US Bank Directory
Banks in Bar Harbor, ME
6 FDIC-insured banks operate 6 offices in Bar Harbor, Maine, and 1 credit union has 1 office.
Source: FDIC BankFind, data as of September 5, 2026; NCUA call report as of March 31, 2026.
Bank branch map: Bar Harbor
Banks sit at the coordinates in their FDIC record; credit union offices at their NCUA address, located with the U.S. Census Bureau Geocoder. Point at a marker for today's hours, tap it for the address, directions and the bank's site.
Short answer: 7 banks and credit unions operate 7 locations in Bar Harbor, according to the FDIC and the NCUA. 7 of them have coordinates on record and are on the map. 1 publish opening hours.
Branches: FDIC, NCUA. Streets: loading.
7 locations on the map
Tap a cluster to zoom in
Positions are the regulators' own coordinates, or the Census Geocoder's point for the address, and can sit a few hundred feet from the door. Streets, buildings and parks come from OpenStreetMap through OpenFreeMap, with every street named as you zoom in; if that map cannot load, a simpler map drawn from the Census Bureau's TIGER/Line files takes its place. ATMs will follow with the Overture Maps import.
All banks and credit unions in Bar Harbor
Sorted by number of local branches. Each branch shows where its hours and phone number come from.
Short answer: 6 banks share the most locations in Bar Harbor, with 1 each. 6 banks have a single office in the city. Open any bank to see each address, today's hours where the bank publishes them and the phone number.
Bangor Savings Bank Bank · 1
Bangor Savings Bank has 1 branch in Bar Harbor, 62 across Maine and 72 nationwide. FDIC records list its main office in Bangor, ME and show it operating since 1852. With $7.74 billion in total assets on June 30, 2026, it ranks No. 202 of 4,232 U.S. banks by total assets. The Bar Harbor Branch at 112 Cottage St dates to 2023 in FDIC branch records. It does not publish hours in the sources this page uses; check its site before you go.
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Bar Harbor Branch112 Cottage St, 04609
Bar Harbor Bank & Trust Bank · 1
Bar Harbor Bank & Trust has 1 branch in Bar Harbor, 22 across Maine and 62 nationwide. FDIC records list its main office in Bar Harbor, ME and show it operating since 1887. With $4.73 billion in total assets on June 30, 2026, it ranks No. 297 of 4,232 U.S. banks by total assets. Its main office at 82 Main St dates to 1887 in FDIC branch records. It does not publish hours in the sources this page uses; check its site before you go.
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Main Office main office82 Main St, 04609
Bar Harbor Savings and Loan Association Bank · 1
Bar Harbor Savings and Loan Association has 1 branch in Bar Harbor, 1 across Maine and 1 nationwide. FDIC records list its main office in Bar Harbor, ME and show it operating since 1902. With $103.2 million in total assets on June 30, 2026, it ranks No. 3,679 of 4,232 U.S. banks by total assets. Its main office at 103 Main St dates to 1902 in FDIC branch records. It does not publish hours in the sources this page uses; check its site before you go.
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Main Office main office103 Main St, 04609
Camden National Bank Bank · 1
Camden National Bank has 1 branch in Bar Harbor, 56 across Maine and 74 nationwide. FDIC records list its main office in Camden, ME and show it operating since 1875. With $6.94 billion in total assets on June 30, 2026, it ranks No. 224 of 4,232 U.S. banks by total assets. The Town Hill Branch at 1316 State Highway 102 dates to 1985 in FDIC branch records. It does not publish hours in the sources this page uses; check its site before you go.
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Town Hill Branch1316 State Highway 102, 04609
First National Bank Bank · 1
First National Bank has 1 branch in Bar Harbor, 18 across Maine and 18 nationwide. FDIC records list its main office in Damariscotta, ME and show it operating since 1864. With $3.18 billion in total assets on June 30, 2026, it ranks No. 407 of 4,232 U.S. banks by total assets. The Bar Harbor Branch at 102 Main St dates to 1888 in FDIC branch records. It does not publish hours in the sources this page uses; check its site before you go.
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Bar Harbor Branch102 Main St, 04609
Machias Savings Bank Bank · 1
Machias Savings Bank has 1 branch in Bar Harbor, 15 across Maine and 16 nationwide. FDIC records list its main office in Machias, ME and show it operating since 1869. With $2.67 billion in total assets on June 30, 2026, it ranks No. 480 of 4,232 U.S. banks by total assets. The Bar Harbor Branch at 96 Cottage St dates to 1977 in FDIC branch records. It does not publish hours in the sources this page uses; check its site before you go.
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Bar Harbor Branch96 Cottage St, 04609
Maine Savings Credit Union Credit union · 1
Maine Savings Credit Union has 1 office in Bar Harbor, 12 across Maine. It is based in Hampden, ME and $852.0 million in assets on March 31, 2026, according to its NCUA call report. Its published hours do not list Saturday.
Who can join: see the credit union's site.
