US Bank Directory
Banks in Biddeford, ME
4 FDIC-insured banks operate 6 offices in Biddeford, Maine, and 5 credit unions have 5 offices.
Source: FDIC BankFind, data as of September 5, 2026; NCUA call report as of March 31, 2026; hours checked October 10, 2026.
Bank branch map: Biddeford
Banks sit at the coordinates in their FDIC record; credit union offices at their NCUA address, located with the U.S. Census Bureau Geocoder. Point at a marker for today's hours, tap it for the address, directions and the bank's site.
Short answer: 9 banks and credit unions operate 11 locations in Biddeford, according to the FDIC and the NCUA. 10 of them have coordinates on record and are on the map. 6 publish opening hours.
Branches: FDIC, NCUA. Streets: loading.
10 locations on the map
Tap a cluster to zoom in
Positions are the regulators' own coordinates, or the Census Geocoder's point for the address, and can sit a few hundred feet from the door. Streets, buildings and parks come from OpenStreetMap through OpenFreeMap, with every street named as you zoom in; if that map cannot load, a simpler map drawn from the Census Bureau's TIGER/Line files takes its place. ATMs will follow with the Overture Maps import.
All banks and credit unions in Biddeford
Sorted by number of local branches. Each branch shows where its hours and phone number come from.
Short answer: Bangor Savings Bank and Maine Community Bank have the most locations in Biddeford, with 2 each. 2 banks have a single office in the city. Open any bank to see each address, today's hours where the bank publishes them and the phone number.
Bangor Savings Bank Bank · 2
Bangor Savings Bank has 2 branches in Biddeford, 62 across Maine and 72 nationwide. FDIC records list its main office in Bangor, ME and show it operating since 1852. With $7.74 billion in total assets on June 30, 2026, it ranks No. 202 of 4,232 U.S. banks by total assets. The Biddeford Branch at 208 Main St dates to 1907 in FDIC branch records. It does not publish hours in the sources this page uses; check its site before you go.
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Biddeford Branch208 Main St, 04005
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Biddeford Branch208 Main St, 04005
Maine Community Bank Bank · 2
Maine Community Bank has 2 branches in Biddeford, 23 across Maine and 23 nationwide. FDIC records list its main office in Portland, ME and show it operating since 1867. With $2.98 billion in total assets on June 30, 2026, it ranks No. 430 of 4,232 U.S. banks by total assets. In FDIC branch records, its longest-running Biddeford location is the Alfred Street Branch at 473 Alfred St, dating to 1980; the newest, at 254 Main St, to 2025. It does not publish hours in the sources this page uses; check its site before you go.
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254 Main Street Branch254 Main St, 04005
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Alfred Street Branch473 Alfred St, 04005
Atlantic Regional Credit Union Credit union · 1
Atlantic Regional Credit Union has 1 office in Biddeford, 12 across Maine. It is based in South Portland, ME and $1.08 billion in assets on March 31, 2026, according to its NCUA call report. Its published hours do not list Saturday.
Who can join: see the credit union's site.
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Biddeford75 Boulder Way, 04005
All hours
Mon 8:30 am to 5 pm; Tue 8:30 am to 4 pm; Wed 9 am to 4 pm; Thu 8:30 am to 4 pm; Fri 8:30 am to 5 pm; Sat to Sun not published
Hours: NCUA, March 31, 2026
Empeople Credit Union Credit union · 1
Empeople Credit Union has 1 office in Biddeford, 6 across Maine. It is based in Moline, IL and $2.28 billion in assets on March 31, 2026, according to its NCUA call report. Its published hours do not list Saturday.
Who can join: see the credit union's site.
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Biddeford145 Main St, 04005
All hours
Mon to Fri 8:30 am to 5 pm; Sat to Sun not published
Hours: NCUA, March 31, 2026
Lighthouse Credit Union Credit union · 1
Lighthouse Credit Union has 1 office in Biddeford, 5 across Maine. It is based in Dover, NH and $2.08 billion in assets on March 31, 2026, according to its NCUA call report. It opens on Saturday.
Who can join: see the credit union's site.
