US Bank Directory

Banks in Jackson, KY

2 FDIC-insured banks operate 3 offices in Jackson, Kentucky.

Source: FDIC BankFind, data as of September 5, 2026.

Bank branch map: Jackson

Banks sit at the coordinates in their FDIC record; credit union offices at their NCUA address, located with the U.S. Census Bureau Geocoder. Point at a marker for today's hours, tap it for the address, directions and the bank's site.

Short answer: 2 banks and credit unions operate 3 locations in Jackson, according to the FDIC. 3 of them have coordinates on record and are on the map. ATMs and opening hours are not in the sources this page uses yet; each marker links to directions.

BankMain office

Branches: FDIC, NCUA. Streets: loading.

3 locations on the map

Tap a cluster to zoom in

Positions are the regulators' own coordinates, or the Census Geocoder's point for the address, and can sit a few hundred feet from the door. Streets, buildings and parks come from OpenStreetMap through OpenFreeMap, with every street named as you zoom in; if that map cannot load, a simpler map drawn from the Census Bureau's TIGER/Line files takes its place. ATMs will follow with the Overture Maps import.

All banks in Jackson

Sorted by number of local branches. Each branch shows where its hours and phone number come from.

Short answer: Citizens Bank & Trust Co. of Jackson has the most locations in Jackson, with 2. The other 1 has a single office in the city. Open any bank to see each address, today's hours where the bank publishes them and the phone number.

Citizens Bank & Trust Co. of Jackson 2 branches · main office Jackson, KY Bank · 2

Citizens Bank & Trust Co. of Jackson has 2 branches in Jackson, 3 across Kentucky and 3 nationwide. FDIC records list its main office in Jackson, KY and show it operating since 1962. With $217.3 million in total assets on June 30, 2026, it ranks No. 2,894 of 4,232 U.S. banks by total assets. In FDIC branch records, its longest-running Jackson location is its main office at 720 Highway 15 S, dating to 1962; the newest, at 1138 Main St, to 1973. It does not publish hours in the sources this page uses; check its site before you go.

  • Main Office main office
    720 Highway 15 S, 41339
    Hours: see the bank's site
  • 1138 Main Street Branch
    1138 Main St, 41339
    Hours: see the bank's site
Citizens Bank & Trust Co. of Jackson: profile, branches and contacts
Peoples Bank 1 branch · main office Marietta, OH Bank · 1

Peoples Bank has 1 branch in Jackson, 42 across Kentucky and 135 nationwide. FDIC records list its main office in Marietta, OH and show it operating since 1902. With $9.53 billion in total assets on June 30, 2026, it ranks No. 169 of 4,232 U.S. banks by total assets. The Lester Smith Parkway Branch at 770 Kentucky Highway 15 North dates to 1977 in FDIC branch records. It does not publish hours in the sources this page uses; check its site before you go.

  • Lester Smith Parkway Branch
    770 Kentucky Highway 15 North, 41339
    Hours: see the bank's site
Peoples Bank: profile, branches and contacts

Banking in Jackson: the local picture

Short answer: 2 banks run 3 branches in Jackson according to the FDIC. A population estimate for this place is not available from the Census Bureau, so branches per resident are not shown.

Of the 2 banks, 1 has its main office in Jackson and 1 out of state, according to the FDIC.

The bank with the longest record here is Peoples Bank, operating since 1902 according to the FDIC. In FDIC branch records, the longest-running branch is Citizens Bank & Trust Co. of Jackson's office at 720 Highway 15 S, dating to 1962; the newest is Peoples Bank's at 770 Kentucky Highway 15 North, from 1977.

None of the 3 locations here publishes hours in the sources this page uses. Each branch links to the bank's own site.

Chase, Bank of America and other national banks

Which big national banks have branches in Jackson, and where the nearest one is if they do not.

Short answer: No branches in Jackson: Chase (nearest in Richmond, 52 mi), Wells Fargo, Bank of America (nearest in Lexington, 65 mi), PNC Bank (nearest in Manchester, 36 mi), U.S. Bank (nearest in Martin, 34 mi), Truist (nearest in Paintsville, 36 mi), Fifth Third Bank (nearest in Richmond, 51 mi), Huntington (nearest in Independence, 114 mi), Regions Bank (nearest in Franklin, 185 mi), TD Bank, BMO.

BankIn JacksonNearest branch if none here
ChaseNoneRichmond, 52 miles away
Wells FargoNonenone in Kentucky
Bank of AmericaNoneLexington, 65 miles away
PNC BankNoneManchester, 36 miles away
U.S. BankNoneMartin, 34 miles away
TruistNonePaintsville, 36 miles away
Fifth Third BankNoneRichmond, 51 miles away
HuntingtonNoneIndependence, 114 miles away
Regions BankNoneFranklin, 185 miles away
TD BankNonenone in Kentucky
BMONonenone in Kentucky

Branch counts from FDIC BankFind as of September 5, 2026. Distances are straight-line miles from the center of Jackson to the nearest branch in Kentucky.