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Jackson Laboratory600 Main St, 04609
All hours
Mon to Fri 7:30 am to 3:30 pm; Sat to Sun not published
Hours: NCUA, March 31, 2026
Join a credit union in Bar Harbor
1 credit union has 1 office here: Maine Savings Credit Union. Each office is listed above with the phone and the hours it filed with the NCUA (call report as of March 31, 2026). Who can join each one is on its own site; the credit unions in Bar Harbor page has every office in the state's directory.
Banking in Bar Harbor: the local picture
Short answer: 6 banks run 6 branches in Bar Harbor according to the FDIC. A population estimate for this place is not available from the Census Bureau, so branches per resident are not shown.
Of the 6 banks, 2 have their main office in Bar Harbor, 4 elsewhere in Maine, according to the FDIC.
The bank with the longest record here is Bangor Savings Bank, operating since 1852 according to the FDIC. In FDIC branch records, the longest-running branch is Bar Harbor Bank & Trust's office at 82 Main St, dating to 1887; the newest is Bangor Savings Bank's at 112 Cottage St, from 2023.
The only credit union with an office here is Maine Savings Credit Union.
Of the 1 location with published hours. None open on Saturday. 6 locations have no published hours in these sources.
Saturday hours in Bar Harbor
Short answer: None of the 1 Bar Harbor location with published hours lists Saturday hours. 6 locations do not publish hours in these sources; call ahead.
Credit union hours are the text each credit union filed with the NCUA, call report as of March 31, 2026; a day the filing does not mention is shown as not published, never as closed. Bank branches show hours only where the bank publishes them in a source this page uses; 6 of the 7 locations here have no published hours yet. The source and date sit under each office. Banks and credit unions often close on Federal Reserve holidays; call ahead.
Chase, Bank of America and other national banks
Which big national banks have branches in Bar Harbor, and where the nearest one is if they do not.
Short answer: No branches in Bar Harbor: Chase (nearest in Yarmouth, 105 mi), Wells Fargo, Bank of America (nearest in Brunswick, 92 mi), PNC Bank, U.S. Bank, Truist, Fifth Third Bank, Huntington, Regions Bank, TD Bank (nearest in Bangor, 39 mi), BMO.
| Bank | In Bar Harbor | Nearest branch if none here |
|---|---|---|
| Chase | None | Yarmouth, 105 miles away |
| Wells Fargo | None | none in Maine |
| Bank of America | None | Brunswick, 92 miles away |
| PNC Bank | None | none in Maine |
| U.S. Bank | None | none in Maine |
| Truist | None | none in Maine |
| Fifth Third Bank | None | none in Maine |
| Huntington | None | none in Maine |
| Regions Bank | None | none in Maine |
| TD Bank | None | Bangor, 39 miles away |
| BMO | None | none in Maine |
Branch counts from FDIC BankFind as of September 5, 2026. Distances are straight-line miles from the center of Bar Harbor to the nearest branch in Maine.
What your savings could earn
National benchmarks and the best published offers, from the Banrox Bank Rates tracker. Enter your own balance and rate to compare.
Short answer: At the national average savings rate of 0.38%, $10,000 kept in savings for a year earns about $38. The best published savings rate in the tracker, 3.75% at CIT Bank, earns about $375. The national average 12-month CD pays 1.71%.
| Offer | Bank | APY | Term | Minimum |
|---|---|---|---|---|
| Savings | CIT Bank | 3.75% | none | $5,000 |
| Savings | Barclays | 3.50% | none | $0 |
| Savings | Marcus by Goldman Sachs | 3.40% | none | $0 |
| CD | Synchrony Bank | 4.35% | 60 Months | $0 |
| CD | Marcus by Goldman Sachs | 4.35% | 24 Months | $500 |
| CD | American Express National Bank | 4.25% | 10 Months | $0 |
Rates are the banks' published APYs as tracked on the Banrox Bank Rates page, with the date next to each benchmark; they are not offers from Banrox and can change daily. Interest is before tax. The best offers are mostly online banks and are open to Bar Harbor residents like anyone else.
Banks near Bar Harbor
Nearby cities with at least two banks, by straight-line distance. Counts from FDIC BankFind.
Short answer: The closest towns with more choice are Northeast Harbor (7 miles) and Southwest Harbor (9 miles). Ellsworth, 13 miles away, has the most banks nearby: 7.
| City | Distance | Banks | Branches |
|---|---|---|---|
| Banks in Northeast Harbor, ME | 7 mi | 2 | 2 |
| Banks in Southwest Harbor, ME | 9 mi | 2 | 2 |
| Banks in Ellsworth, ME | 13 mi | 7 | 8 |
| Banks in Blue Hill, ME | 18 mi | 3 | 3 |
| Banks in Milbridge, ME | 20 mi | 2 | 2 |
| Banks in Castine, ME | 28 mi | 2 | 2 |
| Banks in Bucksport, ME | 31 mi | 2 | 2 |
| Banks in Jonesport, ME | 32 mi | 2 | 2 |
Bank branch openings and closings in Bar Harbor
FDIC branch records, between September 5, 2025 and September 5, 2026.
