US Bank Directory
Banks in Milton, KY
1 FDIC-insured bank operates 1 office in Milton, Kentucky.
Source: FDIC BankFind, data as of September 5, 2026.
Bank branch map: Milton
Banks sit at the coordinates in their FDIC record; credit union offices at their NCUA address, located with the U.S. Census Bureau Geocoder. Point at a marker for today's hours, tap it for the address, directions and the bank's site.
Short answer: 1 institution operates 1 location in Milton, according to the FDIC. 1 of them has coordinates on record and is on the map. ATMs and opening hours are not in the sources this page uses yet; each marker links to directions.
Branches: FDIC, NCUA. Streets: loading.
1 location on the map
Tap a cluster to zoom in
Positions are the regulators' own coordinates, or the Census Geocoder's point for the address, and can sit a few hundred feet from the door. Streets, buildings and parks come from OpenStreetMap through OpenFreeMap, with every street named as you zoom in; if that map cannot load, a simpler map drawn from the Census Bureau's TIGER/Line files takes its place. ATMs will follow with the Overture Maps import.
All banks in Milton
Sorted by number of local branches. Each branch shows where its hours and phone number come from.
Short answer: The Farmers Bank of Milton is the only bank with an office in Milton. Open any bank to see each address, today's hours where the bank publishes them and the phone number.
The Farmers Bank of Milton Bank · 1
The Farmers Bank of Milton has 1 branch in Milton, 4 across Kentucky and 5 nationwide. FDIC records list its main office in Milton, KY and show it operating since 1902. With $305.1 million in total assets on June 30, 2026, it ranks No. 2,453 of 4,232 U.S. banks by total assets. Its main office at 41 Ferry St dates to 1902 in FDIC branch records. It does not publish hours in the sources this page uses; check its site before you go.
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Main Office main office41 Ferry St, 40045
Banking in Milton: the local picture
Short answer: 1 bank runs 1 branch in Milton according to the FDIC. A population estimate for this place is not available from the Census Bureau, so branches per resident are not shown.
The Farmers Bank of Milton has its main office in Milton, according to the FDIC.
The bank with the longest record here is The Farmers Bank of Milton, operating since 1902 according to the FDIC.
The one location here does not publish hours in the sources this page uses. Each branch links to the bank's own site.
Chase, Bank of America and other national banks
Which big national banks have branches in Milton, and where the nearest one is if they do not.
Short answer: No branches in Milton: Chase (nearest in Crestwood, 27 mi), Wells Fargo, Bank of America (nearest in Louisville, 36 mi), PNC Bank (nearest in La Grange, 22 mi), U.S. Bank (nearest in Carrollton, 11 mi), Truist (nearest in Warsaw, 26 mi), Fifth Third Bank (nearest in La Grange, 23 mi), Huntington (nearest in Burlington, 41 mi), Regions Bank (nearest in Franklin, 153 mi), TD Bank, BMO.
| Bank | In Milton | Nearest branch if none here |
|---|---|---|
| Chase | None | Crestwood, 27 miles away |
| Wells Fargo | None | none in Kentucky |
| Bank of America | None | Louisville, 36 miles away |
| PNC Bank | None | La Grange, 22 miles away |
| U.S. Bank | None | Carrollton, 11 miles away |
| Truist | None | Warsaw, 26 miles away |
| Fifth Third Bank | None | La Grange, 23 miles away |
| Huntington | None | Burlington, 41 miles away |
| Regions Bank | None | Franklin, 153 miles away |
| TD Bank | None | none in Kentucky |
| BMO | None | none in Kentucky |
Branch counts from FDIC BankFind as of September 5, 2026. Distances are straight-line miles from the center of Milton to the nearest branch in Kentucky.
What your savings could earn
National benchmarks and the best published offers, from the Banrox Bank Rates tracker. Enter your own balance and rate to compare.
