US Bank Directory

Banks in Milton, KY

1 FDIC-insured bank operates 1 office in Milton, Kentucky.

Source: FDIC BankFind, data as of September 5, 2026.

Bank branch map: Milton

Banks sit at the coordinates in their FDIC record; credit union offices at their NCUA address, located with the U.S. Census Bureau Geocoder. Point at a marker for today's hours, tap it for the address, directions and the bank's site.

Short answer: 1 institution operates 1 location in Milton, according to the FDIC. 1 of them has coordinates on record and is on the map. ATMs and opening hours are not in the sources this page uses yet; each marker links to directions.

BankMain office

Branches: FDIC, NCUA. Streets: loading.

1 location on the map

Tap a cluster to zoom in

Positions are the regulators' own coordinates, or the Census Geocoder's point for the address, and can sit a few hundred feet from the door. Streets, buildings and parks come from OpenStreetMap through OpenFreeMap, with every street named as you zoom in; if that map cannot load, a simpler map drawn from the Census Bureau's TIGER/Line files takes its place. ATMs will follow with the Overture Maps import.

All banks in Milton

Sorted by number of local branches. Each branch shows where its hours and phone number come from.

Short answer: The Farmers Bank of Milton is the only bank with an office in Milton. Open any bank to see each address, today's hours where the bank publishes them and the phone number.

The Farmers Bank of Milton 1 branch · main office Milton, KY Bank · 1

The Farmers Bank of Milton has 1 branch in Milton, 4 across Kentucky and 5 nationwide. FDIC records list its main office in Milton, KY and show it operating since 1902. With $305.1 million in total assets on June 30, 2026, it ranks No. 2,453 of 4,232 U.S. banks by total assets. Its main office at 41 Ferry St dates to 1902 in FDIC branch records. It does not publish hours in the sources this page uses; check its site before you go.

  • Main Office main office
    41 Ferry St, 40045
    Hours: see the bank's site
The Farmers Bank of Milton: profile, branches and contacts

Banking in Milton: the local picture

Short answer: 1 bank runs 1 branch in Milton according to the FDIC. A population estimate for this place is not available from the Census Bureau, so branches per resident are not shown.

The Farmers Bank of Milton has its main office in Milton, according to the FDIC.

The bank with the longest record here is The Farmers Bank of Milton, operating since 1902 according to the FDIC.

The one location here does not publish hours in the sources this page uses. Each branch links to the bank's own site.

Chase, Bank of America and other national banks

Which big national banks have branches in Milton, and where the nearest one is if they do not.

Short answer: No branches in Milton: Chase (nearest in Crestwood, 27 mi), Wells Fargo, Bank of America (nearest in Louisville, 36 mi), PNC Bank (nearest in La Grange, 22 mi), U.S. Bank (nearest in Carrollton, 11 mi), Truist (nearest in Warsaw, 26 mi), Fifth Third Bank (nearest in La Grange, 23 mi), Huntington (nearest in Burlington, 41 mi), Regions Bank (nearest in Franklin, 153 mi), TD Bank, BMO.

BankIn MiltonNearest branch if none here
ChaseNoneCrestwood, 27 miles away
Wells FargoNonenone in Kentucky
Bank of AmericaNoneLouisville, 36 miles away
PNC BankNoneLa Grange, 22 miles away
U.S. BankNoneCarrollton, 11 miles away
TruistNoneWarsaw, 26 miles away
Fifth Third BankNoneLa Grange, 23 miles away
HuntingtonNoneBurlington, 41 miles away
Regions BankNoneFranklin, 153 miles away
TD BankNonenone in Kentucky
BMONonenone in Kentucky

Branch counts from FDIC BankFind as of September 5, 2026. Distances are straight-line miles from the center of Milton to the nearest branch in Kentucky.

What your savings could earn

National benchmarks and the best published offers, from the Banrox Bank Rates tracker. Enter your own balance and rate to compare.

Short answer: At the national average savings rate of 0.38%, $10,000 kept in savings for a year earns about $38. The best published savings rate in the tracker, 3.75% at CIT Bank, earns about $375. The national average 12-month CD pays 1.71%.

