US Bank Directory

Banks in Saco, ME

8 FDIC-insured banks operate 8 offices in Saco, Maine, and 5 credit unions have 6 offices.

Source: FDIC BankFind, data as of September 5, 2026; NCUA call report as of March 31, 2026; hours checked October 10, 2026.

Bank branch map: Saco

Banks sit at the coordinates in their FDIC record; credit union offices at their NCUA address, located with the U.S. Census Bureau Geocoder. Point at a marker for today's hours, tap it for the address, directions and the bank's site.

Short answer: 13 banks and credit unions operate 14 locations in Saco, according to the FDIC and the NCUA. 11 of them have coordinates on record and are on the map. 9 publish opening hours.

BankCredit unionMain office

Branches: FDIC, NCUA. Streets: loading.

11 locations on the map

Tap a cluster to zoom in

Positions are the regulators' own coordinates, or the Census Geocoder's point for the address, and can sit a few hundred feet from the door. Streets, buildings and parks come from OpenStreetMap through OpenFreeMap, with every street named as you zoom in; if that map cannot load, a simpler map drawn from the Census Bureau's TIGER/Line files takes its place. ATMs will follow with the Overture Maps import.

All banks and credit unions in Saco

Sorted by number of local branches. Each branch shows where its hours and phone number come from.

Short answer: 8 banks share the most locations in Saco, with 1 each. 8 banks have a single office in the city. Open any bank to see each address, today's hours where the bank publishes them and the phone number.

Saco Valley Credit Union 2 offices · main office Saco, ME Credit union · 2

Saco Valley Credit Union has 2 officees in Saco, 5 across Maine. It is based in Saco, ME and $196.0 million in assets on March 31, 2026, according to its NCUA call report. 1 of its 2 Saco locations with published hours open on Saturday.

Who can join: see the credit union's site.

  • Main Office main office
    312 Main St, 04072
    (207) 282-6169Today 9 am to 4 pm
    All hours

    Mon 9 am to 5 pm; Tue 9 am to 12 pm; Wed 9 am to 4 pm; Thu 9 am to 5 pm; Fri 9 am to 6 pm; Sat to Sun not published

    Hours: NCUA, March 31, 2026

  • Main Office
    500 Main St, 04072
    (207) 286-3638Today 8 am to 5 pm
    All hours

    Mon to Wed 8 am to 5 pm; Thu 8 am to 6 pm; Fri 8 am to 7 pm; Sat 8 am to 1 pm; Sun not published

    Hours: NCUA, March 31, 2026

Saco Valley Credit Union: profile, branches and contacts
Atlantic Regional Credit Union 1 office · main office South Portland, ME Credit union · 1

Atlantic Regional Credit Union has 1 office in Saco, 12 across Maine. It is based in South Portland, ME and $1.08 billion in assets on March 31, 2026, according to its NCUA call report. Its published hours do not list Saturday.

Who can join: see the credit union's site.

  • Saco
    477 Main St, 04072
    (207) 282-2962Today 9 am to 4 pm
    All hours

    Mon 8:30 am to 5 pm; Tue 8:30 am to 4 pm; Wed 9 am to 4 pm; Thu 8:30 am to 4 pm; Fri 8:30 am to 5 pm; Sat to Sun not published

    Hours: NCUA, March 31, 2026

Atlantic Regional Credit Union: profile, branches and contacts
Bangor Savings Bank 1 branch · main office Bangor, ME Bank · 1

Bangor Savings Bank has 1 branch in Saco, 62 across Maine and 72 nationwide. FDIC records list its main office in Bangor, ME and show it operating since 1852. With $7.74 billion in total assets on June 30, 2026, it ranks No. 202 of 4,232 U.S. banks by total assets. The Saco Branch at 270 Main St dates to 1998 in FDIC branch records. It does not publish hours in the sources this page uses; check its site before you go.

