US Bank Directory
Banks in Machias, ME
4 FDIC-insured banks operate 4 offices in Machias, Maine, and 2 credit unions have 2 offices.
Source: FDIC BankFind, data as of September 5, 2026; NCUA call report as of March 31, 2026.
Bank branch map: Machias
Banks sit at the coordinates in their FDIC record; credit union offices at their NCUA address, located with the U.S. Census Bureau Geocoder. Point at a marker for today's hours, tap it for the address, directions and the bank's site.
Short answer: 6 banks and credit unions operate 6 locations in Machias, according to the FDIC and the NCUA. 6 of them have coordinates on record and are on the map. 2 publish opening hours.
Branches: FDIC, NCUA. Streets: loading.
6 locations on the map
Tap a cluster to zoom in
Positions are the regulators' own coordinates, or the Census Geocoder's point for the address, and can sit a few hundred feet from the door. Streets, buildings and parks come from OpenStreetMap through OpenFreeMap, with every street named as you zoom in; if that map cannot load, a simpler map drawn from the Census Bureau's TIGER/Line files takes its place. ATMs will follow with the Overture Maps import.
All banks and credit unions in Machias
Sorted by number of local branches. Each branch shows where its hours and phone number come from.
Short answer: 4 banks share the most locations in Machias, with 1 each. 4 banks have a single office in the city. Open any bank to see each address, today's hours where the bank publishes them and the phone number.
Bangor Savings Bank Bank · 1
Bangor Savings Bank has 1 branch in Machias, 62 across Maine and 72 nationwide. FDIC records list its main office in Bangor, ME and show it operating since 1852. With $7.74 billion in total assets on June 30, 2026, it ranks No. 202 of 4,232 U.S. banks by total assets. The Machias Branch at 1 Center St dates to 1900 in FDIC branch records. It does not publish hours in the sources this page uses; check its site before you go.
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Machias Branch1 Center St, 04654
Bar Harbor Bank & Trust Bank · 1
Bar Harbor Bank & Trust has 1 branch in Machias, 22 across Maine and 62 nationwide. FDIC records list its main office in Bar Harbor, ME and show it operating since 1887. With $4.73 billion in total assets on June 30, 2026, it ranks No. 297 of 4,232 U.S. banks by total assets. The Machias Branch at 41 Main St dates to 1933 in FDIC branch records. It does not publish hours in the sources this page uses; check its site before you go.
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Machias Branch41 Main St, 04654
Camden National Bank Bank · 1
Camden National Bank has 1 branch in Machias, 56 across Maine and 74 nationwide. FDIC records list its main office in Camden, ME and show it operating since 1875. With $6.94 billion in total assets on June 30, 2026, it ranks No. 224 of 4,232 U.S. banks by total assets. The Machias Branch at 6 M And M Pl dates to 2007 in FDIC branch records. It does not publish hours in the sources this page uses; check its site before you go.
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Machias Branch6 M And M Pl, 04654
Downeast Credit Union Credit union · 1
Downeast Credit Union has 1 office in Machias, 8 across Maine. It is based in Baileyville, ME and $327.7 million in assets on March 31, 2026, according to its NCUA call report. Its published hours do not list Saturday.
Who can join: see the credit union's site.
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Machias211 Main St, 04654
All hours
Mon to Fri 9 am to 4 pm; Sat to Sun not published
Hours: NCUA, March 31, 2026
Machias Savings Bank Bank · 1
Machias Savings Bank has 1 branch in Machias, 15 across Maine and 16 nationwide. FDIC records list its main office in Machias, ME and show it operating since 1869. With $2.67 billion in total assets on June 30, 2026, it ranks No. 480 of 4,232 U.S. banks by total assets. Its main office at 4 Center St dates to 1869 in FDIC branch records. It does not publish hours in the sources this page uses; check its site before you go.
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Main Office main office4 Center St, 04654
University Credit Union Credit union · 1
University Credit Union has 1 office in Machias, 10 across Maine. It is based in Orono, ME and $529.6 million in assets on March 31, 2026, according to its NCUA call report. Its published hours do not list Saturday.
Who can join: see the credit union's site.
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MachiasPowers Hall 116 Obrien Ave, 04654
All hours
Mon to Fri 8 am to 5 pm; Sat to Sun not published
Hours: NCUA, March 31, 2026
Join a credit union in Machias
2 credit unions have 2 offices here: University Credit Union and Downeast Credit Union. Each office is listed above with the phone and the hours it filed with the NCUA (call report as of March 31, 2026). Who can join each one is on its own site; the credit unions in Machias page has every office in the state's directory.