What your savings could earn

National benchmarks and the best published offers, from the Banrox Bank Rates tracker. Enter your own balance and rate to compare.

Short answer: At the national average savings rate of 0.38%, $10,000 kept in savings for a year earns about $38. The best published savings rate in the tracker, 3.75% at CIT Bank, earns about $375. The national average 12-month CD pays 1.71%.

Fed Funds Target Range3.75% - 4.00%FOMC, Sep 16 2026
30-Yr Fixed Mortgage Avg6.76%Freddie Mac PMMS, Sep 10 2026
15-Yr Fixed Mortgage Avg6.09%Freddie Mac PMMS, Sep 10 2026
Avg Credit Card APR22.15%Fed G.19, accounts assessed interest, Q2 2026
Best 12-Month CD4.25%Barclays and Popular Direct, Sep 16 2026
Best High-Yield Savings3.95%Bread Savings, Sep 16 2026

One year at this rate earns about $0; at the best published savings rate (3.75%) about $0.

OfferBankAPYTermMinimum
SavingsCIT Bank3.75%none$5,000
SavingsBarclays3.50%none$0
SavingsMarcus by Goldman Sachs3.40%none$0
CDSynchrony Bank4.35%60 Months$0
CDMarcus by Goldman Sachs4.35%24 Months$500
CDAmerican Express National Bank4.25%10 Months$0

Rates are the banks' published APYs as tracked on the Banrox Bank Rates page, with the date next to each benchmark; they are not offers from Banrox and can change daily. Interest is before tax. The best offers are mostly online banks and are open to Jackson residents like anyone else.

Banks near Jackson

Nearby cities with at least two banks, by straight-line distance. Counts from FDIC BankFind.

Short answer: The closest towns with more choice are Campton (15 miles) and Beattyville (18 miles). Hazard, 22 miles away, has the most banks nearby: 5.

Bank branch openings and closings in Jackson

FDIC branch records, between September 5, 2025 and September 5, 2026.

Short answer: FDIC branch records show no bank branch openings in Jackson between September 5, 2025 and September 5, 2026. Closings and relocations are not tracked by the sources this page uses yet.

Banks and credit unions based in Jackson

Short answer: 1 institution has its main office in Jackson: Citizens Bank & Trust Co. of Jackson.

InstitutionTypeTotal assets, June 30, 2026Offices here
Citizens Bank & Trust Co. of JacksonBank$217.3 million2

Banks: FDIC BankFind (community-bank flag and assets). Credit unions: NCUA call report.

Largest banks in Jackson by total assets

Ranked by each bank's total assets on its FDIC balance sheet, which covers the whole bank, not only its Jackson offices.

Short answer: Peoples Bank is the largest bank with offices in Jackson, with $9.53 billion in total assets on June 30, 2026, No. 169 among U.S. banks by total assets. Citizens Bank & Trust Co. of Jackson is second with $217.3 million. 1 of the 2 bank is headquartered here. Local deposit shares will follow once the FDIC Summary of Deposits is imported.

BankTotal assetsRankOffices hereMain office
Peoples Bank$9.53 billionNo. 1691Marietta, OH
Citizens Bank & Trust Co. of Jackson$217.3 millionNo. 2,8942Jackson, KY

Total assets and ranks from FDIC BankFind as of June 30, 2026. Rank is among active banks that report total assets to the FDIC.

Banks in Jackson: FAQ

How many banks are in Jackson, KY?

Jackson has 2 banks with 3 branches, according to FDIC data as of September 5, 2026.

Which bank has the most branches in Jackson?

Citizens Bank & Trust Co. of Jackson, with 2. Peoples Bank has 1.

Is there a Peoples Bank in Jackson, KY?

Yes. FDIC data lists 1 Peoples Bank branch in Jackson as of September 5, 2026. The address and directions are under Peoples Bank above.

Is there a Chase in Jackson, KY?

No. FDIC data lists no Chase branch in Jackson as of September 5, 2026. The nearest is in Richmond, about 52 miles away in a straight line.

Which banks are headquartered in Jackson?

Citizens Bank & Trust Co. of Jackson has its main office in Jackson, according to the FDIC.

What is the oldest bank in Jackson?

Peoples Bank has the longest record among banks with a branch here: the FDIC shows it operating since 1902.

Did any bank branches open or close in Jackson in the past year?

FDIC branch records show no branch openings between September 5, 2025 and September 5, 2026. Closings and relocations are not tracked by the sources this page uses yet.

Where can I find more banks near Jackson?

Nearby cities with more banks include Campton, Beattyville, Salyersville. Campton is 15 miles away with 2 banks.

How we build this page

Every figure above comes from one of these sources. Nothing is typed by hand, nothing is estimated.

DataSourceLicenseUpdatedData as of
FDIC-insured banks: branches, main offices, total assets, dates establishedFDIC BankFind Suite APIPublic data (U.S. government)Monthly importSep 5, 2026
Savings and CD rates, national averagesBanrox Bank RatesBanrox, from the banks' own rate pages and FDIC national ratesWeeklysee each rate

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