Short answer: FDIC branch records show no bank branch openings in Bar Harbor between September 5, 2025 and September 5, 2026. Closings and relocations are not tracked by the sources this page uses yet.
Banks and credit unions based in Bar Harbor
Short answer: 2 institutions have their main office in Bar Harbor: Bar Harbor Bank & Trust and Bar Harbor Savings and Loan Association.
| Institution | Type | Total assets, June 30, 2026 | Offices here |
|---|---|---|---|
| Bar Harbor Bank & Trust | Bank | $4.73 billion | 1 |
| Bar Harbor Savings and Loan Association | Bank | $103.2 million | 1 |
Banks: FDIC BankFind (community-bank flag and assets). Credit unions: NCUA call report.
Largest banks in Bar Harbor by total assets
Ranked by each bank's total assets on its FDIC balance sheet, which covers the whole bank, not only its Bar Harbor offices.
Short answer: Bangor Savings Bank is the largest bank with offices in Bar Harbor, with $7.74 billion in total assets on June 30, 2026, No. 202 among U.S. banks by total assets. Camden National Bank is second with $6.94 billion. 2 of the 6 banks are headquartered here. Local deposit shares will follow once the FDIC Summary of Deposits is imported.
| Bank | Total assets | Rank | Offices here | Main office |
|---|---|---|---|---|
| Bangor Savings Bank | $7.74 billion | No. 202 | 1 | Bangor, ME |
| Camden National Bank | $6.94 billion | No. 224 | 1 | Camden, ME |
| Bar Harbor Bank & Trust | $4.73 billion | No. 297 | 1 | Bar Harbor, ME |
| First National Bank | $3.18 billion | No. 407 | 1 | Damariscotta, ME |
| Machias Savings Bank | $2.67 billion | No. 480 | 1 | Machias, ME |
| Bar Harbor Savings and Loan Association | $103.2 million | No. 3,679 | 1 | Bar Harbor, ME |
Total assets and ranks from FDIC BankFind as of June 30, 2026. Rank is among active banks that report total assets to the FDIC.
Banks in Bar Harbor: FAQ
How many banks are in Bar Harbor, ME?
Bar Harbor has 6 banks with 6 branches and 1 credit union with 1 office, according to FDIC data as of September 5, 2026 and NCUA data as of March 31, 2026.
Which bank has the most branches in Bar Harbor?
Bangor Savings Bank, with 1. Camden National Bank has 1 and Bar Harbor Bank & Trust has 1.
Is there a Bangor Savings Bank in Bar Harbor, ME?
Yes. FDIC data lists 1 Bangor Savings Bank branch in Bar Harbor as of September 5, 2026. The address and directions are under Bangor Savings Bank above.
Is there a Camden National Bank in Bar Harbor, ME?
Yes. FDIC data lists 1 Camden National Bank branch in Bar Harbor as of September 5, 2026. The address and directions are under Camden National Bank above.
Is there a Chase in Bar Harbor, ME?
No. FDIC data lists no Chase branch in Bar Harbor as of September 5, 2026. The nearest is in Yarmouth, about 105 miles away in a straight line.
Which banks in Bar Harbor are open on Saturday?
None of the 1 location with published hours lists Saturday hours. 6 locations do not publish hours in our sources; call ahead.
Which banks are headquartered in Bar Harbor?
Bar Harbor Bank & Trust and Bar Harbor Savings and Loan Association have their main office in Bar Harbor, according to the FDIC.
What is the oldest bank in Bar Harbor?
Bangor Savings Bank has the longest record among banks with a branch here: the FDIC shows it operating since 1852.
Which credit unions can I join in Bar Harbor?
Maine Savings Credit Union has an office in Bar Harbor. Check each credit union's membership rules before you apply.
Did any bank branches open or close in Bar Harbor in the past year?
FDIC branch records show no branch openings between September 5, 2025 and September 5, 2026. Closings and relocations are not tracked by the sources this page uses yet.
Where can I find more banks near Bar Harbor?
Nearby cities with more banks include Northeast Harbor, Southwest Harbor, Ellsworth. Northeast Harbor is 7 miles away with 2 banks.
How we build this page
Every figure above comes from one of these sources. Nothing is typed by hand, nothing is estimated.
| Data | Source | License | Updated | Data as of |
|---|---|---|---|---|
| FDIC-insured banks: branches, main offices, total assets, dates established | FDIC BankFind Suite API | Public data (U.S. government) | Monthly import | Sep 5, 2026 |
| Credit union offices, phones and hours as filed with the NCUA, total assets | NCUA call report data | Public data (U.S. government) | Quarterly import | Mar 31, 2026 |
| Map coordinates of 1 credit union offices whose NCUA record has none, from the office address | U.S. Census Bureau Geocoder | Public data (U.S. government) | With each NCUA import | Oct 19, 2026 |
| Savings and CD rates, national averages | Banrox Bank Rates | Banrox, from the banks' own rate pages and FDIC national rates | Weekly | see each rate |
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