US Bank Directory
Banks in Winnsboro, LA
6 FDIC-insured banks operate 7 offices in Winnsboro, Louisiana.
Source: FDIC BankFind, data as of September 5, 2026.
Bank branch map: Winnsboro
Banks sit at the coordinates in their FDIC record; credit union offices at their NCUA address, located with the U.S. Census Bureau Geocoder. Point at a marker for today's hours, tap it for the address, directions and the bank's site.
Short answer: 6 banks and credit unions operate 7 locations in Winnsboro, according to the FDIC. 7 of them have coordinates on record and are on the map. ATMs and opening hours are not in the sources this page uses yet; each marker links to directions.
Branches: FDIC, NCUA. Streets: loading.
7 locations on the map
Tap a cluster to zoom in
Positions are the regulators' own coordinates, or the Census Geocoder's point for the address, and can sit a few hundred feet from the door. Streets, buildings and parks come from OpenStreetMap through OpenFreeMap, with every street named as you zoom in; if that map cannot load, a simpler map drawn from the Census Bureau's TIGER/Line files takes its place. ATMs will follow with the Overture Maps import.
All banks in Winnsboro
Sorted by number of local branches. Each branch shows where its hours and phone number come from.
Short answer: Franklin State Bank has the most locations in Winnsboro, with 2. The other 5 each have a single office in the city. Open any bank to see each address, today's hours where the bank publishes them and the phone number.
Franklin State Bank Bank · 2
Franklin State Bank has 2 branches in Winnsboro, 4 across Louisiana and 4 nationwide. FDIC records list its main office in Winnsboro, LA and show it operating since 1908. With $224.7 million in total assets on June 30, 2026, it ranks No. 2,857 of 4,232 U.S. banks by total assets. In FDIC branch records, its longest-running Winnsboro location is its main office at 802 Prairie St, dating to 1908; the newest, at 3465 Front St, to 1973. It does not publish hours in the sources this page uses; check its site before you go.
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Main Office main office802 Prairie St, 71295
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North Branch3465 Front St, 71295
b1BANK Bank · 1
b1BANK has 1 branch in Winnsboro, 44 across Louisiana and 63 nationwide. FDIC records list its main office in Baton Rouge, LA and show it operating since 2006. With $8.89 billion in total assets on June 30, 2026, it ranks No. 182 of 4,232 U.S. banks by total assets. The Winnsboro Branch at 301 Fair Ave dates to 1997 in FDIC branch records. It does not publish hours in the sources this page uses; check its site before you go.
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Winnsboro Branch301 Fair Ave, 71295
Caldwell Bank Bank · 1
Caldwell Bank has 1 branch in Winnsboro, 6 across Louisiana and 6 nationwide. FDIC records list its main office in Columbia, LA and show it operating since 1902. With $298.6 million in total assets on June 30, 2026, it ranks No. 2,487 of 4,232 U.S. banks by total assets. The Franklin Parish Office at 3591 Front St dates to 2013 in FDIC branch records. It does not publish hours in the sources this page uses; check its site before you go.
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Franklin Parish Office3591 Front St, 71295
Citizens Progressive Bank Bank · 1
Citizens Progressive Bank has 1 branch in Winnsboro, 6 across Louisiana and 6 nationwide. FDIC records list its main office in Winnsboro, LA and show it operating since 1918. With $243.3 million in total assets on June 30, 2026, it ranks No. 2,764 of 4,232 U.S. banks by total assets. Its main office at 3540 Front St dates to 1918 in FDIC branch records. It does not publish hours in the sources this page uses; check its site before you go.
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Main Office main office3540 Front St, 71295
Sicily Island State Bank Bank · 1
Sicily Island State Bank has 1 branch in Winnsboro, 2 across Louisiana and 2 nationwide. FDIC records list its main office in Sicily Island, LA and show it operating since 1918. With $92.4 million in total assets on June 30, 2026, it ranks No. 3,754 of 4,232 U.S. banks by total assets. The Winnsboro Branch at 6800 Kinloch St dates to 2012 in FDIC branch records. It does not publish hours in the sources this page uses; check its site before you go.