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Biddeford Office1 Pool St, 04005
All hours
Mon to Thu 9 am to 4:30 pm; Fri 9 am to 5 pm; Sat 9 am to 12 pm; Sun not published
Hours: NCUA, March 31, 2026
M&T Bank Bank · 1
M&T Bank has 1 branch in Biddeford, 15 across Maine and 960 nationwide. FDIC records list its main office in Buffalo, NY and show it operating since 1856. With $218.79 billion in total assets on June 30, 2026, it ranks No. 21 of 4,232 U.S. banks by total assets. The Biddeford Branch at 28 Adams St dates to 1996 in FDIC branch records. It opens on Saturday.
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Biddeford Branch28 Adams St, 04005
All hours
Mon closed; Tue to Thu 9 am to 4 pm; Fri 9 am to 5 pm; Sat 9 am to 12 pm; Sun closed
Hours: M&T Bank branch locator (All The Places), checked Oct 10, 2026
Peopleschoice Credit Union Credit union · 1
Peopleschoice Credit Union has 1 office in Biddeford, 4 across Maine. It is based in Biddeford, ME and $366.9 million in assets on March 31, 2026, according to its NCUA call report. It opens on Saturday.
Who can join: see the credit union's site.
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Elm Street Office369 Elm St, 04005
All hours
Mon to Thu 8 am to 4 pm; Fri 8 am to 5 pm; Sat 8 am to 12 pm; Sun not published
Hours: NCUA, March 31, 2026
Saco & Biddeford Savings Institution Bank · 1
Saco & Biddeford Savings Institution has 1 branch in Biddeford, 7 across Maine and 7 nationwide. FDIC records list its main office in Saco, ME and show it operating since 1827. With $1.47 billion in total assets on June 30, 2026, it ranks No. 756 of 4,232 U.S. banks by total assets. The Biddeford Branch at 160 Shops Way dates to 2006 in FDIC branch records. It does not publish hours in the sources this page uses; check its site before you go.
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Biddeford Branch160 Shops Way, 04005
Truchoice Credit Union Credit union · 1
Truchoice Credit Union has 1 office in Biddeford, 4 across Maine. It is based in Portland, ME and $253.6 million in assets on March 31, 2026, according to its NCUA call report. Its published hours do not list Saturday.
Who can join: see the credit union's site.
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Biddeford Branch6 Barra Rd, 04005
All hours
Mon to Fri 8:30 am to 5 pm; Sat to Sun not published
Hours: NCUA, March 31, 2026
Join a credit union in Biddeford
5 credit unions have 5 offices here: Empeople Credit Union, Lighthouse Credit Union, Atlantic Regional Credit Union, Peopleschoice Credit Union and Truchoice Credit Union. Each office is listed above with the phone and the hours it filed with the NCUA (call report as of March 31, 2026). Who can join each one is on its own site; the credit unions in Biddeford page has every office in the state's directory.
Banking in Biddeford: the local picture
Short answer: 4 banks run 6 branches in Biddeford according to the FDIC. A population estimate for this place is not available from the Census Bureau, so branches per resident are not shown.
Of the 4 banks, 0 have their main office in Biddeford, 3 elsewhere in Maine and 1 out of state, according to the FDIC.
The bank with the longest record here is Saco & Biddeford Savings Institution, operating since 1827 according to the FDIC. In FDIC branch records, the longest-running branch is Bangor Savings Bank's office at 208 Main St, dating to 1907; the newest is Maine Community Bank's at 254 Main St, from 2025.
5 credit unions have 5 offices in Biddeford, according to the NCUA. Who can join each one is on the credit unions page.
Of the 6 locations with published hours. 3 open on Saturday. 5 locations have no published hours in these sources.
Banks and credit unions open on Saturday in Biddeford
Short answer: 3 of the 6 Biddeford locations with published hours open on Saturday, run by 3 institutions.
- M&T Bank: 1 of 1 branch (28 Adams St: Saturday 9 am to 12 pm)
- Lighthouse Credit Union: 1 of 1 office (1 Pool St: Saturday 9 am to 12 pm)
- Peopleschoice Credit Union: 1 of 1 office (369 Elm St: Saturday 8 am to 12 pm)
Credit union hours are the text each credit union filed with the NCUA, call report as of March 31, 2026; a day the filing does not mention is shown as not published, never as closed. Bank branches show hours only where the bank publishes them in a source this page uses; 5 of the 11 locations here have no published hours yet. The source and date sit under each office. Banks and credit unions often close on Federal Reserve holidays; call ahead.
