US Bank Directory

Banks in Old Orchard Beach, ME

1 FDIC-insured bank operates 1 office in Old Orchard Beach, Maine.

Source: FDIC BankFind, data as of September 5, 2026.

Bank branch map: Old Orchard Beach

Banks sit at the coordinates in their FDIC record; credit union offices at their NCUA address, located with the U.S. Census Bureau Geocoder. Point at a marker for today's hours, tap it for the address, directions and the bank's site.

Short answer: 1 institution operates 1 location in Old Orchard Beach, according to the FDIC. 1 of them has coordinates on record and is on the map. ATMs and opening hours are not in the sources this page uses yet; each marker links to directions.

BankMain office

Branches: FDIC, NCUA. Streets: loading.

1 location on the map

Tap a cluster to zoom in

Positions are the regulators' own coordinates, or the Census Geocoder's point for the address, and can sit a few hundred feet from the door. Streets, buildings and parks come from OpenStreetMap through OpenFreeMap, with every street named as you zoom in; if that map cannot load, a simpler map drawn from the Census Bureau's TIGER/Line files takes its place. ATMs will follow with the Overture Maps import.

All banks in Old Orchard Beach

Sorted by number of local branches. Each branch shows where its hours and phone number come from.

Short answer: Saco & Biddeford Savings Institution is the only bank with an office in Old Orchard Beach. Open any bank to see each address, today's hours where the bank publishes them and the phone number.

Saco & Biddeford Savings Institution 1 branch · main office Saco, ME Bank · 1

Saco & Biddeford Savings Institution has 1 branch in Old Orchard Beach, 7 across Maine and 7 nationwide. FDIC records list its main office in Saco, ME and show it operating since 1827. With $1.47 billion in total assets on June 30, 2026, it ranks No. 756 of 4,232 U.S. banks by total assets. The Old Orchard Beach Branch at 2 Portland Ave dates to 1951 in FDIC branch records. It does not publish hours in the sources this page uses; check its site before you go.

  • Old Orchard Beach Branch
    2 Portland Ave, 04064
    Hours: see the bank's site
Saco & Biddeford Savings Institution: profile, branches and contacts

Banking in Old Orchard Beach: the local picture

Short answer: 1 bank runs 1 branch in Old Orchard Beach according to the FDIC. A population estimate for this place is not available from the Census Bureau, so branches per resident are not shown.

Saco & Biddeford Savings Institution has its main office in Saco, ME, according to the FDIC.

The bank with the longest record here is Saco & Biddeford Savings Institution, operating since 1827 according to the FDIC.

The one location here does not publish hours in the sources this page uses. Each branch links to the bank's own site.

Chase, Bank of America and other national banks

Which big national banks have branches in Old Orchard Beach, and where the nearest one is if they do not.

Short answer: No branches in Old Orchard Beach: Chase (nearest in Saco, 3 mi), Wells Fargo, Bank of America (nearest in Saco, 3 mi), PNC Bank, U.S. Bank, Truist, Fifth Third Bank, Huntington, Regions Bank, TD Bank (nearest in Saco, 4 mi), BMO.

BankIn Old Orchard BeachNearest branch if none here
ChaseNoneSaco, 3 miles away
Wells FargoNonenone in Maine
Bank of AmericaNoneSaco, 3 miles away
PNC BankNonenone in Maine
U.S. BankNonenone in Maine
TruistNonenone in Maine
Fifth Third BankNonenone in Maine
HuntingtonNonenone in Maine
Regions BankNonenone in Maine
TD BankNoneSaco, 4 miles away
BMONonenone in Maine

Branch counts from FDIC BankFind as of September 5, 2026. Distances are straight-line miles from the center of Old Orchard Beach to the nearest branch in Maine.

What your savings could earn

National benchmarks and the best published offers, from the Banrox Bank Rates tracker. Enter your own balance and rate to compare.

Short answer: At the national average savings rate of 0.38%, $10,000 kept in savings for a year earns about $38. The best published savings rate in the tracker, 3.75% at CIT Bank, earns about $375. The national average 12-month CD pays 1.71%.