Short answer: At the national average savings rate of 0.38%, $10,000 kept in savings for a year earns about $38. The best published savings rate in the tracker, 3.75% at CIT Bank, earns about $375. The national average 12-month CD pays 1.71%.
| Offer | Bank | APY | Term | Minimum |
|---|---|---|---|---|
| Savings | CIT Bank | 3.75% | none | $5,000 |
| Savings | Barclays | 3.50% | none | $0 |
| Savings | Marcus by Goldman Sachs | 3.40% | none | $0 |
| CD | Synchrony Bank | 4.35% | 60 Months | $0 |
| CD | Marcus by Goldman Sachs | 4.35% | 24 Months | $500 |
| CD | American Express National Bank | 4.25% | 10 Months | $0 |
Rates are the banks' published APYs as tracked on the Banrox Bank Rates page, with the date next to each benchmark; they are not offers from Banrox and can change daily. Interest is before tax. The best offers are mostly online banks and are open to Milton residents like anyone else.
Banks near Milton
Nearby cities with at least two banks, by straight-line distance. Counts from FDIC BankFind.
Short answer: The closest towns with more choice are Carrollton (12 miles) and Lagrange (23 miles). Crestwood, 27 miles away, has the most banks nearby: 6.
| City | Distance | Banks | Branches |
|---|---|---|---|
| Banks in Carrollton, KY | 12 mi | 5 | 6 |
| Banks in Lagrange, KY | 23 mi | 3 | 3 |
| Banks in La Grange, KY | 23 mi | 4 | 4 |
| Banks in Warsaw, KY | 26 mi | 3 | 3 |
| Banks in Eminence, KY | 27 mi | 2 | 2 |
| Banks in Crestwood, KY | 27 mi | 6 | 6 |
| Banks in Prospect, KY | 29 mi | 5 | 7 |
| Banks in Owenton, KY | 32 mi | 2 | 2 |
Bank branch openings and closings in Milton
FDIC branch records, between September 5, 2025 and September 5, 2026.
Short answer: FDIC branch records show no bank branch openings in Milton between September 5, 2025 and September 5, 2026. Closings and relocations are not tracked by the sources this page uses yet.
Banks and credit unions based in Milton
Short answer: 1 institution has its main office in Milton: The Farmers Bank of Milton.
| Institution | Type | Total assets, June 30, 2026 | Offices here |
|---|---|---|---|
| The Farmers Bank of Milton | Bank | $305.1 million | 1 |
Banks: FDIC BankFind (community-bank flag and assets). Credit unions: NCUA call report.
Largest banks in Milton by total assets
Ranked by each bank's total assets on its FDIC balance sheet, which covers the whole bank, not only its Milton offices.
Short answer: The Farmers Bank of Milton is the largest bank with offices in Milton, with $305.1 million in total assets on June 30, 2026, No. 2,453 among U.S. banks by total assets. 1 of the 1 bank is headquartered here. Local deposit shares will follow once the FDIC Summary of Deposits is imported.
| Bank | Total assets | Rank | Offices here | Main office |
|---|---|---|---|---|
| The Farmers Bank of Milton | $305.1 million | No. 2,453 | 1 | Milton, KY |
Total assets and ranks from FDIC BankFind as of June 30, 2026. Rank is among active banks that report total assets to the FDIC.
Banks in Milton: FAQ
How many banks are in Milton, KY?
Milton has 1 bank with 1 branch, according to FDIC data as of September 5, 2026.
Is there a Chase in Milton, KY?
No. FDIC data lists no Chase branch in Milton as of September 5, 2026. The nearest is in Crestwood, about 27 miles away in a straight line.
Which banks are headquartered in Milton?
The Farmers Bank of Milton has its main office in Milton, according to the FDIC.
What is the oldest bank in Milton?
The Farmers Bank of Milton has the longest record among banks with a branch here: the FDIC shows it operating since 1902.
Did any bank branches open or close in Milton in the past year?
FDIC branch records show no branch openings between September 5, 2025 and September 5, 2026. Closings and relocations are not tracked by the sources this page uses yet.
Where can I find more banks near Milton?
Nearby cities with more banks include Carrollton, Lagrange, La Grange. Carrollton is 12 miles away with 5 banks.
How we build this page
Every figure above comes from one of these sources. Nothing is typed by hand, nothing is estimated.
| Data | Source | License | Updated | Data as of |
|---|---|---|---|---|
| FDIC-insured banks: branches, main offices, total assets, dates established | FDIC BankFind Suite API | Public data (U.S. government) | Monthly import | Sep 5, 2026 |
| Savings and CD rates, national averages | Banrox Bank Rates | Banrox, from the banks' own rate pages and FDIC national rates | Weekly | see each rate |
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