Chase, Bank of America and other national banks
Which big national banks have branches in Biddeford, and where the nearest one is if they do not.
Short answer: No branches in Biddeford: Chase (nearest in Saco, 2 mi), Wells Fargo, Bank of America (nearest in Saco, 2 mi), PNC Bank, U.S. Bank, Truist, Fifth Third Bank, Huntington, Regions Bank, TD Bank (nearest in Saco, 1 mi), BMO.
| Bank | In Biddeford | Nearest branch if none here |
|---|---|---|
| Chase | None | Saco, 2 miles away |
| Wells Fargo | None | none in Maine |
| Bank of America | None | Saco, 2 miles away |
| PNC Bank | None | none in Maine |
| U.S. Bank | None | none in Maine |
| Truist | None | none in Maine |
| Fifth Third Bank | None | none in Maine |
| Huntington | None | none in Maine |
| Regions Bank | None | none in Maine |
| TD Bank | None | Saco, 1 mile away |
| BMO | None | none in Maine |
Branch counts from FDIC BankFind as of September 5, 2026. Distances are straight-line miles from the center of Biddeford to the nearest branch in Maine.
What your savings could earn
National benchmarks and the best published offers, from the Banrox Bank Rates tracker. Enter your own balance and rate to compare.
Short answer: At the national average savings rate of 0.38%, $10,000 kept in savings for a year earns about $38. The best published savings rate in the tracker, 3.75% at CIT Bank, earns about $375. The national average 12-month CD pays 1.71%.
| Offer | Bank | APY | Term | Minimum |
|---|---|---|---|---|
| Savings | CIT Bank | 3.75% | none | $5,000 |
| Savings | Barclays | 3.50% | none | $0 |
| Savings | Marcus by Goldman Sachs | 3.40% | none | $0 |
| CD | Synchrony Bank | 4.35% | 60 Months | $0 |
| CD | Marcus by Goldman Sachs | 4.35% | 24 Months | $500 |
| CD | American Express National Bank | 4.25% | 10 Months | $0 |
Rates are the banks' published APYs as tracked on the Banrox Bank Rates page, with the date next to each benchmark; they are not offers from Banrox and can change daily. Interest is before tax. The best offers are mostly online banks and are open to Biddeford residents like anyone else.
Banks near Biddeford
Nearby cities with at least two banks, by straight-line distance. Counts from FDIC BankFind.
Short answer: The closest towns with more choice are Saco (2 miles) and Kennebunk (7 miles). Scarborough, 10 miles away, has the most banks nearby: 10.
| City | Distance | Banks | Branches |
|---|---|---|---|
| Banks in Saco, ME | 2 mi | 8 | 8 |
| Banks in Kennebunk, ME | 7 mi | 9 | 11 |
| Banks in Scarborough, ME | 10 mi | 10 | 11 |
| Banks in East Waterboro, ME | 12 mi | 2 | 2 |
| Banks in Wells, ME | 13 mi | 4 | 4 |
| Banks in Gorham, ME | 14 mi | 3 | 4 |
| Banks in South Portland, ME | 14 mi | 9 | 11 |
| Banks in Westbrook, ME | 14 mi | 6 | 6 |
Bank branch openings and closings in Biddeford
FDIC branch records, between September 5, 2025 and September 5, 2026.
Short answer: FDIC branch records show no bank branch openings in Biddeford between September 5, 2025 and September 5, 2026. Closings and relocations are not tracked by the sources this page uses yet.
Banks and credit unions based in Biddeford
Short answer: 1 institution has its main office in Biddeford: Peopleschoice Credit Union.
| Institution | Type | Total assets, March 31, 2026 | Offices here |
|---|---|---|---|
| Peopleschoice Credit Union | Credit union | $366.9 million | 1 |
Banks: FDIC BankFind (community-bank flag and assets). Credit unions: NCUA call report.
Largest banks in Biddeford by total assets
Ranked by each bank's total assets on its FDIC balance sheet, which covers the whole bank, not only its Biddeford offices.
