Banks in Southwest Harbor, ME

Bank branch map: Southwest Harbor

Banks sit at the coordinates in their FDIC record; credit union offices at their NCUA address, located with the U.S. Census Bureau Geocoder. Point at a marker for today's hours, tap it for the address, directions and the bank's site.

Short answer: 2 banks and credit unions operate 2 locations in Southwest Harbor, according to the FDIC. 2 of them have coordinates on record and are on the map. ATMs and opening hours are not in the sources this page uses yet; each marker links to directions.

Positions are the regulators' own coordinates, or the Census Geocoder's point for the address, and can sit a few hundred feet from the door. Streets, buildings and parks come from OpenStreetMap through OpenFreeMap, with every street named as you zoom in; if that map cannot load, a simpler map drawn from the Census Bureau's TIGER/Line files takes its place. ATMs will follow with the Overture Maps import.

All banks in Southwest Harbor

Sorted by number of local branches. Each branch shows where its hours and phone number come from.

Short answer: Bar Harbor Bank & Trust and First National Bank have the most locations in Southwest Harbor, with 1 each. 2 banks have a single office in the city. Open any bank to see each address, today's hours where the bank publishes them and the phone number.

Bar Harbor Bank & Trust 1 branch · main office Bar Harbor, ME Bank · 1

Bar Harbor Bank & Trust has 1 branch in Southwest Harbor, 22 across Maine and 62 nationwide. FDIC records list its main office in Bar Harbor, ME and show it operating since 1887. With $4.73 billion in total assets on June 30, 2026, it ranks No. 297 of 4,232 U.S. banks by total assets. The Southwest Harbor Branch at 314 Main St dates to 1951 in FDIC branch records. It does not publish hours in the sources this page uses; check its site before you go.

• Southwest Harbor Branch

  314 Main St, 04679

  Hours: see the bank's site
  DirectionsWebsite

Bar Harbor Bank & Trust: profile, branches and contacts

First National Bank 1 branch · main office Damariscotta, ME Bank · 1

First National Bank has 1 branch in Southwest Harbor, 18 across Maine and 18 nationwide. FDIC records list its main office in Damariscotta, ME and show it operating since 1864. With $3.18 billion in total assets on June 30, 2026, it ranks No. 407 of 4,232 U.S. banks by total assets. The Southwest Harbor Branch at 350 Main St dates to 1951 in FDIC branch records. It does not publish hours in the sources this page uses; check its site before you go.

• Southwest Harbor Branch

  350 Main St, 04679

  Hours: see the bank's site
  DirectionsWebsite

First National Bank: profile, branches and contacts

Banking in Southwest Harbor: the local picture

Short answer: 2 banks run 2 branches in Southwest Harbor according to the FDIC. A population estimate for this place is not available from the Census Bureau, so branches per resident are not shown.

Of the 2 banks, 0 have their main office in Southwest Harbor, 2 elsewhere in Maine, according to the FDIC.

The bank with the longest record here is First National Bank, operating since 1864 according to the FDIC.

None of the 2 locations here publishes hours in the sources this page uses. Each branch links to the bank's own site.

Chase, Bank of America and other national banks

Which big national banks have branches in Southwest Harbor, and where the nearest one is if they do not.

Short answer: No branches in Southwest Harbor: Chase (nearest in Yarmouth, 98 mi), Wells Fargo, Bank of America (nearest in Brunswick, 85 mi), PNC Bank, U.S. Bank, Truist, Fifth Third Bank, Huntington, Regions Bank, TD Bank (nearest in Rockland, 41 mi), BMO.

Branch counts from FDIC BankFind as of September 5, 2026. Distances are straight-line miles from the center of Southwest Harbor to the nearest branch in Maine.

What your savings could earn

National benchmarks and the best published offers, from the Banrox Bank Rates tracker. Enter your own balance and rate to compare.

Short answer: At the national average savings rate of 0.38%, $10,000 kept in savings for a year earns about $38. The best published savings rate in the tracker, 3.75% at CIT Bank, earns about $375. The national average 12-month CD pays 1.71%.

Rates are the banks' published APYs as tracked on the Banrox Bank Rates page, with the date next to each benchmark; they are not offers from Banrox and can change daily. Interest is before tax. The best offers are mostly online banks and are open to Southwest Harbor residents like anyone else.

Banks near Southwest Harbor

Nearby cities with at least two banks, by straight-line distance. Counts from FDIC BankFind.

Short answer: The closest towns with more choice are Northeast Harbor (2 miles) and Bar Harbor (9 miles). Ellsworth, 18 miles away, has the most banks nearby: 7.

Bank branch openings and closings in Southwest Harbor

FDIC branch records, between September 5, 2025 and September 5, 2026.

Short answer: FDIC branch records show no bank branch openings in Southwest Harbor between September 5, 2025 and September 5, 2026. Closings and relocations are not tracked by the sources this page uses yet.

Largest banks in Southwest Harbor by total assets

Ranked by each bank's total assets on its FDIC balance sheet, which covers the whole bank, not only its Southwest Harbor offices.

Short answer: Bar Harbor Bank & Trust is the largest bank with offices in Southwest Harbor, with $4.73 billion in total assets on June 30, 2026, No. 297 among U.S. banks by total assets. First National Bank is second with $3.18 billion. Local deposit shares will follow once the FDIC Summary of Deposits is imported.

Total assets and ranks from FDIC BankFind as of June 30, 2026. Rank is among active banks that report total assets to the FDIC.

Banks in Southwest Harbor: FAQ

How we build this page

Every figure above comes from one of these sources. Nothing is typed by hand, nothing is estimated.