US Bank Directory

Banks in Vidalia, LA

4 FDIC-insured banks operate 4 offices in Vidalia, Louisiana.

Source: FDIC BankFind, data as of September 5, 2026.

Bank branch map: Vidalia

Banks sit at the coordinates in their FDIC record; credit union offices at their NCUA address, located with the U.S. Census Bureau Geocoder. Point at a marker for today's hours, tap it for the address, directions and the bank's site.

Short answer: 4 banks and credit unions operate 4 locations in Vidalia, according to the FDIC. 4 of them have coordinates on record and are on the map. ATMs and opening hours are not in the sources this page uses yet; each marker links to directions.

BankMain office

Branches: FDIC, NCUA. Streets: loading.

4 locations on the map

Tap a cluster to zoom in

Positions are the regulators' own coordinates, or the Census Geocoder's point for the address, and can sit a few hundred feet from the door. Streets, buildings and parks come from OpenStreetMap through OpenFreeMap, with every street named as you zoom in; if that map cannot load, a simpler map drawn from the Census Bureau's TIGER/Line files takes its place. ATMs will follow with the Overture Maps import.

All banks in Vidalia

Sorted by number of local branches. Each branch shows where its hours and phone number come from.

Short answer: 4 banks share the most locations in Vidalia, with 1 each. 4 banks have a single office in the city. Open any bank to see each address, today's hours where the bank publishes them and the phone number.

Concordia Bank 1 branch · main office Vidalia, LA Bank · 1

Concordia Bank has 1 branch in Vidalia, 5 across Louisiana and 9 nationwide. FDIC records list its main office in Vidalia, LA and show it operating since 1903. With $667.0 million in total assets on June 30, 2026, it ranks No. 1,427 of 4,232 U.S. banks by total assets. Its main office at 904 Carter St dates to 1903 in FDIC branch records. It does not publish hours in the sources this page uses; check its site before you go.

  • Main Office main office
    904 Carter St, 71373
    Hours: see the bank's site
Concordia Bank: profile, branches and contacts
Delta Bank 1 branch · main office Vidalia, LA Bank · 1

Delta Bank has 1 branch in Vidalia, 5 across Louisiana and 7 nationwide. FDIC records list its main office in Vidalia, LA and show it operating since 1986. With $632.0 million in total assets on June 30, 2026, it ranks No. 1,502 of 4,232 U.S. banks by total assets. Its main office at 1617 Carter St dates to 1986 in FDIC branch records. It does not publish hours in the sources this page uses; check its site before you go.

  • Main Office main office
    1617 Carter St, 71373
    Hours: see the bank's site
Delta Bank: profile, branches and contacts
Tensas State Bank 1 branch · main office Newellton, LA Bank · 1

Tensas State Bank has 1 branch in Vidalia, 4 across Louisiana and 4 nationwide. FDIC records list its main office in Newellton, LA and show it operating since 1922. With $185.5 million in total assets on June 30, 2026, it ranks No. 3,095 of 4,232 U.S. banks by total assets. The 1607 Carter Street Branch at 1607 Carter St dates to 2006 in FDIC branch records. It does not publish hours in the sources this page uses; check its site before you go.

  • 1607 Carter Street Branch
    1607 Carter St, 71373
    Hours: see the bank's site
Tensas State Bank: profile, branches and contacts
United Mississippi Bank 1 branch · main office Natchez, MS Bank · 1

United Mississippi Bank has 1 branch in Vidalia, 3 across Louisiana and 13 nationwide. FDIC records list its main office in Natchez, MS and show it operating since 1973. With $560.7 million in total assets on June 30, 2026, it ranks No. 1,651 of 4,232 U.S. banks by total assets. The Vidalia Branch at 4257 Carter St dates to 2014 in FDIC branch records. It does not publish hours in the sources this page uses; check its site before you go.

United Mississippi Bank: profile, branches and contacts

Banking in Vidalia: the local picture

Short answer: 4 banks run 4 branches in Vidalia according to the FDIC. A population estimate for this place is not available from the Census Bureau, so branches per resident are not shown.

Of the 4 banks, 2 have their main office in Vidalia, 1 elsewhere in Louisiana and 1 out of state, according to the FDIC.

The bank with the longest record here is Concordia Bank, operating since 1903 according to the FDIC. In FDIC branch records, the longest-running branch is Concordia Bank's office at 904 Carter St, dating to 1903; the newest is United Mississippi Bank's at 4257 Carter St, from 2014.

None of the 4 locations here publishes hours in the sources this page uses. Each branch links to the bank's own site.

Chase, Bank of America and other national banks

Which big national banks have branches in Vidalia, and where the nearest one is if they do not.

Short answer: No branches in Vidalia: Chase (nearest in Ball, 58 mi), Wells Fargo, Bank of America, PNC Bank, U.S. Bank, Truist, Fifth Third Bank, Huntington (nearest in Rayville, 64 mi), Regions Bank (nearest in Pineville, 59 mi), TD Bank, BMO.

BankIn VidaliaNearest branch if none here
ChaseNoneBall, 58 miles away
Wells FargoNonenone in Louisiana
Bank of AmericaNonenone in Louisiana
PNC BankNonenone in Louisiana
U.S. BankNonenone in Louisiana
TruistNonenone in Louisiana
Fifth Third BankNonenone in Louisiana
HuntingtonNoneRayville, 64 miles away
Regions BankNonePineville, 59 miles away
TD BankNonenone in Louisiana
BMONonenone in Louisiana

Branch counts from FDIC BankFind as of September 5, 2026. Distances are straight-line miles from the center of Vidalia to the nearest branch in Louisiana.