Bangor Savings Bank: profile, branches and contacts
Bank of America Bank of America, National Association · 1 branch · main office Charlotte, NC Bank · 1

Bank of America has 1 branch in Saco, 12 across Maine and 3,598 nationwide. FDIC records list its main office in Charlotte, NC and show it operating since 1904. With $2.65 trillion in total assets on June 30, 2026, it ranks No. 2 of 4,232 U.S. banks by total assets. The Saco Branch at 534 Main St dates to 1974 in FDIC branch records. It opens on Saturday.

  • Saco Branch
    534 Main St, 04072
    (207) 282-6184Today 9 am to 4 pm
    All hours

    Mon closed; Tue to Fri 9 am to 4 pm; Sat 9 am to 2 pm; Sun closed

    Hours: Bank of America branch locator (All The Places), checked Oct 10, 2026

Bank of America: profile, branches and contacts
Camden National Bank The Camden National Bank · 1 branch · main office Camden, ME Bank · 1

Camden National Bank has 1 branch in Saco, 56 across Maine and 74 nationwide. FDIC records list its main office in Camden, ME and show it operating since 1875. With $6.94 billion in total assets on June 30, 2026, it ranks No. 224 of 4,232 U.S. banks by total assets. The Saco Branch at 640 Main St dates to 2006 in FDIC branch records. It does not publish hours in the sources this page uses; check its site before you go.

Camden National Bank: profile, branches and contacts
Chase JPMorgan Chase Bank, National Association · 1 branch · main office Columbus, OH Bank · 1

Chase has 1 branch in Saco, 7 across Maine and 5,176 nationwide. FDIC records list its main office in Columbus, OH and show it operating since 1824. With $4.09 trillion in total assets on June 30, 2026, it ranks No. 1 of 4,232 U.S. banks by total assets. The Saco Branch at 520 Main St dates to 2022 in FDIC branch records. It does not publish hours in the sources this page uses; check its site before you go.

Chase: profile, branches and contacts
KeyBank KeyBank National Association · 1 branch · main office Cleveland, OH Bank · 1

KeyBank has 1 branch in Saco, 30 across Maine and 952 nationwide. FDIC records list its main office in Cleveland, OH and show it operating since 1849. With $188.56 billion in total assets on June 30, 2026, it ranks No. 23 of 4,232 U.S. banks by total assets. The Saco Branch at 2 Scammon St dates to 1959 in FDIC branch records. It opens on Saturday.

  • Saco Branch
    2 Scammon St, 04072
    (207) 283-3631Today 9 am to 5 pm
    All hours

    Mon to Fri 9 am to 5 pm; Sat 9 am to 12 pm; Sun not published

    Hours: KeyBank branch locator (All The Places), checked Oct 10, 2026

KeyBank: profile, branches and contacts
Norway Savings Bank 1 branch · main office Norway, ME Bank · 1

Norway Savings Bank has 1 branch in Saco, 24 across Maine and 25 nationwide. FDIC records list its main office in Norway, ME and show it operating since 1866. With $2.16 billion in total assets on June 30, 2026, it ranks No. 576 of 4,232 U.S. banks by total assets. The Saco Branch at 569 Main St dates to 1973 in FDIC branch records. It does not publish hours in the sources this page uses; check its site before you go.

Norway Savings Bank: profile, branches and contacts
Peopleschoice Credit Union 1 office · main office Biddeford, ME Credit union · 1

Peopleschoice Credit Union has 1 office in Saco, 4 across Maine. It is based in Biddeford, ME and $366.9 million in assets on March 31, 2026, according to its NCUA call report. It opens on Saturday.

Who can join: see the credit union's site.

  • Main Office main office
    23 Industrial Park Rd, 04072
    (207) 282-4156Today 7:30 am to 4 pm
    All hours

    Mon to Thu 7:30 am to 4 pm; Fri 7:30 am to 5 pm; Sat 8 am to 12 pm; Sun not published

    Hours: NCUA, March 31, 2026

Peopleschoice Credit Union: profile, branches and contacts
Saco & Biddeford Savings Institution 1 branch · main office Saco, ME Bank · 1

Saco & Biddeford Savings Institution has 1 branch in Saco, 7 across Maine and 7 nationwide. FDIC records list its main office in Saco, ME and show it operating since 1827. With $1.47 billion in total assets on June 30, 2026, it ranks No. 756 of 4,232 U.S. banks by total assets. Its main office at 252 Main St dates to 1827 in FDIC branch records. It does not publish hours in the sources this page uses; check its site before you go.