Banking in Machias: the local picture
Short answer: 4 banks run 4 branches in Machias according to the FDIC. A population estimate for this place is not available from the Census Bureau, so branches per resident are not shown.
Of the 4 banks, 1 has its main office in Machias, 3 elsewhere in Maine, according to the FDIC.
The bank with the longest record here is Bangor Savings Bank, operating since 1852 according to the FDIC. In FDIC branch records, the longest-running branch is Machias Savings Bank's office at 4 Center St, dating to 1869; the newest is Camden National Bank's at 6 M And M Pl, from 2007.
2 credit unions have 2 offices in Machias, according to the NCUA. Who can join each one is on the credit unions page.
Of the 2 locations with published hours. None open on Saturday. 4 locations have no published hours in these sources.
Saturday hours in Machias
Short answer: None of the 2 Machias locations with published hours lists Saturday hours. 4 locations do not publish hours in these sources; call ahead.
Credit union hours are the text each credit union filed with the NCUA, call report as of March 31, 2026; a day the filing does not mention is shown as not published, never as closed. Bank branches show hours only where the bank publishes them in a source this page uses; 4 of the 6 locations here have no published hours yet. The source and date sit under each office. Banks and credit unions often close on Federal Reserve holidays; call ahead.
Chase, Bank of America and other national banks
Which big national banks have branches in Machias, and where the nearest one is if they do not.
Short answer: No branches in Machias: Chase (nearest in Yarmouth, 148 mi), Wells Fargo, Bank of America (nearest in Brunswick, 136 mi), PNC Bank, U.S. Bank, Truist, Fifth Third Bank, Huntington, Regions Bank, TD Bank (nearest in Bangor, 65 mi), BMO.
| Bank | In Machias | Nearest branch if none here |
|---|---|---|
| Chase | None | Yarmouth, 148 miles away |
| Wells Fargo | None | none in Maine |
| Bank of America | None | Brunswick, 136 miles away |
| PNC Bank | None | none in Maine |
| U.S. Bank | None | none in Maine |
| Truist | None | none in Maine |
| Fifth Third Bank | None | none in Maine |
| Huntington | None | none in Maine |
| Regions Bank | None | none in Maine |
| TD Bank | None | Bangor, 65 miles away |
| BMO | None | none in Maine |
Branch counts from FDIC BankFind as of September 5, 2026. Distances are straight-line miles from the center of Machias to the nearest branch in Maine.
What your savings could earn
National benchmarks and the best published offers, from the Banrox Bank Rates tracker. Enter your own balance and rate to compare.
Short answer: At the national average savings rate of 0.38%, $10,000 kept in savings for a year earns about $38. The best published savings rate in the tracker, 3.75% at CIT Bank, earns about $375. The national average 12-month CD pays 1.71%.
| Offer | Bank | APY | Term | Minimum |
|---|---|---|---|---|
| Savings | CIT Bank | 3.75% | none | $5,000 |
| Savings | Barclays | 3.50% | none | $0 |
| Savings | Marcus by Goldman Sachs | 3.40% | none | $0 |
| CD | Synchrony Bank | 4.35% | 60 Months | $0 |
| CD | Marcus by Goldman Sachs | 4.35% | 24 Months | $500 |
| CD | American Express National Bank | 4.25% | 10 Months | $0 |
Rates are the banks' published APYs as tracked on the Banrox Bank Rates page, with the date next to each benchmark; they are not offers from Banrox and can change daily. Interest is before tax. The best offers are mostly online banks and are open to Machias residents like anyone else.
Banks near Machias
Nearby cities with at least two banks, by straight-line distance. Counts from FDIC BankFind.
Short answer: The closest towns with more choice are Jonesport (15 miles) and Milbridge (24 miles). Ellsworth, 49 miles away, has the most banks nearby: 7.
| City | Distance | Banks | Branches |
|---|---|---|---|
| Banks in Jonesport, ME | 15 mi | 2 | 2 |
| Banks in Milbridge, ME | 24 mi | 2 | 2 |
| Banks in Eastport, ME | 26 mi | 2 | 2 |
| Banks in Calais, ME | 34 mi | 4 | 4 |
| Banks in Bar Harbor, ME | 44 mi | 6 | 6 |
| Banks in Ellsworth, ME | 49 mi | 7 | 8 |
| Banks in Northeast Harbor, ME | 50 mi | 2 | 2 |
| Banks in Southwest Harbor, ME | 52 mi | 2 | 2 |
Bank branch openings and closings in Machias
FDIC branch records, between September 5, 2025 and September 5, 2026.