What your savings could earn

National benchmarks and the best published offers, from the Banrox Bank Rates tracker. Enter your own balance and rate to compare.

Short answer: At the national average savings rate of 0.38%, $10,000 kept in savings for a year earns about $38. The best published savings rate in the tracker, 3.75% at CIT Bank, earns about $375. The national average 12-month CD pays 1.71%.

Fed Funds Target Range3.75% - 4.00%FOMC, Sep 16 2026
30-Yr Fixed Mortgage Avg6.76%Freddie Mac PMMS, Sep 10 2026
15-Yr Fixed Mortgage Avg6.09%Freddie Mac PMMS, Sep 10 2026
Avg Credit Card APR22.15%Fed G.19, accounts assessed interest, Q2 2026
Best 12-Month CD4.25%Barclays and Popular Direct, Sep 16 2026
Best High-Yield Savings3.95%Bread Savings, Sep 16 2026

One year at this rate earns about $0; at the best published savings rate (3.75%) about $0.

OfferBankAPYTermMinimum
SavingsCIT Bank3.75%none$5,000
SavingsBarclays3.50%none$0
SavingsMarcus by Goldman Sachs3.40%none$0
CDSynchrony Bank4.35%60 Months$0
CDMarcus by Goldman Sachs4.35%24 Months$500
CDAmerican Express National Bank4.25%10 Months$0

Rates are the banks' published APYs as tracked on the Banrox Bank Rates page, with the date next to each benchmark; they are not offers from Banrox and can change daily. Interest is before tax. The best offers are mostly online banks and are open to Vidalia residents like anyone else.

Banks near Vidalia

Nearby cities with at least two banks, by straight-line distance. Counts from FDIC BankFind.

Short answer: The closest towns with more choice are Ferriday (8 miles) and Jonesville (22 miles). Winnsboro, 44 miles away, has the most banks nearby: 6.

Bank branch openings and closings in Vidalia

FDIC branch records, between September 5, 2025 and September 5, 2026.

Short answer: FDIC branch records show no bank branch openings in Vidalia between September 5, 2025 and September 5, 2026. Closings and relocations are not tracked by the sources this page uses yet.

Banks and credit unions based in Vidalia

Short answer: 2 institutions have their main office in Vidalia: Concordia Bank and Delta Bank.

InstitutionTypeTotal assets, June 30, 2026Offices here
Concordia BankBank$667.0 million1
Delta BankBank$632.0 million1

Banks: FDIC BankFind (community-bank flag and assets). Credit unions: NCUA call report.

Largest banks in Vidalia by total assets

Ranked by each bank's total assets on its FDIC balance sheet, which covers the whole bank, not only its Vidalia offices.

Short answer: Concordia Bank is the largest bank with offices in Vidalia, with $667.0 million in total assets on June 30, 2026, No. 1,427 among U.S. banks by total assets. Delta Bank is second with $632.0 million. 2 of the 4 banks are headquartered here. Local deposit shares will follow once the FDIC Summary of Deposits is imported.

BankTotal assetsRankOffices hereMain office
Concordia Bank$667.0 millionNo. 1,4271Vidalia, LA
Delta Bank$632.0 millionNo. 1,5021Vidalia, LA
United Mississippi Bank$560.7 millionNo. 1,6511Natchez, MS
Tensas State Bank$185.5 millionNo. 3,0951Newellton, LA

Total assets and ranks from FDIC BankFind as of June 30, 2026. Rank is among active banks that report total assets to the FDIC.

Banks in Vidalia: FAQ

How many banks are in Vidalia, LA?

Vidalia has 4 banks with 4 branches, according to FDIC data as of September 5, 2026.

Which bank has the most branches in Vidalia?

Concordia Bank, with 1. Delta Bank has 1 and United Mississippi Bank has 1.

Is there a Concordia Bank in Vidalia, LA?

Yes. FDIC data lists 1 Concordia Bank branch in Vidalia as of September 5, 2026, the main office at 904 Carter St. The address and directions are under Concordia Bank above.

Is there a Delta Bank in Vidalia, LA?

Yes. FDIC data lists 1 Delta Bank branch in Vidalia as of September 5, 2026, the main office at 1617 Carter St. The address and directions are under Delta Bank above.

Is there a United Mississippi Bank in Vidalia, LA?

Yes. FDIC data lists 1 United Mississippi Bank branch in Vidalia as of September 5, 2026. The address and directions are under United Mississippi Bank above.

Is there a Chase in Vidalia, LA?

No. FDIC data lists no Chase branch in Vidalia as of September 5, 2026. The nearest is in Ball, about 58 miles away in a straight line.

Which banks are headquartered in Vidalia?

Concordia Bank and Delta Bank have their main office in Vidalia, according to the FDIC.

What is the oldest bank in Vidalia?

Concordia Bank has the longest record among banks with a branch here: the FDIC shows it operating since 1903.

Did any bank branches open or close in Vidalia in the past year?

FDIC branch records show no branch openings between September 5, 2025 and September 5, 2026. Closings and relocations are not tracked by the sources this page uses yet.

Where can I find more banks near Vidalia?

Nearby cities with more banks include Ferriday, Jonesville, Harrisonburg. Ferriday is 8 miles away with 2 banks.

How we build this page

Every figure above comes from one of these sources. Nothing is typed by hand, nothing is estimated.

DataSourceLicenseUpdatedData as of
FDIC-insured banks: branches, main offices, total assets, dates establishedFDIC BankFind Suite APIPublic data (U.S. government)Monthly importSep 5, 2026
Savings and CD rates, national averagesBanrox Bank RatesBanrox, from the banks' own rate pages and FDIC national ratesWeeklysee each rate

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