  • Main Office main office
    252 Main St, 04072
    Hours: see the bank's site
Saco & Biddeford Savings Institution: profile, branches and contacts
TD Bank TD Bank, National Association · 1 branch · main office Wilmington, DE Bank · 1

TD Bank has 1 branch in Saco, 28 across Maine and 1,051 nationwide. FDIC records list its main office in Wilmington, DE and show it operating since 1852. With $342.80 billion in total assets on June 30, 2026, it ranks No. 13 of 4,232 U.S. banks by total assets. The Saco Branch at 4 Scammon St dates to 1996 in FDIC branch records. It opens on Saturday.

  • Saco Branch
    4 Scammon St, 04072
    (207) 284-4711Today 9 am to 5 pm
    All hours

    Mon to Wed 9 am to 5 pm; Thu to Fri 9 am to 6 pm; Sat 9 am to 1 pm; Sun closed

    Hours: TD Bank branch locator (All The Places), checked Oct 10, 2026

TD Bank: profile, branches and contacts
Town & Country Credit Union 1 office · main office South Portland, ME Credit union · 1

Town & Country Credit Union has 1 office in Saco, 7 across Maine. It is based in South Portland, ME and $627.6 million in assets on March 31, 2026, according to its NCUA call report. It opens on Saturday.

Who can join: see the credit union's site.

  • Saco Branch
    52 Elm St, 04072
    (207) 284-8541Today 8:30 am to 4 pm
    All hours

    Mon to Thu 8:30 am to 4 pm; Fri 8:30 am to 5 pm; Sat 8:30 am to 12 pm; Sun not published

    Hours: NCUA, March 31, 2026

Town & Country Credit Union: profile, branches and contacts
University Credit Union 1 office · main office Orono, ME Credit union · 1

University Credit Union has 1 office in Saco, 10 across Maine. It is based in Orono, ME and $529.6 million in assets on March 31, 2026, according to its NCUA call report. Its published hours do not list Saturday.

Who can join: see the credit union's site.

  • Saco
    4 Community Dr, 04072
    (800) 696-8628Today 8 am to 5 pm
    All hours

    Mon to Fri 8 am to 5 pm; Sat to Sun not published

    Hours: NCUA, March 31, 2026

University Credit Union: profile, branches and contacts

Join a credit union in Saco

5 credit unions have 6 offices here: Saco Valley Credit Union, Atlantic Regional Credit Union, Town & Country Credit Union, University Credit Union and Peopleschoice Credit Union. Each office is listed above with the phone and the hours it filed with the NCUA (call report as of March 31, 2026). Who can join each one is on its own site; the credit unions in Saco page has every office in the state's directory.

Banking in Saco: the local picture

Short answer: 8 banks run 8 branches in Saco according to the FDIC. A population estimate for this place is not available from the Census Bureau, so branches per resident are not shown.

Of the 8 banks, 1 has its main office in Saco, 3 elsewhere in Maine and 4 out of state, according to the FDIC.

The bank with the longest record here is Chase, operating since 1824 according to the FDIC. In FDIC branch records, the longest-running branch is Saco & Biddeford Savings Institution's office at 252 Main St, dating to 1827; the newest is Chase's at 520 Main St, from 2022.

5 credit unions have 6 offices in Saco, according to the NCUA. Who can join each one is on the credit unions page.

Of the 9 locations with published hours. 6 open on Saturday. 5 locations have no published hours in these sources.

Banks and credit unions open on Saturday in Saco

Short answer: 6 of the 9 Saco locations with published hours open on Saturday, run by 6 institutions.

