Banks in Ludlow, KY

Bank branch map: Ludlow

Banks sit at the coordinates in their FDIC record; credit union offices at their NCUA address, located with the U.S. Census Bureau Geocoder. Point at a marker for today's hours, tap it for the address, directions and the bank's site.

Short answer: 1 institution operates 1 location in Ludlow, according to the FDIC. 1 of them has coordinates on record and is on the map. ATMs and opening hours are not in the sources this page uses yet; each marker links to directions.

Positions are the regulators' own coordinates, or the Census Geocoder's point for the address, and can sit a few hundred feet from the door. Streets, buildings and parks come from OpenStreetMap through OpenFreeMap, with every street named as you zoom in; if that map cannot load, a simpler map drawn from the Census Bureau's TIGER/Line files takes its place. ATMs will follow with the Overture Maps import.

All banks in Ludlow

Sorted by number of local branches. Each branch shows where its hours and phone number come from.

Short answer: Home Savings Bank, FSB is the only bank with an office in Ludlow. Open any bank to see each address, today's hours where the bank publishes them and the phone number.

Home Savings Bank, FSB 1 branch · main office Ludlow, KY Bank · 1

Home Savings Bank, FSB has 1 branch in Ludlow, 1 across Kentucky and 1 nationwide. FDIC records list its main office in Ludlow, KY and show it operating since 1941. With $25.7 million in total assets on June 30, 2026, it ranks No. 4,189 of 4,232 U.S. banks by total assets. Its main office at 202 Elm St dates to 1941 in FDIC branch records. It does not publish hours in the sources this page uses; check its site before you go.

• Main Office main office

  202 Elm St, 41016

  Hours: see the bank's site
  DirectionsWebsite

Home Savings Bank, FSB: profile, branches and contacts

Banking in Ludlow: the local picture

Short answer: 1 bank runs 1 branch in Ludlow according to the FDIC. A population estimate for this place is not available from the Census Bureau, so branches per resident are not shown.

Home Savings Bank, FSB has its main office in Ludlow, according to the FDIC.

The bank with the longest record here is Home Savings Bank, FSB, operating since 1941 according to the FDIC.

The one location here does not publish hours in the sources this page uses. Each branch links to the bank's own site.

Chase, Bank of America and other national banks

Which big national banks have branches in Ludlow, and where the nearest one is if they do not.

Short answer: No branches in Ludlow: Chase (nearest in Crescent Springs, 3 mi), Wells Fargo, Bank of America (nearest in Crescent Springs, 3 mi), PNC Bank (nearest in Covington, 2 mi), U.S. Bank (nearest in Covington, 2 mi), Truist (nearest in Covington, 3 mi), Fifth Third Bank (nearest in Covington, 2 mi), Huntington (nearest in Covington, 2 mi), Regions Bank (nearest in Franklin, 198 mi), TD Bank, BMO.

Branch counts from FDIC BankFind as of September 5, 2026. Distances are straight-line miles from the center of Ludlow to the nearest branch in Kentucky.

What your savings could earn

National benchmarks and the best published offers, from the Banrox Bank Rates tracker. Enter your own balance and rate to compare.

Short answer: At the national average savings rate of 0.38%, $10,000 kept in savings for a year earns about $38. The best published savings rate in the tracker, 3.75% at CIT Bank, earns about $375. The national average 12-month CD pays 1.71%.

Rates are the banks' published APYs as tracked on the Banrox Bank Rates page, with the date next to each benchmark; they are not offers from Banrox and can change daily. Interest is before tax. The best offers are mostly online banks and are open to Ludlow residents like anyone else.

Banks near Ludlow

Nearby cities with at least two banks, by straight-line distance. Counts from FDIC BankFind.

Short answer: The closest towns with more choice are Covington (2 miles) and Fort Wright (2 miles). Covington, 2 miles away, has the most banks nearby: 9.

Bank branch openings and closings in Ludlow

FDIC branch records, between September 5, 2025 and September 5, 2026.

Short answer: FDIC branch records show no bank branch openings in Ludlow between September 5, 2025 and September 5, 2026. Closings and relocations are not tracked by the sources this page uses yet.

Banks and credit unions based in Ludlow

Short answer: 1 institution has its main office in Ludlow: Home Savings Bank, FSB.

Banks: FDIC BankFind (community-bank flag and assets). Credit unions: NCUA call report.

Largest banks in Ludlow by total assets

Ranked by each bank's total assets on its FDIC balance sheet, which covers the whole bank, not only its Ludlow offices.

Short answer: Home Savings Bank, FSB is the largest bank with offices in Ludlow, with $25.7 million in total assets on June 30, 2026, No. 4,189 among U.S. banks by total assets. 1 of the 1 bank is headquartered here. Local deposit shares will follow once the FDIC Summary of Deposits is imported.

Total assets and ranks from FDIC BankFind as of June 30, 2026. Rank is among active banks that report total assets to the FDIC.

Banks in Ludlow: FAQ

How we build this page

Every figure above comes from one of these sources. Nothing is typed by hand, nothing is estimated.