US Bank Directory
Banks in Saint Joseph, LA
2 FDIC-insured banks operate 2 offices in Saint Joseph, Louisiana.
Source: FDIC BankFind, data as of September 5, 2026.
Bank branch map: Saint Joseph
Banks sit at the coordinates in their FDIC record; credit union offices at their NCUA address, located with the U.S. Census Bureau Geocoder. Point at a marker for today's hours, tap it for the address, directions and the bank's site.
Short answer: 2 banks and credit unions operate 2 locations in Saint Joseph, according to the FDIC. 2 of them have coordinates on record and are on the map. ATMs and opening hours are not in the sources this page uses yet; each marker links to directions.
Branches: FDIC, NCUA. Streets: loading.
2 locations on the map
Tap a cluster to zoom in
Positions are the regulators' own coordinates, or the Census Geocoder's point for the address, and can sit a few hundred feet from the door. Streets, buildings and parks come from OpenStreetMap through OpenFreeMap, with every street named as you zoom in; if that map cannot load, a simpler map drawn from the Census Bureau's TIGER/Line files takes its place. ATMs will follow with the Overture Maps import.
All banks in Saint Joseph
Sorted by number of local branches. Each branch shows where its hours and phone number come from.
Short answer: Planters Bank and Tensas State Bank have the most locations in Saint Joseph, with 1 each. 2 banks have a single office in the city. Open any bank to see each address, today's hours where the bank publishes them and the phone number.
Planters Bank Bank · 1
Planters Bank has 1 branch in Saint Joseph, 11 across Louisiana and 33 nationwide. FDIC records list its main office in Indianola, MS and show it operating since 1920. With $2.71 billion in total assets on June 30, 2026, it ranks No. 475 of 4,232 U.S. banks by total assets. The Cross Keys Bank Branch at 307 Plank Rd dates to 2026 in FDIC branch records. It does not publish hours in the sources this page uses; check its site before you go.
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Cross Keys Bank Branch307 Plank Rd, 71366
Tensas State Bank Bank · 1
Tensas State Bank has 1 branch in Saint Joseph, 4 across Louisiana and 4 nationwide. FDIC records list its main office in Newellton, LA and show it operating since 1922. With $185.5 million in total assets on June 30, 2026, it ranks No. 3,095 of 4,232 U.S. banks by total assets. The St. Joseph Branch at 921 Plank Road dates to 1981 in FDIC branch records. It does not publish hours in the sources this page uses; check its site before you go.
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St. Joseph Branch921 Plank Road, 71366
Banking in Saint Joseph: the local picture
Short answer: 2 banks run 2 branches in Saint Joseph according to the FDIC. A population estimate for this place is not available from the Census Bureau, so branches per resident are not shown.
Of the 2 banks, 0 have their main office in Saint Joseph, 1 elsewhere in Louisiana and 1 out of state, according to the FDIC.
The bank with the longest record here is Planters Bank, operating since 1920 according to the FDIC. In FDIC branch records, the longest-running branch is Tensas State Bank's office at 921 Plank Road, dating to 1981; the newest is Planters Bank's at 307 Plank Rd, from 2026.
None of the 2 locations here publishes hours in the sources this page uses. Each branch links to the bank's own site.
Chase, Bank of America and other national banks
Which big national banks have branches in Saint Joseph, and where the nearest one is if they do not.
Short answer: No branches in Saint Joseph: Chase (nearest in Monroe, 63 mi), Wells Fargo, Bank of America, PNC Bank, U.S. Bank, Truist, Fifth Third Bank, Huntington (nearest in Rayville, 48 mi), Regions Bank (nearest in Monroe, 65 mi), TD Bank, BMO.
| Bank | In Saint Joseph | Nearest branch if none here |
|---|---|---|
| Chase | None | Monroe, 63 miles away |
| Wells Fargo | None | none in Louisiana |
| Bank of America | None | none in Louisiana |
| PNC Bank | None | none in Louisiana |
| U.S. Bank | None | none in Louisiana |
| Truist | None | none in Louisiana |
| Fifth Third Bank | None | none in Louisiana |
| Huntington | None | Rayville, 48 miles away |
| Regions Bank | None | Monroe, 65 miles away |
| TD Bank | None | none in Louisiana |
| BMO | None | none in Louisiana |
Branch counts from FDIC BankFind as of September 5, 2026. Distances are straight-line miles from the center of Saint Joseph to the nearest branch in Louisiana.
What your savings could earn
National benchmarks and the best published offers, from the Banrox Bank Rates tracker. Enter your own balance and rate to compare.