Credit union hours are the text each credit union filed with the NCUA, call report as of March 31, 2026; a day the filing does not mention is shown as not published, never as closed. Bank branches show hours only where the bank publishes them in a source this page uses; 5 of the 14 locations here have no published hours yet. The source and date sit under each office. Banks and credit unions often close on Federal Reserve holidays; call ahead.

Chase, Bank of America and other national banks

Which big national banks have branches in Saco, and where the nearest one is if they do not.

Short answer: In Saco: Chase (1), Bank of America (1), TD Bank (1). No branches in Saco: Wells Fargo, PNC Bank, U.S. Bank, Truist, Fifth Third Bank, Huntington, Regions Bank, BMO.

BankIn SacoNearest branch if none here
Chase1 branchhere
Bank of America1 branchhere
TD Bank1 branchhere
Wells FargoNonenone in Maine
PNC BankNonenone in Maine
U.S. BankNonenone in Maine
TruistNonenone in Maine
Fifth Third BankNonenone in Maine
HuntingtonNonenone in Maine
Regions BankNonenone in Maine
BMONonenone in Maine

Branch counts from FDIC BankFind as of September 5, 2026. Distances are straight-line miles from the center of Saco to the nearest branch in Maine.

What your savings could earn

National benchmarks and the best published offers, from the Banrox Bank Rates tracker. Enter your own balance and rate to compare.

Short answer: At the national average savings rate of 0.38%, $10,000 kept in savings for a year earns about $38. The best published savings rate in the tracker, 3.75% at CIT Bank, earns about $375. The national average 12-month CD pays 1.71%.

Fed Funds Target Range3.75% - 4.00%FOMC, Sep 16 2026
30-Yr Fixed Mortgage Avg6.76%Freddie Mac PMMS, Sep 10 2026
15-Yr Fixed Mortgage Avg6.09%Freddie Mac PMMS, Sep 10 2026
Avg Credit Card APR22.15%Fed G.19, accounts assessed interest, Q2 2026
Best 12-Month CD4.25%Barclays and Popular Direct, Sep 16 2026
Best High-Yield Savings3.95%Bread Savings, Sep 16 2026

One year at this rate earns about $0; at the best published savings rate (3.75%) about $0.

OfferBankAPYTermMinimum
SavingsCIT Bank3.75%none$5,000
SavingsBarclays3.50%none$0
SavingsMarcus by Goldman Sachs3.40%none$0
CDSynchrony Bank4.35%60 Months$0
CDMarcus by Goldman Sachs4.35%24 Months$500
CDAmerican Express National Bank4.25%10 Months$0

Rates are the banks' published APYs as tracked on the Banrox Bank Rates page, with the date next to each benchmark; they are not offers from Banrox and can change daily. Interest is before tax. The best offers are mostly online banks and are open to Saco residents like anyone else.

Banks near Saco

Nearby cities with at least two banks, by straight-line distance. Counts from FDIC BankFind.

Short answer: The closest towns with more choice are Biddeford (2 miles) and Scarborough (8 miles). Portland, 14 miles away, has the most banks nearby: 17.

Bank branch openings and closings in Saco

FDIC branch records, between September 5, 2025 and September 5, 2026.

Short answer: FDIC branch records show no bank branch openings in Saco between September 5, 2025 and September 5, 2026. Closings and relocations are not tracked by the sources this page uses yet.

Banks and credit unions based in Saco

Short answer: 2 institutions have their main office in Saco: Saco Valley Credit Union and Saco & Biddeford Savings Institution.

InstitutionTypeTotal assets, March 31, 2026Offices here
Saco Valley Credit UnionCredit union$196.0 million2
Saco & Biddeford Savings InstitutionBank$1.47 billion1

Banks: FDIC BankFind (community-bank flag and assets). Credit unions: NCUA call report.

Largest banks in Saco by total assets

Ranked by each bank's total assets on its FDIC balance sheet, which covers the whole bank, not only its Saco offices.

