uses yet.

Where can I find more banks near Bay Port?

Nearby cities with more banks include Pigeon, Caseville, Sebewaing. Pigeon is 5 miles away with 3 banks.

How we build this page

Every figure above comes from one of these sources. Nothing is typed by hand, nothing is estimated.

DataSourceLicenseUpdatedData as of
FDIC-insured banks: branches, main offices, total assets, dates establishedFDIC BankFind Suite APIPublic data (U.S. government)Monthly importSep 5, 2026
Savings and CD rates, national averagesBanrox Bank RatesBanrox, from the banks' own rate pages and FDIC national ratesWeeklysee each rate

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