Fed Funds Target Range3.75% - 4.00%FOMC, Sep 16 2026
30-Yr Fixed Mortgage Avg6.76%Freddie Mac PMMS, Sep 10 2026
15-Yr Fixed Mortgage Avg6.09%Freddie Mac PMMS, Sep 10 2026
Avg Credit Card APR22.15%Fed G.19, accounts assessed interest, Q2 2026
Best 12-Month CD4.25%Barclays and Popular Direct, Sep 16 2026
Best High-Yield Savings3.95%Bread Savings, Sep 16 2026

One year at this rate earns about $0; at the best published savings rate (3.75%) about $0.

OfferBankAPYTermMinimum
SavingsCIT Bank3.75%none$5,000
SavingsBarclays3.50%none$0
SavingsMarcus by Goldman Sachs3.40%none$0
CDSynchrony Bank4.35%60 Months$0
CDMarcus by Goldman Sachs4.35%24 Months$500
CDAmerican Express National Bank4.25%10 Months$0

Rates are the banks' published APYs as tracked on the Banrox Bank Rates page, with the date next to each benchmark; they are not offers from Banrox and can change daily. Interest is before tax. The best offers are mostly online banks and are open to Milton residents like anyone else.

Banks near Milton

Nearby cities with at least two banks, by straight-line distance. Counts from FDIC BankFind.

Short answer: The closest towns with more choice are Carrollton (12 miles) and Lagrange (23 miles). Crestwood, 27 miles away, has the most banks nearby: 6.

Bank branch openings and closings in Milton

FDIC branch records, between September 5, 2025 and September 5, 2026.

Short answer: FDIC branch records show no bank branch openings in Milton between September 5, 2025 and September 5, 2026. Closings and relocations are not tracked by the sources this page uses yet.

Banks and credit unions based in Milton

Short answer: 1 institution has its main office in Milton: The Farmers Bank of Milton.

InstitutionTypeTotal assets, June 30, 2026Offices here
The Farmers Bank of MiltonBank$305.1 million1

Banks: FDIC BankFind (community-bank flag and assets). Credit unions: NCUA call report.

Largest banks in Milton by total assets

Ranked by each bank's total assets on its FDIC balance sheet, which covers the whole bank, not only its Milton offices.

Short answer: The Farmers Bank of Milton is the largest bank with offices in Milton, with $305.1 million in total assets on June 30, 2026, No. 2,453 among U.S. banks by total assets. 1 of the 1 bank is headquartered here. Local deposit shares will follow once the FDIC Summary of Deposits is imported.

BankTotal assetsRankOffices hereMain office
The Farmers Bank of Milton$305.1 millionNo. 2,4531Milton, KY

Total assets and ranks from FDIC BankFind as of June 30, 2026. Rank is among active banks that report total assets to the FDIC.

Banks in Milton: FAQ

How many banks are in Milton, KY?

Milton has 1 bank with 1 branch, according to FDIC data as of September 5, 2026.

Is there a Chase in Milton, KY?

No. FDIC data lists no Chase branch in Milton as of September 5, 2026. The nearest is in Crestwood, about 27 miles away in a straight line.

Which banks are headquartered in Milton?

The Farmers Bank of Milton has its main office in Milton, according to the FDIC.

What is the oldest bank in Milton?

The Farmers Bank of Milton has the longest record among banks with a branch here: the FDIC shows it operating since 1902.

Did any bank branches open or close in Milton in the past year?

FDIC branch records show no branch openings between September 5, 2025 and September 5, 2026. Closings and relocations are not tracked by the sources this page uses yet.

Where can I find more banks near Milton?

Nearby cities with more banks include Carrollton, Lagrange, La Grange. Carrollton is 12 miles away with 5 banks.

How we build this page

Every figure above comes from one of these sources. Nothing is typed by hand, nothing is estimated.

DataSourceLicenseUpdatedData as of
FDIC-insured banks: branches, main offices, total assets, dates establishedFDIC BankFind Suite APIPublic data (U.S. government)Monthly importSep 5, 2026
Savings and CD rates, national averagesBanrox Bank RatesBanrox, from the banks' own rate pages and FDIC national ratesWeeklysee each rate

See your odds before you apply

Banrox shows how likely a card or loan is for your profile, from your own data, without a hard pull. Platform live; card in early access; no card issued.

Check your odds