Short answer: At the national average savings rate of 0.38%, $10,000 kept in savings for a year earns about $38. The best published savings rate in the tracker, 3.75% at CIT Bank, earns about $375. The national average 12-month CD pays 1.71%.
| Offer | Bank | APY | Term | Minimum |
|---|---|---|---|---|
| Savings | CIT Bank | 3.75% | none | $5,000 |
| Savings | Barclays | 3.50% | none | $0 |
| Savings | Marcus by Goldman Sachs | 3.40% | none | $0 |
| CD | Synchrony Bank | 4.35% | 60 Months | $0 |
| CD | Marcus by Goldman Sachs | 4.35% | 24 Months | $500 |
| CD | American Express National Bank | 4.25% | 10 Months | $0 |
Rates are the banks' published APYs as tracked on the Banrox Bank Rates page, with the date next to each benchmark; they are not offers from Banrox and can change daily. Interest is before tax. The best offers are mostly online banks and are open to Saint Joseph residents like anyone else.
Banks near Saint Joseph
Nearby cities with at least two banks, by straight-line distance. Counts from FDIC BankFind.
Short answer: The closest towns with more choice are Newellton (10 miles) and Vidalia (27 miles). Winnsboro, 33 miles away, has the most banks nearby: 6.
| City | Distance | Banks | Branches |
|---|---|---|---|
| Banks in Newellton, LA | 10 mi | 2 | 2 |
| Banks in Vidalia, LA | 27 mi | 4 | 4 |
| Banks in Ferriday, LA | 27 mi | 2 | 2 |
| Banks in Winnsboro, LA | 33 mi | 6 | 7 |
| Banks in Tallulah, LA | 33 mi | 4 | 4 |
| Banks in Harrisonburg, LA | 36 mi | 2 | 2 |
| Banks in Delhi, LA | 40 mi | 2 | 3 |
| Banks in Jonesville, LA | 40 mi | 2 | 3 |
Bank branch openings and closings in Saint Joseph
FDIC branch records, between September 5, 2025 and September 5, 2026.
Short answer: FDIC branch records show 1 branch opening in Saint Joseph between September 5, 2025 and September 5, 2026.
| Date | Change | Bank | Address |
|---|---|---|---|
| Jan 1, 2026 | Opened | Planters Bank | 307 Plank Rd, 71366 |
Effective dates as recorded in FDIC BankFind branch history. Closings and relocations are not tracked by the sources this page uses yet. Credit union offices are not included; the NCUA does not publish opening dates.
Largest banks in Saint Joseph by total assets
Ranked by each bank's total assets on its FDIC balance sheet, which covers the whole bank, not only its Saint Joseph offices.
Short answer: Planters Bank is the largest bank with offices in Saint Joseph, with $2.71 billion in total assets on June 30, 2026, No. 475 among U.S. banks by total assets. Tensas State Bank is second with $185.5 million. Local deposit shares will follow once the FDIC Summary of Deposits is imported.
| Bank | Total assets | Rank | Offices here | Main office |
|---|---|---|---|---|
| Planters Bank | $2.71 billion | No. 475 | 1 | Indianola, MS |
| Tensas State Bank | $185.5 million | No. 3,095 | 1 | Newellton, LA |
Total assets and ranks from FDIC BankFind as of June 30, 2026. Rank is among active banks that report total assets to the FDIC.
Banks in Saint Joseph: FAQ
How many banks are in Saint Joseph, LA?
Saint Joseph has 2 banks with 2 branches, according to FDIC data as of September 5, 2026.
Which bank has the most branches in Saint Joseph?
Planters Bank, with 1. Tensas State Bank has 1.
Is there a Planters Bank in Saint Joseph, LA?
Yes. FDIC data lists 1 Planters Bank branch in Saint Joseph as of September 5, 2026. The address and directions are under Planters Bank above.
Is there a Tensas State Bank in Saint Joseph, LA?
Yes. FDIC data lists 1 Tensas State Bank branch in Saint Joseph as of September 5, 2026. The address and directions are under Tensas State Bank above.
Is there a Chase in Saint Joseph, LA?
No. FDIC data lists no Chase branch in Saint Joseph as of September 5, 2026. The nearest is in Monroe, about 63 miles away in a straight line.
What is the oldest bank in Saint Joseph?
Planters Bank has the longest record among banks with a branch here: the FDIC shows it operating since 1920.
Did any bank branches open or close in Saint Joseph in the past year?
FDIC branch records show 1 branch opening between September 5, 2025 and September 5, 2026. Closings and relocations are not tracked by the sources this page uses yet.
Where can I find more banks near Saint Joseph?
Nearby cities with more banks include Newellton, Vidalia, Ferriday. Newellton is 10 miles away with 2 banks.
How we build this page
Every figure above comes from one of these sources. Nothing is typed by hand, nothing is estimated.
| Data | Source | License | Updated | Data as of |
|---|---|---|---|---|
| FDIC-insured banks: branches, main offices, total assets, dates established | FDIC BankFind Suite API | Public data (U.S. government) | Monthly import | Sep 5, 2026 |
| Savings and CD rates, national averages | Banrox Bank Rates | Banrox, from the banks' own rate pages and FDIC national rates | Weekly | see each rate |
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