Short answer: Chase is the largest bank with offices in Saco, with $4.09 trillion in total assets on June 30, 2026, No. 1 among U.S. banks by total assets. Bank of America is second with $2.65 trillion. 1 of the 8 bank is headquartered here. Local deposit shares will follow once the FDIC Summary of Deposits is imported.

BankTotal assetsRankOffices hereMain office
Chase$4.09 trillionNo. 11Columbus, OH
Bank of America$2.65 trillionNo. 21Charlotte, NC
TD Bank$342.80 billionNo. 131Wilmington, DE
KeyBank$188.56 billionNo. 231Cleveland, OH
Bangor Savings Bank$7.74 billionNo. 2021Bangor, ME
Camden National Bank$6.94 billionNo. 2241Camden, ME
Norway Savings Bank$2.16 billionNo. 5761Norway, ME
Saco & Biddeford Savings Institution$1.47 billionNo. 7561Saco, ME

Total assets and ranks from FDIC BankFind as of June 30, 2026. Rank is among active banks that report total assets to the FDIC.

Banks in Saco: FAQ

How many banks are in Saco, ME?

Saco has 8 banks with 8 branches and 5 credit unions with 6 offices, according to FDIC data as of September 5, 2026 and NCUA data as of March 31, 2026.

Which bank has the most branches in Saco?

Chase, with 1. Bank of America has 1 and TD Bank has 1.

Is there a Chase in Saco, ME?

Yes. FDIC data lists 1 Chase branch in Saco as of September 5, 2026. The address and directions are under Chase above.

Is there a Bank of America in Saco, ME?

Yes. FDIC data lists 1 Bank of America branch in Saco as of September 5, 2026. The address and directions are under Bank of America above.

Is there a TD Bank in Saco, ME?

Yes. FDIC data lists 1 TD Bank branch in Saco as of September 5, 2026. The address and directions are under TD Bank above.

Which banks in Saco are open on Saturday?

Bank of America, TD Bank, KeyBank and Saco Valley Credit Union and 2 more publish Saturday hours for one or more Saco locations. The Saturday section above lists each one with its hours. 5 of the 14 locations here do not publish hours in the sources this page uses; call ahead.

Which banks are headquartered in Saco?

Saco Valley Credit Union and Saco & Biddeford Savings Institution have their main office in Saco, according to the FDIC and the NCUA.

What is the oldest bank in Saco?

Chase has the longest record among banks with a branch here: the FDIC shows it operating since 1824.

Which credit unions can I join in Saco?

Saco Valley Credit Union, Atlantic Regional Credit Union, Town & Country Credit Union and University Credit Union and 1 more have offices in Saco. Check each credit union's membership rules before you apply.

Did any bank branches open or close in Saco in the past year?

FDIC branch records show no branch openings between September 5, 2025 and September 5, 2026. Closings and relocations are not tracked by the sources this page uses yet.

Where can I find more banks near Saco?

Nearby cities with more banks include Biddeford, Scarborough, Kennebunk. Biddeford is 2 miles away with 4 banks.

How we build this page

Every figure above comes from one of these sources. Nothing is typed by hand, nothing is estimated.

DataSourceLicenseUpdatedData as of
FDIC-insured banks: branches, main offices, total assets, dates establishedFDIC BankFind Suite APIPublic data (U.S. government)Monthly importSep 5, 2026
Credit union offices, phones and hours as filed with the NCUA, total assetsNCUA call report dataPublic data (U.S. government)Quarterly importMar 31, 2026
Map coordinates of 3 credit union offices whose NCUA record has none, from the office addressU.S. Census Bureau GeocoderPublic data (U.S. government)With each NCUA importOct 19, 2026
Bank branch hours, phones and branch pages (3 of 8 branches: Bank of America, KeyBank, TD Bank)The banks' own branch locators, collected by All The PlacesCC0 (All The Places data); each bank's locator is the primary sourceWeekly spider run, monthly refresh hereOct 10, 2026
Savings and CD rates, national averagesBanrox Bank RatesBanrox, from the banks' own rate pages and FDIC national ratesWeeklysee each rate

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