Short answer: FDIC branch records show no bank branch openings in Machias between September 5, 2025 and September 5, 2026. Closings and relocations are not tracked by the sources this page uses yet.
Banks and credit unions based in Machias
Short answer: 1 institution has its main office in Machias: Machias Savings Bank.
| Institution | Type | Total assets, June 30, 2026 | Offices here |
|---|---|---|---|
| Machias Savings Bank | Bank | $2.67 billion | 1 |
Banks: FDIC BankFind (community-bank flag and assets). Credit unions: NCUA call report.
Largest banks in Machias by total assets
Ranked by each bank's total assets on its FDIC balance sheet, which covers the whole bank, not only its Machias offices.
Short answer: Bangor Savings Bank is the largest bank with offices in Machias, with $7.74 billion in total assets on June 30, 2026, No. 202 among U.S. banks by total assets. Camden National Bank is second with $6.94 billion. 1 of the 4 bank is headquartered here. Local deposit shares will follow once the FDIC Summary of Deposits is imported.
| Bank | Total assets | Rank | Offices here | Main office |
|---|---|---|---|---|
| Bangor Savings Bank | $7.74 billion | No. 202 | 1 | Bangor, ME |
| Camden National Bank | $6.94 billion | No. 224 | 1 | Camden, ME |
| Bar Harbor Bank & Trust | $4.73 billion | No. 297 | 1 | Bar Harbor, ME |
| Machias Savings Bank | $2.67 billion | No. 480 | 1 | Machias, ME |
Total assets and ranks from FDIC BankFind as of June 30, 2026. Rank is among active banks that report total assets to the FDIC.
Banks in Machias: FAQ
How many banks are in Machias, ME?
Machias has 4 banks with 4 branches and 2 credit unions with 2 offices, according to FDIC data as of September 5, 2026 and NCUA data as of March 31, 2026.
Which bank has the most branches in Machias?
Bangor Savings Bank, with 1. Camden National Bank has 1 and Bar Harbor Bank & Trust has 1.
Is there a Bangor Savings Bank in Machias, ME?
Yes. FDIC data lists 1 Bangor Savings Bank branch in Machias as of September 5, 2026. The address and directions are under Bangor Savings Bank above.
Is there a Camden National Bank in Machias, ME?
Yes. FDIC data lists 1 Camden National Bank branch in Machias as of September 5, 2026. The address and directions are under Camden National Bank above.
Is there a Bar Harbor Bank & Trust in Machias, ME?
Yes. FDIC data lists 1 Bar Harbor Bank & Trust branch in Machias as of September 5, 2026. The address and directions are under Bar Harbor Bank & Trust above.
Is there a Chase in Machias, ME?
No. FDIC data lists no Chase branch in Machias as of September 5, 2026. The nearest is in Yarmouth, about 148 miles away in a straight line.
Which banks in Machias are open on Saturday?
None of the 2 locations with published hours lists Saturday hours. 4 locations do not publish hours in our sources; call ahead.
Which banks are headquartered in Machias?
Machias Savings Bank has its main office in Machias, according to the FDIC.
What is the oldest bank in Machias?
Bangor Savings Bank has the longest record among banks with a branch here: the FDIC shows it operating since 1852.
Which credit unions can I join in Machias?
University Credit Union and Downeast Credit Union have offices in Machias. Check each credit union's membership rules before you apply.
Did any bank branches open or close in Machias in the past year?
FDIC branch records show no branch openings between September 5, 2025 and September 5, 2026. Closings and relocations are not tracked by the sources this page uses yet.
Where can I find more banks near Machias?
Nearby cities with more banks include Jonesport, Milbridge, Eastport. Jonesport is 15 miles away with 2 banks.
How we build this page
Every figure above comes from one of these sources. Nothing is typed by hand, nothing is estimated.
| Data | Source | License | Updated | Data as of |
|---|---|---|---|---|
| FDIC-insured banks: branches, main offices, total assets, dates established | FDIC BankFind Suite API | Public data (U.S. government) | Monthly import | Sep 5, 2026 |
| Credit union offices, phones and hours as filed with the NCUA, total assets | NCUA call report data | Public data (U.S. government) | Quarterly import | Mar 31, 2026 |
| Map coordinates of 2 credit union offices whose NCUA record has none, from the office address | U.S. Census Bureau Geocoder | Public data (U.S. government) | With each NCUA import | Oct 19, 2026 |
| Savings and CD rates, national averages | Banrox Bank Rates | Banrox, from the banks' own rate pages and FDIC national rates | Weekly | see each rate |
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