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Winnsboro Branch6800 Kinloch St, 71295
Winnsboro State Bank Bank · 1
Winnsboro State Bank has 1 branch in Winnsboro, 5 across Louisiana and 5 nationwide. FDIC records list its main office in Winnsboro, LA and show it operating since 1902. With $425.7 million in total assets on June 30, 2026, it ranks No. 1,986 of 4,232 U.S. banks by total assets. Its main office at 3875 Front St dates to 1902 in FDIC branch records. It does not publish hours in the sources this page uses; check its site before you go.
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Main Office main office3875 Front St, 71295
Banking in Winnsboro: the local picture
Short answer: 6 banks run 7 branches in Winnsboro according to the FDIC. A population estimate for this place is not available from the Census Bureau, so branches per resident are not shown.
Of the 6 banks, 3 have their main office in Winnsboro, 3 elsewhere in Louisiana, according to the FDIC.
The bank with the longest record here is Winnsboro State Bank, operating since 1902 according to the FDIC. In FDIC branch records, the longest-running branch is Winnsboro State Bank's office at 3875 Front St, dating to 1902; the newest is Caldwell Bank's at 3591 Front St, from 2013.
None of the 7 locations here publishes hours in the sources this page uses. Each branch links to the bank's own site.
Chase, Bank of America and other national banks
Which big national banks have branches in Winnsboro, and where the nearest one is if they do not.
Short answer: No branches in Winnsboro: Chase (nearest in Monroe, 30 mi), Wells Fargo, Bank of America, PNC Bank, U.S. Bank, Truist, Fifth Third Bank, Huntington (nearest in Rayville, 20 mi), Regions Bank (nearest in Monroe, 32 mi), TD Bank, BMO.
| Bank | In Winnsboro | Nearest branch if none here |
|---|---|---|
| Chase | None | Monroe, 30 miles away |
| Wells Fargo | None | none in Louisiana |
| Bank of America | None | none in Louisiana |
| PNC Bank | None | none in Louisiana |
| U.S. Bank | None | none in Louisiana |
| Truist | None | none in Louisiana |
| Fifth Third Bank | None | none in Louisiana |
| Huntington | None | Rayville, 20 miles away |
| Regions Bank | None | Monroe, 32 miles away |
| TD Bank | None | none in Louisiana |
| BMO | None | none in Louisiana |
Branch counts from FDIC BankFind as of September 5, 2026. Distances are straight-line miles from the center of Winnsboro to the nearest branch in Louisiana.
What your savings could earn
National benchmarks and the best published offers, from the Banrox Bank Rates tracker. Enter your own balance and rate to compare.
Short answer: At the national average savings rate of 0.38%, $10,000 kept in savings for a year earns about $38. The best published savings rate in the tracker, 3.75% at CIT Bank, earns about $375. The national average 12-month CD pays 1.71%.
| Offer | Bank | APY | Term | Minimum |
|---|---|---|---|---|
| Savings | CIT Bank | 3.75% | none | $5,000 |
| Savings | Barclays | 3.50% | none | $0 |
| Savings | Marcus by Goldman Sachs | 3.40% | none | $0 |
| CD | Synchrony Bank | 4.35% | 60 Months | $0 |
| CD | Marcus by Goldman Sachs | 4.35% | 24 Months | $500 |
| CD | American Express National Bank | 4.25% | 10 Months | $0 |
Rates are the banks' published APYs as tracked on the Banrox Bank Rates page, with the date next to each benchmark; they are not offers from Banrox and can change daily. Interest is before tax. The best offers are mostly online banks and are open to Winnsboro residents like anyone else.
Banks near Winnsboro
Nearby cities with at least two banks, by straight-line distance. Counts from FDIC BankFind.
Short answer: The closest towns with more choice are Rayville (21 miles) and Columbia (22 miles). Monroe, 33 miles away, has the most banks nearby: 17.
| City | Distance | Banks | Branches |
|---|---|---|---|
| Banks in Rayville, LA | 21 mi | 6 | 8 |
| Banks in Columbia, LA | 22 mi | 4 | 6 |
| Banks in Delhi, LA | 24 mi | 2 | 3 |
| Banks in Olla, LA | 25 mi | 3 | 3 |
| Banks in Harrisonburg, LA | 28 mi | 2 | 2 |
| Banks in Newellton, LA | 29 mi | 2 | 2 |
| Banks in Monroe, LA | 33 mi | 17 | 31 |
| Banks in Saint Joseph, LA | 33 mi | 2 | 2 |
Bank branch openings and closings in Winnsboro
FDIC branch records, between September 5, 2025 and September 5, 2026.
