US Bank Directory

Banks in East Waterboro, ME

2 FDIC-insured banks operate 2 offices in East Waterboro, Maine.

Source: FDIC BankFind, data as of September 5, 2026.

Bank branch map: East Waterboro

Banks sit at the coordinates in their FDIC record; credit union offices at their NCUA address, located with the U.S. Census Bureau Geocoder. Point at a marker for today's hours, tap it for the address, directions and the bank's site.

Short answer: 2 banks and credit unions operate 2 locations in East Waterboro, according to the FDIC. 2 of them have coordinates on record and are on the map. ATMs and opening hours are not in the sources this page uses yet; each marker links to directions.

BankMain office

Branches: FDIC, NCUA. Streets: loading.

2 locations on the map

Tap a cluster to zoom in

Positions are the regulators' own coordinates, or the Census Geocoder's point for the address, and can sit a few hundred feet from the door. Streets, buildings and parks come from OpenStreetMap through OpenFreeMap, with every street named as you zoom in; if that map cannot load, a simpler map drawn from the Census Bureau's TIGER/Line files takes its place. ATMs will follow with the Overture Maps import.

All banks in East Waterboro

Sorted by number of local branches. Each branch shows where its hours and phone number come from.

Short answer: Maine Community Bank and Partners Bank of New England have the most locations in East Waterboro, with 1 each. 2 banks have a single office in the city. Open any bank to see each address, today's hours where the bank publishes them and the phone number.

Maine Community Bank 1 branch · main office Portland, ME Bank · 1

Maine Community Bank has 1 branch in East Waterboro, 23 across Maine and 23 nationwide. FDIC records list its main office in Portland, ME and show it operating since 1867. With $2.98 billion in total assets on June 30, 2026, it ranks No. 430 of 4,232 U.S. banks by total assets. The Waterboro Branch at 11 Sokokis Trl dates to 2001 in FDIC branch records. It does not publish hours in the sources this page uses; check its site before you go.

  • Waterboro Branch
    11 Sokokis Trl, 04030
    Hours: see the bank's site
Maine Community Bank: profile, branches and contacts
Partners Bank of New England 1 branch · main office Sanford, ME Bank · 1

Partners Bank of New England has 1 branch in East Waterboro, 8 across Maine and 11 nationwide. FDIC records list its main office in Sanford, ME and show it operating since 1933. With $1.09 billion in total assets on June 30, 2026, it ranks No. 967 of 4,232 U.S. banks by total assets. The Waterboro Branch at 40 Sokokis Trail dates to 2000 in FDIC branch records. It does not publish hours in the sources this page uses; check its site before you go.

  • Waterboro Branch
    40 Sokokis Trail, 04030
    Hours: see the bank's site
Partners Bank of New England: profile, branches and contacts

Banking in East Waterboro: the local picture

Short answer: 2 banks run 2 branches in East Waterboro according to the FDIC. A population estimate for this place is not available from the Census Bureau, so branches per resident are not shown.

Of the 2 banks, 0 have their main office in East Waterboro, 2 elsewhere in Maine, according to the FDIC.

The bank with the longest record here is Maine Community Bank, operating since 1867 according to the FDIC. In FDIC branch records, the longest-running branch is Partners Bank of New England's office at 40 Sokokis Trail, dating to 2000; the newest is Maine Community Bank's at 11 Sokokis Trl, from 2001.

None of the 2 locations here publishes hours in the sources this page uses. Each branch links to the bank's own site.

Chase, Bank of America and other national banks

Which big national banks have branches in East Waterboro, and where the nearest one is if they do not.

Short answer: No branches in East Waterboro: Chase (nearest in Sanford, 11 mi), Wells Fargo, Bank of America (nearest in Saco, 13 mi), PNC Bank, U.S. Bank, Truist, Fifth Third Bank, Huntington, Regions Bank, TD Bank (nearest in Sanford, 11 mi), BMO.

BankIn East WaterboroNearest branch if none here
ChaseNoneSanford, 11 miles away
Wells FargoNonenone in Maine
Bank of AmericaNoneSaco, 13 miles away
PNC BankNonenone in Maine
U.S. BankNonenone in Maine
TruistNonenone in Maine
Fifth Third BankNonenone in Maine
HuntingtonNonenone in Maine
Regions BankNonenone in Maine
TD BankNoneSanford, 11 miles away
BMONonenone in Maine

Branch counts from FDIC BankFind as of September 5, 2026. Distances are straight-line miles from the center of East Waterboro to the nearest branch in Maine.

What your savings could earn

National benchmarks and the best published offers, from the Banrox Bank Rates tracker. Enter your own balance and rate to compare.