Fed Funds Target Range3.75% - 4.00%FOMC, Sep 16 2026
30-Yr Fixed Mortgage Avg6.76%Freddie Mac PMMS, Sep 10 2026
15-Yr Fixed Mortgage Avg6.09%Freddie Mac PMMS, Sep 10 2026
Avg Credit Card APR22.15%Fed G.19, accounts assessed interest, Q2 2026
Best 12-Month CD4.25%Barclays and Popular Direct, Sep 16 2026
Best High-Yield Savings3.95%Bread Savings, Sep 16 2026

One year at this rate earns about $0; at the best published savings rate (3.75%) about $0.

OfferBankAPYTermMinimum
SavingsCIT Bank3.75%none$5,000
SavingsBarclays3.50%none$0
SavingsMarcus by Goldman Sachs3.40%none$0
CDSynchrony Bank4.35%60 Months$0
CDMarcus by Goldman Sachs4.35%24 Months$500
CDAmerican Express National Bank4.25%10 Months$0

Rates are the banks' published APYs as tracked on the Banrox Bank Rates page, with the date next to each benchmark; they are not offers from Banrox and can change daily. Interest is before tax. The best offers are mostly online banks and are open to Old Orchard Beach residents like anyone else.

Banks near Old Orchard Beach

Nearby cities with at least two banks, by straight-line distance. Counts from FDIC BankFind.

Short answer: The closest towns with more choice are Saco (3 miles) and Biddeford (5 miles). Portland, 12 miles away, has the most banks nearby: 17.

Bank branch openings and closings in Old Orchard Beach

FDIC branch records, between September 5, 2025 and September 5, 2026.

Short answer: FDIC branch records show no bank branch openings in Old Orchard Beach between September 5, 2025 and September 5, 2026. Closings and relocations are not tracked by the sources this page uses yet.

Largest banks in Old Orchard Beach by total assets

Ranked by each bank's total assets on its FDIC balance sheet, which covers the whole bank, not only its Old Orchard Beach offices.

Short answer: Saco & Biddeford Savings Institution is the largest bank with offices in Old Orchard Beach, with $1.47 billion in total assets on June 30, 2026, No. 756 among U.S. banks by total assets. Local deposit shares will follow once the FDIC Summary of Deposits is imported.

BankTotal assetsRankOffices hereMain office
Saco & Biddeford Savings Institution$1.47 billionNo. 7561Saco, ME

Total assets and ranks from FDIC BankFind as of June 30, 2026. Rank is among active banks that report total assets to the FDIC.

Banks in Old Orchard Beach: FAQ

How many banks are in Old Orchard Beach, ME?

Old Orchard Beach has 1 bank with 1 branch, according to FDIC data as of September 5, 2026.

Is there a Saco & Biddeford Savings Institution in Old Orchard Beach, ME?

Yes. FDIC data lists 1 Saco & Biddeford Savings Institution branch in Old Orchard Beach as of September 5, 2026. The address and directions are under Saco & Biddeford Savings Institution above.

Is there a Chase in Old Orchard Beach, ME?

No. FDIC data lists no Chase branch in Old Orchard Beach as of September 5, 2026. The nearest is in Saco, about 3 miles away in a straight line.

What is the oldest bank in Old Orchard Beach?

Saco & Biddeford Savings Institution has the longest record among banks with a branch here: the FDIC shows it operating since 1827.

Did any bank branches open or close in Old Orchard Beach in the past year?

FDIC branch records show no branch openings between September 5, 2025 and September 5, 2026. Closings and relocations are not tracked by the sources this page uses yet.

Where can I find more banks near Old Orchard Beach?

Nearby cities with more banks include Saco, Biddeford, Scarborough. Saco is 3 miles away with 8 banks.

How we build this page

Every figure above comes from one of these sources. Nothing is typed by hand, nothing is estimated.

DataSourceLicenseUpdatedData as of
FDIC-insured banks: branches, main offices, total assets, dates establishedFDIC BankFind Suite APIPublic data (U.S. government)Monthly importSep 5, 2026
Savings and CD rates, national averagesBanrox Bank RatesBanrox, from the banks' own rate pages and FDIC national ratesWeeklysee each rate

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