Short answer: FDIC branch records show no bank branch openings in Winnsboro between September 5, 2025 and September 5, 2026. Closings and relocations are not tracked by the sources this page uses yet.
Banks and credit unions based in Winnsboro
Short answer: 3 institutions have their main office in Winnsboro: Franklin State Bank, Winnsboro State Bank and Citizens Progressive Bank.
| Institution | Type | Total assets, June 30, 2026 | Offices here |
|---|---|---|---|
| Franklin State Bank | Bank | $224.7 million | 2 |
| Winnsboro State Bank | Bank | $425.7 million | 1 |
| Citizens Progressive Bank | Bank | $243.3 million | 1 |
Banks: FDIC BankFind (community-bank flag and assets). Credit unions: NCUA call report.
Largest banks in Winnsboro by total assets
Ranked by each bank's total assets on its FDIC balance sheet, which covers the whole bank, not only its Winnsboro offices.
Short answer: b1BANK is the largest bank with offices in Winnsboro, with $8.89 billion in total assets on June 30, 2026, No. 182 among U.S. banks by total assets. Winnsboro State Bank is second with $425.7 million. 3 of the 6 banks are headquartered here. Local deposit shares will follow once the FDIC Summary of Deposits is imported.
| Bank | Total assets | Rank | Offices here | Main office |
|---|---|---|---|---|
| b1BANK | $8.89 billion | No. 182 | 1 | Baton Rouge, LA |
| Winnsboro State Bank | $425.7 million | No. 1,986 | 1 | Winnsboro, LA |
| Caldwell Bank | $298.6 million | No. 2,487 | 1 | Columbia, LA |
| Citizens Progressive Bank | $243.3 million | No. 2,764 | 1 | Winnsboro, LA |
| Franklin State Bank | $224.7 million | No. 2,857 | 2 | Winnsboro, LA |
| Sicily Island State Bank | $92.4 million | No. 3,754 | 1 | Sicily Island, LA |
Total assets and ranks from FDIC BankFind as of June 30, 2026. Rank is among active banks that report total assets to the FDIC.
Banks in Winnsboro: FAQ
How many banks are in Winnsboro, LA?
Winnsboro has 6 banks with 7 branches, according to FDIC data as of September 5, 2026.
Which bank has the most branches in Winnsboro?
Franklin State Bank, with 2. b1BANK has 1 and Winnsboro State Bank has 1.
Is there a Franklin State Bank in Winnsboro, LA?
Yes. FDIC data lists 2 Franklin State Bank branches in Winnsboro as of September 5, 2026, the main office at 802 Prairie St. Its branches are listed under Franklin State Bank above, with the address and directions for each.
Is there a b1BANK in Winnsboro, LA?
Yes. FDIC data lists 1 b1BANK branch in Winnsboro as of September 5, 2026. The address and directions are under b1BANK above.
Is there a Chase in Winnsboro, LA?
No. FDIC data lists no Chase branch in Winnsboro as of September 5, 2026. The nearest is in Monroe, about 30 miles away in a straight line.
Which banks are headquartered in Winnsboro?
Franklin State Bank, Winnsboro State Bank and Citizens Progressive Bank have their main office in Winnsboro, according to the FDIC.
What is the oldest bank in Winnsboro?
Winnsboro State Bank has the longest record among banks with a branch here: the FDIC shows it operating since 1902.
Did any bank branches open or close in Winnsboro in the past year?
FDIC branch records show no branch openings between September 5, 2025 and September 5, 2026. Closings and relocations are not tracked by the sources this page uses yet.
Where can I find more banks near Winnsboro?
Nearby cities with more banks include Rayville, Columbia, Delhi. Rayville is 21 miles away with 6 banks.
How we build this page
Every figure above comes from one of these sources. Nothing is typed by hand, nothing is estimated.
| Data | Source | License | Updated | Data as of |
|---|---|---|---|---|
| FDIC-insured banks: branches, main offices, total assets, dates established | FDIC BankFind Suite API | Public data (U.S. government) | Monthly import | Sep 5, 2026 |
| Savings and CD rates, national averages | Banrox Bank Rates | Banrox, from the banks' own rate pages and FDIC national rates | Weekly | see each rate |
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