Short answer: M&T Bank is the largest bank with offices in Biddeford, with $218.79 billion in total assets on June 30, 2026, No. 21 among U.S. banks by total assets. Bangor Savings Bank is second with $7.74 billion. Local deposit shares will follow once the FDIC Summary of Deposits is imported.
| Bank | Total assets | Rank | Offices here | Main office |
|---|---|---|---|---|
| M&T Bank | $218.79 billion | No. 21 | 1 | Buffalo, NY |
| Bangor Savings Bank | $7.74 billion | No. 202 | 2 | Bangor, ME |
| Maine Community Bank | $2.98 billion | No. 430 | 2 | Portland, ME |
| Saco & Biddeford Savings Institution | $1.47 billion | No. 756 | 1 | Saco, ME |
Total assets and ranks from FDIC BankFind as of June 30, 2026. Rank is among active banks that report total assets to the FDIC.
Banks in Biddeford: FAQ
How many banks are in Biddeford, ME?
Biddeford has 4 banks with 6 branches and 5 credit unions with 5 offices, according to FDIC data as of September 5, 2026 and NCUA data as of March 31, 2026.
Which bank has the most branches in Biddeford?
Bangor Savings Bank, with 2. Maine Community Bank has 2 and M&T Bank has 1.
Is there a Bangor Savings Bank in Biddeford, ME?
Yes. FDIC data lists 2 Bangor Savings Bank branches in Biddeford as of September 5, 2026. Its branches are listed under Bangor Savings Bank above, with the address and directions for each.
Is there a Maine Community Bank in Biddeford, ME?
Yes. FDIC data lists 2 Maine Community Bank branches in Biddeford as of September 5, 2026. Its branches are listed under Maine Community Bank above, with the address and directions for each.
Is there a M&T Bank in Biddeford, ME?
Yes. FDIC data lists 1 M&T Bank branch in Biddeford as of September 5, 2026. The address and directions are under M&T Bank above.
Is there a Chase in Biddeford, ME?
No. FDIC data lists no Chase branch in Biddeford as of September 5, 2026. The nearest is in Saco, about 2 miles away in a straight line.
Which banks in Biddeford are open on Saturday?
M&T Bank, Lighthouse Credit Union and Peopleschoice Credit Union publish Saturday hours for one or more Biddeford locations. The Saturday section above lists each one with its hours. 5 of the 11 locations here do not publish hours in the sources this page uses; call ahead.
Which banks are headquartered in Biddeford?
Peopleschoice Credit Union has its main office in Biddeford, according to the FDIC and the NCUA.
What is the oldest bank in Biddeford?
Saco & Biddeford Savings Institution has the longest record among banks with a branch here: the FDIC shows it operating since 1827.
Which credit unions can I join in Biddeford?
Empeople Credit Union, Lighthouse Credit Union, Atlantic Regional Credit Union and Peopleschoice Credit Union and 1 more have offices in Biddeford. Check each credit union's membership rules before you apply.
Did any bank branches open or close in Biddeford in the past year?
FDIC branch records show no branch openings between September 5, 2025 and September 5, 2026. Closings and relocations are not tracked by the sources this page uses yet.
Where can I find more banks near Biddeford?
Nearby cities with more banks include Saco, Kennebunk, Scarborough. Saco is 2 miles away with 8 banks.
How we build this page
Every figure above comes from one of these sources. Nothing is typed by hand, nothing is estimated.
| Data | Source | License | Updated | Data as of |
|---|---|---|---|---|
| FDIC-insured banks: branches, main offices, total assets, dates established | FDIC BankFind Suite API | Public data (U.S. government) | Monthly import | Sep 5, 2026 |
| Credit union offices, phones and hours as filed with the NCUA, total assets | NCUA call report data | Public data (U.S. government) | Quarterly import | Mar 31, 2026 |
| Map coordinates of 4 credit union offices whose NCUA record has none, from the office address | U.S. Census Bureau Geocoder | Public data (U.S. government) | With each NCUA import | Oct 19, 2026 |
| Bank branch hours, phones and branch pages (1 of 6 branches: M&T Bank) | The banks' own branch locators, collected by All The Places | CC0 (All The Places data); each bank's locator is the primary source | Weekly spider run, monthly refresh here | Oct 10, 2026 |
| Savings and CD rates, national averages | Banrox Bank Rates | Banrox, from the banks' own rate pages and FDIC national rates | Weekly | see each rate |
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