Short answer: At the national average savings rate of 0.38%, $10,000 kept in savings for a year earns about $38. The best published savings rate in the tracker, 3.75% at CIT Bank, earns about $375. The national average 12-month CD pays 1.71%.

Fed Funds Target Range3.75% - 4.00%FOMC, Sep 16 2026
30-Yr Fixed Mortgage Avg6.76%Freddie Mac PMMS, Sep 10 2026
15-Yr Fixed Mortgage Avg6.09%Freddie Mac PMMS, Sep 10 2026
Avg Credit Card APR22.15%Fed G.19, accounts assessed interest, Q2 2026
Best 12-Month CD4.25%Barclays and Popular Direct, Sep 16 2026
Best High-Yield Savings3.95%Bread Savings, Sep 16 2026

One year at this rate earns about $0; at the best published savings rate (3.75%) about $0.

OfferBankAPYTermMinimum
SavingsCIT Bank3.75%none$5,000
SavingsBarclays3.50%none$0
SavingsMarcus by Goldman Sachs3.40%none$0
CDSynchrony Bank4.35%60 Months$0
CDMarcus by Goldman Sachs4.35%24 Months$500
CDAmerican Express National Bank4.25%10 Months$0

Rates are the banks' published APYs as tracked on the Banrox Bank Rates page, with the date next to each benchmark; they are not offers from Banrox and can change daily. Interest is before tax. The best offers are mostly online banks and are open to East Waterboro residents like anyone else.

Banks near East Waterboro

Nearby cities with at least two banks, by straight-line distance. Counts from FDIC BankFind.

Short answer: The closest towns with more choice are Sanford (11 miles) and Biddeford (12 miles). Scarborough, 18 miles away, has the most banks nearby: 10.

Bank branch openings and closings in East Waterboro

FDIC branch records, between September 5, 2025 and September 5, 2026.

Short answer: FDIC branch records show no bank branch openings in East Waterboro between September 5, 2025 and September 5, 2026. Closings and relocations are not tracked by the sources this page uses yet.

Largest banks in East Waterboro by total assets

Ranked by each bank's total assets on its FDIC balance sheet, which covers the whole bank, not only its East Waterboro offices.

Short answer: Maine Community Bank is the largest bank with offices in East Waterboro, with $2.98 billion in total assets on June 30, 2026, No. 430 among U.S. banks by total assets. Partners Bank of New England is second with $1.09 billion. Local deposit shares will follow once the FDIC Summary of Deposits is imported.

BankTotal assetsRankOffices hereMain office
Maine Community Bank$2.98 billionNo. 4301Portland, ME
Partners Bank of New England$1.09 billionNo. 9671Sanford, ME

Total assets and ranks from FDIC BankFind as of June 30, 2026. Rank is among active banks that report total assets to the FDIC.

Banks in East Waterboro: FAQ

How many banks are in East Waterboro, ME?

East Waterboro has 2 banks with 2 branches, according to FDIC data as of September 5, 2026.

Which bank has the most branches in East Waterboro?

Maine Community Bank, with 1. Partners Bank of New England has 1.

Is there a Maine Community Bank in East Waterboro, ME?

Yes. FDIC data lists 1 Maine Community Bank branch in East Waterboro as of September 5, 2026. The address and directions are under Maine Community Bank above.

Is there a Partners Bank of New England in East Waterboro, ME?

Yes. FDIC data lists 1 Partners Bank of New England branch in East Waterboro as of September 5, 2026. The address and directions are under Partners Bank of New England above.

Is there a Chase in East Waterboro, ME?

No. FDIC data lists no Chase branch in East Waterboro as of September 5, 2026. The nearest is in Sanford, about 11 miles away in a straight line.

What is the oldest bank in East Waterboro?

Maine Community Bank has the longest record among banks with a branch here: the FDIC shows it operating since 1867.

Did any bank branches open or close in East Waterboro in the past year?

FDIC branch records show no branch openings between September 5, 2025 and September 5, 2026. Closings and relocations are not tracked by the sources this page uses yet.

Where can I find more banks near East Waterboro?

Nearby cities with more banks include Sanford, Biddeford, Standish. Sanford is 11 miles away with 4 banks.

How we build this page

Every figure above comes from one of these sources. Nothing is typed by hand, nothing is estimated.

DataSourceLicenseUpdatedData as of
FDIC-insured banks: branches, main offices, total assets, dates establishedFDIC BankFind Suite APIPublic data (U.S. government)Monthly importSep 5, 2026
Savings and CD rates, national averagesBanrox Bank RatesBanrox, from the banks' own rate pages and FDIC national ratesWeeklysee each rate

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